City of Athens 2023 Enrollment Guide.pptx

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BENEFITS OVERVIEW ELIGIBILITY Full-time employees working at least 30 hours per week are eligible for benefits. Newly hired employees need to contact Human Resources for their eligibility date. Many of the plans offer coverage for eligible dependents, including: • Your legal spouse • Your children to age 26, regardless of student, marital, or tax-dependent status (including stepchild, legally adopted child, a child placed with you for adoption, or a child for whom you are the legal guardian) • Your dependent children over age 26 who are physically or mentally unable to care for themselves CHANGING BENEFITS AFTER OPEN ENROLLMENT You may pay your portion of your select coverages on a pre-tax basis through the City of Athens cafeteria plan. Thus, due to IRS regulations, once you have made your elections for the plan year, you cannot change your benefits until the next annual open enrollment period. The only exception is if you experience a qualifying event, and election changes must be consistent with your life event. To request a benefits change, notify Human Resources within 31 days of the qualifying life event. Change requests submitted after 31 days cannot be accepted. You may need to provide proof of the life event. Qualifying life events include, but are not limited to: • Marriage, divorce, or legal separation • Birth or adoption of an eligible child • Death of your spouse or covered child • Change in your spouse’s work status that affects his or her benefits • Change in your child’s eligibility for benefits • Qualified Medical Child Support Order 4
EMPLOYEE NAVIGATOR ENROLLMENT INSTRUCTIONS Open Enrollment is available online! Please visit: https://employeenavigator.com/benefits/Account/Login to review your current benefits and make any desired plan changes for the new plan year. If you do not request any changes for the new plan year, your current enrollment WILL automatically renew. Please review the new plan year information closely. After you have completed your enrollment, be sure to click the agree button on your Enrollment Summary page. If you have already registered an account with Employee Navigator, use the username you created. If you have forgotten your password you may request a password reset at https://employeenavigator.com/benefits/Account/Reset/ResetEmployee. If you do not have a username, please go to https://www.employeenavigator.com/benefits/Account/Register to register. You will be asked for personal identifying data as well as the company identifier which is athenstx. Note: If you experience a Qualifying Event such as marriage, divorce, birth/adoption of a child or loss of coverage and need to make changes to your coverage, you MUST contact Human Resources within 30 days of the event. If you have any questions, contact the Human Resource Department at 903-677-6612. This summary of benefits is not intended to be a complete description of the terms of City of Athens insurance benefit plans. Please refer to the plan document(s) for a complete description. Each plan is governed in all respects by the terms of its legal plan document, rather than by this or any other summary of the insurance benefits provided by the plan. In the event of any conflict between a summary of the plan and the official document, the official document will prevail. Although City of Athens maintains its benefit plans on an ongoing basis, City of Athens reserves the right to terminate or amend each plan, in its entirety or in any part at any time. 5
Page 1 and 2: EMPLOYEE BENEFITS ENROLLMENT GUIDE
Page 3: BENEFITS OVERVIEW ENROLLMENT You ca
Page 7 and 8: MEDICAL INSURANCE 7
Page 21 and 22: EMPLOYEE ASSISTANCE PROGRAM 21
Page 23 and 24: DENTAL INSURANCE 23
Page 25 and 26: VISION INSURANCE 25
Page 27 and 28: EMPLOYER PAID LIFE and AD&D INSURAN
Page 29 and 30: VOLUNTARY LIFE INSURANCE CARRIER: S
Page 31 and 32: VOLUNTARY LIFE INSURANCE 31
Page 33 and 34: VOLUNTARY LIFE INSURANCE 33
Page 35 and 36: IMPORTANT CONTACTS BENEFIT Carrier

City of Athens 2023 Enrollment Guide.pptx

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