City of Athens 2023 Enrollment Guide
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EMPLOYER PAID BASIC LIFE AND AD&D<br />
CARRIER: STANDARD<br />
LIFE and ACCIDENTAL DEATH & DISMEMBERMENT (AD&D)<br />
Basic Life and AD&D insurance is automatically provided to all benefits-eligible<br />
employees at no cost. If you die as a result <strong>of</strong> an accident, your beneficiary<br />
would receive both the life and the AD&D benefit.<br />
Eligibility Waiting period<br />
The eligibility waiting period varies; contact your human resources representative<br />
for details.<br />
Basic Life Coverage Amount 1 times your annual earnings to a maximum <strong>of</strong> $130,000.<br />
Basic AD&D Coverage Amount<br />
For a covered accidental loss <strong>of</strong> life, your Basic AD&D coverage amount is equal to<br />
your Basic Life coverage amount. For other covered losses, a percentage <strong>of</strong> this<br />
benefit will be payable.<br />
Life Age Reductions Basic Life and AD&D insurance coverage amount reduces to 65% at age 70, to 45%<br />
at age 75 and to 30% at age 80.<br />
Other Group Life Features and Services:<br />
➢<br />
➢<br />
➢<br />
➢<br />
Accelerated Benefit<br />
Life Service Toolkit<br />
Repatriation Benefit<br />
Portability <strong>of</strong> Insurance Provision<br />
➢<br />
➢<br />
➢<br />
Right to Convert Provision<br />
Standard Secure Access account payment option<br />
Waiver <strong>of</strong> Premium<br />
Other Group AD&D Features:<br />
➢<br />
➢<br />
➢<br />
➢<br />
Air Bag Benefit<br />
Expanded AD&D Package<br />
Family Benefits Package<br />
Seat Belt Benefit<br />
REMINDER<br />
Review your beneficiary designations<br />
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