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IN THIS ISSUE<br />

President’s Message …………………………………………………………………. 1<br />

3 Updates from ABC for Health; November 20<strong>21</strong> ........................................... 2<br />

Measuring the Costs of Denials & the Impact of Prevention ......................... 4<br />

Ask the Expert: Why Insurance Discovery Matters ....................................... 6<br />

Preparing for the No Surprises Act: What you Need to Know Now ............... 8<br />

Healthcare Staff Management in the New Normal ........................................ 10<br />

SPRING CONFERENCE<br />

FALL CONFERENCE<br />

MAY 12-13, 2022<br />

WILDERNESS RESORT<br />

511 EAST ADAMS STREET<br />

WISCONSIN DELLS, WI 53965<br />

TBD<br />

RED LION HOTEL PAPER VALLEY<br />

333 W. COLLEGE AVENUE<br />

APPLETON, WI 54911<br />

ALSO REMEMBER TO MARK YOUR CALENDAR FOR<br />

2022 ANI: 10/12 - 10/14 IN BALTIMORE, MD!!


1<br />

PRESIDENT’S MESSAGE<br />

By: Marcy Marquis<br />

It is that time of year where we start thinking about<br />

the Holidays. Hopefully, this year we can all enjoy<br />

gathering with friends and family. We also start to<br />

think about the past year and wonder what the new<br />

year will bring.<br />

2022 also means new Board Members. We are looking<br />

forward to several fresh faces and fresh ideas.<br />

Please make sure when you watch for the email for<br />

voting. If anyone is interested in participating on<br />

committee in 2022, please reach out me.<br />

<strong>AAHAM</strong> WI had an amazing year. We had our first<br />

hybrid conference in the Spring. Our Fall Conference<br />

was 100% virtual. Our education committee did an<br />

amazing job planning both conferences and adjusted<br />

to a hybrid and virtual formats. Thank you to our education<br />

committee members: Curt Glaunert, Kaye<br />

Preive, Glynis Evans, Beverly Pope, Chris Fisher,<br />

Dustie Kline, Nicole Querio, Colleen Nolan and Mark<br />

Herder.<br />

The committees are Education, Newsletter / Marketing,<br />

Certification, Membership and Government Relations.<br />

Our board meetings are also open to our<br />

membership. If you would like to learn more about<br />

<strong>AAHAM</strong> and want to attend a board meeting, please<br />

let me know and I will add to the meeting invite.<br />

I hope everyone has an amazing holiday season. Enjoy<br />

family and friends.<br />

We all really missed seeing everyone in person.<br />

However, the positive side of virtual is having so<br />

many guests. People who normally cannot attend are<br />

now able to participate. Our Education Committee is<br />

busy working on several free webinars, so we can<br />

continue to provide education between now and our<br />

Spring 2022 conference.<br />

I know many of you are busy with your year-end projects.<br />

The board is busy with starting our 2022 membership<br />

drive. Our membership fee of $30.00. We<br />

currently have 81 members. Our goal for 2022 is to<br />

hit 100 members. I would like to encourage everyone<br />

to please renew your membership.<br />

“An investment in knowledge pays the best<br />

interest”<br />

- Benjamin Franklin<br />

Marcy Marquis<br />

<strong>AAHAM</strong> WI Chapter President<br />

If you are not a member, please join WI <strong>AAHAM</strong>.<br />

Encourage your co-workers and associates from other<br />

facilities to join. We also encourage our Corporate<br />

Sponsors to renew their membership and encourage<br />

current clients or potential clients to join WI<br />

<strong>AAHAM</strong>.


3 Updates from ABC for Health; November 20<strong>21</strong><br />

From: ABC for Health<br />

The pandemic continues to create ripples in the rules<br />

and policies impacting health care coverage. We<br />

continue to track policy developments, current<br />

events, and rule changes in a changing landscape of<br />

insurance coverage, and highlight three updates below:<br />

National Public Health Emergency Extended -<br />

Again<br />

US Department of Health and Human Services Secretary<br />

Becerra has officially renewed the public<br />

health emergency declaration. It's effective October<br />

18, 20<strong>21</strong> for an additional 90 days which takes us<br />

into January 2022. This is the 7th time HHS has extended<br />

the emergency since it began on January 31,<br />

2020. In our featured video, we explain the renewal<br />

and what comes next.<br />

ACA Open Enrollment<br />

Open Enrollment opened November 1. This is the<br />

annual enrollment window to purchase private<br />

health insurance on the Affordable Care Act's private<br />

health insurance marketplace HealthCare.Gov.<br />

In our featured video, we review what information to<br />

have handy to be ready to apply and key start dates<br />

for coverage. Here is a look at what’s new for 2022:<br />

have officially created a new "Special Enrollment Period"<br />

opportunity for certain low-income consumers to<br />

purchase private health insurance on HealthCare.Gov in<br />

2022. The announcement came as the feds finalized<br />

rules to improve the Affordable Care Act and Medicaid.<br />

In our featured video, we explain who is eligible for the<br />

new Special Enrollment Periods, what else is in the final<br />

rule, and how to connect to coverage.<br />

Bridging the Gaps in Vaccine & Lifeline Equity<br />

The pandemic has exposed health equity and social justice<br />

issues that include unequal access to vaccines and<br />

telecommunications. As part of an extensive outreach,<br />

education, and innovative in-reach campaign, ABC for<br />

Health and ABC for Rural Health are helping to better<br />

communicate information, resources, and support for<br />

vulnerable populations.<br />

Many families are looking for help at times of overstressed<br />

budgets and rising concerns about staying connected<br />

to work, school, or doctors. Many may not realize<br />

telecommunications assistance – help paying phone<br />

and internet bills - is an option. Access to "Lifeline" or<br />

the "Emergency Broadband Benefit" provides an important<br />

bridge to fill gaps created by a loss of income, a<br />

loss of healthcare coverage, or loss of community-based<br />

social supports.<br />

More Time to Enroll:<br />

CMS has officially extended the Open Enrollment<br />

Period for people to purchase private health insurance<br />

for 2022. Beginning this year, consumers will<br />

have an additional 30 days to sign up for private<br />

health insurance coverage on HealthCare.gov. Enrollment<br />

runs November 1, 20<strong>21</strong> – January 15, 2022.<br />

In our featured video, we talk about this extension,<br />

new initiatives to expand health coverage nationwide,<br />

and other provisions of a finalized rule announced<br />

in late September.<br />

More Special Enrollment Periods for Low-I<br />

ncome Consumers:<br />

The Centers for Medicare and Medicaid Services<br />

If families you work with have questions about finding a<br />

vaccine or connecting to affordable internet, ABC for<br />

Health has updated its popular fact sheets, available to<br />

download and print. And remember to "Say it Forward!"<br />

Share these materials and help spread the word<br />

of useful resources across our state.<br />

• Vaccine Fact Sheet – English<br />

• Vaccine Fact Sheet – Spanish<br />

• Lifeline Fact Sheet – English<br />

• Lifeline Fact Sheet - Spanish<br />

ABC for Health, Inc., is a Wisconsin-based, nonprofit, public<br />

interest law firm dedicated to linking children and families, particularly<br />

those with special health care needs, to health care<br />

benefits and services. ABC for Health’s mission is to provide<br />

information, advocacy tools, legal services, and expert support<br />

needed to obtain, maintain, and finance health care coverage<br />

and services.<br />

2


3<br />

2022 SPONSORSHIP<br />

OPPORTUNITIES<br />

GOLD Sponsorship - $2,000 *Limited to five so act fast!<br />

SILVER Sponsorship - $1,000<br />

BRONZE Sponsorship - $600<br />

To view tiered benefits & register for 2022 sponsorship<br />

click here<br />

2022 Membership Dues Renewal<br />

Make sure to keep an eye out for your blue envelope!<br />

The 2022 membership renewal invoices have been mailed.<br />

As a thank you for your membership, we are continuing the “pandemic dues renewal discount” of<br />

$188, payable in one lump sum by 12/31/<strong>21</strong>.<br />

We are mindful of the times we are in and understand you may be struggling and wondering how to<br />

pay for your dues.<br />

If you are unable to take advantage of this discount, we also offer payment plans to help ease the<br />

dues burden If you are unable to take advantage of this discount, we also offer payment plans to<br />

help ease the dues burden. Remember, we also offer a one-time dues waiver as a member benefit as<br />

well. If you have retired from healthcare, there is no longer a fee to renew. Click here to see if you<br />

qualify.<br />

Please contact the <strong>AAHAM</strong> National Office if you would like more information about these options.<br />

If you need an electronic copy of your invoice, please contact Moayad Zahralddin at<br />

moayad@aaham.org or 703.281.4043 ext 4.<br />

CLICK HERE TO RENEW YOUR DUES


MEASURING THE COST OF DENIALS &<br />

THE IMPACT OF PREVENTION<br />

BY:<br />

When it comes to denial management, there is no<br />

“one-size-fits-all” approach.<br />

Different organizations use different systems, departments,<br />

metrics, third-party vendors, and technology<br />

to guide and manage their approach to denials.<br />

As technology and data-tracking capabilities have<br />

advanced, however, denial prevention has risen to<br />

the forefront as a strategy that not only addresses denials<br />

but prevents them from happening in the first<br />

place.<br />

Unfortunately, however, far too many healthcare organizations<br />

are still using the traditional “follow-up<br />

method” of denial management, in which claims are<br />

moved quickly through the process and onto the<br />

payer as fast as possible.<br />

measure and talk about denials, HFMA developed the<br />

“Claim Integrity Task Force.” The group ultimately<br />

identified and defined 6 key performance indicators<br />

(KPIs) to be used for measuring the outcome of<br />

denial management efforts.<br />

• Initial denial rate (as a percentage of volume<br />

and dollars)<br />

• Primary denial rate<br />

• Denial write-offs as a percentage of net patient<br />

service revenue<br />

• Time from initial denial to appeal<br />

• Time from initial denial to claim resolution<br />

• Percentage of initial denials overturned (with<br />

reference to charges, volume, and inpatient<br />

denials that converted to observation)<br />

These providers zero in on their clean claim<br />

rate (percent of claims not stopped by internal edits<br />

before submission) as the most important indicator<br />

of success and simply wait for the payer to tell them<br />

what’s wrong with each claim.<br />

Although these providers may have a spectacular<br />

clean claim rate, their rate of denials can still be astronomical<br />

because their denial management efforts<br />

happen on the back end once claims have already<br />

been denied.<br />

As a result, claim denials continue to increase along<br />

with the cost to collect and the length of the payment<br />

cycle.<br />

This article aims to quantify the cost of denials and<br />

give organizations an actionable roadmap for denial<br />

management that is based on data and prevention<br />

rather than follow-up and reactivity.<br />

One Size Fits All?<br />

In an effort to aid in denial management efforts and<br />

help standardize the way healthcare organizations<br />

4<br />

Notably Clean Claim Rate didn't make the list.<br />

Instead, the task force included initial denial<br />

rate (percent of claims denied upon first submission)<br />

as the first metric on the list. Experts recognize that<br />

claims paid on first submission save you money, time,<br />

and resources spent on costly re-work and appeals.<br />

This is precisely why we consistently measure our clients’<br />

first pass yield. Similar to HFMA’s Initial denial<br />

rate (% of claims denied upon first submission),<br />

efficientC’s First Pass Yield rate measures the<br />

percent of claims paid on first submission.<br />

The Cost of Denials<br />

Why is it so important to understand how many<br />

claims are actually being paid upon first submission?<br />

Because each denied claim is costing your organization<br />

money. In fact, a 2017 Change Healthcare analysis<br />

found that each denied claim costs on average<br />

$117. Some other sources have estimated that this<br />

number is closer to about $25 per claim, which may<br />

be more realistic for professional claims in a smaller<br />

practice setting.


Reduce its initial denial rate from 20% to 10%, what<br />

would be the financial impact?<br />

Image Source: Change Healthcare Infographic<br />

Additionally, Change Healthcare states that 65% of<br />

denied claims are never resubmitted, which indicates<br />

that organizations are also experiencing large amounts<br />

of lost revenue due to denials. Industry sources also<br />

suggest that almost 60% of claims rebilled after a denial<br />

will deny again.<br />

Let’s take a look at an example. If the cost of denials<br />

at XYZ Healthcare is around $75 per denied claim,<br />

and they submit 20,000 claims per month, it is likely<br />

that around 4,000 of those claims will deny (based on<br />

a 20% initial denial rate).<br />

This amounts to a cost of about $300,000 every<br />

month or $3.6 million in a single year!<br />

The organization’s total denied claims per month<br />

would fall to 2,000, representing an estimated cost<br />

savings of $150,000 each month. Said another way,<br />

every additional claim that is paid upon first submission<br />

becomes first pass reimbursement.<br />

This improves the organization’s cash<br />

flow, reduces revenue leakage, shortens the payment<br />

cycle, and even boosts patient satisfaction.<br />

Implementing a Successful Denial Prevention<br />

Strategy<br />

In an effective denial prevention program, every effort<br />

is made to prevent denials prior to billing. For<br />

example, edits built into the claim scrubber can stop<br />

at-risk claims before they result in denials. While<br />

this step does require a biller to clear the edit, stopping<br />

to make the necessary changes prior to billing<br />

keeps the payment cycle short.<br />

If the claim is stopped on day 1, it can be fixed and<br />

rebilled on day 2 and paid on day 16 or 17.<br />

Another part of prevention is looking at data trends<br />

and implementing process changes, edits, or change<br />

routines:<br />

Now if your organization has chosen to focus on prevention<br />

over follow-up, there’s good news for<br />

you. 90% of denials are preventable and occur most<br />

often in categories like medical necessity, eligibility,<br />

and demographic or technical errors.<br />

Financial Impact of Denial Prevention<br />

If XYZ Healthcare from the example above can implement<br />

an effective denial prevention program and<br />

5<br />

• If a large portion of total claim denials stem<br />

from medical necessity issues, how can your<br />

organization proactively address that? Is clinician<br />

education needed to ensure clinical<br />

documentation includes all necessary details?<br />

• If denials stem from front-end errors related<br />

to demographic information or eligibility,<br />

how can processes be improved to ensure this<br />

information is captured accurately and completely?<br />

Is training needed for front-end staff?<br />

Organizations who pay close attention to this type of<br />

denial data can nimbly pivot to address the root<br />

cause of denials in any area. Then, by continuing to<br />

monitor performance, leaders can determine whether<br />

the changes made are actually resulting in fewer denials.


6<br />

Bottom line: top-performing organizations are getting<br />

claims paid in 20 days or less. That number indicates<br />

many claims are being paid on first submission, which<br />

hinges on a strong denial prevention strategy.<br />

Start by getting on the same page as your claims management<br />

partner. Denial prevention should be top of mind,<br />

with the ultimate goal of stopping claims before they are<br />

denied in order to shorten the payment cycle, improve<br />

cash flow, reduce write-offs and revenue leakage, and<br />

reallocate billing office resources that were previously<br />

dedicated to denial follow-up.<br />

Are you looking for a claims management partner who<br />

can deliver in this area? We would love to talk with you.<br />

efficientC is a denial prevention platform, designed to<br />

STOP and FIX claims prior to billing. On average, our<br />

clients see 90%-95% of claims paid within 20 days, a<br />

15% overall improvement in cash flow, and a 40% reduction<br />

in denials after just 60 days.<br />

The results speak for themselves. If your organization<br />

makes the move to efficientC, your total cost of denials<br />

will go down. Whether this is through a reduction in A/R<br />

days or an improved overall payment rate, the difference<br />

is significant.<br />

You can get in touch with a member of the efficientC<br />

here.<br />

Exhibitor & Sponsorship<br />

Registration is now open!!!<br />

Click to view:<br />

The Brochure The Agreement<br />

Links to:<br />

Sponsor Registration<br />

Exhibitor Registration<br />

Conference Website<br />

We’d appreciate if you indicate you’re with <strong>AAHAM</strong><br />

when signing up - we can’t wait to see you!


ASK THE EXPERT: WHY INSURANCE<br />

DISCOVERY MATTERS<br />

BY:<br />

We’re putting insurance discovery software under the<br />

microscope to help you get the full picture, from every<br />

angle, about this topic. Since we’ve been helping<br />

health care organizations with their financial challenges<br />

for many years, we have a handle on the most<br />

common questions about insurance discovery. We’re<br />

answering some of them below, but feel free to send a<br />

question you might have about Insurance Discovery<br />

here, and we’ll be happy to answer it in one of our<br />

upcoming posts.<br />

To kick the series off, let’s define insurance discovery<br />

as the search to locate previously unknown commercial,<br />

government, or exchange plan coverage missed<br />

during registration or retro approved post-service.<br />

Now let’s get to the root of the matter.<br />

Why should healthcare providers care about insurance<br />

discovery?<br />

Healthcare is a service business. And like all businesses—even<br />

not-for-profits—to stay viable and fiscally<br />

healthy, revenue must exceed expenses. If we<br />

think about both sides of this equation, we can say<br />

that the past 18 months has been like none other.<br />

On the revenue side, COVID has been a huge roadblock<br />

as access to healthcare initially waned while<br />

providers instituted safety protocols and states mandated<br />

holds on elective procedures. In addition, fearful<br />

patients skipped wellness visits and screenings. At<br />

the same time, the increase in uninsured patients continued,<br />

driving an unprecedented growth in uncompensated<br />

care.<br />

These two converging circumstances—deficits in<br />

both earned revenue and a deluge of uncompensated<br />

care—combined to create a hyper-focus on expense<br />

control. Healthcare organizations have become more<br />

cost conscious, with management considering ways to<br />

cut potential fat, including:<br />

• They’re revisiting vendor costs to determine<br />

where they can renegotiate contract terms.<br />

7<br />

• They’re assessing workflow to determine how<br />

to streamline internal processes for greater efficiency<br />

and reduction in overhead.<br />

How does insurance discovery help boost revenue<br />

and trim costs?<br />

On the revenue side, it’s indispensable for uncovering<br />

previously unknown commercial, government, and<br />

exchange plan coverage. Including primary, secondary,<br />

and tertiary coverage. In addition to commercial<br />

insurance, perhaps they are eligible for Medicare or<br />

Medicaid, or are covered under COBRA. Maybe the<br />

front desk forgot to ask insured patients to update<br />

their current health insurance coverage, and it<br />

changed. There are so many reasons to adopt insurance<br />

discovery, and they all point to the need for insurance<br />

discovery to increase revenue and decrease<br />

uncompensated care.<br />

Regarding expense reduction, providers are looking<br />

for every penny in light of increased supply and labor<br />

costs due to a pool that continues to shrink. When it<br />

comes to staff, time is money. Software that easily<br />

locates previously unknown coverage in self-pay primary<br />

and secondary accounts can add up to significant<br />

time savings and exceptional ROI.<br />

How can we identify an insurance discovery solution<br />

that yields best ROI?<br />

That is literally the million-dollar question. The first<br />

place to look is at software provider fee structures,<br />

which vary greatly. Is there a limit on transactions?<br />

Are there fees for duplicating inquiries per patient<br />

visit/treatment that constrain searches? Are there contingency<br />

fees applied to remits received on insurance<br />

discoveries found? Or are transactions unlimited for a<br />

flat monthly fee that’s budget friendly and could result<br />

in savings up to 70% depending on patient volume?<br />

Still have questions? Contact us for a web demo,<br />

or set up a test file so you can see insurance discovery<br />

in action for yourself.


Preparing for the No Surprises Act: What you need<br />

to know now on the new surprise billing law<br />

By: Jennifer Boese, (CliftonLarsonAllen, LLP)<br />

In early 2019 we wrote a CLA blog on the issue of<br />

surprise billing where said we thought there was a<br />

better than likely chance something would be enacted<br />

in the 116th Congress (2019-2020). Flash forward<br />

to 2020 and no one would have expected a<br />

global pandemic whose dynamics would lead to enactment<br />

of the No Surprises Act under the Consolidated<br />

Appropriations Act of 20<strong>21</strong> (Public Law 116-<br />

260). While the years-long legislative debate is over<br />

(for now), the regulatory efforts of deciphering and<br />

implementing the law are underway. The new policies<br />

take effect on January 1, 2022. That is right<br />

around the corner and a trio of agencies released<br />

multiple implementation regulations. Here’s what<br />

you need to know.<br />

Issue<br />

Surprise bills stem from when a patient seeks medical<br />

care at a hospital, free-standing emergency department<br />

or from providers he/she believes are innetwork<br />

only to receive a “surprise” bill for the balance<br />

(i.e.: balance billing) of the cost because<br />

somewhere along the line a provider was out-ofnetwork.<br />

In these situations, the patient is left with a<br />

surprise bill. This can frequently happen in emergency<br />

situations but in non-emergencies as well.<br />

The No Surprises Act addresses both situations and<br />

will impact health care providers (including air ambulances),<br />

insurers (individual, group, and selffunded/sponsored)<br />

and patients.<br />

Emergencies<br />

In emergency care situations a health insurer must<br />

cover the patient as in-network regardless of whether<br />

the facility or provider(s) are participating providers<br />

in the patient’s insurance plan. The requirement<br />

to treat as in-network during emergencies extends<br />

to other hospital departments that are used<br />

and services provided after the patient is stabilized<br />

unless certain criteria can be met. Emergency facilities<br />

include hospitals and freestanding emergency<br />

departments. Providers include physic-<br />

ians or other health care providers acting within<br />

their scope of practice. Emergency services include<br />

medical screening and other ancillary services used<br />

to evaluate and treat the patient. Air ambulances are<br />

also covered.<br />

Generally, the provider or facility is prohibited from<br />

“balance billing” the patient for the remainder of the<br />

uncovered amount during the emergency. In some<br />

cases, the facility/provider may be allowed to balance<br />

bill and use out-of-network cost-sharing after a<br />

patient has been stabilized. However, this is available<br />

only if a series of requirements (with many underlying<br />

criteria) are met.<br />

8<br />

• The patient can travel using nonmedical and<br />

nonemergency transportation<br />

• Specific notice and consent criteria are met<br />

• A patient is able to receive information and<br />

give an informed consent<br />

In emergency situations, the insurer is prohibited<br />

from using prior authorization or waiting periods and<br />

patients are to be treated as if they are covered innetwork<br />

(assuming their insurance covers any emergency<br />

service) by the group or individual health plan<br />

for co-pays or cost-sharing. There are also specific<br />

requirements for how insurers determine any costsharing<br />

for patients in these situations.<br />

The cost-sharing amount will be governed by any<br />

state-mandated rates that apply, a state all-payor<br />

model rate, or the median in-network rate under the<br />

plan for like services by a similar provider in the<br />

same geographic region provided on January 31,<br />

2019. This latter option is called the “qualifying payment<br />

amount” (QPA). The amount used for patient<br />

cost-sharing is based off whichever one of these<br />

three options is applicable and is referred to as the<br />

“recognized amount.”<br />

With respect to payment to providers, an insurer


either sends a notice of denial or a payment to the respective<br />

facility/providers within 30 days. A policy in<br />

the regulations that providers will like is that insurers<br />

may not deny coverage of certain services provided in<br />

the emergency department by determining whether an<br />

episode of care involves an emergency medical condition<br />

based solely on final diagnosis codes or automatically<br />

deny coverage based on a list of diagnosis<br />

codes initially, without regard to the individual’s presenting<br />

symptoms or any additional review.<br />

The provider may accept the insurer’s payment or<br />

may begin a 30-day negotiation period. If no payment<br />

resolution can be reached during those 30 days, the<br />

parties may initiate a new independent dispute resolution<br />

process.<br />

Non-Emergencies<br />

In non-emergency situations, unless notice and consent<br />

are given, the patient is also held harmless from<br />

out-of-network bills when at an in-network facility. A<br />

health care facility in a non-emergency situation includes<br />

a hospital, hospital outpatient department, critical<br />

access hospital or an ambulatory surgical center<br />

and the ban on surprise billing would include those<br />

that provide items or services at or to those.<br />

A few of the criteria for notice and consent in these<br />

non-emergency situations are:<br />

1. Notice and consent are provided to the patient<br />

at least 72 hours prior (if scheduled within at<br />

least 72 hours) or at time of service if less than<br />

72 hours, but not less than three hours<br />

2. The notice and consent form clearly states consent<br />

is optional or the patient may seek care<br />

from a participating provider. The form is<br />

signed, maintained by the provider and given<br />

to the patient (email or mail, patient preference)<br />

3. Information on prior authorization or other<br />

care management requirements<br />

4. A good faith estimate of the cost is given<br />

5. A list of in-network providers is given<br />

9<br />

Notice & Consent<br />

With respect to both emergency and non-emergency<br />

situations, it is important to note that the No Surprises<br />

Act and regulations specifically exclude certain services<br />

and items from the notice and consent procedures<br />

altogether. In other words, patients may not<br />

provide consent nor may certain providers request<br />

consent (to balance bill) under various circumstances<br />

for the following ancillary services and situations:<br />

• Items and services related to emergency medicine,<br />

anesthesiology, pathology, radiology, and<br />

neonatology, whether or not provided by a<br />

physician or non-physician practitioner, and<br />

items and services provided by assistant surgeons,<br />

hospitalists, and intensivists,<br />

• Diagnostic services (including radiology and<br />

laboratory services),<br />

• Items and services provided by other specialty<br />

practitioners, as provided by HHS,<br />

• Items and services provided by a nonparticipating<br />

provider if there is no participating provider<br />

who can furnish such item or service at<br />

such facility,<br />

• Unforeseen medical needs arising at the time<br />

of the service<br />

Independent Dispute Resolution (IDR)<br />

If there are disputes between the health care provider<br />

and insurer related to reimbursement, a newly created<br />

IDR process may be utilized. There are various timelines<br />

that must be followed during this process. If after<br />

30 days of open negotiation the two sides cannot<br />

come to a resolution, either side may initiate the IDR<br />

process. Once the IDR entity is selected each entity<br />

submits their best and final offer. The provider and<br />

insurer may submit additional information to support<br />

its offer.<br />

The arbitrator does not have the discretion to change<br />

either offer, so will select one or the other as is. However,<br />

in its deliberations, the law allows arbitrator<br />

may consider other factors, such as the level of training,<br />

experience, quality and outcomes, market share<br />

held in that geographic region, patient acuity, complexity<br />

of services, teaching status, case mix, and<br />

scope of services among others. The arbitrator may


10<br />

not consider a provider’s charges or the payment rates<br />

from government programs, such as Medicare or<br />

Medicaid.<br />

One of the biggest issues for providers under the regulations<br />

is the requirement that the IDR entity presumes<br />

that the offer closest to the QPA is the appropriate<br />

offer unless “rebutted by presentation of credible<br />

information about additional circumstances that<br />

clearly demonstrate that the QPA is materially different<br />

from the appropriate out-of-network rate.” Provider<br />

groups believe this tilts the IDR process in favor of<br />

the insurer and argue such a presumption is not found<br />

in the actual law itself.<br />

Other Provisions<br />

There are many other provisions in this law, a few of<br />

which include:<br />

• Good faith estimates required<br />

• Dispute resolution procedures between uninsured<br />

or self-pay patients and providers.<br />

• Air ambulances are required to submit a variety of<br />

information such as costs, number and location of<br />

air ambulances, disaggregated data by payer<br />

• Health plans must be able to provide advanced explanation<br />

of benefits (EOB) to patients when a service<br />

or item is scheduled.<br />

• Health insurers must also have up-to-date directories,<br />

price comparison tools and ensure continuity<br />

of care with any provider changes<br />

• Enforcement generally falls to the states, but the<br />

federal government may step in<br />

• Various reports and studies are required<br />

Finally, an area of complexity will be the interplay<br />

between state surprise billing laws and the No Surprises<br />

Act and which one supersedes. In some situations,<br />

state laws will apply with respect to payment<br />

rates. In other instances, the federal law will govern,<br />

such as with self-funded plans, air ambulances, states<br />

without surprise billing laws or where the surprise<br />

billing law is less robust.<br />

What are a few steps to take now?<br />

1. Be educated on the new law and implementing<br />

regulations, know your state(s) law<br />

2. Review current contracts with respect to emergency<br />

and ancillary providers to determine potential<br />

areas of concern/exposure<br />

3. Review your revenue cycle and workflow processes<br />

(i.e.: necessary notices, consent form, good<br />

faith estimate, balance billing)<br />

4. Consider or review price transparency tools with<br />

this law in mind<br />

5. Establish an internal work team to oversee planning<br />

and implementation<br />

6. Watch state legislatures for surprise billing activities<br />

Jennifer Boese, MS, is the director of health care policy<br />

and innovation at CLA. She may be reached at<br />

Jennifer.Boese@CLAConnect.com


11<br />

TO OUR VALUED SPONSORS:<br />

Certified Recovery, Inc.


A A H A M CERTIFICATIONS<br />

<strong>AAHAM</strong> Certified Revenue Cycle Executive<br />

<strong>AAHAM</strong> Certified Revenue Cycle Professional<br />

<strong>AAHAM</strong> Certified Revenue Integrity Professional<br />

<strong>AAHAM</strong> Certified Revenue Cycle Specialist<br />

<strong>AAHAM</strong> Certified Compliance Technician<br />

Healthcare patient financial services professionals across the nation and around the globe are looking for an edge...a way to work<br />

smarter, build a career, stay informed and make the right contacts; an <strong>AAHAM</strong> certification helps you achieve all of these goals.<br />

What is the <strong>AAHAM</strong> CRCE (Executive) certification?<br />

Executive Certification is an extensive online proctored exam directed to all senior and executive leaders within the healthcare revenue<br />

cycle industry, to help equip them for strategic management of the business. This certification possesses the highest level of difficulty<br />

combining content knowledge of the business with critical thinking and communication skills. <strong>AAHAM</strong> offers two types of Executive<br />

certification; one focused on the revenue cycle within an institutional (hospital, health system) environment and the other focused on<br />

the revenue cycle in a professional (physician, clinic) environment. Dual certification is available for those interested in obtaining certification<br />

in both specialties.<br />

What is the <strong>AAHAM</strong> CRCP (Professional) certification?<br />

Professional Certification is an online proctored exam directed to supervisors and managers in the revenue cycle industry, to validate<br />

their knowledge and skills. This certification is for the individual who desires confirmation and recognition of their expertise and/or<br />

for those who aspire to the executive level certification. <strong>AAHAM</strong> offers two types of Professional certification; one focused on the<br />

revenue cycle within an institutional (hospital, health system) environment and the other focused on the revenue cycle in a professional<br />

(physician, clinic) environment. Dual certification is available for those interested in obtaining certification in both specialties.<br />

What is the <strong>AAHAM</strong> CRIP (Revenue Integrity Professional) certification?<br />

The Revenue Integrity Professional (CRIP) is an online proctored exam directed to anyone in the revenue cycle industry to help ensure<br />

that facilities effectively manage their charge master, and bill and document appropriately for all services rendered to a patient. This<br />

certification requires an in-depth, working knowledge of various revenue cycle areas and proper skill sets needed to increase revenue<br />

and reimbursement for facilities. It also ensures that proper charging takes place to maintain compliance within the insurance payer<br />

programs.<br />

What is the <strong>AAHAM</strong> CRCS (Specialist) certification?<br />

Specialist certification is an online proctored exam that tests the proficiency of staff involved in the processing of patient accounts and<br />

to prepare them for the many details needed to perform their daily job duties. <strong>AAHAM</strong> offers two types of Specialist Certification; one<br />

focused on the revenue cycle within an institutional (hospital, health system) environment, the other focused on the revenue cycle in a<br />

professional (physician, clinic) environment. Dual certification is available for those interested in obtaining certification in the institutional<br />

and professional specialties.<br />

What is the <strong>AAHAM</strong> CCT (Compliance) certification?<br />

Compliance certification is an online proctored exam that thoroughly tests competencies in healthcare compliance for all staff involved<br />

in the processing of patient accounts. It is intended to meet the annual employee compliance training requirements and to support individuals<br />

with professional compliance responsibilities in both institutional (hospital, health system) and professional (physician, clinic)<br />

settings.<br />

12


13<br />

WHY EARN AN <strong>AAHAM</strong><br />

CERTIFICATION?<br />

<strong>AAHAM</strong> certification states you are an expert<br />

in the field. It is an investment in your<br />

personal growth and your professional future.<br />

For over forty years, <strong>AAHAM</strong>’s elite<br />

certification program has set the standard of<br />

excellence in patient financial services and<br />

the revenue cycle.<br />

It doesn’t matter whether you are new to the<br />

healthcare revenue cycle or are a seasoned<br />

veteran, our family of <strong>AAHAM</strong> certification<br />

examinations offer a complete career ladder<br />

beginning with the Certified Revenue Cycle<br />

Specialist and culminating with the Certified<br />

Revenue Cycle Executive. We have a certification<br />

that will help advance your career.<br />

Wisconsin Chapter Membership<br />

ONLY $30 per year!<br />

Unique benefits include:<br />

• Professional development & networking<br />

with peers<br />

• Notification of National Monthly<br />

Webinars (Cost: Free-$199)<br />

• Discounted registrations for Wisconsin<br />

Spring/Fall/Winter Conferences<br />

• Quarterly Newsletter<br />

Plus the learning doesn’t stop once you have<br />

obtained certification. Our certifications are<br />

maintained through a continuous education<br />

process. This assures you stay abreast of the<br />

important changes and updates that continually<br />

occur in our rapidly changing healthcare<br />

environment.<br />

<strong>AAHAM</strong> certification options include:<br />

• <strong>AAHAM</strong> Certified Revenue Cycle Executive<br />

• <strong>AAHAM</strong> Certified Revenue Cycle Professional<br />

• <strong>AAHAM</strong> Certified Revenue Integrity Professional<br />

• <strong>AAHAM</strong> Certified Revenue Cycle Specialist<br />

• <strong>AAHAM</strong> Certified Compliance Technician<br />

To learn more about certification visit our<br />

website or contact <strong>AAHAM</strong> WI Certification<br />

Chair, Nicole Querio at<br />

nquerio@os-healthcare.com<br />

• Certification coaching & study sessions<br />

• Access to national news/events & The<br />

National Journal<br />

• Monthly interpreted updates on key<br />

legislative issues<br />

• Advocacy movements<br />

• Vote for Board Members & Officers<br />

Become a member now at aaham-wi.org!<br />

This quarterly newsletter is published four times yearly<br />

by the Wisconsin Chapter of <strong>AAHAM</strong>. It is intended to<br />

update members of organizational activities and to provide<br />

information our members will find useful. Opinions<br />

expressed in articles are those of the author(s) and do<br />

not necessarily reflect the views of the Wisconsin Chapter<br />

of <strong>AAHAM</strong>, National <strong>AAHAM</strong> or the editor. Reproduction<br />

and/or use of the format or content of this publication<br />

is prohibited without the expressed permission of<br />

the author(s) or the editor.


Healthcare Staff Management in the New Normal<br />

From the RevCycle, Inc. Blog<br />

The role of a manager is to support employees—and<br />

that includes supporting their mental health. As we<br />

move into the new normal following the COVID-19<br />

pandemic, that will be especially true for healthcare<br />

staff management.<br />

Not only were healthcare staff on the front lines of<br />

the pandemic, they had to adapt to the rapid adoption<br />

of new modalities and technologies, such as automated<br />

workflows, digital communication, and telehealth.<br />

The fallout of those stressful months could include<br />

anxiety, depression, burnout,<br />

trauma and even PTSD. Some<br />

experts even posit a<br />

“behavioral health disaster”<br />

among healthcare workers if<br />

steps are not taken to identify,<br />

prevent, mitigate and manage<br />

PTSD symptoms.<br />

What can leaders do to manage<br />

healthcare staff in the<br />

new normal?<br />

1. Implement Stress Management Training &<br />

Mental Health Support Programs<br />

That is, if you have not already. Healthcare staff will<br />

need mental health, stress management and wellbeing<br />

programs more than ever as they deal with the fallout<br />

of the pandemic and rebalancing their lives after<br />

months of intense stress. Healthcare leadership<br />

should consult with mental health experts on the best<br />

programs for their staff.<br />

Invest in Training<br />

Mental health training topics for healthcare staff may<br />

include:<br />

• Debunking common myths & stigmas about<br />

mental health<br />

• Coping with high stress demands & environments<br />

14<br />

• Maintaining a healthy work-life balance<br />

• Substance abuse and other addictions<br />

• Healthy stress reduction and relaxation techniques<br />

• Who to go to for mental health concerns<br />

• Self-monitoring and pacing<br />

• Identifying actual threats/fears vs anxiety<br />

• Helpful vs negative self-talk<br />

• Setting healthy boundaries<br />

• Focusing on what they can change vs what is<br />

outside their locus of control<br />

Make Sure Staff is Aware<br />

of the Resources<br />

In the 2019 Mental Health at<br />

Work Report, issued by SAP<br />

and Qualtrics, nearly 46% of<br />

all workers said that their<br />

company had not proactively<br />

shared the mental health resources<br />

available to them.<br />

Make sure your staff knows<br />

about the resources and are<br />

actively encouraged to use<br />

them. Make time available to attend trainings and<br />

make the training mandatory or incentivized in order<br />

to allay fears. Managers should set the example by<br />

participating themselves.<br />

Employee health plans should include robust coverage<br />

for mental health treatment, including virtual options<br />

that might work better for busy schedules. Allow<br />

for flexible scheduling whenever possible to attend<br />

appointments.<br />

2. Don’t Wait Until Your People Ask For<br />

Help...Because They Probably Won’t<br />

Healthcare staff must deal daily with strong emotions<br />

from patients and their loved ones. Most must make<br />

do with a lack of time and/or resources. They may<br />

fear getting a side-eye from their colleagues if they


need a “mental health day” to recuperate or are seen<br />

taking a sorely needed break. They may fear losing their<br />

jobs, being passed over for a promotion, or letting down<br />

their team if they don’t work continual overtime, even<br />

when they’re exhausted.<br />

There are also personality factors at play. Many<br />

healthcare workers go into the field out of a desire to<br />

help people. They are service-oriented individuals who<br />

are seen—and who may see themselves—as strong, capable,<br />

giving, and tireless. They may downplay their<br />

own needs or see asking for help as weakness. After<br />

all, they are the ones who are supposed to be doing the<br />

helping.<br />

All these factors make self-care for healthcare workers<br />

a particular challenge. You cannot wait for them to ask<br />

for support, no matter how stressed they are. Rather,<br />

you must be proactive in offering support and codifying<br />

mental health best practices. Otherwise, you may end<br />

up losing a valuable employee to burnout.<br />

3. Build a Culture of Self-Care, Backed Up with Real<br />

Policies & Procedures<br />

It is important to teach and encourage self-care, but<br />

without procedures and policies, staff may forgo selfcare<br />

due to pressure, stigma, or fear of negative consequences.<br />

Actively enforced policies take the burden off<br />

staff by giving them “permission” to take care of themselves.<br />

These policies can include:<br />

• Mandatory PTO days<br />

• Mandatory rest/relaxation/stress management<br />

breaks<br />

• Required limits on work hours<br />

Practices can include:<br />

• Assigning mentors, work partners or teams to<br />

encourage peer support<br />

• Scheduling regular check-ins between supervisors<br />

and direct reports<br />

• Providing healthy, energizing food options in the<br />

breakroom to reduce reliance on sugary snacks<br />

and caffeine<br />

• Providing at-work options for yoga, exercise,<br />

meditation, and other stress reduction techniques<br />

15<br />

• Providing regular mental health and wellness<br />

training, as described above<br />

The cost of these policies and practices is made up<br />

for in recaptured productivity and in preventing the<br />

loss of good employees to burnout.<br />

Building a culture of self-care starts with leadership.<br />

Managers should set the example by prioritizing<br />

self-care themselves. If employees see their<br />

managers making use of resources, taking rest<br />

breaks and utilizing PTO, they are more likely to<br />

feel comfortable and safe doing the same.<br />

4. Support Your Healthcare Staff by Being Flexible<br />

COVID-19 will have a long shadow as individuals<br />

and families try to rebalance their lives. Staff members<br />

may be dealing with childcare or other scheduling<br />

challenges as a laid-off spouse returns to the<br />

workforce, for example. Some staff members may<br />

need more hours to make up for lingering unemployment<br />

in the family, while others must work less<br />

to accommodate family needs.<br />

Whenever possible, allow for more scheduling flexibility<br />

for employees. Show compassion and understanding.<br />

Not only will this help employees stay<br />

more productive in the present, they will likely respond<br />

to your compassion with dedication and loyalty<br />

in the long term.<br />

5. Communicate, Communicate, Communicate<br />

Uncertainty breeds anxiety. When the world feels<br />

shaky on its foundation, even a small procedural or<br />

staffing change can feel like an earthquake.<br />

Be transparent about the state of the practice and<br />

any organizational changes or updates. If you do<br />

not address it, the rumor mill will—and even if<br />

there’s nothing wrong, the uncertainty will make it<br />

so. Set clear expectations about working hours,<br />

workloads, and priorities.<br />

Reduce the burden on your staff with Revenue<br />

Cycle Management Solutions<br />

Your staff will thank you (and feel stronger, too). With<br />

the burden of patient billing and collections lifted, they<br />

will have the muscle for what they do best.

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