Debtfree Issue 202312 - DB

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We have a look at some ways you can take what’s in your head and turn it into reality in the months ahead. We look at things that can help you follow through on your plans next year. We also consider the dangers of a lack of follow through when it comes to debt review. Most people minimise the danger of dropping out of the process. This is something you do not want to do. We talk about why. We also consider if saving money while in debt review is actually something realistic or even advisable. December is one of those months where you can easily over spend. So, please be careful not to blow your budget and get into trouble. There are plenty ways to have fun and not break the bank. Just take a moment or two when making plans to consider what the costs really are. There are often cheaper alternatives that won’t leave you stressed out all of January (or “Januworry” as some people like to call it). Our team also have big plans for 2024 and the following year. We look forward to implementing new ways to help our readers be more informed, get access to better savings and ultimately successfully get out of debt. For our Debt Counsellor readers, we look forward to helping you offer better service to their clients than ever before and make it easier for them to stay in the process.
So, enjoy the issue, enjoy the days off, enjoy recharging your batteries and enjoy planning ahead. We hope that you have a nice break and don’t let your finances run away with you this holiday period. And if you can successfully manage that, then soon you will be debt free.
Page 1 and 2: SPECIAL EDITION WILL 2 0 24 BE YOUR
Page 3 and 4: WHAT MAKES US EXCELLENT? / Unimpair
Page 5: FROM THE EDITOR End of Year - Yay!!
Page 9 and 10: There are other factors that contri
Page 11: CONTENTS WILL 2024 BE YOUR YEAR? SA
Page 14: WILL 2024 BE YOUR YEAR? HOW DID YOU
Page 18: WILL 2024 BE YOUR YEAR? IMPROVE YOU
Page 22 and 23: WILL 2024 BE YOUR YEAR? GET OUT OF
Page 25 and 26: WILL 2024 BE YOUR YEAR? THE ANTI-GO
Page 29 and 30: WILL 2024 BE YOUR YEAR? AVOID RUNNI
Page 31: You must realise that you are makin
Page 34 and 35: DEBT REVIEW WHAT IS A COB? A Certif
Page 37 and 38: SAVING FOR A RAINY DAY
Page 41 and 42: SAVING FOR A RAINY DAY WHAT IS AN E
Page 44 and 45: SAVING FOR A RAINY DAY HOW TO DO IT
Page 47 and 48: WHY DEBT REVIEW IS LIKE OPEN HEART
Page 51 and 52: DEBT REVIEW WOULD IT MAKE SENSE TO
Page 53 and 54: BREAKING NEWS
Page 55: WILL TRANSACTION CAPITAL UNBUNDLE W

Debtfree Issue 202312 - DB

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