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Friends<br />

dowstaying FaLL <strong>2012</strong><br />

connected aFter retirement<br />

1 – Features<br />

9 – <strong>Dow</strong> News<br />

13 – Government Affairs<br />

15 – Benefits<br />

17 – Health Empowerment<br />

18 – Staying Connected<br />

21 – Retiree Profiles and News<br />

28 – In Memory of<br />

winter 2011


From Our Backyard to the World’s Stage<br />

Delivering More Sustainable Solutions for the<br />

Olympic Games and Beyond<br />

As a 30-year contributor to the Olympic Games, <strong>Dow</strong> is very proud to power performance through<br />

deeper involvement. In 2010, <strong>Dow</strong> became an official Worldwide Partner and the Official Chemistry<br />

Company of the Olympic Games through 2020. Through this sponsorship as a Worldwide Partner,<br />

<strong>Dow</strong> seeks to further enhance the Company’s commitment to global sustainability, scientific<br />

excellence and addressing world challenges.<br />

In fact, the London <strong>2012</strong> Olympic Games featured a variety of more sustainable, higher-performing<br />

and safer solutions containing <strong>Dow</strong> technology.


page 4 • <strong>Dow</strong>FRIeNDS • FEATURE


Olympic Stadium<br />

<strong>Dow</strong> Solutions: Roofing and Stadium Wrap<br />

London’s Olympic Stadium was “wrapped” with fabric<br />

panels produced by <strong>Dow</strong> and made with <strong>Dow</strong> resins.<br />

Roofing insulation materials from <strong>Dow</strong> offer moisture<br />

resistance and structural strength.<br />

Olympic Stadium<br />

<strong>Dow</strong> Solution: Track<br />

Polyurethane binders from <strong>Dow</strong> were used in the 5,000<br />

meters of track underlayment at the Olympic Stadium,<br />

helping protect the track from wear and provide a safe<br />

surface for athletes.<br />

Riverbank Arena<br />

<strong>Dow</strong> Solution: Turf<br />

Resins from <strong>Dow</strong> helped provide a durable, soft and safe<br />

field for the 380 athletes competing in more than 75 field<br />

hockey matches during the Games.<br />

Televised Coverage of the Games<br />

<strong>Dow</strong> Solutions: Electrical and Telecommunications<br />

Products from <strong>Dow</strong> helped protect cables and efficiently<br />

transmit and distribute broadcast signals to the more than<br />

4 billion global viewers who tuned into the London <strong>2012</strong><br />

Olympic Games.<br />

Olympic and Paralympic Village<br />

<strong>Dow</strong> Solution: Roofing<br />

Insulation from <strong>Dow</strong> was used in the Olympic and<br />

Paralympic Village apartments to protect 17,000 athletes<br />

and officials from the elements.<br />

Olympic Park<br />

<strong>Dow</strong> Solution: Banners<br />

<strong>Dow</strong>’s innovative VOC-free dispersion was used in<br />

producing recyclable banners for digitally printed<br />

advertising for the London Organising Committee of the<br />

Olympic and Paralympic Games (LOCOG).<br />

Westfield Shopping Centre and Parking Deck<br />

<strong>Dow</strong> Solutions: Roofing and Flooring<br />

Insulation materials from <strong>Dow</strong> helped ensure long-term<br />

moisture resistance and durability of the Shopping Centre’s<br />

roof and parking deck.<br />

Streets and Roadways<br />

<strong>Dow</strong> Solution: Road Markings<br />

Quick-drying waterborne traffic markings from <strong>Dow</strong> helped<br />

London traffic follow the temporary street patterns needed<br />

for the Olympic Games.<br />

Eton Manor Sports Complex<br />

<strong>Dow</strong> Solution: Flooring<br />

A low-VOC curing agent from <strong>Dow</strong> enabled the design<br />

of tough, durable and slip-resistant resin floors for this<br />

aquatics training facility.<br />

Olympic Park<br />

<strong>Dow</strong> Solution: Recycle Waste Bins<br />

<strong>Dow</strong> resins were used in the design and production of<br />

3,600 litter and recycling bins that were used at more than<br />

30 Olympic venues throughout London. <strong>The</strong> <strong>Dow</strong> resins<br />

helped meet LOCOG standards for strong, durable plastics<br />

needed to withstand heavy usage and exposure to sunlight<br />

during the Games. Coca-Cola supported the development<br />

of the three-bin system that includes colorful hoods (black,<br />

orange, and green) that made it easier for the general<br />

public to identify each category of recyclables.<br />

International Broadcast Centre, Main Press Centre<br />

<strong>Dow</strong> Solution: Roofing<br />

Insulation materials from <strong>Dow</strong> helped provide energy<br />

efficiency and moisture resistance to protect 20,000 media<br />

members and hundreds of thousands of visitors for these<br />

media hubs.


Velodrome<br />

<strong>Dow</strong> Solution: Coating Materials<br />

Flexible coating materials from <strong>Dow</strong> were used to apply the<br />

logos that covered the cycling track’s indoor flooring surface,<br />

helping to protect the logos from cracking and peeling.<br />

Diamonds in London<br />

<strong>Dow</strong> maximized its presence in London by using a<br />

visual identity designed specifically for the Games on<br />

taxicabs and billboards.<br />

• Taxis: Approximately 500 iconic London taxis were<br />

color<strong>full</strong>y “wrapped” in the <strong>Dow</strong> London <strong>2012</strong> Olympic<br />

Games’ visual identity. <strong>Dow</strong>’s fleet was one of the largest<br />

in the city – and, where appropriate, they were placed at<br />

strategic venues for extra visibility.<br />

• Westfield Stratford City: <strong>Dow</strong> was showcased in this<br />

premier location on a 1,600-foot banner – made from<br />

the same material used to “wrap” the Olympic Stadium.<br />

Westfield is directly across the street from the Olympic<br />

Park, a location that was enjoyed by millions<br />

of spectators.<br />

An Olympic Dream<br />

<strong>Dow</strong> also introduced Hopeiary, who represents the<br />

planet’s hopes and dreams for a sustainable future.<br />

Hopeiary appeared in a commercial and the campaign’s<br />

theme was “Even the Planet Has an Olympic Dream.”<br />

Hopeiary also made appearances at:<br />

• Heathrow Airport: Millions of excited fans were greeted<br />

in London’s Heathrow Airport by multiple billboards<br />

featuring a 24-by-16-foot Hopeiary.<br />

• Tip-Ups: <strong>Dow</strong> cab tip-up seats were dressed in Hopeiary<br />

seat covers throughout the Games.<br />

• Digitally: At Hopeiary’s interactive website,<br />

Hopeiary.com, visitors could grow and care for their own<br />

Hopeiary by answering simple questions about their own<br />

sustainability awareness and habits.<br />

• Your TV: A “Hopeful” television spot featuring Hopeiary<br />

aired in North America throughout the Games.<br />

page 4 • <strong>Dow</strong>FRIeNDS • FEATURE<br />

<strong>Dow</strong> Showcase for Sochi 2014<br />

<strong>Dow</strong> also was able to showcase capabilities for<br />

the Sochi 2014 Olympic Winter Games at the Sochi<br />

Pavilion in London. Tens of thousands of visitors could<br />

experience three bobsled simulators, a bobsled photo<br />

opportunity area and a 3D fly-through video of Sochi’s<br />

coastal cluster that highlighted where <strong>Dow</strong> products<br />

would be found in the Sochi 2014 venues.<br />

Recognizing Excellence<br />

In addition to <strong>Dow</strong>’s hospitality program, <strong>Dow</strong> proudly<br />

hosted the Transformation in Action (TIA) Best of the<br />

Best Award recipients. <strong>The</strong>se individuals were handpicked<br />

by <strong>Dow</strong> Chairman and CEO Andrew Liveris for<br />

their embodiment of <strong>Dow</strong>’s Core Competencies.<br />

Learn More!<br />

This is just of taste of <strong>Dow</strong>’s involvement in the<br />

Olympic Games. To learn more about <strong>Dow</strong>’s Worldwide<br />

Partnership, visit www.dow.com/olympicpartnership.<br />

<strong>Dow</strong> Hopeiary


Boundless Energy:<br />

McKayla Maroney,<br />

U.S. Gymnastics<br />

Olympic Champion<br />

Before she could walk, McKayla Maroney was literally<br />

running on her hands and feet. At 18 months, her parents<br />

enrolled this athletic toddler in a gymnastics class where<br />

she could put her boundless, spirited energy to good use.<br />

<strong>The</strong> gym quickly became her home away from home,<br />

and, by age 15, Maroney had captured two gold medals<br />

for the USA in international competitions.<br />

Now at age 16, Maroney recently made a childhood<br />

dream come true: She competed with the U.S. Women’s<br />

Gymnastics team at the Olympic Games, helping them<br />

win gold in the women’s team competition and also<br />

taking silver in the individual women’s vault competition.<br />

“McKayla has worked very hard for this, and<br />

we’re very proud and excited for her,” says her<br />

grandfather, Larry Sullivan, a <strong>Dow</strong> retiree.<br />

“My biggest goal [has been] to compete for the<br />

USA at the Olympic Games,” said Maroney. “That’s<br />

such an honor in itself. I remember watching Carly<br />

Patterson compete in the Athens 2004 Olympic<br />

Games and seeing the whole team in red, white and<br />

blue competing for USA. I knew I wanted to be one<br />

of those girls competing for my country. I just started<br />

training in baby steps, and, if you believe, something<br />

can happen.”<br />

Athlete Profile<br />

Olympian: McKayla Maroney<br />

Hometown: Long Beach, California<br />

Education: High school sophomore<br />

Future Plans: Continue to compete in gymnastics<br />

Employee Profile<br />

<strong>Dow</strong> Connection: Larry Sullivan, <strong>Dow</strong> retiree and<br />

Maroney’s grandfather<br />

<strong>Dow</strong> Location: Sarnia, Ontario, Canada<br />

Job Title: Manager of Import/Export Operations<br />

Years with <strong>Dow</strong>: 38<br />

Other <strong>Dow</strong> Connections: <strong>The</strong> late Colleen Sullivan,<br />

former nurse for <strong>Dow</strong> Medical and Maroney’s<br />

grandmother; Ed Johnson, <strong>Dow</strong> retiree and<br />

Maroney’s uncle, Specialty Monomers, Midland,<br />

Michigan, 30 years<br />

“<strong>The</strong> challenges you face make reaching your dream<br />

even better,” said Maroney. “Bumps in the road<br />

make you a stronger athlete. What doesn’t kill you<br />

makes you stronger! When things happen, you just<br />

have to push through it, and that’s what makes you<br />

a better person and a better athlete.”


Learn More About Maroney’s Success!<br />

<strong>2012</strong>: USA Gymnastics Bio<br />

https://usagym.org/pages/athletes/<br />

athleteListDetail.html?id=135334<br />

<strong>2012</strong>: McKayla Maroney Website<br />

http://mckayla-maroney.com/mckayla.php<br />

June <strong>2012</strong>: McKayla Maroney Returns to the Gym<br />

http://espn.go.com/olympics/gymnastics/story/_/<br />

id/8073389/vault-champion-mckayla-maroneyback-gym-concussion<br />

page 4 6 • <strong>Dow</strong>FRIeNDS • DOW FEATURE NEWS<br />

<strong>2012</strong>: Visa Championships<br />

http://universalsports.com/video/<strong>2012</strong>-visachampionship-day-2-mckayla-maroney-forced-toleave/<br />

London <strong>2012</strong>: Games of the XXX Olympiad<br />

http://www.nbcolympics.com/athletes/<br />

athlete=mckayla-maroney/index.html<br />

<strong>2012</strong>: McKayla Maroney Montage<br />

http://youtu.be/CZ3jJ-2uSUQ


<strong>Dow</strong> Announces New Business Structure, Executive<br />

Leadership and Business President Appointments<br />

On September 4 and 5, <strong>2012</strong>, <strong>Dow</strong> announced a new business<br />

structure, executive leadership and business president<br />

appointments. Effective immediately, the Company eliminated<br />

the current Business Division structure and moved to a Global<br />

Business Unit model with business presidents. <strong>The</strong> business<br />

presidents are <strong>full</strong>y accountable for generating increased<br />

earnings and the accelerated advancement and execution<br />

of the Company’s strategy.<br />

<strong>The</strong> business presidents report to a newly formed Executive<br />

Committee of the Company. <strong>The</strong> Executive Committee sets the<br />

overall direction and strategy for <strong>Dow</strong>, monitors and delivers<br />

results, and optimizes resource deployment across<br />

the businesses.<br />

Executive Committee Formed<br />

Members of the Executive Committee include:<br />

Andrew N. Liveris, chairman and CEO.<br />

James R. Fitterling, executive vice president, has executive<br />

oversight of Feedstocks, Performance Plastics, Asia and<br />

Latin America.<br />

Joe Harlan, executive vice president, has executive oversight<br />

of Chemicals, Energy and Performance Materials.<br />

Howard Ungerleider, executive vice president, has executive<br />

oversight of Advanced Materials, which includes Coatings and<br />

Infrastructure Solutions and Electronic and Functional Materials.<br />

Bill Weideman, chief financial officer and executive<br />

vice president, has executive oversight of Finance, <strong>Dow</strong><br />

AgroSciences and Corporate Development.<br />

<strong>The</strong> functional leadership of the Company will provide the<br />

support for the CEO and the Executive Committee. <strong>The</strong>se<br />

leaders will report to the CEO.<br />

Each of the functional leaders will also be accountable to the<br />

CEO and Executive Committee to deliver functional expertise<br />

across the Company, and facilitate the development and<br />

implementation of functional strategies in the geographies.<br />

<strong>The</strong>y will be called upon by the Executive Committee for<br />

functional expertise in their areas of focus.<br />

<strong>The</strong> functional leaders include:<br />

Bill Banholzer, chief technology officer, New Business<br />

Development and executive vice president.<br />

Matt Davis, corporate vice president, Public Affairs and<br />

Government Affairs.<br />

Gregory Freiwald, chief human resources officer, Aviation,<br />

Corporate Affairs, and executive vice president.<br />

Heinz Haller, chief commercial officer, president of <strong>Dow</strong><br />

Europe, Middle East and Africa, and executive vice president.<br />

Chuck Kalil, general counsel, corporate secretary, and<br />

executive vice president.<br />

In related functional leadership moves:<br />

Carol Williams, executive vice president and vice president<br />

of Manufacturing and Engineering, will add Supply Chain and<br />

Environmental Health & Safety (EH&S) Operations responsibilities<br />

to her role.<br />

Dave Kepler, chief sustainability officer, chief information<br />

officer, Business Services and executive vice president, will<br />

retain responsibilities for Sustainability, Information Technology,<br />

Purchasing and Business Services. In addition, Kepler will be the<br />

key leader for the Company’s restructuring activities, engaging<br />

with and taking direction from the Executive Committee.<br />

“To accomplish our strategic objectives and deliver increased<br />

results in the next stage of <strong>Dow</strong>’s transformation, it will require<br />

a different business organization and operating structure than<br />

the one that has taken us to where we are today in <strong>Dow</strong>’s<br />

transformation,” said Andrew Liveris, chairman and CEO. “We<br />

continue to adapt our business model to take advantage of the<br />

changing dynamics in the global marketplace. Moving forward,<br />

we will have less structure at the top of the Company with more<br />

deployment and implementation in the markets and out in the<br />

field. We will have less centralization and more decentralization.<br />

We are putting in place the optimal structure for the next phase<br />

of our strategy that will better enable us to intensely focus on our<br />

customer and on developing markets around the world.”<br />

Liveris added, “Streamlining our business and leadership structure<br />

will result in a more agile, flexible and customer-focused company.<br />

We have made steady progress in our businesses and have a<br />

tremendous foundation to build on as we advance our strategy<br />

and achieve our future vision for <strong>Dow</strong>.”


13 Business Presidents Appointed<br />

<strong>The</strong> 13 business president appointments are as follows:<br />

Reporting to James R. Fitterling:<br />

Feedstocks:<br />

• Brian Ames, business president for Olefins and Aromatics<br />

• Raja Zeidan, business president for Feedstocks<br />

Performance Plastics:<br />

• Diego Donoso, business president for Polyethylene and<br />

Packaging, which includes polyethylene, specialty films,<br />

elastomers sold into packaging, adhesives and functional<br />

materials, PV films and the Licensing and Catalyst business<br />

• Kim Ann Mink, business president for Elastomers, Electrical<br />

and Telecommunications<br />

“Our Hydrocarbons and Feedstocks teams will continue their<br />

progress in driving <strong>Dow</strong>’s strength in cost-advantaged regions<br />

– directly supporting profitable growth for our derivatives<br />

business,” Fitterling said. “In addition to supporting our current<br />

growth projects, we will place a strong effort into improving<br />

our position in Europe, as the region adjusts to changing<br />

macroeconomic and competitive dynamics.”<br />

“And in both Packaging and Elastomers, as well as Electrical<br />

and Telecommunications, we will continue to drive forward<br />

on the strength of both businesses’ strong, complementary<br />

customer-centric innovation and operational excellence culture,”<br />

he added. “<strong>The</strong>se are extremely well-managed operations, with<br />

strong price volume management and a streamlined, responsive<br />

organization that is focused on market leadership.”<br />

Reporting to Joe Harlan:<br />

• David Blakemore, business president, EO Derivatives<br />

(Amines, PS&F, Oxygenated Solvents), GCO (Global Chlorinated<br />

Organics), and Plastics Additives<br />

• Mauro Gregorio, business president, Energy Solutions,<br />

including Oil, Gas and Mining, <strong>Dow</strong> Solar, and the Energy<br />

business (excluding energy policy)<br />

• Noelle Walsh, business president, Chemicals and Propylene<br />

Oxide (PO)<br />

• Glenn Wright, business president, Polyurethanes and<br />

Formulated Systems<br />

page 6 8 • <strong>Dow</strong>FRIeNDS • DOW FEATURE NEWS<br />

“This new structure of Chemicals, Energy and Performance<br />

Materials brings together the <strong>full</strong> strength of <strong>Dow</strong>’s<br />

integrated envelope management and diversified product<br />

offerings to our customers,” Harlan said. “This exciting<br />

organization will drive our transformation to the next level<br />

and ensure we continue on the path of continued growth<br />

and competitiveness in the marketplace.”<br />

Reporting to Howard Ungerleider:<br />

• Neil Carr, business president for Functional Materials and<br />

<strong>Dow</strong> Water & Process Solutions<br />

• Carol Eicher, business president for <strong>Dow</strong> Coating Materials<br />

and <strong>Dow</strong> Building & Construction<br />

• Pat Gottschalk, business president for Performance<br />

Monomers and Epoxy<br />

• Dominic Yang, business president for Electronic Materials<br />

“<strong>The</strong>se market-driven, downstream businesses are a core pillar<br />

of <strong>Dow</strong>’s transformational growth agenda and are critical for our<br />

future success,” said Ungerleider. “Tremendous progress has<br />

been made over the last several years in our market and value<br />

chain intimacy. We must keep the momentum going and raise<br />

the bar even higher on our performance.”<br />

Reporting to Bill Weideman:<br />

• Antonio Galindez, business president and CEO of <strong>Dow</strong><br />

AgroSciences<br />

• Torsten Kraef, corporate vice president, Strategy<br />

Development, and secretary to the Executive Committee<br />

“<strong>Dow</strong> AgroSciences continues to serve as an important<br />

growth platform for our Company, and the business’ laser-like<br />

focus on success<strong>full</strong>y commercializing new technologies and<br />

delivering profitable growth has served <strong>Dow</strong> well – and will<br />

continue to do so in the next phase of our transformation,”<br />

Weideman said. “In addition, our focus on corporate<br />

strategy will be critical as <strong>Dow</strong> continues to accelerate the<br />

advancement and execution of our Company’s next level of<br />

earnings growth and profitability.”<br />

Read <strong>Dow</strong>’s two press releases: http://tinyurl.<br />

com/downewstructure and http://tinyurl.com/<br />

dowbusinesspresidents.


<strong>Dow</strong> News Summary<br />

Tate Named to Savoy Magazine’s Top 100 Most<br />

Influential Blacks in Corporate America<br />

Jeff Tate, vice president, Finance, <strong>Dow</strong> Performance<br />

Plastics, has been named to Savoy magazine’s Top 100<br />

Most Influential Blacks in Corporate America <strong>2012</strong> issue.<br />

Savoy is geared toward African-American business<br />

professionals and profiles prominent African-American<br />

business leaders. With 100,000 readers per issue,<br />

the magazine serves as a premier forum for issues of<br />

workplace diversity and lifestyle features.<br />

<strong>Dow</strong> Launches Global R&D Center for Electronic<br />

Materials<br />

<strong>Dow</strong> announced the inauguration of its <strong>Dow</strong> Seoul Technology<br />

Center, a global research and development (R&D) center<br />

with focus on technological advances in display technologies<br />

and semiconductor-related applications. <strong>The</strong> <strong>Dow</strong> Seoul<br />

Technology Center is located in Hwaseong, Gyeonggi-do,<br />

a strategic and important location to serve semiconductor<br />

and display customers. <strong>The</strong> site is expected to employ<br />

approximately 300 people at capacity in a five-story building<br />

that spans total floor area of more than 23,700 square<br />

meters. With the addition of the new R&D Center, <strong>Dow</strong> has<br />

invested more than $400 million in Korea over the last decade<br />

to establish advanced manufacturing sites for semiconductor,<br />

display and LED technologies and to further new business<br />

development in the area of electronic materials.<br />

<strong>Dow</strong> Announces Coatings Manufacturing<br />

Investment in Saudi Arabia<br />

<strong>Dow</strong> announced plans to invest in a new manufacturing<br />

facility for its <strong>Dow</strong> Coating Materials (DCM) business unit<br />

in the Kingdom of Saudi Arabia. DCM is the premier supplier of<br />

products and technologies to architectural and industrial coatings<br />

manufacturers. <strong>The</strong> planned facility, which will be located at the<br />

Jubail Industrial City, will manufacture a wide range of coating<br />

materials for both the Kingdom and export markets worldwide.<br />

<strong>Dow</strong> Officially Opens Complex at Asia Industrial<br />

Estate; Marks 45th Anniversary of <strong>Dow</strong> in<br />

Thailand and 25th Anniversary of SCG-<strong>Dow</strong> Joint<br />

Venture<br />

<strong>Dow</strong> announced the grand opening of its new production<br />

complex in Asia Industrial Estate (AIE), Ban Chang, Rayong<br />

province. This comes at the same time as <strong>Dow</strong> marks its<br />

45th anniversary in Thailand and the 25th anniversary of<br />

the SCG-<strong>Dow</strong> partnership, part of the SCG-<strong>Dow</strong> Group. A<br />

portion of an investment totaling more than $3 billion, the<br />

new production complex is a joint venture project between<br />

<strong>Dow</strong>, SCG and Solvay S.A. under the Thai Growth Project.<br />

<strong>The</strong> project, which was announced in 2006, has involved<br />

the building of world-class production facilities including<br />

an advanced naphtha cracker plant operated by Map Ta<br />

Phut Olefins Co., Ltd. (a joint venture between <strong>Dow</strong> and<br />

SCG Chemicals), and downstream facilities to produce<br />

polyethylene (SPEII), specialty elastomers, propylene oxide<br />

and hydrogen peroxide, operated by Solvay. With the<br />

successful completion of all plants under the Thai Growth<br />

Project, Thailand is now <strong>Dow</strong>’s largest manufacturing base<br />

in Asia Pacific.


Grace and <strong>Dow</strong> to Develop Next-Generation<br />

Catalysts for Polypropylene Production<br />

W. R. Grace & Co. announced that it has entered into<br />

an agreement with <strong>Dow</strong> to develop new catalysts for<br />

polypropylene production. <strong>The</strong> catalysts, which use one<br />

of <strong>Dow</strong>’s non-phthalate internal donor technologies and<br />

Grace proprietary catalyst expertise, will be sold by Grace<br />

under the HYamPP brand. HYamPP catalysts are<br />

non-phthalate catalysts with industry-leading activity and<br />

performance benefits, and they represent sixth-generation<br />

technology. <strong>The</strong>y enable producers to make resins that<br />

improve the performance of plastics, including better clarity,<br />

stiffness and impact strength, providing a pathway to new<br />

applications requiring more demanding properties that<br />

cannot be met by current generation catalysts. Customers<br />

can use the resins in a broad range of applications such as<br />

films, high-performance pipe, automobile parts, household<br />

appliances and household containers. Grace expects to begin<br />

commercial production of the new catalysts in this year.<br />

<strong>Dow</strong> Introduces SEALUTION Peel Polymers to<br />

Bring More Reliability and Versatility to<br />

Easy-Open Packaging<br />

<strong>Dow</strong> announced the expansion of its line of SEALUTION<br />

Peel Polymers for the performance packaging market<br />

with the addition of the SEALUTION 210 Peel Polymer.<br />

Founded on the pillars of reliability, versatility and ease of<br />

use, the complete lineup of these <strong>full</strong>y formulated, polyolefinbased<br />

sealants offer consistent peel strength over time and<br />

temperature while remaining reliable during processing and<br />

end use. SEALUTION Peel Polymers, including the new<br />

SEALUTION 210, offer benefits across the board with<br />

processing efficiencies for the converter, packaging line<br />

speed and sealing confidence for packagers, and easyopening<br />

convenience for the consumer. <strong>Dow</strong> developed the<br />

ready-to-use, single-pellet formulations to require no online<br />

page 10 • <strong>Dow</strong>FRIeNDS • DOW NEWS<br />

blending, which helps to reduce errors, defects and scrap<br />

and offers the potential for both time and cost reductions.<br />

<strong>The</strong> easy-opening seals can help reduce package defects<br />

such as splitting, tearing, shredding and stringing.<br />

<strong>Dow</strong> Introduces New Experimental Fiber-Grade<br />

Resin for Spunbound Hygiene and Non-Woven<br />

Applications<br />

<strong>Dow</strong> Europe GmbH announced the introduction of a new<br />

experimental linear low-density polyethylene resin (LLDPE)<br />

for mono- and bi-component spunbound hygiene and nonwoven<br />

applications. <strong>The</strong> new XZ 89461.00 Experimental<br />

Polyethylene Fiber Grade Resin is well-suited for infant<br />

diapers, feminine hygiene and adult incontinent articles<br />

as well as medical gowns and drapes. <strong>The</strong> XZ 89461.00<br />

Experimental Polyethylene Fiber Grade Resin extends the<br />

ASPUN Fiber Grade Resin portfolio from <strong>Dow</strong>, with a<br />

resin specifically designed to address industry demand for<br />

excellent cloth-like haptics and softness while also offering<br />

increased throughput and easy processability.<br />

<strong>Dow</strong> Opens New Polyurethane Systems House<br />

in Saudi Arabia<br />

<strong>Dow</strong> Formulated Systems, a business unit of <strong>Dow</strong>,<br />

inaugurated the latest addition to its global systems house<br />

network in partnership with the new Arabian Chemical<br />

Polyurethane Systems House, a branch of Juffali Chemical<br />

Products Co., Ltd. This new systems house is well positioned<br />

to provide innovative and tailored solutions to customers<br />

in the Kingdom and neighboring Gulf states in a variety of<br />

markets and applications. <strong>Dow</strong> operates a customer-intimate<br />

systems house model, which provides dedicated service<br />

and speed with local flexibility. Customers are advantaged<br />

by this model by the fast turnaround time that the local<br />

business provides, as well as the team’s knowledge of local<br />

applications, trends and opportunities.


DOW POWERHOUSE Solar Shingle Awarded<br />

Gold for Best New Product by Edison Awards<br />

DOW POWERHOUSE Solar Shingle was awarded Gold<br />

for Best New Product by the internationally renowned <strong>2012</strong><br />

Edison Awards. Made in the United States and backed by<br />

a 20-year warranty from <strong>Dow</strong>, the POWERHOUSE Solar<br />

Shingle is a revolutionary new roofing solution that combines<br />

the performance and protection of a conventional asphalt roof<br />

with an integrated photovoltaic system that powers the home<br />

and saves the homeowner money. It is designed to install,<br />

look and function in a way that has never been done before<br />

and has received seven performance and safety<br />

certifications ensuring its performance as both a roofing<br />

and a solar product.<br />

<strong>Dow</strong> Named to Hay Group’s List of the Best<br />

Companies for Leadership<br />

<strong>Dow</strong> recently announced that it has been named to Hay<br />

Group’s seventh annual list of the Best Companies for<br />

Leadership. <strong>The</strong> annual study, conducted by Hay Group,<br />

a global management consulting firm, ranks the best<br />

companies for leadership across the globe and examines<br />

how those companies nurture talent and foster innovation in<br />

their ranks. Hay Group has researched the Best Companies<br />

for Leadership since 2005.<br />

<strong>Dow</strong> Announces $2.16 Billion Award in K-<strong>Dow</strong><br />

Arbitration<br />

<strong>The</strong> International Court of Arbitration of the International<br />

Chamber of Commerce (ICC) recently released its findings<br />

in the arbitration case between <strong>Dow</strong> and Petrochemical<br />

Industries Company of Kuwait (PIC) relating to the K-<strong>Dow</strong><br />

transaction. <strong>The</strong> ICC award holds that PIC was liable and<br />

awards damages to <strong>Dow</strong> of $2.16 billion, not including<br />

interest and costs. <strong>Dow</strong> and PIC mutually agreed to resolve<br />

their contractual disputes through arbitration before the<br />

ICC, which is comprised of preeminent legal experts with<br />

experience in high-value commercial litigation. <strong>The</strong> award<br />

is final and binding.<br />

<strong>Dow</strong> AgroSciences Named a Best Place to Work<br />

in the Life Sciences Industry<br />

Readers of <strong>The</strong> Scientist magazine ranked <strong>Dow</strong> AgroSciences<br />

seventh in the publication’s 10th annual “Best Places to Work<br />

in Industry” survey. This is a six-position gain from 2011.<br />

<strong>Dow</strong> AgroSciences LLC is a wholly owned subsidiary of <strong>Dow</strong>.<br />

<strong>The</strong> survey was completed by more than 2,000 readers of<br />

<strong>The</strong> Scientist magazine representing life sciences companies<br />

worldwide. Respondents were asked to assess their working<br />

environment according to criteria in categories such as job<br />

satisfaction, benefits, training and integrity.<br />

Heinz Haller Named President of <strong>Dow</strong> Europe,<br />

Middle East and Africa; Retains Chief Commercial<br />

Officer Responsibilities<br />

Heinz Haller, executive vice president and chief commercial<br />

officer of <strong>Dow</strong>, has been named president of <strong>Dow</strong> Europe,<br />

Middle East and Africa. His new responsibilities were effective<br />

August 1, <strong>2012</strong>.<br />

Andrew Liveris Presented Inspired Leadership<br />

Award from the Performance <strong>The</strong>atre<br />

Andrew N. Liveris, chairman and chief executive officer of<br />

<strong>Dow</strong>, was presented with the <strong>2012</strong> Inspired Leadership<br />

Award (ILA), a recognition that honors visionary leaders<br />

who combine outstanding business performance with<br />

values and behaviors that strengthen the human and<br />

natural environments in which their organizations operate.<br />

<strong>The</strong> award was announced in London at the annual<br />

gathering of <strong>The</strong> Performance <strong>The</strong>atre, which brings<br />

together CEOs and chairmen with leaders and thinkers<br />

from across disciplines, geographies and philosophies.<br />

Its purpose is to debate ways of creating a new model<br />

for growth and generate value across disciplines and<br />

generations, for both business and society.


<strong>Dow</strong> Declares Omega-9 Healthy Oils as<br />

“Breakthrough”<br />

<strong>Dow</strong> recently announced Omega-9 Oils as its first<br />

“Breakthrough to World Challenges,” addressing one of<br />

the Company’s 2015 Sustainability Goals in the area of<br />

health. Since 2005, the use of Omega-9 Oils has eliminated<br />

more than one billion pounds of trans and saturated fat<br />

from the North American diet. Trans and saturated fat have<br />

been shown to increase the risk of heart disease and type<br />

2 diabetes. As part of its 2015 Goals, <strong>Dow</strong> committed to<br />

achieving at least three breakthroughs that will significantly<br />

help solve world challenges in the areas of energy and<br />

climate change, water, food, housing and health.<br />

<strong>Dow</strong>’s 2011 Annual Sustainability Report<br />

Earns “A+” Rating<br />

<strong>Dow</strong> issued its 2011 Global Reporting Initiative<br />

(GRI) Sustainability Report with UN Global Compact<br />

Communication on Progress. <strong>Dow</strong> utilizes GRI’s reporting<br />

guidelines to communicate the Company’s sustainability<br />

efforts and achievements. Through a consistent and<br />

balanced summary on progress on <strong>Dow</strong>’s 2015 Goals,<br />

this report underscores the Company’s commitment to<br />

addressing social and environmental challenges through<br />

chemistry and innovation. For the fifth consecutive year,<br />

the report achieved an “A+” designation. <strong>The</strong> “A” signifies<br />

that the report reaches the highest level of completeness<br />

and the “+” assures stakeholders of the report’s accuracy<br />

through verification by an external third-party. <strong>The</strong> GRI<br />

framework assists reporters in basing their communication<br />

on the following principles: balance, comparability, accuracy,<br />

timeliness, clarity and reliability. This year marks the eighth<br />

time <strong>Dow</strong> has published a report using the GRI framework.<br />

page 12 • <strong>Dow</strong>FRIeNDS • DOW NEWS<br />

<strong>Dow</strong> and Aksa Announce Formation of Joint<br />

Venture for Carbon Fiber and Derivatives<br />

<strong>Dow</strong>, through its wholly owned subsidiary <strong>Dow</strong> Europe<br />

Holding BV, and Aksa Akrilik Kimya Sanayii A.S¸., a worldleading<br />

acrylic fiber company, announced the official<br />

formation of <strong>Dow</strong>Aksa Advanced Composites Holdings<br />

BV (<strong>Dow</strong>Aksa), a joint venture (JV) to manufacture and<br />

commercialize carbon fiber and derivatives. Aksa and <strong>Dow</strong><br />

had previously signed a definitive agreement to form the JV<br />

on December 20, 2011. <strong>Dow</strong>Aksa will develop and globally<br />

market a broad range of products and technical service<br />

support in the rapidly expanding carbon-fiber composites<br />

industry. <strong>The</strong> JV will have a particular focus on bringing<br />

solutions to market that reduce overall costs, thereby<br />

enhancing economics and driving adoption in a broader<br />

array of markets. Emphasis will be on bringing cost-effective<br />

solutions to industrial market applications for energy,<br />

transportation and infrastructure globally.


<strong>Dow</strong> Awarded $9 Million Grant from U.S.<br />

Department of Energy<br />

<strong>The</strong> U.S. Department of Energy awarded $9 million to<br />

<strong>Dow</strong> to develop novel, low-cost carbon fibers for highvolume<br />

commercial launch. <strong>The</strong> grant is intended to<br />

support American leadership and global competitiveness<br />

in manufacturing.<br />

Carbon fiber can be used in many applications that would<br />

benefit from its unique combination of high strength<br />

and low mass. In particular, there are great advantages<br />

for manufacturers of automobiles and commercial<br />

transportation vehicles. Until recently, however, carbon<br />

fiber materials have been far too costly for use in highvolume<br />

applications. This project is designed to<br />

change that.<br />

<strong>Dow</strong> looks forward to working with its partners, Oak<br />

Ridge National Laboratory and Ford Motor Company, to<br />

bring low-cost carbon fibers to market.<br />

Growing Concern Over Liquid Natural Gas Exports<br />

<strong>The</strong> shale gas revolution has created a massive<br />

competitive advantage for the United States and<br />

presents <strong>Dow</strong> with new U.S. growth opportunities. <strong>Dow</strong>’s<br />

Government Affairs and Energy Business teams have<br />

been working to ensure policymakers recognize the role<br />

that abundant supplies of affordable natural gas and gas<br />

liquids is playing in creating a renaissance in American<br />

manufacturing. Because of our work, the resurgence of<br />

U.S. manufacturing as a result of low feedstock/energy<br />

costs has been recognized in influential circles within<br />

media and government.<br />

Low-Carbon Fibers and Energy Efficiency<br />

<strong>Dow</strong> believes that energy efficiency is an essential<br />

part of a comprehensive energy policy and that the<br />

development of low-cost carbon fibers will potentially:<br />

• Reduce the production cost of carbon fibers by 20<br />

percent<br />

• Decrease the total carbon dioxide emissions per unit<br />

of carbon fiber output by 50 percent<br />

• Create 135,000 jobs by 2036<br />

• Achieve net energy savings equal to 2 million barrels<br />

of oil per day annually<br />

• Deliver solutions that will become more widely<br />

available than current technologies<br />

• Help manufacturers meet vehicle weight and fuel<br />

efficiency standards (CAFE)<br />

• Reduce our dependence on imported energy sources<br />

• Maintain global safety standards<br />

Due to a short-term oversupply that has kept natural gas<br />

prices low, there has been a push by gas producers to<br />

export natural gas in liquefied form. <strong>Dow</strong>, as a supporter<br />

of free trade, is not opposed to Liquid Natural Gas<br />

(LNG) exports, but <strong>Dow</strong> is also pro-manufacturing growth<br />

and believes that indiscriminate LNG exports are not in<br />

the national interest. Any decisions to permit LNG exports<br />

should take domestic consumer and manufacturing impact<br />

into account. We will continue explaining to policymakers<br />

and the media the benefits of abundant, affordable supplies<br />

of natural gas – specifically cleaner air, more high-paying<br />

manufacturing jobs, a growing middle class, increased<br />

value-added exports and energy security.


Supreme Court Decision on the Patient<br />

Protection and Affordable Care Act<br />

In June, the United States Supreme Court handed down<br />

a landmark decision stating that the individual mandate<br />

in the Patient Protection and Affordable Care Act is<br />

constitutional. Given the importance of the mandate<br />

to the structure of the Act, this decision cleared the air<br />

so that the federal government could continue to issue<br />

guidance, but also the decision gave those in Congress<br />

who oppose the Act more latitude to urge passage of<br />

legislation for its repeal.<br />

<strong>Dow</strong> remains committed to providing quality health care<br />

solutions for its employees, retirees and dependents.<br />

Government Affairs, working with the HR and Health<br />

Services teams, continues to engage directly with<br />

congressional members and the Obama administration<br />

on both implementation as well as legislation to ensure<br />

the best outcomes for our plan beneficiaries. However,<br />

we do not anticipate any major changes to the law before<br />

the November elections.<br />

<strong>Dow</strong> has long considered the health and wellness of<br />

its employees and retirees a top priority, and some<br />

of the mandates in this Act – such as no exclusions<br />

for pre-existing conditions – have long been a part of<br />

the Company’s health strategy. Accordingly, the Act to<br />

date has had little impact on the design of our plans.<br />

However, by 2014, when most of the Act’s changes are<br />

implemented, the requirements may add $28 million<br />

per year, and possibly more, to health care costs borne<br />

by <strong>Dow</strong> and its employees and retirees. This represents<br />

approximately 6 percent of our annual spend. While it is<br />

too early to know what the specific costs will be, we will<br />

need to continue evaluating the impact of the Act on our<br />

plans as additional guidance is released.<br />

page 14 • <strong>Dow</strong>FRIeNDS • DOW NEWS / GOV’T AFFAiRS<br />

Some of the provisions that apply to our company’s<br />

health plans took effect January 1, 2011. Many other<br />

provisions will not take effect for a couple years. <strong>The</strong><br />

provisions that took effect in 2011, and their impact on<br />

the <strong>Dow</strong> plans, include:<br />

• Coverage for Adult Children – Coverage has been<br />

extended to eligible adult children of <strong>Dow</strong> U.S.-based<br />

employees and retirees up to age 26. Previously, adult<br />

children had to be <strong>full</strong>-time students and unmarried to<br />

be eligible for this benefit. This expansion of coverage is<br />

not taxable to the employee or retiree. <strong>The</strong> only time the<br />

<strong>Dow</strong> plans will not cover your adult children is if they are<br />

eligible for coverage through another employer – either<br />

their own, their spouse’s or their domestic partner’s.<br />

• Pre-existing Conditions – <strong>The</strong> law provides that there<br />

will be no exclusions for pre-existing conditions. This<br />

does not affect <strong>Dow</strong>, since the Company has never had<br />

a pre-existing condition exclusion in its medical plans.<br />

• Emergency Room Care – No prior authorization is<br />

needed for emergency room care. This is not a change<br />

for the <strong>Dow</strong> plans.


i’m Turning 65 Soon ... What Do i Need to<br />

Know About U.S. Retiree Benefits?<br />

For most of us, turning 65 can come with a number of<br />

questions – about medical coverage, finances and benefits.<br />

Here are some tips to help answer those questions.<br />

Your Medical Benefits<br />

Are you eligible for or enrolled in retiree medical benefits<br />

through <strong>Dow</strong>, the Union Carbide Corporation (UCC) or<br />

Rohm and Haas? If so, once you turn 65, Medicare<br />

becomes primary coverage, and you can, if you choose,<br />

enroll for supplemental (or secondary) coverage from the<br />

Company. You must:<br />

• Enroll in both Medicare Parts A and B (hospital and<br />

medical) to receive the maximum level of benefits.<br />

• To enroll in Parts A and B, you must contact your local<br />

Social Security office before you turn 65 and complete<br />

the required forms. For more information about<br />

enrolling in Medicare, please call 1-800-MEDICAR<br />

(1.800.633.4227).<br />

• Under the retiree medical plan rules, you may not be<br />

enrolled in Medicare Part D and a <strong>Dow</strong>, UCC or Rohm and<br />

Haas medical plan at the same time (except for Medicare<br />

Advantage HMOs). Please note that if you enroll in a<br />

Medicare Part D prescription drug plan, your coverage<br />

under a Company plan will be discontinued.<br />

• Watch your mail! In the month that you turn 65, <strong>Dow</strong> will<br />

send you a “Retiree Age 65 Notice” and an enrollment<br />

worksheet that contains the plans for which you are<br />

eligible and your new premiums. Keep in mind that some<br />

plans are not available to employees or spouses age 65<br />

and over – and for some of you, there will be new options<br />

to choose from.<br />

Making Sure You’re Insured<br />

Depending on your retiree life insurance plan, your life<br />

insurance coverage may decrease with your increasing<br />

age. Any age-related decrease in life insurance allows you<br />

to convert the amount of coverage you are losing to an<br />

individual life insurance policy through Metropolitan Life<br />

Insurance Company (MetLife) without proof of insurability.<br />

If you are interested in converting or porting your life<br />

insurance, call the <strong>Dow</strong> Retiree Service Center at<br />

1.800.344.0661 to obtain the appropriate form(s) during<br />

the month in which you turn age 65. Upon receipt of<br />

the form(s), contact the MetLife Conversion Group<br />

at 1.877.275.6387 to file your form or obtain further<br />

information on converting to an individual policy or at<br />

1.866.492.6983 to apply for portability and discuss<br />

payment options.<br />

Renewing Beneficiary Information<br />

Although not required, with all the other benefit changes<br />

occurring when you turn 65, this is the perfect opportunity<br />

to review your beneficiary information to ensure it is up to<br />

date. To update your life insurance beneficiary information,<br />

please visit the <strong>Dow</strong>Friends website at<br />

http://www.dow.com/friends/contact/forms.htm.


U.S. Benefits Enrollment Coming in November<br />

Mark your calendar! <strong>The</strong> annual enrollment period for<br />

benefits will be November 6-20, <strong>2012</strong>. Eligible retirees<br />

will receive their “What’s New” Benefits Enrollment<br />

newsletter before the enrollment period begins. At the<br />

start of annual enrollment, retirees also will receive<br />

an enrollment worksheet that lists all medical plans<br />

available along with 2013 costs. Enrollment information<br />

will also be available on https://dowbenefits.ehr.com,<br />

www.dowfriends.com and dowfamilyhealth.com.<br />

<strong>Dow</strong> Benefits Website Available Anytime,<br />

Anywhere!<br />

<strong>The</strong> <strong>Dow</strong> Benefits website gives U.S. retirees access to<br />

their benefits quickly and easily, anytime, anywhere! With<br />

the website, you have access to benefit decision support<br />

tools throughout the year and can enroll for benefits<br />

during annual enrollment.<br />

<strong>The</strong> <strong>Dow</strong> Benefits website offers you:<br />

• Benefits information that is easy to find<br />

• Resources that make it easy to understand your<br />

benefit choices<br />

Through the <strong>Dow</strong> Benefits website, you have access to tools, modelers and calculators<br />

designed to help you make the right benefit choices for you and your family.<br />

page 16 • <strong>Dow</strong>FRIeNDS • BENEFiTS<br />

• Tools that make it easy to:<br />

o Compare benefit coverage<br />

o Choose the best plans for you and your family<br />

o Review your current benefit elections<br />

o Access information about your benefits<br />

o Add/remove dependents<br />

o View benefits billing information<br />

o Have your monthly benefit premium(s) automatically<br />

deducted from your personal bank account, if<br />

premiums are not deducted from<br />

pension payments<br />

If you have questions, please call the Retiree Service<br />

Center toll free at 800.344.0661, or in Midland or outside<br />

the continental U.S. at 989.636.0977, or email<br />

retiree@dow.com.<br />

New Menu Options for Calling the Retiree<br />

Service Center<br />

When calling the Retiree Service Center, a one-stop shop for<br />

information about benefits and pensions, you will hear a new<br />

list of menu options. Effective November 1, <strong>2012</strong>, the new<br />

prompts will be:<br />

• Retiree medical or life insurance including benefits billing, press 1<br />

• Start pension or request a pension estimate, press 2<br />

• Pension check, update address and phone number or report a<br />

death, press 3<br />

• 401k savings plan, elective deferral plan or stock, press 4<br />

• Aetna medical claims, press 5<br />

• All other questions, press 0 or remain on the line<br />

• To repeat options, press #<br />

For verification purposes, you will also need to enter your<br />

Social Security number. <strong>The</strong> phone number for the Retiree<br />

Service Center is: 1.800.344.0661. For callers outside the<br />

continental U.S., the number is 989.636.0977.<br />

<strong>The</strong> hours for the U.S. Retiree Service Center are: 8:00 a.m. –<br />

5:00 p.m. (ET) Monday – Friday. You can also email the Center<br />

at retiree@dow.com.


Anti-Aging Supplements –<br />

the Best Strategy?<br />

Vitamins and herbal supplements are increasingly<br />

marketed to older adults for their anti-aging properties.<br />

Anti-aging supplements claim to be able to fight chronic<br />

disease, improve physical performance and maintain<br />

overall health and wellness. But how effective, and how<br />

safe, are these “anti-aging” products?<br />

Unfortunately, none of these products is required to be<br />

tested for efficacy or safety. <strong>The</strong> Dietary Supplement<br />

Health and Education Act of 1994 prevents the Food &<br />

Drug Administration from interfering with the marketing<br />

of any product defined as a dietary supplement, including<br />

vitamins, minerals, herbals, botanicals and amino acids.<br />

In fact, until 2007, the government did not even require<br />

manufacturers to report serious adverse events to the<br />

FDA. Consumer Reports on Health advises readers to<br />

“ignore or view with extreme skepticism the claims of<br />

dietary supplement ads, especially the ones that turn up<br />

when you use a Web search engine.” 1<br />

Do the Research<br />

Before taking any supplements, research them on<br />

trustworthy websites such as:<br />

• National Center for Complementary and Alternative<br />

Medicine (http://nccam.nih.gov/health/aging)<br />

• Food & Drug Administration (http://www.fda.gov/<br />

Food/DietarySupplements/ConsumerInformation/<br />

default.htm)<br />

• MedlinePlus (http://www.nlm.nih.gov/medlineplus/<br />

druginfo/herb_All.html)<br />

You also may want to discuss supplements with your<br />

healthcare provider. <strong>The</strong>y may know how supplements<br />

will interact with prescription and over-the-counter drugs<br />

or whether they have side effects that can mimic those of<br />

prescribed drugs.<br />

Appreciate Aging<br />

It is important to remember that aging is a natural process, not<br />

a disease. With aging comes wisdom and perspective, seeing<br />

children and grandchildren flourish, and time to help others<br />

and to enjoy life. In fact, adults over the age of 65 demonstrate<br />

the highest sense of well-being of all age groups, according to<br />

the Gallup-Healthways Wellbeing Index. 2<br />

Form Healthy Habits<br />

Unfortunately, society equates aging with poor health and<br />

disability, leading to the quest for ways to “combat” aging.<br />

Our fear of aging makes us susceptible to “graywashing,”<br />

a term coined by International Council on Active Aging CEO<br />

Colin Milner to refer to “the act of misleading consumers<br />

regarding any purported age-associated benefits of a<br />

product or service.” 3<br />

But this approach is misguided: <strong>The</strong> diseases associated<br />

with aging, such as arthritis, high blood pressure, diabetes,<br />

heart disease and cancer, are not an inevitable part of<br />

aging. Instead, they are more likely to be the result of<br />

lifestyle factors such as poor diet, lack of physical activity<br />

and chronic stress. If you have yet to experience these<br />

types of health problems, start your “anti-aging” strategy<br />

by adopting healthier lifestyle habits that reduce your risk<br />

for chronic illness. Even if you are already experiencing<br />

health difficulties, it is never too late to adopt these “antiaging”<br />

habits to improve your health and well-being.<br />

1 Consumer Reports on Health, June <strong>2012</strong><br />

2 http://well-beingindex.com/findings.asp<br />

3 http://www.icaa.cc/media/press2011/graywashing.htm


“Click” Your Way to a Healthy Weight!<br />

<strong>Dow</strong> Health Services is committed to helping you achieve<br />

your weight-loss goals and improve your overall health! <strong>Dow</strong><br />

has joined forces with Weight Watchers to bring you special<br />

savings on a valuable and convenient weight-loss solution.<br />

Receive 20 Percent Savings on Weight Watchers<br />

Online!<br />

For only $15.15/month, you can follow the Weight<br />

Watchers plan step-by-step entirely online with interactive<br />

tools and resources like a weight tracker, progress charts,<br />

mobile apps, restaurant guides and much more. Weight<br />

Watchers Online is available in two versions – each<br />

specifically designed for men or women – with tailored<br />

content that speaks directly to each audience. Retirees<br />

and spouses are eligible for this special <strong>Dow</strong> discount!<br />

<strong>Dow</strong> Stade Celebrates 40th Anniversary<br />

<strong>Dow</strong> Stade recently celebrated the 40th anniversary<br />

of the location’s first plant startups in 1972. Retirees,<br />

leaders and even a number of the original <strong>Dow</strong> employees<br />

attended the event.<br />

Five men – Max Anacker, Charlie Hickl, Pete Laux, Maurice<br />

Oubre and Ed Rainwater – were part of the 26 original<br />

<strong>Dow</strong> employees who transferred from the United States.<br />

<strong>The</strong>se 26 individuals, as well as 50 European employees,<br />

helped manage the design, construction and startup of the<br />

first plants. <strong>The</strong>y were joined at the event by the widow<br />

of Sid Brunson and the widow and brother of Bob Oubre,<br />

who also were part of the U.S. start-up group.<br />

“This was an emotional event,” said Anacker. “Out of<br />

nothing, a chemical plant came to life.”<br />

page 18 • <strong>Dow</strong>FRIeNDS • HEALTH EMPOWERMENT / STAYiNG CONNECTED<br />

How Do I Get the Discount?<br />

It’s easy! Simply visit https://wellness.weightwatchers.com<br />

and enter the following information to receive your special<br />

<strong>Dow</strong> discount:<br />

• <strong>Dow</strong> Chemical ID: 61116<br />

• <strong>Dow</strong> Chemical Pass Code: ww61116<br />

If you experience any problems with this Weight Watchers<br />

site, please call the Weight Watchers Wellness Hotline at<br />

866-204-2885.<br />

Note: Pre-Medicare retirees and their family members<br />

enrolled in MAP Plus may be eligible for reimbursement for<br />

weight management expenses. For more information, visit<br />

http://www.dow.com/familyhealth/discounts/aetna/weight.<br />

htm.<br />

<strong>The</strong> event was focused on<br />

recognition and celebration. It<br />

included a tour of the site and<br />

a presentation on the current site plans by Responsible<br />

Care ® leader Rolf Nettersheim, as well as a dinner hosted<br />

by current <strong>Dow</strong> Stade site leader Arnd Thomas. <strong>Dow</strong><br />

retirees presented a plaque to Thomas commemorating<br />

the names of the 76 men as “pioneers” for their efforts<br />

in launching the Stade site. <strong>The</strong> current vice president of<br />

<strong>Dow</strong> Texas Operations, Earl Shipp, also wrote a letter of<br />

congratulations, which was read by former vice president<br />

of Texas Operations Ed Rainwater.<br />

Max Anacker (right), one of the 26 <strong>Dow</strong> U.S.<br />

“pioneers” who launched the Stade site,<br />

presented a plaque commemorating the<br />

startup to Arnd Thomas, <strong>Dow</strong> Stade site leader.<br />

Retirees Chandler Malkani and Frank Schollemann<br />

organized the event, as they themselves were part of<br />

the first group and still reside in Stade today.


Going Social: Facebook Helps Keep<br />

Retirees Connected<br />

With social media on the rise, more <strong>Dow</strong> plants and offices<br />

are starting their own Facebook pages and encouraging<br />

retirees to connect with them. <strong>The</strong>se pages are a great<br />

source for keeping up to date with announcements, finding<br />

information about what is going on at the plants and around<br />

the community, and more.<br />

“Regional Public Affairs professionals have used their<br />

Facebook pages to stay connected with local community<br />

members like <strong>Dow</strong> employees, retirees and their families in<br />

various locations since 2010,” said Jessica Owens, social<br />

media specialist at <strong>Dow</strong>. “It provides a venue for community<br />

members to communicate with <strong>Dow</strong> in a way never possible<br />

before and at a very local level.”<br />

“We use social media to promote and highlight events, often<br />

posting pictures afterwards,” said Jordan Tremblay, Public<br />

Affairs manager for St. Charles Operations. “We also use it to<br />

communicate major business announcements, sponsorships<br />

and collaboration projects.”<br />

Current sites with Facebook pages include Michigan<br />

Operations, Louisiana Operations, St. Charles, Freeport,<br />

Seadrift and Canada.<br />

Some sites, like those in Texas, have developed Facebook<br />

pages for specific retiree events like the <strong>Dow</strong> Honor Flight.<br />

“<strong>The</strong> <strong>Dow</strong> Honor Flight was one of the greatest things I’ve<br />

had the opportunity to do,” said Trish Thompson, Public Affairs<br />

manager for UCC Seadrift and Texas Operations.<br />

<strong>The</strong> <strong>Dow</strong> Honor Flight took a group of World War II veterans<br />

who were also <strong>Dow</strong> retirees from Texas Operations to<br />

Washington, D.C. for a one-day trip, with 80 retirees the first<br />

year and 40 the second. <strong>The</strong> <strong>Dow</strong> Honor Flight Facebook page<br />

generated more than 1,500 “Likes” and was viewed more<br />

than 20,000 times on the day of the Honor Flight. <strong>The</strong> team<br />

posted photos from the trip as well as the veterans’<br />

service photos.<br />

Check out the Facebook sites below to learn more<br />

about what’s happening at these <strong>Dow</strong> locations.<br />

<strong>Dow</strong> Louisiana Operations – Plaquemine, La.:<br />

https://www.facebook.com/<strong>Dow</strong>LouisianaOperations<br />

<strong>Dow</strong> St. Charles Operations – Taft, La.:<br />

https://www.facebook.com/<strong>Dow</strong>StCharles<br />

<strong>Dow</strong> Canada:<br />

https://www.facebook.com/<strong>Dow</strong>ChemicalCanada<br />

Seadrift Operations in Texas:<br />

www.facebook.com/SeadriftOperations<br />

Michigan Operations:<br />

https://www.facebook.com/#!/<strong>Dow</strong>MiOps<br />

<strong>Dow</strong> Texas Operations (Freeport):<br />

https://www.facebook.com/<strong>Dow</strong>TexasOperations<br />

<strong>Dow</strong> Corporate:<br />

http://www.facebook.com/<strong>The</strong><strong>Dow</strong>ChemicalCompany


Celebrating Good Memories: <strong>Dow</strong> Atlanta Sales<br />

Office Reunion Dinner<br />

Submitted by Cammy McDonald Wagner<br />

On Saturday, May 19, 54 retirees of the <strong>Dow</strong> Atlanta<br />

Sales Office and current <strong>Dow</strong> employees and their<br />

spouses held a reunion dinner at the Capital City Club<br />

in Atlanta, Ga. <strong>The</strong>y were joined by Franca Oreffice, Bill<br />

and Linda Stavropoulos and Maryann Heidbreder.<br />

This was the first reunion held since the Atlanta Sales<br />

Office closed in 1998. It was inspired by the memory of<br />

Keep Building Your Legacy by Living United<br />

<strong>Fall</strong> is here, and our annual United Way campaign<br />

is kicking off. For many years, <strong>Dow</strong> employees and<br />

retirees across North America have built a legacy of<br />

extending a helping hand to neighbors and sharing<br />

their resources as part of the “Live United” effort.<br />

This year, as in years past, United Way is working to<br />

advance the common good in three important areas:<br />

education, income and health. In these difficult times,<br />

progress relies heavily on the support of community<br />

and agency partners.<br />

page 20 • <strong>Dow</strong>FRIeNDS • STAYiNG CONNECTED<br />

Carl Heidbreder, former general sales manager of the Atlanta<br />

Sales Office, who passed away in January. Several of those<br />

attending his funeral thought it would be a good idea to have<br />

a reunion dinner for <strong>Dow</strong> personnel who were once affiliated<br />

with the <strong>Dow</strong> Atlanta Sales Office.<br />

<strong>The</strong> attendees at the dinner had such a good time that they<br />

are already planning a second reunion in two to three years.<br />

Donate Today!<br />

You can donate to your local United Way by visiting<br />

www.dowfriends.com and clicking on the United Way link.<br />

Registering on the contributions website is secure and allows<br />

you to make your donation through pension deduction.<br />

As always, your donation is strictly voluntary. If you have<br />

any questions, please contact Pledge Processing at<br />

989.633.0870.<br />

Please consider making a difference in the life of a neighbor<br />

in need by giving a monetary gift or a gift of your time.<br />

Even the smallest gifts can touch a heart and have a<br />

lasting impact.


<strong>Dow</strong> Canada Retirees Help Share Solutionism<br />

at Fort Saskatchewan Trade Show<br />

Five <strong>Dow</strong> Chemical Canada retirees joined current employees<br />

to help organize the <strong>Dow</strong> Today Solutionism booth at the<br />

Annual Fort Saskatchewan Trade Show and Sale held at the<br />

<strong>Dow</strong> Centennial Centre over the April 20-22 weekend.<br />

<strong>The</strong> employees and retirees greeted and talked to more<br />

than 6,100 community members who attended the show.<br />

Retirees were a very welcome addition to the booth, and their<br />

volunteerism was appreciated during the busy turnaround<br />

period at the Fort Saskatchewan site.<br />

Wil VandenBorn, former Government Affairs and Human Resources leader for <strong>Dow</strong><br />

Canada, helps man the <strong>Dow</strong> Today Solutionism booth.<br />

A Gold Medal for <strong>Dow</strong> Retiree<br />

Dr. Do Ik Lee Named <strong>2012</strong> TAPPI Gunnar Nicholson Gold Medal Award Winner<br />

<strong>Dow</strong> retiree Dr. Do lk Lee was named the recipient of<br />

TAPPI’s <strong>2012</strong> Gunnar Nicholson Gold Medal Award – the<br />

highest honor that the Association can bestow upon an<br />

individual. <strong>The</strong> award was presented to Dr. Lee at the<br />

<strong>2012</strong> PaperCon Conference Awards Dinner on April 24<br />

in New Orleans.<br />

Established in 1928, the Gunnar Nicholson Gold Medal is<br />

granted to those “who have made preeminent scientific<br />

and engineering achievements of proven applied benefit<br />

to the world’s pulp, paper, board and forest product<br />

industries.” It is named for former TAPPI president and<br />

Gold Medal winner Gunnar W. E. Nicholson and includes<br />

a cash honorarium.<br />

“TAPPI is very pleased to announce Dr. Lee as the recipient<br />

of this prestigious award in recognition of his many<br />

important contributions to latex technology research,<br />

Website for <strong>Dow</strong> Canada Retirees<br />

In an effort to improve our services to you, we invite you<br />

to check out the new <strong>Dow</strong>Friends in Canada website<br />

(www.dowfriendsincanada.com), your online resource for<br />

medical and life insurance information.<br />

development and applications,” said Larry N. Montague,<br />

president and CEO of TAPPI. “During a long and distinguished<br />

career he has made notable contributions that have been of<br />

great benefit to the industry and advanced the knowledge,<br />

science and use of this key coating and papermaking<br />

technology. He’s served the industry, TAPPI and its members<br />

with great integrity and distinction in many roles.”<br />

“Receiving this prestigious Gunnar Nicholson Gold Medal<br />

Award is the greatest honor in my professional career,” said<br />

Dr. Lee. “My 40-year-long journey with TAPPI has been filled<br />

with very rewarding and enriching experiences. I am truly<br />

grateful to TAPPI for all it has provided to me. I also was<br />

nurtured by many people and given opportunities to grow to<br />

my <strong>full</strong>est potential throughout my industrial career at <strong>Dow</strong>.<br />

Because of these opportunities, who I am today as a scientist<br />

is largely owed to <strong>Dow</strong>. My sincere thanks to my former <strong>Dow</strong><br />

colleagues and <strong>The</strong> <strong>Dow</strong> Chemical Company!”


Award. <strong>The</strong> award is the highest honor that the Asso<br />

award will be presented to Dr. Lee at the <strong>2012</strong> PaperC<br />

An on Illustrious April Career 24, <strong>2012</strong> in New Dr. Lee’s Orleans.<br />

awards and recognitions include:<br />

Dr. Lee received a Bachelor of Science degree in chemical<br />

engineering from Seoul National University in Korea and<br />

both “TAPPI Master of Science is and doctoral very degrees pleased in chemical to for announce Outstanding Advancement Dr. and Promotion Lee as of the re<br />

engineering from Columbia University in New York City. He Chemical Sciences in 1989<br />

has recognition been a TAPPI member since of 1972. his many important • Named a TAPPI Fellow contributions in 1991 to lat<br />

Dr. Lee joined <strong>Dow</strong> in 1967, retiring from the Company<br />

• Charles W. Engelhard Medallion<br />

in applications,” 2002. Currently, he is an adjunct professor notes in the Larry • Korea N. TAPPI Montague, Distinguished Service Award president an<br />

Department of Paper Engineering, Chemical Engineering<br />

• One of the first two inductees into the <strong>Dow</strong> Latex<br />

distinguished career he has made notable contribution<br />

and Imaging at Western Michigan University. Dr. Lee also<br />

Hall of Fame<br />

teaches latex technology at the annual Davos short courses About TAPPI<br />

industry and advanced the knowledge, science and us<br />

on “Advances in Emulsion Polymerization and Latex TAPPI is the leading association for the worldwide pulp,<br />

Technology” (sponsored by Lehigh University). He serves as<br />

technology. He’s served paper, the packaging industry, and converting industries TAPPI and publisher and its m<br />

Scientific Advisor for EcoSynthetix Inc., producing renewable of Paper360° and TAPPI JOURNAL. Through information<br />

biopolymer-based in many nanoparticle roles.” latexes for paper coating and exchange, events, trusted content and networking<br />

adhesives applications.<br />

Dr. Lee’s research interests include all aspects of latex<br />

technology, Dr. Lee emulsion obtained polymerization, dispersion a rheology, B. S. and degree more cost-effective in Chemical ways of doing business. Enginee<br />

It has<br />

paper coating technology and many others. He has published provided management training and networking to the<br />

more Korea than 50 peer-reviewed and both papers and made M. numerous S. and industry’s doctoral leaders for more degrees than 95 years. Visit in Chemic<br />

presentations. He holds 27 U.S. and more than 100 www.tappi.org.<br />

international patents.<br />

in New York City. He has bee<br />

He joined <strong>The</strong> <strong>Dow</strong> Chemical<br />

2002. Currently he is Adjunct<br />

Engineering, Chemical Engin<br />

University. Dr. Lee has been a<br />

Lehigh University and Davos<br />

Emulsion Polymerization and<br />

Scientific Advisor for EcoSyn<br />

biopolymer-based nanoparticle latexes for paper coat<br />

page 22 • <strong>Dow</strong>FRIeNDS • STAYiNG CONNECTED / RETiREE PROFiLES<br />

• 1986 TAPPI Coating & Graphic Arts Division Award<br />

• American Chemical Society Midland Section Award<br />

opportunities, TAPPI helps members elevate their<br />

performance by providing solutions that lead to better, faster


Centenarian Celebrations<br />

Helen Coffman<br />

By Dave Clash, President and Chairman of the Board of Directors, Carbide Retiree Corps<br />

Helen Coffman celebrated her 100th birthday on April 15,<br />

<strong>2012</strong>, at an open house luncheon organized by her family<br />

in Clyde, Ohio. Approximately 150 people attended and<br />

at Helen’s request, brought gifts for the Clyde Backdoor<br />

Food Pantry.<br />

Dave Clash, president and chairman of the Board of<br />

Directors of the Carbide Retiree Corps, presented Helen<br />

with a blanket with the Union Carbide logo and framed<br />

letters from <strong>Dow</strong> Chairman and CEO Andrew Liveris and<br />

Clash. Because Coffman also worked for Energizer, she<br />

also received her own Energizer Bunny.<br />

Helen worked at the Union Carbide Battery Products<br />

Division plant in Fremont, Ohio, for 20 years. She started<br />

in 1956 and retired in 1976. She served as secretary for<br />

the Industrial Engineering Department.<br />

Stanley Gain<br />

By Ed Ballard, Regional Director, Carbide Retiree Corps<br />

<strong>The</strong> Marshville Community Building was <strong>full</strong> of life on<br />

June 3, <strong>2012</strong>, as family and friends gathered to celebrate<br />

Stanley Gain’s 100th birthday. Many of his direct relatives<br />

were present, sharing delicious food and many stories.<br />

Stanley’s family extends to children, grandchildren, great<br />

grandchildren and six great-great grandchildren. Friends<br />

from the plant also stopped by to join the celebration.<br />

Stanley and his family were surprised and pleased<br />

that he was remembered and appreciated by the<br />

Carbide Retiree Corps. Stanley was presented with<br />

a congratulatory letter from <strong>Dow</strong> Chairman and CEO<br />

Andrew Liveris as well as a letter from Dave Clash, CRC<br />

president. <strong>The</strong> blanket will be put to good use when<br />

cool weather comes, maybe in his Kawasaki Mule while<br />

visiting in the neighborhood.<br />

You will not find Marshville, W.Va., on the map, but it is<br />

a nice rural community near Clarksburg, where Stanley<br />

worked for more than 30 years at the Carbon Products<br />

Plant. He began work in what was known as the “labor<br />

gang” and worked in various jobs until he found his<br />

calling as a machinist. He continued to utilize skills he<br />

picked up at work on his farm after retirement. He added<br />

carving to his activities but has substituted visiting with<br />

neighbors as his main activity today. He uses his new<br />

“Mule” to get around in the neighborhood. He also likes<br />

to go to the local Wal-Mart and shop in the motorized<br />

carts and sample the foods they offer.


Edith Larkin<br />

By John Durkin, Midwest Director, Carbide Retiree Corps<br />

Edith Larkin celebrated her 100th birthday with her<br />

many friends, two children and several grandchildren<br />

and great-grandchildren on March 28, <strong>2012</strong>, in Apache<br />

Junction, Ariz. Edith worked for the Union Carbide Battery<br />

Products Plant in Red Oak, Iowa, for 29 years. She<br />

worked in various roles and retired as an inspector at the<br />

age of 65 in 1977. She was married to Clarence Larkin,<br />

a railroad engineer, for 67 years. Together they traveled<br />

to all 50 states in their Airstream motor home. <strong>The</strong>y even<br />

drove to Alaska and back to Iowa in 10 days.<br />

In 2002, she moved from Red Oak to live with her<br />

daughter, Eloise Larson, in Creston, Iowa. Eloise says<br />

that Edith is a joy to live with. Edith is still in good health,<br />

taking only four medications each day. She has a positive<br />

disposition and never complains. She is the sweetheart<br />

of the “Snowbird Club” in Apache Junction, where she<br />

spends the winter. Edith was appreciative of the attention<br />

she received from the Carbide Retiree Corps and <strong>Dow</strong> on<br />

her birthday.<br />

Myrtle Strickland<br />

By Ed Ballard, Regional Director, Carbide Retiree Corps<br />

May 5 was a day of celebration at Stonegate Circle in<br />

Summersville, W.Va., as friends and family came to visit<br />

with Myrtle E. Strickland, who turned 100 on May 10.<br />

As people came and went, Myrtle’s children showed<br />

their devotion and admiration as they shared tales and<br />

remembered old times.<br />

Myrtle has three children – Joyce, Sam and Kenneth –<br />

who have blessed her with many grandchildren, greatgrandchildren<br />

and a great-great granddaughter who was<br />

born earlier this year. Five generations were present at<br />

the celebration.<br />

page 24 • <strong>Dow</strong>FRIeNDS • RETiREE PROFiLES<br />

Ed Ballard, Carbide Retiree Corps (CRC) regional director,<br />

and his wife, Lee, joined in the celebration and were<br />

welcomed as part of the family. Ed presented Myrtle with<br />

a blanket with the UCC logo as well as letters from <strong>Dow</strong><br />

Chairman and CEO Andrew Liveris and CRC President<br />

Dave Clash, recognizing her contributions and milestone.<br />

Myrtle began working at the Alloy Metals Plant in 1944<br />

in the packing group, where she removed slag from the<br />

metal and then cleaned and packed the product. She<br />

later transferred to the scale room, where she worked<br />

until she took disability retirement in 1970.


What Do You Want to See in <strong>Dow</strong>Friends?<br />

We Want to Hear from You<br />

<strong>Dow</strong>Friends is designed to help you stay up-to-date with <strong>Dow</strong> happenings, participate in <strong>Dow</strong>’s global health<br />

promotion activities and programs, and connect with other retirees. So how are we doing?<br />

Please consider completing the following survey about <strong>Dow</strong>Friends – we value your opinion. Your responses will<br />

help us deliver the content you want to see. You can also complete the survey at www.dowfriends.com. Once you<br />

fill out the survey, please fold the page twice on the dotted lines, staple or tape it closed and drop it in the mail.<br />

Thank you for your feedback!<br />

<strong>Dow</strong>Friends Online – New and improved<br />

<strong>The</strong> <strong>Dow</strong>Friends website has been improved with a new format and more user-friendly navigation so you can access the<br />

information you need quickly and easily.<br />

We invite you to visit the site at www.dowfriends.com. You’ll find helpful <strong>Dow</strong> news, as well as resources and information about<br />

your benefits, healthy living, staying connected and much more. We hope you enjoy the site!


<strong>2012</strong> <strong>Dow</strong>Friends Questionnaire<br />

1. How important is receiving a printed copy of <strong>Dow</strong>Friends?<br />

Scale: Very Important 5 4 3 2 1 Not Important<br />

2. Do you enjoy reading <strong>Dow</strong>Friends?<br />

Yes No<br />

3. Which sections of <strong>Dow</strong>Friends do you find most<br />

interesting/important?<br />

Rank from 1 to 8, 1 being most interesting/important.<br />

Feature Stories_________________________________<br />

Benefits News _________________________________<br />

Health Empowerment____________________________<br />

Government Affairs _____________________________<br />

<strong>Dow</strong> News ____________________________________<br />

Retiree Profiles and News ________________________<br />

Reunion/Retiree Event Updates ____________________<br />

In Memory of __________________________________<br />

4. What topics would you like to see more of in <strong>Dow</strong>Friends?<br />

______________________________________________<br />

______________________________________________<br />

5. Do you feel the content of <strong>Dow</strong>Friends relates to you?<br />

Yes No<br />

6. Would you like to see more stories written by retirees?<br />

Yes No<br />

7. Have you ever visited the <strong>Dow</strong>Friends website?<br />

Yes No<br />

8. How can we improve the <strong>Dow</strong>Friends website?<br />

______________________________________________<br />

______________________________________________<br />

______________________________________________<br />

9. Do you read other news outlets online?<br />

(For example: CNN, New York Times, USA Today)<br />

Yes No<br />

10. Do you feel better connected to <strong>Dow</strong> by receiving<br />

<strong>Dow</strong>Friends?<br />

Yes No<br />

11. Do you share news/info from <strong>Dow</strong>Friends with friends<br />

and loved ones?<br />

Yes No<br />

12. Do you enjoy reading stories about other retirees?<br />

Yes No<br />

13. Is it important to hear about ways to stay connected<br />

to <strong>Dow</strong>, current employees and other retirees?<br />

Scale: Very Important 5 4 3 2 1 Not Important<br />

14. Is <strong>Dow</strong>Friends easy to read? (Print size, color, layout)<br />

Yes No<br />

Demographics: Your answers to these questions will be<br />

reported in group totals only.<br />

D1. I worked for:<br />

<strong>Dow</strong><br />

<strong>Dow</strong> AgroSciences<br />

Union Carbide<br />

D2. How many years did you work at <strong>Dow</strong>/UCC?<br />

(includes all <strong>Dow</strong> subsidiaries)<br />

40+ years<br />

30–39 years<br />

20–29 years<br />

10–19 years<br />

D3. How long have you been retired from <strong>Dow</strong>/UCC?<br />

(includes all <strong>Dow</strong> subsidiaries)<br />

20+ years<br />

16–20 years<br />

11–15 years<br />

6–10 years<br />


Janae Walworth<br />

<strong>The</strong> <strong>Dow</strong> Chemical Company<br />

2030 <strong>Dow</strong> Center<br />

Midland, MI 48674<br />

Fold along Line<br />

Add postal informaiton<br />

Fold along Line<br />

Please fold and then tape or staple.


In Memory of <strong>Dow</strong> Retirees<br />

This issue includes a listing of retiree deaths that have occurred since our last issue of <strong>Dow</strong>Friends. We honor these persons’<br />

lives and their commitment to <strong>Dow</strong> and UCC. We offer our condolences to their family, friends and colleagues. Note: Initials are<br />

used when first name is not available in our records. <strong>The</strong>y are listed according to the state in which they last resided.<br />

Arizona<br />

J. O. Jowers Jr.<br />

Arkansas<br />

Garland E. Bull<br />

Billy G. Cozart<br />

John R. Milburn<br />

California<br />

T. Ambrosini<br />

S. P. Anello<br />

M. C. Brazeel<br />

H. R. Campbell<br />

F. A. Giordano<br />

A. G. Granberg<br />

Kenneth C. Jones<br />

W. A. Jones<br />

Paul J. Sprenkle<br />

J. R. Wirt<br />

Colorado<br />

John Hodge Jr.<br />

Conneticut<br />

A. R. Carpenter<br />

Florida<br />

Walter C. Anderson<br />

Leslie R. Carr<br />

Raymond E. Engel<br />

Robert G. Otting<br />

R. R. Sentenat<br />

Lyle G. Treat<br />

Georgia<br />

Doris Donaldson<br />

Illinois<br />

Marvin E. Booi<br />

Matthew J. Dailey<br />

Henry Lawniczak<br />

Indiana<br />

Fayetta B. Coons<br />

Anne B. Edwards<br />

Aria E. Fraley<br />

Jeffrey A. Gunsher<br />

Loy L. Hawes<br />

Charles W. Hunter<br />

Raymond J. McFadden<br />

M. Catherine Snyder<br />

Pearl L. Steagall<br />

Willard L. Steagall<br />

R. E. Stettler<br />

Iowa<br />

Bob R. Hayes<br />

Kansas<br />

A. C. Shoults<br />

Kentucky<br />

Darold L. Bushue<br />

Dudley B. Young<br />

Louisiana<br />

Richard E. Brownfield<br />

Eugene A. Domingue<br />

A. D. Elledge<br />

Ernest D. Graves Jr.<br />

James H. Hardison<br />

Gesner J. Leblanc III<br />

W. H. Mooney<br />

James C. Sciortino<br />

Louis G. Witty Jr.<br />

David G. Zimmerman<br />

Maryland<br />

William K. Suddith<br />

P. Bruce Walker<br />

Michigan<br />

Donald H. Adams<br />

William J. Bader<br />

Conrad F. Balazs<br />

Leo B. Bartos<br />

Robert F. Beadle<br />

H. D. Bidlack<br />

Kenneth D. Bloom<br />

Gerald H. Brandt<br />

Ralph N. Brickner<br />

Leonard J. Bublitz<br />

Francis L. Burrell<br />

Lawrence K. Butterfield<br />

Vic J. Caldecourt<br />

Berkley M. Calkins<br />

Alice O. Clarke<br />

O. D. Cochrane<br />

Orville Conrad<br />

Richard P. Cookenmaster<br />

M. E. Cozat<br />

Albert L. Day<br />

Owen J. Devet<br />

Harold L. Dopp<br />

R. C. Fetters<br />

Lawrence E. Fick Sr.<br />

Bruce A. Geisert<br />

Ernie J. Gillard<br />

Everett J. Greenacre<br />

Charles R. Groulx<br />

C. W. Haggart<br />

Marland D. Haggart<br />

Daniel H. Haigh<br />

Clarence A. Hall<br />

Margo M. Hardy<br />

Don E. Hartwick<br />

H. E. Hebel Jr.<br />

Jack W. Howard<br />

Clayton C. Huff<br />

John D. Huntley<br />

George A. Johns<br />

Donald R. Kaczmarek<br />

Alan D. Kanouse<br />

G. A. Klumb Jr.<br />

Stephen Konopnicki<br />

Keith K. Kuse<br />

Luella D. Lapointe<br />

Nancy F. Leigeb<br />

James D. Leland Sr.<br />

Kenneth D. Lumbert<br />

Rex G. Martin<br />

John R. Mathieson<br />

Margaret W. McComb<br />

W. F. McFarland<br />

Joyce C. McLaughlin<br />

R. J. Mesler Jr.<br />

Patric J. Miller<br />

H. J. Miller Jr.<br />

Frank A. Morse<br />

Joseph D. Murphy<br />

Luella G. Myers<br />

Trinidad Ortiz<br />

Frank E. Oskvarek<br />

Robert C. Owen<br />

M. E. Owens<br />

Rhoda M. Palmateer<br />

Earl Peters Jr.<br />

C. L. Pompea<br />

Donald E. Prange<br />

Edward L. Pudvay<br />

Robert J. Pueschner<br />

Reuben Reist<br />

Roy A. Rittenour<br />

T. D. Saylor<br />

Karl A. Scheurs<br />

Arnold L. Schofield<br />

H. O. Senkbeil<br />

L. H. Sherman<br />

Donald R. Stein<br />

H. F. Stenger<br />

Melvin L. Stern<br />

Graham T. Stevenson<br />

K. L. Thomas<br />

Hiram D. Thornton<br />

D. H. Thurston<br />

Edward A. VanWert<br />

Raymond C. Walker<br />

L. A. Warren<br />

Elizabeth G. Weiger<br />

Dale J. Whitehead<br />

J. R. Whittington<br />

Robert B. Williamson<br />

Donald G. Willman<br />

George H. Worton<br />

Lois M. Yack<br />

Minnesota<br />

Douglas R. Engum<br />

Mississippi<br />

Howard B. Fern<br />

Missouri<br />

John L. Aitken<br />

James J. Ellis<br />

New Jersey<br />

Jane B. Anlian<br />

Louis Ashton<br />

Ohio<br />

Winston W. Fike<br />

F. S. Hillman<br />

Robert S. Nemeth<br />

Edith Phillips<br />

Frances M. Pletz<br />

J. Seith<br />

James T. Smith<br />

Mary J. Whittaker<br />

Oklahoma<br />

Edward A. Ernst<br />

Boyd A. Ireland<br />

R. B. Mitchell<br />

Walter R. Otey<br />

W. M. Zingg<br />

Pennsylvania<br />

Ken R. Cirullo<br />

Harold W. Croisant<br />

Robert A. Ryan<br />

South Carolina<br />

Gladys L. Alexander<br />

Reba J. Granger<br />

Bertha M. King<br />

James Qualls<br />

Major J. Stansell<br />

Nell A. Tolbert<br />

Tennessee<br />

Barbara L. Newton<br />

Texas<br />

G. A. Aldridge<br />

Carlos R. Amos<br />

Frank Aranza Jr.<br />

Robert L. Ball<br />

Herman H. Bell<br />

John R. Birdwell<br />

V. F. Blair<br />

Richard F. Brawner<br />

Darryl W. Cannon<br />

Raymond C. Cisneros<br />

N. Cornelius<br />

George O. Crist<br />

Richard B. Davidson<br />

Luther L. Davis<br />

Linda J. Davis<br />

R. M. Davis Jr.<br />

Hoyett Donahoe<br />

Albert N. Duke<br />

Donnis P. Ellis<br />

Barbara J. Fisher<br />

William R. Foote<br />

B. W. Frazier<br />

R. E. Gaines<br />

Benny B. Gammill<br />

F. S. Garcia<br />

C. L. Goffnett<br />

G. N. Greer Jr.<br />

J. B. Guthrie Jr.<br />

William P. Horn<br />

Bob G. Hudzietz<br />

Jerry D. Huffman<br />

Leroy Jones<br />

Wesley Jones<br />

L. R. Knodel<br />

J. M. Lankford


James O. Ledford<br />

Bob W. Lindsey<br />

Coky M. Loving<br />

Robert M. Mariam<br />

George O. McDaniel Jr.<br />

E. N. McKee<br />

A. Moritz<br />

A. N. Murrell<br />

Frank L. Myers<br />

J. O. Norris<br />

Bobby L. Page<br />

Billy R. Parsons<br />

T. M. Patrick<br />

Leroy Pennock Jr.<br />

J. V. Perry<br />

Madeline G. Phillips<br />

Donald A. Rikard<br />

Gilbert G. Salazar<br />

Burhl D. Sanders<br />

Heigo Sari<br />

Joseph Sheehan Jr.<br />

J. E .Strachn<br />

L. H. Sumlin<br />

J. D. Teague<br />

Epigmenio G. Trevino Jr.<br />

Tommy W. Weeks<br />

Elliott B. White<br />

Wylie J. Williams<br />

Richard M. Willy Sr.<br />

Nancy R. Woodall<br />

C. F. Zelko<br />

Washington<br />

L. R. Fontaine<br />

Wisconsin<br />

Mary E. Prentice<br />

Canada<br />

Alberta<br />

Gordon C. Davidson<br />

Gregg A. Hansen<br />

Albert L. Hedley<br />

Lubomyr S. Kmetyk<br />

Bruce Owens<br />

British Columbia<br />

George R. Surerus<br />

Georg A. Woldenga<br />

Ontario<br />

William A. Carson<br />

James G. Chambers<br />

Albert E. Churchman<br />

Hadley E. Cole<br />

Murray G. Dewart<br />

Ivan K. Hillier<br />

Ahamed Khanbhai<br />

Douglas F. Kirton<br />

William W. Laprise<br />

Glen M. Love<br />

Leo J. Menard<br />

John Moser<br />

Lloyd T. Pressnail<br />

William T. Sanders<br />

Cornelis E. Schieman<br />

Steve W. Wiwcharuk<br />

Quebec<br />

Bernard Berger<br />

In Memory Of UCC<br />

Retirees<br />

Alabama<br />

Thomas W. Moody<br />

Madge R. Scharber<br />

J. D. Tankersley<br />

Joyce A. Wingo<br />

Arizona<br />

Carol Adamovitch<br />

Edward W. Bultman<br />

Arkansas<br />

Edwin V. Lee<br />

Jerry Overland<br />

Lyman I. Raper<br />

William C. Reed<br />

California<br />

Harold R. Charette<br />

Thomas F. Emerson<br />

Joseph A. Faucher<br />

Richard Fetty<br />

Richard J. Nielsen<br />

James R. Shevalier<br />

Colorado<br />

Teddy G. Earley<br />

Delmar A. Lenard<br />

George A. Salazar<br />

Connecticut<br />

Richard B. Cuddeback<br />

Daniel G Jarlenski<br />

Janice M. Sipperly<br />

Roger B. Staub<br />

Florida<br />

Russell E. Aageberg<br />

Robert C. Allman<br />

Hugh V. Bray<br />

Walter G. Farrell<br />

Nathan Forstein<br />

Ruth R. Loane<br />

Daniel H. Martine<br />

Richard J. Price<br />

Rhodes S. Rucker<br />

Denzel B. Smith<br />

Florence K. Stehle<br />

E. E. Tarika<br />

Thomas Trippon<br />

Anne P. Turansky<br />

Georgia<br />

Lefes N. Bray<br />

William Conn<br />

Otis E. Dunn<br />

Daisy P. Durrah<br />

Raymond J. West<br />

Illinois<br />

Justine A. Fleming<br />

Anna M. Holec<br />

Jerry Koutsky<br />

Wilma J. Newsome<br />

William R. Zimmerman<br />

Indiana<br />

Oliver H. Davis<br />

John W. Houser<br />

John H. Johnson<br />

Francis J. Klepek<br />

Audrey E. Surber<br />

Iowa<br />

Mary L. Dinville<br />

Lola J. Moffatt<br />

Wilma M. Myers<br />

Larry G. Tosone<br />

Kansas<br />

George W. Hardwick<br />

Milton E. Harmony<br />

Stanley Norwalk<br />

Kentucky<br />

Edward T. Breedlove<br />

Louisiana<br />

Richard W. Alexander<br />

Letson H. Farrell<br />

Shelby T. Harrell<br />

Cletus E. Martin<br />

Larry T. Martin<br />

Jack W. Tipton<br />

Larry L. Wagner<br />

Massachusetts<br />

Ciro Camerota<br />

Robert L. Norum<br />

Ann E. Reeves<br />

Maryland<br />

Winston Bradshaw<br />

Charles R. Carder<br />

Valentine Osinski<br />

Harrison B. Rhodes<br />

Michigan<br />

M. T. Bolmer Jr.<br />

Mississippi<br />

Willis O. Cummins<br />

Missouri<br />

Vivian T. Bohannon<br />

Nebraska<br />

Dale A. Bush<br />

New Jersey<br />

George W. Andrews<br />

John J. Bielak<br />

Carl R. Campitelli<br />

James G. Cortelyou<br />

Raymond R. Duzick<br />

Marcial G. Estela<br />

Margaret M. Fischer<br />

Anthony P. Giammarco<br />

Fred L. Healy<br />

Chester E. Kinal<br />

William M. King<br />

Fred A. Koehler<br />

Mary Lestrange<br />

Roy A. McDonald<br />

Carmela Perna<br />

Stephen Preteska<br />

Louis P. Sementi<br />

V. K. Steinmetz<br />

Salvatore Sudano<br />

Michael S. Telatnik<br />

Charles E. Thul<br />

Thomas M. Tyrrell<br />

Frederick C. Van Liew<br />

Walter W. Volker<br />

Robert M. Zikoski<br />

New Mexico<br />

Agnes T. Benzing<br />

Joseph L. Haberstock<br />

New York<br />

Ruth C. Barbee<br />

John J. Behen Jr.<br />

John J. Cincotta<br />

Aldo J. Cozzi<br />

Patricia A. Cwik<br />

Alfred M. Czikk<br />

Tod O. Ganzer<br />

Adam D. Giles<br />

Francis J. Golomb<br />

Norman F. Grimm<br />

John J. Harte<br />

Gayle A. Headley<br />

Joseph J. Hess<br />

Frank A. Lynch<br />

William Mrozinski<br />

Richard C. Orcutt<br />

Donald G. Parker<br />

Jostein J. Vadla<br />

North Carolina<br />

George W. Bird<br />

Gussie S. Bunting<br />

Joseph J. Fedor<br />

George W. Fowler<br />

Wilbur L. Garris<br />

R. W. Harvey<br />

Henry S. Hill Jr.<br />

Coy L. Hunt<br />

Nancy H. Kinley<br />

George G. Madgwick<br />

Ronald S. Parker<br />

Ohio<br />

Charles P. Ellison<br />

Julius J. Erdelyi<br />

Julie Heringes<br />

Andrew P. Kroft<br />

Ralph S. Mooney<br />

Norman C. Romstadt<br />

Violet M. Rosich<br />

Shirley E. Settle<br />

David E. Shean<br />

Jonas W. Sparks<br />

Donald N. Woods<br />

Oklahoma<br />

Jimmie D. Martin<br />

Oregon<br />

Robert C. Batty<br />

Ilo M. Richmond<br />

Pennsylvania<br />

Charles G. Carte<br />

Gordon G. Harkreader<br />

Marie C. Lunz<br />

Edward L. Milliren<br />

<strong>The</strong>lma G. Russell<br />

William T. Walton<br />

Marjorie M. Wilkes<br />

Puerto Rico<br />

William Gonzalez<br />

South Carolina<br />

Lou E. Griffin<br />

Mattie M. Hamrick<br />

Kenneth O. Kirkland<br />

Christine E. Lobue<br />

Ann M. Margadonna<br />

Norma P. Robinson<br />

Vincent A. Scherrep<br />

Edward R. Weiler


Tennessee<br />

Mildred L. Bledsoe<br />

Harry D. Clayton<br />

Leona B. Miller<br />

Clarence C. Pigg<br />

Pearl E. Russell<br />

Brenton R. Ward<br />

Texas<br />

Robert J. Adams<br />

<strong>The</strong>resa M. Aglieri<br />

Claude L. Akers<br />

Curtis L. Anderson<br />

John E. Barlow Jr.<br />

Truman O. Blum<br />

Allen A. Braun<br />

Reginald A. Butler<br />

Betty J. Carpenter<br />

Jimmie R. Culak<br />

Hazel B. Davis<br />

Samuel F. <strong>Dow</strong>ns<br />

John E. Eisman Jr.<br />

Charles R. England<br />

William T. Epperson<br />

Jerry B. Fussell<br />

William E. Gray<br />

Mack M. Guthrie<br />

Jerry C. Harkreader<br />

Merlyn B. Hartman<br />

Andrew G. Henderson<br />

Peter A. Hickey<br />

William M. High<br />

Elton D. Howard<br />

Mack C. Ivy<br />

Harry C. Jarvis<br />

Larry J. Knebel<br />

Edward K. Lambert<br />

Grover A. Lee<br />

Dennis Leveron<br />

Frank W. Loescher<br />

Rita D. Marcoulides<br />

Eugene F. Matejka<br />

Warren F. Merritt Jr.<br />

Dennis E. Newton<br />

Monte C. Salyer<br />

Charles A. Sawey<br />

Dick A. Touchstone<br />

Stanley W. Van Horn<br />

Ruby T. Wesley<br />

James D. White<br />

John D. Williams Jr.<br />

James W. Wilson<br />

Vermont<br />

Edward W. Chmielewski<br />

Raymond P. Gladden<br />

James E. Lane<br />

Harry R. O’Lena<br />

Lila M. Sorensen<br />

Virginia<br />

William C. Brister<br />

Genevieve M. Gregory<br />

Gomer Grim<br />

Lee Lander<br />

Robert G. Moyer<br />

Frank Sipusic<br />

Catherine M. Skaggs<br />

West Virginia<br />

Joseph O. Beverly<br />

Bruce A. Bias<br />

Charles V. Bonham<br />

page 30 • <strong>Dow</strong>FRIeNDS • iN MEMORY OF<br />

Beryl G. Briles<br />

Rodney A. Buckley<br />

Lonnie D. Campbell<br />

Danny J. Canterbury<br />

William L. Carnell<br />

Witaya T. Chaowadee<br />

John C. Chaty<br />

Nancy C. Clark<br />

Walter P. Cline<br />

James H. Cook<br />

James W. Dillon Jr.<br />

John S. Duffy<br />

Leon G. Edgell<br />

Walter H. Ferguson<br />

Frank J. Fragmin<br />

Carroll D. Garnes<br />

Lenn E. Greenleaf<br />

James L. Hays<br />

Judith L. Hostetter<br />

William K. Kennedy<br />

Mildred L. Kinder<br />

Donald J. Larch<br />

William R. Lutman<br />

Harless A. Mahaney<br />

James E. Martin<br />

Emil D. Mc Commack<br />

Rosalie D. Mc Daniel<br />

John S. Meadows Jr.<br />

Okey Miller<br />

Herbert H. Miller Jr.<br />

B. D. Mollohan<br />

Richard L. Morgan<br />

Archie E. Mullins<br />

Francis M. Nogoda<br />

Gene A. Norman<br />

Lewis E. Patton<br />

Howard C. Paxton<br />

Emmett A. Petry<br />

Bruce E. Petry<br />

Randall V. Poling<br />

Willis C. Racer<br />

Gerald G. Ransom<br />

Manuel R. Ray<br />

Andy R. Rogers<br />

John D. Rollins<br />

Robert L. Sargent<br />

Milton C. Smith<br />

Charles F. Stark<br />

Joseph S. Stephenson<br />

Kenneth L. Stewart<br />

Foster O. Stidd<br />

Richard F. <strong>The</strong>wes<br />

Edwin H. Thomas<br />

Mark E. Trivison<br />

Harold W. Turley<br />

Gene T. Waggy<br />

Denzil R. Walker<br />

Harry Weese<br />

John M. Wheeler<br />

Roy C. White II<br />

Harvey J. Williams<br />

Faris M. Zain<br />

Wisconsin<br />

Paul H. Frey<br />

Wyoming<br />

Clifford P. Burns Jr.<br />

Anthony J. Genoff<br />

David H. Shoup


Get Connected with CRC!<br />

dowFriends<br />

<strong>The</strong> <strong>Dow</strong> Chemical Company<br />

2030 <strong>Dow</strong> Center<br />

Midland, MI 48674<br />

<strong>The</strong> Carbide Retiree Corps Inc. (CRC) is a great way<br />

to stay connected. With dozens of chapters across<br />

the U.S., this organization of retired Union Carbide<br />

Corporation employees provides opportunities for<br />

fellowship, communication, continued use of your<br />

skills and information exchanges with Company<br />

management. Retirees of <strong>Dow</strong> and its subsidiaries<br />

are welcomed.<br />

Join today! Simply complete the registration form on<br />

the CRC website (www.crc-inc.org) or contact:<br />

Carbide Retiree Corps Inc.<br />

c/o Membership<br />

505 River Ranch Rd.<br />

Salisbury, NC 28144<br />

®TMTrademark of <strong>The</strong> <strong>Dow</strong> Chemical Company (“<strong>Dow</strong>”) or an affiliated company of <strong>Dow</strong><br />

® Responsible Care is a service mark of the American Chemistry Council in the United States<br />

PRSRT STD<br />

U.S. POSTAGE<br />

PAID<br />

MIDLAND MI<br />

PERMIT NO. 16<br />

Visit www.dow.com to learn more about <strong>Dow</strong> businesses,<br />

policies and news.<br />

Visit www.dowfriends.com for important information,<br />

tools and resources for retirees.<br />

References to “<strong>Dow</strong>” mean <strong>The</strong> <strong>Dow</strong> Chemical Company<br />

and certain subsidiaries unless otherwise expressly<br />

noted. Always refer to the summary plan descriptions for<br />

the applicable benefit plan for detailed information about<br />

the benefit plans. If there is any inconsistency between<br />

this document and the benefit plan’s legal documents,<br />

the legal documents shall prevail.<br />

Editors<br />

Lisa Wenban<br />

Janae Walworth • jwalworth@dow.com • 989.638.0383<br />

Benefits Questions<br />

<strong>Dow</strong> Retiree Service Center • Retiree@dow.com •<br />

800.344.0661 989.636.0977

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