2022 Employee Benefits Guide

2022 BENEFITS
ENROLLMENT GUIDE
Allen Engineering Corporation
Effective 1/1/2022 to 12/31/2022

LETTER FROM THE PRESIDENT

CONTENTS
4 Benefits Overview
7 Medical Insurance
10 Wellness Overview
11 Health Savings Account
14 Flexible Spending Accounts
18 Dental & Vision Insurance
21 Short-Term Disability Insurance
23 Voluntary Group Life and AD&D Insurance
25 Evidence of Insurability (EOI) and Disclaimer
26 Open Enrollment Instructions
27 Important Contacts

BENEFITS
OVERVIEW
4

BENEFITS OVERVIEW
ENROLLMENT
You can enroll in benefits or change your elections at the following times:
• 30 days prior to your initial eligibility date (as a newly hired employee)
• During the annual benefits open enrollment period
• Within 30 days of experiencing a qualifying life event
BENEFIT OPTIONS
We offer a comprehensive benefits package consisting of:
• Medical Insurance
• Health Savings Account
• Flexible Spending Accounts
• Voluntary Dental Insurance
• Voluntary Vision Insurance
• Voluntary Group Life and AD&D Insurance
• Voluntary Short-Term Disability Insurance
5

BENEFITS OVERVIEW
ELIGIBILITY
Full-time employees working at least 30 hours per week are eligible for
benefits on the first of the month following or coinciding with 60 days of
employment. Many of the plans offer coverage for eligible dependents,
including:
• Your legal spouse
• Your children to age 26, regardless of student, marital, or tax-dependent
status (including stepchild, legally adopted child, a child placed with you
for adoption, or a child for whom you are the legal guardian)
• Your dependent children over age 26 who are physically or mentally
unable to care for themselves
CHANGING BENEFITS AFTER OPEN ENROLLMENT
You may pay your portion of the medical, dental, and vision plan costs, and
fund the flexible spending accounts, on a pre-tax basis. Thus, due to IRS
regulations, once you have made your elections for the plan year, you
cannot change your benefits until the next annual open enrollment period.
The only exception is if you experience a qualifying event, and election
changes must be consistent with your life event.
To request a benefits change, notify your Business Office or Human
Resources within 30 days of the qualifying life event. Change requests
submitted after 30 days cannot be accepted. You may need to provide
proof of the life event.
Qualifying life events include, but are not limited to:
• Marriage, divorce, or legal separation
• Birth or adoption of an eligible child
• Death of your spouse or covered child
• Change in your spouse’s work status that affects his or her benefits
• Change in your child’s eligibility for benefits
• Qualified Medical Child Support Order
6

MEDICAL
INSURANCE
7

MEDICAL INSURANCE
CARRIER: Arkansas Blue Cross Blue Shield
Plan Options: High-Deductible Health Plan (HDHP) and a PPO plan
Please refer to the official plan documents for additional information on coverage and exclusions.
COVERED BENEFITS
Year Deductible
Option 1
HDHP Plan
Option 2
PPO Plan
In-Network Out-of-Network In-Network Out-of-Network
Individual $6,650 $13,300 $5,000 $15,000
Family $13,300 $26,600 $10,000 $30,000
Out of Pocket Maximum
Includes deductibles, copays and coinsurance Includes deductibles, copays and coinsurance
Individual $6,650 $26,600 $8,150 $31,150
Family $13,300 $53,200 $16,300 $62,300
Coinsurance (Plan Pays) 100% 80% 80% 60%
Preventive Care
Well-Child Care Plan Pays 100% Deductible & Coins. Plan Pays 100% Deductible & Coins.
Adult Preventive Care Plan Pays 100% Deductible & Coins. Plan Pays 100% Deductible & Coins.
Physician Services
Primary Care Deductible & Coins. Deductible & Coins. $30 Copay Deductible & Coins.
Specialist Deductible & Coins. Deductible & Coins.
$50 Copay
(coins may apply to
additional services)
Deductible & Coins.
Urgent Care Deductible & Coins. Deductible & Coins. $50 Coppay Deductible & Coins.
Emergency Services
Emergency Room Deductible & Coins. Deductible & Coins. Deductible & Coins. Deductible & Coins.
Ambulance Deductible & Coins. Deductible & Coins. Deductible & Coins. Deductible & Coins.
Diagnostic Lab/X-Ray Deductible & Coins. Deductible & Coins. Deductible & Coins. Deductible & Coins.
Hospital Services
Inpatient Deductible & Coins. Deductible & Coins. Deductible & Coins. Deductible & Coins.
Outpatient Deductible & Coins. Deductible & Coins. Deductible & Coins. Deductible & Coins.
Prescription Drugs
Generic Deductible & Coins. Deductible & Coins. $20 copay Deductible & Coins.
Preferred Brand Deductible & Coins. Deductible & Coins. $50 Copay Deductible & Coins.
Non-Preferred Brand Deductible & Coins. Deductible & Coins. $70 Copay Deductible & Coins.
Specialty Deductible & Coins. Deductible & Coins. $250 Copay Deductible & Coins.
8

WHICH MEDICAL INSURANCE PLAN IS
RIGHT FOR YOU?
Choosing the right medical plan is an important decision. Take the time to learn about your
options to ensure you select the right plan for you and your family.
THINGS TO CONSIDER
1. Do you prefer to pay more for medical insurance out of your paycheck, but less when you need
care?
2. Or, do you prefer to pay less out of your paycheck, but more when you need care?
3. What planned medical services do you expect to need in the upcoming year?
4. Are you able to budget for your deductible by setting aside pre-tax dollars from your paycheck in
an HSA or FSA?
5. Do you or any of your covered family members take prescription medications on a regular basis?
MEDICAL
RATES
COVERAGE LEVEL
Monthly
Rate
Employer Monthly
Contribution
Option 1
HDHP Base Plan
Employee Monthly
Contribution
Employee Rate
52 Pay Periods
Employee Rate
26 Pay Periods
Employee Only $308.51 308.51 $0.00 $0.00 $0.00
EE & Spouse* $774.40 308.51 $465.89 $107.51 $215.03
EE & Child(ren) $510.60 308.51 $202.09 $46.64 $93.27
EE & Family* $1,026.97 308.51 $718.46 $165.80 $331.60
MEDICAL RATES
Option 2
PPO Buy-Up Plan
COVERAGE LEVEL
Monthly
Rate
Employer Monthly
Contribution
Employee Monthly
Contribution
Employee Rate
52 Pay Periods
Employee Rate
26 Pay Periods
Employee Only $387.44 $329.32 $58.12 $13.41 $26.82
EE & Spouse* $972.57 $329.32 $643.25 $148.44 $296.88
EE & Child(ren) $641.23 $329.32 $311.91 $71.98 $143.96
EE & Family* $1,289.73 $329.32 $960.41 $221.63 $443.26
*As an Employee, I understand that if my spouse is offered coverage through their employer, coverage is NOT available
through Allen Engineering Corporation.
COMPARING YOUR MEDICAL PLAN OPTIONS
PPO Plans
• Higher cost per paycheck
• Lower deductible
• Can fund a Health Care Flexible Spending Account
(FSA)
HDHP Plans
• Lower cost per paycheck
• Higher deductible
• Can fund a Health Savings Account (HSA)
• Allen Engineering Corporation HSA contribution $500
annually
9

WELLNESS OVERVIEW
ANNUAL WELLNESS CHECK UP!
Be sure to complete your preventive care check up between December 1, 2021 and
November 30, 2022. You will need to take the ’Physician Attestation’ Form with you
when you go for your check up. After your doctor signs the form, return the form to the
HR Department no later than November 30, 2022. Check with the HR Department for
further details.
HEALTH RISK ASSESSMENT
Be sure to complete your health assessment on the Arkansas Blue Cross website by November 30,
2022.
BIOMETRIC SCREENING
Make plans to participate in the biometric screening event in February 2022. More details to
come.
USE TOBACCO?
Take advantage of the smoking cessation products now available to you at low or no cost through
our BC health plan. Contact Arkansas Blue Cross at 1-800-238-8379 to learn more about how
your new benefits can help you quit.
10

HEALTH
SAVINGS
ACCOUNT
11

HEALTH SAVINGS ACCOUNT
CARRIER: Consolidated Admin Services
If you enroll in the High-Deductible Health (HDHP) Plan, you may be eligible to
fund a Health Savings Account (HSA). An HSA is a personal health care savings
account that you can use to pay out-of-pocket health care expenses with pre-tax
dollars. Your contributions are tax free and the money remains in the account
for you to spend on eligible expenses no matter where you work or how long it
stays in the account.
WHO IS ELIGIBLE?
You are eligible to open and fund an HSA if:
● You are enrolled in the High Deductible Health Plan (HDHP).
● You are not covered by a non-HSA plan, Health Care FSA, or Health Reimbursement
Arrangement.
● You are not eligible to be claimed as a dependent on someone else’s tax return
● You are not enrolled in Medicare
● You have not received Veterans Administration Benefits in the last three months
HSA EMPLOYER CONTRIBUTIONS
Allen Engineering Corporation will help you save with an
annual contribution of $600.
● Contributions to a Health Savings Account (including
the employee contributions) cannot exceed the
annual IRS contribution maximums.
● Employees age 55+ by 12/31/2022 may contribute
additional funds to their HSA (up to $1,000).
● You must open your HSA through Consolidated Admin
Services to receive contributions.
ALLEN ENGINEERING
CORPORATION
CONTRIBUTES $600
TO YOUR HSA
ANNUALLY
$3,650
$7,300
$1,000
INDIVIDUAL
for 2022
ALL OTHER TIERS
for 2022
Age 55+
CATCH-UP
CONTRIBUTION
for 2022
12

HEALTH SAVINGS ACCOUNT
MAXIMIZE YOUR TAX SAVINGS
• Contributions to an HSA are tax-free and can be made through payroll deduction on a pre-tax
basis.
• This money in your HSA (including interest and investment earnings) grows tax-free.
• As long as you use the funds to pay for qualified medical expenses, the money is spent
tax-free.
YOU INDIVIDUALLY OWN YOUR HSA
• You own and administer your HSA.
• You determine how much you will contribute to your account and when to use the money to
pay for eligible health care expenses.
• You can change your contributions at any time during the plan year without a qualifying event.
• Like a bank account, you must have a balance in order to pay for eligible health care expenses.
• Keep all receipts for tax documentation.
• An HSA allows you to save and “rollover” money from year to year.
• The money in the account is always yours, even if you change health plans or jobs.
• There are no vesting requirements or forfeiture provisions.
ACCESSING YOUR HSA FUNDS
Debit Card: Draws directly from your HSA and can be used to pay for eligible expenses at your
doctor’s office, pharmacy, or other locations where you purchase health related items or services.
Checkbook: Works just like your personal checkbook, with the exception that it draws from your
HSA, and can be used to pay for expenses you’ve paid out of your pocket. Checkbooks are issued
upon request by Health Equity.
USE YOUR HSA TO PAY QUALIFIED MEDICAL EXPENSES
• You can use your HSA money to pay for eligible expenses now or in the future.
• Funds in your HSA can be used for your expenses and those of your spouse and eligible
dependents, even if they are not covered by the Arkansas Blue Cross Blue Shield HDHP
(Option 1).
• Eligible expenses include deductibles, doctor’s office visits, dental expenses, eye exams,
prescription expense and LASIK eye surgery.
• A complete list of eligible expenses can be found at www.irs.gov.
13

FLEXIBLE
SPENDING
ACCOUNTS
14

FLEXIBLE SPENDING ACCOUNTS
CARRIER: Consolidated Admin Services
Allen Engineering Corporation offers a Health Care Flexible Spending Account (FSA) that allows you to
pay for eligible health care expenses with the pre-tax dollars.
Log into your account at www.consolidatedadmin.com to view your account balance(s), calculate tax
savings, view eligible expenses, download forms, view transaction history, and more.
HEALTH CARE FSA
●
●
Set aside pre-tax money from your paycheck to pay for eligible out-of-pocket expenses, such as
deductibles, copays, and other health-related expenses, that are not paid by the medical, dental, or vision
plans.
Over-the-counter (OTC) medications are not eligible for reimbursement without a prescription.
HOW DOES AN FSA WORK?
You decide how much to contribute to an FSA on a plan year basis up to the maximum allowable amount. Your
annual election will be divided by the number of pay periods and deducted evenly on a pre-tax basis from
each paycheck throughout the year.
You will receive a debit card from Consolidated Admin Services, which can be used to pay for eligible health
care expenses at the point of service. If you do not use your debit card, submit a claim form and a bill or
itemized receipt from the provider to Consolidated Admin Services. Keep all receipts in case Consolidated
Admin Services requires you to verify the eligibility of a purchase.
THINGS TO CONSIDER
• Healthcare FSA dollars are use-it or lose-it.
• Up to $500 of unused dollars can be rolled over to 2022.
• You cannot take income tax deductions for expenses you pay
with your FSA(s)
• You cannot stop or change your FSA contribution(s) during the
plan year unless you experience a qualifying life event.
HEALTHCARE FSA LIMIT
$2,750
*2022 limits have not been released
SPECIAL FSA ACCOUNT FEATURES
RUNOUT
Runout is the 90 days after your
plan year ends during which
you may submit last year’s
expenses to be reimbursed
with last year’s FSA funds.
GRACE PERIOD
The grace period is 2 months +
15 days after the end of the
plan year during which you may
incur new expenses but be
reimbursed with last year’s
FSA funds.
ROLLOVER
You have the ability to roll over
up to $500 from one plan year
to the next.
15

LIMITED-PURPOSE FLEXIBLE SPENDING
ACCOUNTS
CARRIER: Consolidated Admin Services
A Limited-Purpose Flexible Spending Account (FSA) is a special account that lets you set aside
money (before it is taxed) to help pay for eligible dental and vision expenses.
HOW DOES A LIMITED-PURPOSE FSA WORK?
You decide how much to contribute to each FSA on a plan year basis up to the maximum allowable
amounts. Your annual election will be divided by the number of pay periods and deducted evenly on
a pre-tax basis from each paycheck throughout the year.
You will receive a debit card from TASC, which can be used to pay for eligible health care expenses at
the point of service. If you do not use your debit card or if you have dependent care expenses to be
reimbursed, submit a claim form and a bill or itemized receipt from the provider to TASC. Keep all
receipts in case TASC requires you to verify the eligibility of a purchase.
WHAT’S THE DIFFERENCE BETWEEN A STANDARD HEALTH CARE FSA AND
A LIMITED-PURPOSE FSA?
Under current IRS rules, you cannot deposit money into a Health Savings Account (HSA) if
you participate in a standard Health Care FSA. However, because a Limited-Purpose FSA
restricts reimbursements to specific dental and vision care expenses, the IRS allows you to
participate in both a Limited-Purpose FSA and an HSA at the same time. By having both
accounts, you can maximize your tax and savings benefits.
+
LIMITED-PURPOSE FLEXIBLE
SPENDING ACCOUNT
(FSA)
HEALTH SAVINGS ACCOUNT
(HSA)
LIMITED-PURPOSE FSA
$2,850
16

LIMITED-PURPOSE FLEXIBLE SPENDING
ACCOUNTS
17

DENTAL
& VISION
INSURANCE
18

VOLUNTARY DENTAL INSURANCE
CARRIER: Arkansas Blue Cross Blue Shield
●
●
●
●
You will pay less out of pocket when you choose an in-network provider.
Locate an in-network provider at www.arkansasbluecross.com/findcare.
Be sure to ask for a pre-treatment estimate.
Out-of-network providers can balance bill, or bill you for the difference
between the provider’s charge and the allowed amount.
DENTAL
ELECTION
Monthly
Rate
Employee Rate
52 Pay Periods
Employee Rate
26 Pay Periods
Employee Only $29.77 $6.87 $13.74
EE & Spouse $63.72 $14.70 $29.41
EE & Child(ren) $47.91 $11.06 $22.11
EE & (Family) $87.16 $20.11 $40.23
COVERED BENEFITS IN-NETWORK OUT-OF-NETWORK
Deductible (per calendar year)
$50 per person
$150 per family
$50 per person
$150 per family
Annual Plan Benefit Maximum $1,000 $1,000
Preventive Care
Oral exams, cleanings, X-rays, sealants
Basic Services
Fillings, extractions, non-surgical periodontics, endodontics,
oral surgery, anesthesia
Major Services
Surgical periodontics, inlays/onlays, crowns, partials,
dentures, implants
100% 90%
80% 70%
50% 40%
Orthodontia Services (to age 18) 50% 40%
Lifetime Orthodontia Plan Max $1,000 $1,000
Annual Maximum Carryover*
Included*
*Please refer to the official plan documents for additional information Annual Maximum Carryover.
19

VOLUNTARY VISION INSURANCE
CARRIER: Arkansas Blue Cross Blue Shield
●
●
●
●
●
You will pay less out of pocket when you choose an in-network provider.
Locate an in-network provider at www.arkansasbluecross.com/findcare.
You must submit a claim form for out-of-network expenses.
LASIK surgery discounts available
Don’t forget about glasses.com and contactsdirect.com!
VISION
ELECTION
Monthly
Rate
Employee Rate
52 Pay Periods
Employee Rate
26 Pay Periods
Employee Only $9.00 $2.08 $4.15
EE & Spouse $16.67 $3.85 $7.69
EE & Child(ren) $18.02 $4.16 $8.32
EE & (Family) $25.67 $5.92 $11.85
COVERED BENEFITS IN-NETWORK OUT-OF-NETWORK
Eye Exam (every 12 months) $10 Copay $45 Allowance
Frames (every 24 months) $150 Allowance + 20% off balance $70 Allowance
Standard Plastic Lenses (every 12 months)
Single / Bifocal / Trifocal / Lenticular
Progressive
$20 Copay
$20 Copay
$30 / $50 / $65 / $100 Allowance
$50 Allowance
Contact Lenses, in lieu of glasses (every 12 months)
Elective
Medically Necessary
Up to $150, in lieu of glasses
Plan Pays 100%
Up to $85
Up to $210
20

SHORT-TERM
DISABILITY
INSURANCE
21

VOLUNTARY SHORT-TERM DISABILITY
INSURANCE
CARRIER: USAble Life
SHORT-TERM DISABILITY INSURANCE
Short-Term Disability (STD) Insurance is designed to help you meet your financial
needs if you become unable to work due to a non-work related illness or injury. This
is a voluntary plan; employees are responsible for 100% of the cost. Premiums are
calculated as a percentage of you annual base salary.
• Benefit Amount: 60% of base weekly salary up to $1,000 per week
• Elimination Period: 7 days
• Benefit Durations: Up to 26 weeks
• Pre-Existing Conditions Limitation: 3 months prior/12 months after
AGE RATE PER $10 OF BENEFIT
0-24 $0.666
25-29 $0.666
30-34 $0.739
35-39 $0.602
40-44 $0.547
45-49 $0.575
50-54 $0.728
55-59 $0.962
60-64 $1.241
65-69 $1.241
How to Calculate your Weekly Rate
Your annual base salary: $__________
Divide by 52: ÷ 52
Equals:
= __________
Multiply by 60%: x 0.60
Equals (cannot be greater than
$1,300):
= __________
Divide by 10: ÷ 10
Multiply Total by age-based rate:
Equals Your Monthly Cost:
Multiply monthly cost by 12, then
divide by 26:
x __________
= __________
= __________
Review your beneficiary designations
22

VOLUNTARY
LIFE
INSURANCE
23

VOLUNTARY LIFE INSURANCE
CARRIER: USAble Life
WHAT IS VOLUNTARY LIFE
INSURANCE? Voluntary Life Insurance, also called
group life insurance, is offered through an employer but is
paid for partially or solely by employees.
WHY PURCHASE VOLUNTARY
LIFE INSURANCE?
• This type of life insurance has limited underwriting
required. This allows for people with health conditions or
lifestyles that might otherwise disqualify them to qualify
for life insurance.
• The group rates are lower than what you could purchase on your own.
• You may purchase a policy for your spouse and children.
Employee Plan Highlights
● Guarantee Issue: $150,000
● Benefit Amount: Available in increments of $10,000 (minimum of $20,000) up to a max of 5x annual
salary or $500,000
● Accelerated Death Benefit: Included which will be the lesser of 75% of the life amount or $250,000
● Rates: Age-banded; cost increases as employee ages
● Employee must be enrolled in Voluntary Life coverage in order to enroll dependents in life
insurance
● After your “initial enrollment” amounts requested OVER $150,000 require Evidence of
Insurability (EOI) to be submitted and approved by Assurant
● Voluntary Life coverage terminates upon Retirement
● Age reductions apply upon reaching 65 years of age
● No guarantee issue over age 69
○
Spouse Plan Highlights
● Benefit Amount: Available in increments of $10,000 from a minimum of $10,000 to a max of
$300,000
● Rates: Age-banded and are based on Employee’s age
● Amounts requested after your “initial enrollment” will require Evidence of Insurability (EOI)
completed the Employee
○
Child(ren) Plan Highlights
● Benefit Amount: Children age live birth to 6 months - $1,000; Children age 6 months but less than
26 years - $5,000 units up to a max of $10,000
Note: Employees and spouses may increase benefit by $10,000 each annual enrollment, up to the Guarantee
Issue Amount without an Evidence of Insurability (EOI) form if they are currently enrolled.
24

EVIDENCE OF INSURABILITY
Will I need to answer any medical questions to enroll?
EVIDENCE OF INSURABILITY FORM (EOI)
A Carrier’s “medical questionnaire” may be required to be completed by an Employee/Spouse/Child
periodically when enrolling for certain benefits. If you enrolled in benefits when you were first eligible, you
may not have had to complete a form. However, in subsequent enrollments, any “late applicant” must
complete this form to be considered for coverage. Completing this form DOES NOT GUARANTEE
COVERAGE. Please see your HR Department for the appropriate EOI form and/or medical questionnaire.
USABLE BENEFITS:
Voluntary Life
Guarantee Issue will be issued if employee applies when first eligible OR during their FIRST annual
enrollment. Otherwise, employees are considered a late entrant and will required to fill out the EOI -
answer medical questions. This pertains to employee, spouse and child(ren). Employees and spouses may
increase by $10K each annual enrollment, up to the GI, without EOI. ANY amount over the GI amount will
require an EOI.
Disclaimer: The terms “you” and “your” as used in this Annual Enrollment Overview refer to an employee
of Allen Engineering who meets all the eligibility and participation requirements under the Allen
Engineering Corporation Medical Plan (the “Plan”). Receipt of this document does not guarantee that the
recipient is a participant under the Plan and/or otherwise eligible for benefits under the Plan.
Allen Engineering Corporation reserves the right to make changes or to terminate any benefit plan or plans
at any time, without prior notice to or consent from any employee or participant. If there is any
inconsistency between this document and the official plan documents and contracts, the official carrier
plan documents and contracts will control.
The information contained in this Annual Enrollment Overview may have been supplied by third parties.
Although BXS Insurance has no reason to doubt the accuracy of information used to prepare this document,
we make no representation and give no warranty as to the accuracy, currency or completeness of any
information contained in this document or its relevance to the recipient.
This summary of benefits is not intended to be a complete description of the terms of Allen Engineering Corporation’s
insurance benefit plans. Please refer to the plan document(s) for a complete description. Each plan is governed in all
respects by the terms of its legal plan document, rather than by this or any other summary of the insurance benefits
provided by the plan. In the event of any conflict between a summary of the plan and the official document, the
official document will prevail. Although Allen Engineering Corporation maintains its benefit plans on an ongoing basis,
Allen Engineering Corporation reserves the right to terminate or amend each plan, in its entirety or in any part at any
time.
25

OPEN ENROLLMENT INSTRUCTIONS
During the Employee Benefits Enrollment process, a representative will cover the extensive benefits package
that Allen Engineering Corporation offers eligible employees, including Medical/Dental/Vision Insurance,
Short-Term Disability and Voluntary Life Insurance.
Step 1: Go to the following link to create an account as an employee:
https://employeenavigator.com/benefits/Account/Login
Step 2: Enter your Username and Password and click Login. You will
then be prompted to review your current elections and may any changes
for the elections effective 1/1/2022.
●
●
If you do not have a username, click “Register as a new user”. You will
be asked to enter your First Name, Last Name, Company Identifier of
ALLEN ENGINEERING, PIN (last 4 of SSN) and Birth Date.
If you have previously logged in but do not remember your password,
click “Reset a forgotten password”. You will be prompted to enter your
username and birth year to reset your password.
IMPORTANT! If you do not log in and request any changes
for the new plan year, your current elections WILL
automatically renew with the exception of the Flexible
Spending Account (FSA) as this benefit must be re-elected
each year. Please review the new plan year information
closely. After you have completed your enrollment, be sure
to click the Agree button on your Enrollment Summary
page.
REMEMBER: Open Enrollment must be completed by the deadline or
you may not be able to enroll yourself and/or your eligible dependents until our
next open enrollment, or a qualifying event occurs.
This summary of benefits is not intended to be a complete description of the terms of Allen Engineering Corporation’s insurance benefit plans. Please
refer to the plan document(s) for a complete description. Each plan is governed in all respects by the terms of its legal plan document, rather than by
this or any other summary of the insurance benefits provided by the plan. In the event of any conflict between a summary of the plan and the official
document, the official document will prevail. Although Allen Engineering Corporation maintains its benefit plans on an ongoing basis, Allen
Engineering Corporation reserves the right to terminate or amend each plan, in its entirety or in any part at any time.
26

IMPORTANT CONTACTS
BENEFIT CARRIER PHONE WEBSITE
Medical Insurance Arkansas BCBS 800-229-4124 www.arkansasbluecross.com
Health Savings Account
Flexible Spending Account
Consolidated Admin
Services
Consolidated Admin
Services
877-941-5956 www.consolidatedadmin.com
877-941-5956 www.consolidatedadmin.com
Dental Insurance Arkansas BCBS 888-223-4999 www.arkansasbluecross.com
Vision Insurance Arkansas BCBS 800-877-7195 www.arkansasbluecross.com/findcare
Voluntary Life and AD&D
Insurance
Voluntary Short-Term
Disability Insurance
USAble Life 800-370-5856 www.usablelife.com
USAble Life 800-370-5856 www.usablelife.com
Allen Engineering Corporation
Benefits Manager
Suzi Hall
870-236-7751
x151
shall@alleneng.com
Allen Engineering Corporation
Office Manager
Jennifer
Barrington
870-236-7751
x129
jbarrington@alleneng.com
YOUR BXS INSURANCE ACCOUNT REPRESENTATIVES:
Ashley Bray
870-974-7424
Ashley.Bray@bxsi.com
DiAlma Young
870-974-7440
DiAlma.Young@bxsi.com
27

Allen Engineering Corporation
Phone: 870.236.7751
28