AAHAM Q4 '21
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IN THIS ISSUE<br />
President’s Message …………………………………………………………………. 1<br />
3 Updates from ABC for Health; November 20<strong>21</strong> ........................................... 2<br />
Measuring the Costs of Denials & the Impact of Prevention ......................... 4<br />
Ask the Expert: Why Insurance Discovery Matters ....................................... 6<br />
Preparing for the No Surprises Act: What you Need to Know Now ............... 8<br />
Healthcare Staff Management in the New Normal ........................................ 10<br />
SPRING CONFERENCE<br />
FALL CONFERENCE<br />
MAY 12-13, 2022<br />
WILDERNESS RESORT<br />
511 EAST ADAMS STREET<br />
WISCONSIN DELLS, WI 53965<br />
TBD<br />
RED LION HOTEL PAPER VALLEY<br />
333 W. COLLEGE AVENUE<br />
APPLETON, WI 54911<br />
ALSO REMEMBER TO MARK YOUR CALENDAR FOR<br />
2022 ANI: 10/12 - 10/14 IN BALTIMORE, MD!!
1<br />
PRESIDENT’S MESSAGE<br />
By: Marcy Marquis<br />
It is that time of year where we start thinking about<br />
the Holidays. Hopefully, this year we can all enjoy<br />
gathering with friends and family. We also start to<br />
think about the past year and wonder what the new<br />
year will bring.<br />
2022 also means new Board Members. We are looking<br />
forward to several fresh faces and fresh ideas.<br />
Please make sure when you watch for the email for<br />
voting. If anyone is interested in participating on<br />
committee in 2022, please reach out me.<br />
<strong>AAHAM</strong> WI had an amazing year. We had our first<br />
hybrid conference in the Spring. Our Fall Conference<br />
was 100% virtual. Our education committee did an<br />
amazing job planning both conferences and adjusted<br />
to a hybrid and virtual formats. Thank you to our education<br />
committee members: Curt Glaunert, Kaye<br />
Preive, Glynis Evans, Beverly Pope, Chris Fisher,<br />
Dustie Kline, Nicole Querio, Colleen Nolan and Mark<br />
Herder.<br />
The committees are Education, Newsletter / Marketing,<br />
Certification, Membership and Government Relations.<br />
Our board meetings are also open to our<br />
membership. If you would like to learn more about<br />
<strong>AAHAM</strong> and want to attend a board meeting, please<br />
let me know and I will add to the meeting invite.<br />
I hope everyone has an amazing holiday season. Enjoy<br />
family and friends.<br />
We all really missed seeing everyone in person.<br />
However, the positive side of virtual is having so<br />
many guests. People who normally cannot attend are<br />
now able to participate. Our Education Committee is<br />
busy working on several free webinars, so we can<br />
continue to provide education between now and our<br />
Spring 2022 conference.<br />
I know many of you are busy with your year-end projects.<br />
The board is busy with starting our 2022 membership<br />
drive. Our membership fee of $30.00. We<br />
currently have 81 members. Our goal for 2022 is to<br />
hit 100 members. I would like to encourage everyone<br />
to please renew your membership.<br />
“An investment in knowledge pays the best<br />
interest”<br />
- Benjamin Franklin<br />
Marcy Marquis<br />
<strong>AAHAM</strong> WI Chapter President<br />
If you are not a member, please join WI <strong>AAHAM</strong>.<br />
Encourage your co-workers and associates from other<br />
facilities to join. We also encourage our Corporate<br />
Sponsors to renew their membership and encourage<br />
current clients or potential clients to join WI<br />
<strong>AAHAM</strong>.
3 Updates from ABC for Health; November 20<strong>21</strong><br />
From: ABC for Health<br />
The pandemic continues to create ripples in the rules<br />
and policies impacting health care coverage. We<br />
continue to track policy developments, current<br />
events, and rule changes in a changing landscape of<br />
insurance coverage, and highlight three updates below:<br />
National Public Health Emergency Extended -<br />
Again<br />
US Department of Health and Human Services Secretary<br />
Becerra has officially renewed the public<br />
health emergency declaration. It's effective October<br />
18, 20<strong>21</strong> for an additional 90 days which takes us<br />
into January 2022. This is the 7th time HHS has extended<br />
the emergency since it began on January 31,<br />
2020. In our featured video, we explain the renewal<br />
and what comes next.<br />
ACA Open Enrollment<br />
Open Enrollment opened November 1. This is the<br />
annual enrollment window to purchase private<br />
health insurance on the Affordable Care Act's private<br />
health insurance marketplace HealthCare.Gov.<br />
In our featured video, we review what information to<br />
have handy to be ready to apply and key start dates<br />
for coverage. Here is a look at what’s new for 2022:<br />
have officially created a new "Special Enrollment Period"<br />
opportunity for certain low-income consumers to<br />
purchase private health insurance on HealthCare.Gov in<br />
2022. The announcement came as the feds finalized<br />
rules to improve the Affordable Care Act and Medicaid.<br />
In our featured video, we explain who is eligible for the<br />
new Special Enrollment Periods, what else is in the final<br />
rule, and how to connect to coverage.<br />
Bridging the Gaps in Vaccine & Lifeline Equity<br />
The pandemic has exposed health equity and social justice<br />
issues that include unequal access to vaccines and<br />
telecommunications. As part of an extensive outreach,<br />
education, and innovative in-reach campaign, ABC for<br />
Health and ABC for Rural Health are helping to better<br />
communicate information, resources, and support for<br />
vulnerable populations.<br />
Many families are looking for help at times of overstressed<br />
budgets and rising concerns about staying connected<br />
to work, school, or doctors. Many may not realize<br />
telecommunications assistance – help paying phone<br />
and internet bills - is an option. Access to "Lifeline" or<br />
the "Emergency Broadband Benefit" provides an important<br />
bridge to fill gaps created by a loss of income, a<br />
loss of healthcare coverage, or loss of community-based<br />
social supports.<br />
More Time to Enroll:<br />
CMS has officially extended the Open Enrollment<br />
Period for people to purchase private health insurance<br />
for 2022. Beginning this year, consumers will<br />
have an additional 30 days to sign up for private<br />
health insurance coverage on HealthCare.gov. Enrollment<br />
runs November 1, 20<strong>21</strong> – January 15, 2022.<br />
In our featured video, we talk about this extension,<br />
new initiatives to expand health coverage nationwide,<br />
and other provisions of a finalized rule announced<br />
in late September.<br />
More Special Enrollment Periods for Low-I<br />
ncome Consumers:<br />
The Centers for Medicare and Medicaid Services<br />
If families you work with have questions about finding a<br />
vaccine or connecting to affordable internet, ABC for<br />
Health has updated its popular fact sheets, available to<br />
download and print. And remember to "Say it Forward!"<br />
Share these materials and help spread the word<br />
of useful resources across our state.<br />
• Vaccine Fact Sheet – English<br />
• Vaccine Fact Sheet – Spanish<br />
• Lifeline Fact Sheet – English<br />
• Lifeline Fact Sheet - Spanish<br />
ABC for Health, Inc., is a Wisconsin-based, nonprofit, public<br />
interest law firm dedicated to linking children and families, particularly<br />
those with special health care needs, to health care<br />
benefits and services. ABC for Health’s mission is to provide<br />
information, advocacy tools, legal services, and expert support<br />
needed to obtain, maintain, and finance health care coverage<br />
and services.<br />
2
3<br />
2022 SPONSORSHIP<br />
OPPORTUNITIES<br />
GOLD Sponsorship - $2,000 *Limited to five so act fast!<br />
SILVER Sponsorship - $1,000<br />
BRONZE Sponsorship - $600<br />
To view tiered benefits & register for 2022 sponsorship<br />
click here<br />
2022 Membership Dues Renewal<br />
Make sure to keep an eye out for your blue envelope!<br />
The 2022 membership renewal invoices have been mailed.<br />
As a thank you for your membership, we are continuing the “pandemic dues renewal discount” of<br />
$188, payable in one lump sum by 12/31/<strong>21</strong>.<br />
We are mindful of the times we are in and understand you may be struggling and wondering how to<br />
pay for your dues.<br />
If you are unable to take advantage of this discount, we also offer payment plans to help ease the<br />
dues burden If you are unable to take advantage of this discount, we also offer payment plans to<br />
help ease the dues burden. Remember, we also offer a one-time dues waiver as a member benefit as<br />
well. If you have retired from healthcare, there is no longer a fee to renew. Click here to see if you<br />
qualify.<br />
Please contact the <strong>AAHAM</strong> National Office if you would like more information about these options.<br />
If you need an electronic copy of your invoice, please contact Moayad Zahralddin at<br />
moayad@aaham.org or 703.281.4043 ext 4.<br />
CLICK HERE TO RENEW YOUR DUES
MEASURING THE COST OF DENIALS &<br />
THE IMPACT OF PREVENTION<br />
BY:<br />
When it comes to denial management, there is no<br />
“one-size-fits-all” approach.<br />
Different organizations use different systems, departments,<br />
metrics, third-party vendors, and technology<br />
to guide and manage their approach to denials.<br />
As technology and data-tracking capabilities have<br />
advanced, however, denial prevention has risen to<br />
the forefront as a strategy that not only addresses denials<br />
but prevents them from happening in the first<br />
place.<br />
Unfortunately, however, far too many healthcare organizations<br />
are still using the traditional “follow-up<br />
method” of denial management, in which claims are<br />
moved quickly through the process and onto the<br />
payer as fast as possible.<br />
measure and talk about denials, HFMA developed the<br />
“Claim Integrity Task Force.” The group ultimately<br />
identified and defined 6 key performance indicators<br />
(KPIs) to be used for measuring the outcome of<br />
denial management efforts.<br />
• Initial denial rate (as a percentage of volume<br />
and dollars)<br />
• Primary denial rate<br />
• Denial write-offs as a percentage of net patient<br />
service revenue<br />
• Time from initial denial to appeal<br />
• Time from initial denial to claim resolution<br />
• Percentage of initial denials overturned (with<br />
reference to charges, volume, and inpatient<br />
denials that converted to observation)<br />
These providers zero in on their clean claim<br />
rate (percent of claims not stopped by internal edits<br />
before submission) as the most important indicator<br />
of success and simply wait for the payer to tell them<br />
what’s wrong with each claim.<br />
Although these providers may have a spectacular<br />
clean claim rate, their rate of denials can still be astronomical<br />
because their denial management efforts<br />
happen on the back end once claims have already<br />
been denied.<br />
As a result, claim denials continue to increase along<br />
with the cost to collect and the length of the payment<br />
cycle.<br />
This article aims to quantify the cost of denials and<br />
give organizations an actionable roadmap for denial<br />
management that is based on data and prevention<br />
rather than follow-up and reactivity.<br />
One Size Fits All?<br />
In an effort to aid in denial management efforts and<br />
help standardize the way healthcare organizations<br />
4<br />
Notably Clean Claim Rate didn't make the list.<br />
Instead, the task force included initial denial<br />
rate (percent of claims denied upon first submission)<br />
as the first metric on the list. Experts recognize that<br />
claims paid on first submission save you money, time,<br />
and resources spent on costly re-work and appeals.<br />
This is precisely why we consistently measure our clients’<br />
first pass yield. Similar to HFMA’s Initial denial<br />
rate (% of claims denied upon first submission),<br />
efficientC’s First Pass Yield rate measures the<br />
percent of claims paid on first submission.<br />
The Cost of Denials<br />
Why is it so important to understand how many<br />
claims are actually being paid upon first submission?<br />
Because each denied claim is costing your organization<br />
money. In fact, a 2017 Change Healthcare analysis<br />
found that each denied claim costs on average<br />
$117. Some other sources have estimated that this<br />
number is closer to about $25 per claim, which may<br />
be more realistic for professional claims in a smaller<br />
practice setting.
Reduce its initial denial rate from 20% to 10%, what<br />
would be the financial impact?<br />
Image Source: Change Healthcare Infographic<br />
Additionally, Change Healthcare states that 65% of<br />
denied claims are never resubmitted, which indicates<br />
that organizations are also experiencing large amounts<br />
of lost revenue due to denials. Industry sources also<br />
suggest that almost 60% of claims rebilled after a denial<br />
will deny again.<br />
Let’s take a look at an example. If the cost of denials<br />
at XYZ Healthcare is around $75 per denied claim,<br />
and they submit 20,000 claims per month, it is likely<br />
that around 4,000 of those claims will deny (based on<br />
a 20% initial denial rate).<br />
This amounts to a cost of about $300,000 every<br />
month or $3.6 million in a single year!<br />
The organization’s total denied claims per month<br />
would fall to 2,000, representing an estimated cost<br />
savings of $150,000 each month. Said another way,<br />
every additional claim that is paid upon first submission<br />
becomes first pass reimbursement.<br />
This improves the organization’s cash<br />
flow, reduces revenue leakage, shortens the payment<br />
cycle, and even boosts patient satisfaction.<br />
Implementing a Successful Denial Prevention<br />
Strategy<br />
In an effective denial prevention program, every effort<br />
is made to prevent denials prior to billing. For<br />
example, edits built into the claim scrubber can stop<br />
at-risk claims before they result in denials. While<br />
this step does require a biller to clear the edit, stopping<br />
to make the necessary changes prior to billing<br />
keeps the payment cycle short.<br />
If the claim is stopped on day 1, it can be fixed and<br />
rebilled on day 2 and paid on day 16 or 17.<br />
Another part of prevention is looking at data trends<br />
and implementing process changes, edits, or change<br />
routines:<br />
Now if your organization has chosen to focus on prevention<br />
over follow-up, there’s good news for<br />
you. 90% of denials are preventable and occur most<br />
often in categories like medical necessity, eligibility,<br />
and demographic or technical errors.<br />
Financial Impact of Denial Prevention<br />
If XYZ Healthcare from the example above can implement<br />
an effective denial prevention program and<br />
5<br />
• If a large portion of total claim denials stem<br />
from medical necessity issues, how can your<br />
organization proactively address that? Is clinician<br />
education needed to ensure clinical<br />
documentation includes all necessary details?<br />
• If denials stem from front-end errors related<br />
to demographic information or eligibility,<br />
how can processes be improved to ensure this<br />
information is captured accurately and completely?<br />
Is training needed for front-end staff?<br />
Organizations who pay close attention to this type of<br />
denial data can nimbly pivot to address the root<br />
cause of denials in any area. Then, by continuing to<br />
monitor performance, leaders can determine whether<br />
the changes made are actually resulting in fewer denials.
6<br />
Bottom line: top-performing organizations are getting<br />
claims paid in 20 days or less. That number indicates<br />
many claims are being paid on first submission, which<br />
hinges on a strong denial prevention strategy.<br />
Start by getting on the same page as your claims management<br />
partner. Denial prevention should be top of mind,<br />
with the ultimate goal of stopping claims before they are<br />
denied in order to shorten the payment cycle, improve<br />
cash flow, reduce write-offs and revenue leakage, and<br />
reallocate billing office resources that were previously<br />
dedicated to denial follow-up.<br />
Are you looking for a claims management partner who<br />
can deliver in this area? We would love to talk with you.<br />
efficientC is a denial prevention platform, designed to<br />
STOP and FIX claims prior to billing. On average, our<br />
clients see 90%-95% of claims paid within 20 days, a<br />
15% overall improvement in cash flow, and a 40% reduction<br />
in denials after just 60 days.<br />
The results speak for themselves. If your organization<br />
makes the move to efficientC, your total cost of denials<br />
will go down. Whether this is through a reduction in A/R<br />
days or an improved overall payment rate, the difference<br />
is significant.<br />
You can get in touch with a member of the efficientC<br />
here.<br />
Exhibitor & Sponsorship<br />
Registration is now open!!!<br />
Click to view:<br />
The Brochure The Agreement<br />
Links to:<br />
Sponsor Registration<br />
Exhibitor Registration<br />
Conference Website<br />
We’d appreciate if you indicate you’re with <strong>AAHAM</strong><br />
when signing up - we can’t wait to see you!
ASK THE EXPERT: WHY INSURANCE<br />
DISCOVERY MATTERS<br />
BY:<br />
We’re putting insurance discovery software under the<br />
microscope to help you get the full picture, from every<br />
angle, about this topic. Since we’ve been helping<br />
health care organizations with their financial challenges<br />
for many years, we have a handle on the most<br />
common questions about insurance discovery. We’re<br />
answering some of them below, but feel free to send a<br />
question you might have about Insurance Discovery<br />
here, and we’ll be happy to answer it in one of our<br />
upcoming posts.<br />
To kick the series off, let’s define insurance discovery<br />
as the search to locate previously unknown commercial,<br />
government, or exchange plan coverage missed<br />
during registration or retro approved post-service.<br />
Now let’s get to the root of the matter.<br />
Why should healthcare providers care about insurance<br />
discovery?<br />
Healthcare is a service business. And like all businesses—even<br />
not-for-profits—to stay viable and fiscally<br />
healthy, revenue must exceed expenses. If we<br />
think about both sides of this equation, we can say<br />
that the past 18 months has been like none other.<br />
On the revenue side, COVID has been a huge roadblock<br />
as access to healthcare initially waned while<br />
providers instituted safety protocols and states mandated<br />
holds on elective procedures. In addition, fearful<br />
patients skipped wellness visits and screenings. At<br />
the same time, the increase in uninsured patients continued,<br />
driving an unprecedented growth in uncompensated<br />
care.<br />
These two converging circumstances—deficits in<br />
both earned revenue and a deluge of uncompensated<br />
care—combined to create a hyper-focus on expense<br />
control. Healthcare organizations have become more<br />
cost conscious, with management considering ways to<br />
cut potential fat, including:<br />
• They’re revisiting vendor costs to determine<br />
where they can renegotiate contract terms.<br />
7<br />
• They’re assessing workflow to determine how<br />
to streamline internal processes for greater efficiency<br />
and reduction in overhead.<br />
How does insurance discovery help boost revenue<br />
and trim costs?<br />
On the revenue side, it’s indispensable for uncovering<br />
previously unknown commercial, government, and<br />
exchange plan coverage. Including primary, secondary,<br />
and tertiary coverage. In addition to commercial<br />
insurance, perhaps they are eligible for Medicare or<br />
Medicaid, or are covered under COBRA. Maybe the<br />
front desk forgot to ask insured patients to update<br />
their current health insurance coverage, and it<br />
changed. There are so many reasons to adopt insurance<br />
discovery, and they all point to the need for insurance<br />
discovery to increase revenue and decrease<br />
uncompensated care.<br />
Regarding expense reduction, providers are looking<br />
for every penny in light of increased supply and labor<br />
costs due to a pool that continues to shrink. When it<br />
comes to staff, time is money. Software that easily<br />
locates previously unknown coverage in self-pay primary<br />
and secondary accounts can add up to significant<br />
time savings and exceptional ROI.<br />
How can we identify an insurance discovery solution<br />
that yields best ROI?<br />
That is literally the million-dollar question. The first<br />
place to look is at software provider fee structures,<br />
which vary greatly. Is there a limit on transactions?<br />
Are there fees for duplicating inquiries per patient<br />
visit/treatment that constrain searches? Are there contingency<br />
fees applied to remits received on insurance<br />
discoveries found? Or are transactions unlimited for a<br />
flat monthly fee that’s budget friendly and could result<br />
in savings up to 70% depending on patient volume?<br />
Still have questions? Contact us for a web demo,<br />
or set up a test file so you can see insurance discovery<br />
in action for yourself.
Preparing for the No Surprises Act: What you need<br />
to know now on the new surprise billing law<br />
By: Jennifer Boese, (CliftonLarsonAllen, LLP)<br />
In early 2019 we wrote a CLA blog on the issue of<br />
surprise billing where said we thought there was a<br />
better than likely chance something would be enacted<br />
in the 116th Congress (2019-2020). Flash forward<br />
to 2020 and no one would have expected a<br />
global pandemic whose dynamics would lead to enactment<br />
of the No Surprises Act under the Consolidated<br />
Appropriations Act of 20<strong>21</strong> (Public Law 116-<br />
260). While the years-long legislative debate is over<br />
(for now), the regulatory efforts of deciphering and<br />
implementing the law are underway. The new policies<br />
take effect on January 1, 2022. That is right<br />
around the corner and a trio of agencies released<br />
multiple implementation regulations. Here’s what<br />
you need to know.<br />
Issue<br />
Surprise bills stem from when a patient seeks medical<br />
care at a hospital, free-standing emergency department<br />
or from providers he/she believes are innetwork<br />
only to receive a “surprise” bill for the balance<br />
(i.e.: balance billing) of the cost because<br />
somewhere along the line a provider was out-ofnetwork.<br />
In these situations, the patient is left with a<br />
surprise bill. This can frequently happen in emergency<br />
situations but in non-emergencies as well.<br />
The No Surprises Act addresses both situations and<br />
will impact health care providers (including air ambulances),<br />
insurers (individual, group, and selffunded/sponsored)<br />
and patients.<br />
Emergencies<br />
In emergency care situations a health insurer must<br />
cover the patient as in-network regardless of whether<br />
the facility or provider(s) are participating providers<br />
in the patient’s insurance plan. The requirement<br />
to treat as in-network during emergencies extends<br />
to other hospital departments that are used<br />
and services provided after the patient is stabilized<br />
unless certain criteria can be met. Emergency facilities<br />
include hospitals and freestanding emergency<br />
departments. Providers include physic-<br />
ians or other health care providers acting within<br />
their scope of practice. Emergency services include<br />
medical screening and other ancillary services used<br />
to evaluate and treat the patient. Air ambulances are<br />
also covered.<br />
Generally, the provider or facility is prohibited from<br />
“balance billing” the patient for the remainder of the<br />
uncovered amount during the emergency. In some<br />
cases, the facility/provider may be allowed to balance<br />
bill and use out-of-network cost-sharing after a<br />
patient has been stabilized. However, this is available<br />
only if a series of requirements (with many underlying<br />
criteria) are met.<br />
8<br />
• The patient can travel using nonmedical and<br />
nonemergency transportation<br />
• Specific notice and consent criteria are met<br />
• A patient is able to receive information and<br />
give an informed consent<br />
In emergency situations, the insurer is prohibited<br />
from using prior authorization or waiting periods and<br />
patients are to be treated as if they are covered innetwork<br />
(assuming their insurance covers any emergency<br />
service) by the group or individual health plan<br />
for co-pays or cost-sharing. There are also specific<br />
requirements for how insurers determine any costsharing<br />
for patients in these situations.<br />
The cost-sharing amount will be governed by any<br />
state-mandated rates that apply, a state all-payor<br />
model rate, or the median in-network rate under the<br />
plan for like services by a similar provider in the<br />
same geographic region provided on January 31,<br />
2019. This latter option is called the “qualifying payment<br />
amount” (QPA). The amount used for patient<br />
cost-sharing is based off whichever one of these<br />
three options is applicable and is referred to as the<br />
“recognized amount.”<br />
With respect to payment to providers, an insurer
either sends a notice of denial or a payment to the respective<br />
facility/providers within 30 days. A policy in<br />
the regulations that providers will like is that insurers<br />
may not deny coverage of certain services provided in<br />
the emergency department by determining whether an<br />
episode of care involves an emergency medical condition<br />
based solely on final diagnosis codes or automatically<br />
deny coverage based on a list of diagnosis<br />
codes initially, without regard to the individual’s presenting<br />
symptoms or any additional review.<br />
The provider may accept the insurer’s payment or<br />
may begin a 30-day negotiation period. If no payment<br />
resolution can be reached during those 30 days, the<br />
parties may initiate a new independent dispute resolution<br />
process.<br />
Non-Emergencies<br />
In non-emergency situations, unless notice and consent<br />
are given, the patient is also held harmless from<br />
out-of-network bills when at an in-network facility. A<br />
health care facility in a non-emergency situation includes<br />
a hospital, hospital outpatient department, critical<br />
access hospital or an ambulatory surgical center<br />
and the ban on surprise billing would include those<br />
that provide items or services at or to those.<br />
A few of the criteria for notice and consent in these<br />
non-emergency situations are:<br />
1. Notice and consent are provided to the patient<br />
at least 72 hours prior (if scheduled within at<br />
least 72 hours) or at time of service if less than<br />
72 hours, but not less than three hours<br />
2. The notice and consent form clearly states consent<br />
is optional or the patient may seek care<br />
from a participating provider. The form is<br />
signed, maintained by the provider and given<br />
to the patient (email or mail, patient preference)<br />
3. Information on prior authorization or other<br />
care management requirements<br />
4. A good faith estimate of the cost is given<br />
5. A list of in-network providers is given<br />
9<br />
Notice & Consent<br />
With respect to both emergency and non-emergency<br />
situations, it is important to note that the No Surprises<br />
Act and regulations specifically exclude certain services<br />
and items from the notice and consent procedures<br />
altogether. In other words, patients may not<br />
provide consent nor may certain providers request<br />
consent (to balance bill) under various circumstances<br />
for the following ancillary services and situations:<br />
• Items and services related to emergency medicine,<br />
anesthesiology, pathology, radiology, and<br />
neonatology, whether or not provided by a<br />
physician or non-physician practitioner, and<br />
items and services provided by assistant surgeons,<br />
hospitalists, and intensivists,<br />
• Diagnostic services (including radiology and<br />
laboratory services),<br />
• Items and services provided by other specialty<br />
practitioners, as provided by HHS,<br />
• Items and services provided by a nonparticipating<br />
provider if there is no participating provider<br />
who can furnish such item or service at<br />
such facility,<br />
• Unforeseen medical needs arising at the time<br />
of the service<br />
Independent Dispute Resolution (IDR)<br />
If there are disputes between the health care provider<br />
and insurer related to reimbursement, a newly created<br />
IDR process may be utilized. There are various timelines<br />
that must be followed during this process. If after<br />
30 days of open negotiation the two sides cannot<br />
come to a resolution, either side may initiate the IDR<br />
process. Once the IDR entity is selected each entity<br />
submits their best and final offer. The provider and<br />
insurer may submit additional information to support<br />
its offer.<br />
The arbitrator does not have the discretion to change<br />
either offer, so will select one or the other as is. However,<br />
in its deliberations, the law allows arbitrator<br />
may consider other factors, such as the level of training,<br />
experience, quality and outcomes, market share<br />
held in that geographic region, patient acuity, complexity<br />
of services, teaching status, case mix, and<br />
scope of services among others. The arbitrator may
10<br />
not consider a provider’s charges or the payment rates<br />
from government programs, such as Medicare or<br />
Medicaid.<br />
One of the biggest issues for providers under the regulations<br />
is the requirement that the IDR entity presumes<br />
that the offer closest to the QPA is the appropriate<br />
offer unless “rebutted by presentation of credible<br />
information about additional circumstances that<br />
clearly demonstrate that the QPA is materially different<br />
from the appropriate out-of-network rate.” Provider<br />
groups believe this tilts the IDR process in favor of<br />
the insurer and argue such a presumption is not found<br />
in the actual law itself.<br />
Other Provisions<br />
There are many other provisions in this law, a few of<br />
which include:<br />
• Good faith estimates required<br />
• Dispute resolution procedures between uninsured<br />
or self-pay patients and providers.<br />
• Air ambulances are required to submit a variety of<br />
information such as costs, number and location of<br />
air ambulances, disaggregated data by payer<br />
• Health plans must be able to provide advanced explanation<br />
of benefits (EOB) to patients when a service<br />
or item is scheduled.<br />
• Health insurers must also have up-to-date directories,<br />
price comparison tools and ensure continuity<br />
of care with any provider changes<br />
• Enforcement generally falls to the states, but the<br />
federal government may step in<br />
• Various reports and studies are required<br />
Finally, an area of complexity will be the interplay<br />
between state surprise billing laws and the No Surprises<br />
Act and which one supersedes. In some situations,<br />
state laws will apply with respect to payment<br />
rates. In other instances, the federal law will govern,<br />
such as with self-funded plans, air ambulances, states<br />
without surprise billing laws or where the surprise<br />
billing law is less robust.<br />
What are a few steps to take now?<br />
1. Be educated on the new law and implementing<br />
regulations, know your state(s) law<br />
2. Review current contracts with respect to emergency<br />
and ancillary providers to determine potential<br />
areas of concern/exposure<br />
3. Review your revenue cycle and workflow processes<br />
(i.e.: necessary notices, consent form, good<br />
faith estimate, balance billing)<br />
4. Consider or review price transparency tools with<br />
this law in mind<br />
5. Establish an internal work team to oversee planning<br />
and implementation<br />
6. Watch state legislatures for surprise billing activities<br />
Jennifer Boese, MS, is the director of health care policy<br />
and innovation at CLA. She may be reached at<br />
Jennifer.Boese@CLAConnect.com
11<br />
TO OUR VALUED SPONSORS:<br />
Certified Recovery, Inc.
A A H A M CERTIFICATIONS<br />
<strong>AAHAM</strong> Certified Revenue Cycle Executive<br />
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<strong>AAHAM</strong> Certified Revenue Cycle Specialist<br />
<strong>AAHAM</strong> Certified Compliance Technician<br />
Healthcare patient financial services professionals across the nation and around the globe are looking for an edge...a way to work<br />
smarter, build a career, stay informed and make the right contacts; an <strong>AAHAM</strong> certification helps you achieve all of these goals.<br />
What is the <strong>AAHAM</strong> CRCE (Executive) certification?<br />
Executive Certification is an extensive online proctored exam directed to all senior and executive leaders within the healthcare revenue<br />
cycle industry, to help equip them for strategic management of the business. This certification possesses the highest level of difficulty<br />
combining content knowledge of the business with critical thinking and communication skills. <strong>AAHAM</strong> offers two types of Executive<br />
certification; one focused on the revenue cycle within an institutional (hospital, health system) environment and the other focused on<br />
the revenue cycle in a professional (physician, clinic) environment. Dual certification is available for those interested in obtaining certification<br />
in both specialties.<br />
What is the <strong>AAHAM</strong> CRCP (Professional) certification?<br />
Professional Certification is an online proctored exam directed to supervisors and managers in the revenue cycle industry, to validate<br />
their knowledge and skills. This certification is for the individual who desires confirmation and recognition of their expertise and/or<br />
for those who aspire to the executive level certification. <strong>AAHAM</strong> offers two types of Professional certification; one focused on the<br />
revenue cycle within an institutional (hospital, health system) environment and the other focused on the revenue cycle in a professional<br />
(physician, clinic) environment. Dual certification is available for those interested in obtaining certification in both specialties.<br />
What is the <strong>AAHAM</strong> CRIP (Revenue Integrity Professional) certification?<br />
The Revenue Integrity Professional (CRIP) is an online proctored exam directed to anyone in the revenue cycle industry to help ensure<br />
that facilities effectively manage their charge master, and bill and document appropriately for all services rendered to a patient. This<br />
certification requires an in-depth, working knowledge of various revenue cycle areas and proper skill sets needed to increase revenue<br />
and reimbursement for facilities. It also ensures that proper charging takes place to maintain compliance within the insurance payer<br />
programs.<br />
What is the <strong>AAHAM</strong> CRCS (Specialist) certification?<br />
Specialist certification is an online proctored exam that tests the proficiency of staff involved in the processing of patient accounts and<br />
to prepare them for the many details needed to perform their daily job duties. <strong>AAHAM</strong> offers two types of Specialist Certification; one<br />
focused on the revenue cycle within an institutional (hospital, health system) environment, the other focused on the revenue cycle in a<br />
professional (physician, clinic) environment. Dual certification is available for those interested in obtaining certification in the institutional<br />
and professional specialties.<br />
What is the <strong>AAHAM</strong> CCT (Compliance) certification?<br />
Compliance certification is an online proctored exam that thoroughly tests competencies in healthcare compliance for all staff involved<br />
in the processing of patient accounts. It is intended to meet the annual employee compliance training requirements and to support individuals<br />
with professional compliance responsibilities in both institutional (hospital, health system) and professional (physician, clinic)<br />
settings.<br />
12
13<br />
WHY EARN AN <strong>AAHAM</strong><br />
CERTIFICATION?<br />
<strong>AAHAM</strong> certification states you are an expert<br />
in the field. It is an investment in your<br />
personal growth and your professional future.<br />
For over forty years, <strong>AAHAM</strong>’s elite<br />
certification program has set the standard of<br />
excellence in patient financial services and<br />
the revenue cycle.<br />
It doesn’t matter whether you are new to the<br />
healthcare revenue cycle or are a seasoned<br />
veteran, our family of <strong>AAHAM</strong> certification<br />
examinations offer a complete career ladder<br />
beginning with the Certified Revenue Cycle<br />
Specialist and culminating with the Certified<br />
Revenue Cycle Executive. We have a certification<br />
that will help advance your career.<br />
Wisconsin Chapter Membership<br />
ONLY $30 per year!<br />
Unique benefits include:<br />
• Professional development & networking<br />
with peers<br />
• Notification of National Monthly<br />
Webinars (Cost: Free-$199)<br />
• Discounted registrations for Wisconsin<br />
Spring/Fall/Winter Conferences<br />
• Quarterly Newsletter<br />
Plus the learning doesn’t stop once you have<br />
obtained certification. Our certifications are<br />
maintained through a continuous education<br />
process. This assures you stay abreast of the<br />
important changes and updates that continually<br />
occur in our rapidly changing healthcare<br />
environment.<br />
<strong>AAHAM</strong> certification options include:<br />
• <strong>AAHAM</strong> Certified Revenue Cycle Executive<br />
• <strong>AAHAM</strong> Certified Revenue Cycle Professional<br />
• <strong>AAHAM</strong> Certified Revenue Integrity Professional<br />
• <strong>AAHAM</strong> Certified Revenue Cycle Specialist<br />
• <strong>AAHAM</strong> Certified Compliance Technician<br />
To learn more about certification visit our<br />
website or contact <strong>AAHAM</strong> WI Certification<br />
Chair, Nicole Querio at<br />
nquerio@os-healthcare.com<br />
• Certification coaching & study sessions<br />
• Access to national news/events & The<br />
National Journal<br />
• Monthly interpreted updates on key<br />
legislative issues<br />
• Advocacy movements<br />
• Vote for Board Members & Officers<br />
Become a member now at aaham-wi.org!<br />
This quarterly newsletter is published four times yearly<br />
by the Wisconsin Chapter of <strong>AAHAM</strong>. It is intended to<br />
update members of organizational activities and to provide<br />
information our members will find useful. Opinions<br />
expressed in articles are those of the author(s) and do<br />
not necessarily reflect the views of the Wisconsin Chapter<br />
of <strong>AAHAM</strong>, National <strong>AAHAM</strong> or the editor. Reproduction<br />
and/or use of the format or content of this publication<br />
is prohibited without the expressed permission of<br />
the author(s) or the editor.
Healthcare Staff Management in the New Normal<br />
From the RevCycle, Inc. Blog<br />
The role of a manager is to support employees—and<br />
that includes supporting their mental health. As we<br />
move into the new normal following the COVID-19<br />
pandemic, that will be especially true for healthcare<br />
staff management.<br />
Not only were healthcare staff on the front lines of<br />
the pandemic, they had to adapt to the rapid adoption<br />
of new modalities and technologies, such as automated<br />
workflows, digital communication, and telehealth.<br />
The fallout of those stressful months could include<br />
anxiety, depression, burnout,<br />
trauma and even PTSD. Some<br />
experts even posit a<br />
“behavioral health disaster”<br />
among healthcare workers if<br />
steps are not taken to identify,<br />
prevent, mitigate and manage<br />
PTSD symptoms.<br />
What can leaders do to manage<br />
healthcare staff in the<br />
new normal?<br />
1. Implement Stress Management Training &<br />
Mental Health Support Programs<br />
That is, if you have not already. Healthcare staff will<br />
need mental health, stress management and wellbeing<br />
programs more than ever as they deal with the fallout<br />
of the pandemic and rebalancing their lives after<br />
months of intense stress. Healthcare leadership<br />
should consult with mental health experts on the best<br />
programs for their staff.<br />
Invest in Training<br />
Mental health training topics for healthcare staff may<br />
include:<br />
• Debunking common myths & stigmas about<br />
mental health<br />
• Coping with high stress demands & environments<br />
14<br />
• Maintaining a healthy work-life balance<br />
• Substance abuse and other addictions<br />
• Healthy stress reduction and relaxation techniques<br />
• Who to go to for mental health concerns<br />
• Self-monitoring and pacing<br />
• Identifying actual threats/fears vs anxiety<br />
• Helpful vs negative self-talk<br />
• Setting healthy boundaries<br />
• Focusing on what they can change vs what is<br />
outside their locus of control<br />
Make Sure Staff is Aware<br />
of the Resources<br />
In the 2019 Mental Health at<br />
Work Report, issued by SAP<br />
and Qualtrics, nearly 46% of<br />
all workers said that their<br />
company had not proactively<br />
shared the mental health resources<br />
available to them.<br />
Make sure your staff knows<br />
about the resources and are<br />
actively encouraged to use<br />
them. Make time available to attend trainings and<br />
make the training mandatory or incentivized in order<br />
to allay fears. Managers should set the example by<br />
participating themselves.<br />
Employee health plans should include robust coverage<br />
for mental health treatment, including virtual options<br />
that might work better for busy schedules. Allow<br />
for flexible scheduling whenever possible to attend<br />
appointments.<br />
2. Don’t Wait Until Your People Ask For<br />
Help...Because They Probably Won’t<br />
Healthcare staff must deal daily with strong emotions<br />
from patients and their loved ones. Most must make<br />
do with a lack of time and/or resources. They may<br />
fear getting a side-eye from their colleagues if they
need a “mental health day” to recuperate or are seen<br />
taking a sorely needed break. They may fear losing their<br />
jobs, being passed over for a promotion, or letting down<br />
their team if they don’t work continual overtime, even<br />
when they’re exhausted.<br />
There are also personality factors at play. Many<br />
healthcare workers go into the field out of a desire to<br />
help people. They are service-oriented individuals who<br />
are seen—and who may see themselves—as strong, capable,<br />
giving, and tireless. They may downplay their<br />
own needs or see asking for help as weakness. After<br />
all, they are the ones who are supposed to be doing the<br />
helping.<br />
All these factors make self-care for healthcare workers<br />
a particular challenge. You cannot wait for them to ask<br />
for support, no matter how stressed they are. Rather,<br />
you must be proactive in offering support and codifying<br />
mental health best practices. Otherwise, you may end<br />
up losing a valuable employee to burnout.<br />
3. Build a Culture of Self-Care, Backed Up with Real<br />
Policies & Procedures<br />
It is important to teach and encourage self-care, but<br />
without procedures and policies, staff may forgo selfcare<br />
due to pressure, stigma, or fear of negative consequences.<br />
Actively enforced policies take the burden off<br />
staff by giving them “permission” to take care of themselves.<br />
These policies can include:<br />
• Mandatory PTO days<br />
• Mandatory rest/relaxation/stress management<br />
breaks<br />
• Required limits on work hours<br />
Practices can include:<br />
• Assigning mentors, work partners or teams to<br />
encourage peer support<br />
• Scheduling regular check-ins between supervisors<br />
and direct reports<br />
• Providing healthy, energizing food options in the<br />
breakroom to reduce reliance on sugary snacks<br />
and caffeine<br />
• Providing at-work options for yoga, exercise,<br />
meditation, and other stress reduction techniques<br />
15<br />
• Providing regular mental health and wellness<br />
training, as described above<br />
The cost of these policies and practices is made up<br />
for in recaptured productivity and in preventing the<br />
loss of good employees to burnout.<br />
Building a culture of self-care starts with leadership.<br />
Managers should set the example by prioritizing<br />
self-care themselves. If employees see their<br />
managers making use of resources, taking rest<br />
breaks and utilizing PTO, they are more likely to<br />
feel comfortable and safe doing the same.<br />
4. Support Your Healthcare Staff by Being Flexible<br />
COVID-19 will have a long shadow as individuals<br />
and families try to rebalance their lives. Staff members<br />
may be dealing with childcare or other scheduling<br />
challenges as a laid-off spouse returns to the<br />
workforce, for example. Some staff members may<br />
need more hours to make up for lingering unemployment<br />
in the family, while others must work less<br />
to accommodate family needs.<br />
Whenever possible, allow for more scheduling flexibility<br />
for employees. Show compassion and understanding.<br />
Not only will this help employees stay<br />
more productive in the present, they will likely respond<br />
to your compassion with dedication and loyalty<br />
in the long term.<br />
5. Communicate, Communicate, Communicate<br />
Uncertainty breeds anxiety. When the world feels<br />
shaky on its foundation, even a small procedural or<br />
staffing change can feel like an earthquake.<br />
Be transparent about the state of the practice and<br />
any organizational changes or updates. If you do<br />
not address it, the rumor mill will—and even if<br />
there’s nothing wrong, the uncertainty will make it<br />
so. Set clear expectations about working hours,<br />
workloads, and priorities.<br />
Reduce the burden on your staff with Revenue<br />
Cycle Management Solutions<br />
Your staff will thank you (and feel stronger, too). With<br />
the burden of patient billing and collections lifted, they<br />
will have the muscle for what they do best.