Debtfree Issue 202303 - DB SE
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all your stuff, and you no longer have to be<br />
scared of letters of demand in the post of by<br />
email.<br />
But…<br />
The challenge is that you suddenly have<br />
to trust this individual or debt counselling<br />
practice a lot. Your entire financial future<br />
depends on it.<br />
Also, the Debt Counsellor is going to be<br />
asking you to make some big changes. What<br />
you were doing, was not working, so it’s time<br />
to make a change.<br />
You might be asked to stick to a new,<br />
improved budget. You may be advised about<br />
where and how to bank. You might need to<br />
make serious changes to your life - maybe<br />
where you live or how you live, in order to<br />
cover the debt repayments.<br />
All this is hard.
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