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Friends<br />
dowstaying FaLL <strong>2012</strong><br />
connected aFter retirement<br />
1 – Features<br />
9 – <strong>Dow</strong> News<br />
13 – Government Affairs<br />
15 – Benefits<br />
17 – Health Empowerment<br />
18 – Staying Connected<br />
21 – Retiree Profiles and News<br />
28 – In Memory of<br />
winter 2011
From Our Backyard to the World’s Stage<br />
Delivering More Sustainable Solutions for the<br />
Olympic Games and Beyond<br />
As a 30-year contributor to the Olympic Games, <strong>Dow</strong> is very proud to power performance through<br />
deeper involvement. In 2010, <strong>Dow</strong> became an official Worldwide Partner and the Official Chemistry<br />
Company of the Olympic Games through 2020. Through this sponsorship as a Worldwide Partner,<br />
<strong>Dow</strong> seeks to further enhance the Company’s commitment to global sustainability, scientific<br />
excellence and addressing world challenges.<br />
In fact, the London <strong>2012</strong> Olympic Games featured a variety of more sustainable, higher-performing<br />
and safer solutions containing <strong>Dow</strong> technology.
page 4 • <strong>Dow</strong>FRIeNDS • FEATURE
Olympic Stadium<br />
<strong>Dow</strong> Solutions: Roofing and Stadium Wrap<br />
London’s Olympic Stadium was “wrapped” with fabric<br />
panels produced by <strong>Dow</strong> and made with <strong>Dow</strong> resins.<br />
Roofing insulation materials from <strong>Dow</strong> offer moisture<br />
resistance and structural strength.<br />
Olympic Stadium<br />
<strong>Dow</strong> Solution: Track<br />
Polyurethane binders from <strong>Dow</strong> were used in the 5,000<br />
meters of track underlayment at the Olympic Stadium,<br />
helping protect the track from wear and provide a safe<br />
surface for athletes.<br />
Riverbank Arena<br />
<strong>Dow</strong> Solution: Turf<br />
Resins from <strong>Dow</strong> helped provide a durable, soft and safe<br />
field for the 380 athletes competing in more than 75 field<br />
hockey matches during the Games.<br />
Televised Coverage of the Games<br />
<strong>Dow</strong> Solutions: Electrical and Telecommunications<br />
Products from <strong>Dow</strong> helped protect cables and efficiently<br />
transmit and distribute broadcast signals to the more than<br />
4 billion global viewers who tuned into the London <strong>2012</strong><br />
Olympic Games.<br />
Olympic and Paralympic Village<br />
<strong>Dow</strong> Solution: Roofing<br />
Insulation from <strong>Dow</strong> was used in the Olympic and<br />
Paralympic Village apartments to protect 17,000 athletes<br />
and officials from the elements.<br />
Olympic Park<br />
<strong>Dow</strong> Solution: Banners<br />
<strong>Dow</strong>’s innovative VOC-free dispersion was used in<br />
producing recyclable banners for digitally printed<br />
advertising for the London Organising Committee of the<br />
Olympic and Paralympic Games (LOCOG).<br />
Westfield Shopping Centre and Parking Deck<br />
<strong>Dow</strong> Solutions: Roofing and Flooring<br />
Insulation materials from <strong>Dow</strong> helped ensure long-term<br />
moisture resistance and durability of the Shopping Centre’s<br />
roof and parking deck.<br />
Streets and Roadways<br />
<strong>Dow</strong> Solution: Road Markings<br />
Quick-drying waterborne traffic markings from <strong>Dow</strong> helped<br />
London traffic follow the temporary street patterns needed<br />
for the Olympic Games.<br />
Eton Manor Sports Complex<br />
<strong>Dow</strong> Solution: Flooring<br />
A low-VOC curing agent from <strong>Dow</strong> enabled the design<br />
of tough, durable and slip-resistant resin floors for this<br />
aquatics training facility.<br />
Olympic Park<br />
<strong>Dow</strong> Solution: Recycle Waste Bins<br />
<strong>Dow</strong> resins were used in the design and production of<br />
3,600 litter and recycling bins that were used at more than<br />
30 Olympic venues throughout London. <strong>The</strong> <strong>Dow</strong> resins<br />
helped meet LOCOG standards for strong, durable plastics<br />
needed to withstand heavy usage and exposure to sunlight<br />
during the Games. Coca-Cola supported the development<br />
of the three-bin system that includes colorful hoods (black,<br />
orange, and green) that made it easier for the general<br />
public to identify each category of recyclables.<br />
International Broadcast Centre, Main Press Centre<br />
<strong>Dow</strong> Solution: Roofing<br />
Insulation materials from <strong>Dow</strong> helped provide energy<br />
efficiency and moisture resistance to protect 20,000 media<br />
members and hundreds of thousands of visitors for these<br />
media hubs.
Velodrome<br />
<strong>Dow</strong> Solution: Coating Materials<br />
Flexible coating materials from <strong>Dow</strong> were used to apply the<br />
logos that covered the cycling track’s indoor flooring surface,<br />
helping to protect the logos from cracking and peeling.<br />
Diamonds in London<br />
<strong>Dow</strong> maximized its presence in London by using a<br />
visual identity designed specifically for the Games on<br />
taxicabs and billboards.<br />
• Taxis: Approximately 500 iconic London taxis were<br />
color<strong>full</strong>y “wrapped” in the <strong>Dow</strong> London <strong>2012</strong> Olympic<br />
Games’ visual identity. <strong>Dow</strong>’s fleet was one of the largest<br />
in the city – and, where appropriate, they were placed at<br />
strategic venues for extra visibility.<br />
• Westfield Stratford City: <strong>Dow</strong> was showcased in this<br />
premier location on a 1,600-foot banner – made from<br />
the same material used to “wrap” the Olympic Stadium.<br />
Westfield is directly across the street from the Olympic<br />
Park, a location that was enjoyed by millions<br />
of spectators.<br />
An Olympic Dream<br />
<strong>Dow</strong> also introduced Hopeiary, who represents the<br />
planet’s hopes and dreams for a sustainable future.<br />
Hopeiary appeared in a commercial and the campaign’s<br />
theme was “Even the Planet Has an Olympic Dream.”<br />
Hopeiary also made appearances at:<br />
• Heathrow Airport: Millions of excited fans were greeted<br />
in London’s Heathrow Airport by multiple billboards<br />
featuring a 24-by-16-foot Hopeiary.<br />
• Tip-Ups: <strong>Dow</strong> cab tip-up seats were dressed in Hopeiary<br />
seat covers throughout the Games.<br />
• Digitally: At Hopeiary’s interactive website,<br />
Hopeiary.com, visitors could grow and care for their own<br />
Hopeiary by answering simple questions about their own<br />
sustainability awareness and habits.<br />
• Your TV: A “Hopeful” television spot featuring Hopeiary<br />
aired in North America throughout the Games.<br />
page 4 • <strong>Dow</strong>FRIeNDS • FEATURE<br />
<strong>Dow</strong> Showcase for Sochi 2014<br />
<strong>Dow</strong> also was able to showcase capabilities for<br />
the Sochi 2014 Olympic Winter Games at the Sochi<br />
Pavilion in London. Tens of thousands of visitors could<br />
experience three bobsled simulators, a bobsled photo<br />
opportunity area and a 3D fly-through video of Sochi’s<br />
coastal cluster that highlighted where <strong>Dow</strong> products<br />
would be found in the Sochi 2014 venues.<br />
Recognizing Excellence<br />
In addition to <strong>Dow</strong>’s hospitality program, <strong>Dow</strong> proudly<br />
hosted the Transformation in Action (TIA) Best of the<br />
Best Award recipients. <strong>The</strong>se individuals were handpicked<br />
by <strong>Dow</strong> Chairman and CEO Andrew Liveris for<br />
their embodiment of <strong>Dow</strong>’s Core Competencies.<br />
Learn More!<br />
This is just of taste of <strong>Dow</strong>’s involvement in the<br />
Olympic Games. To learn more about <strong>Dow</strong>’s Worldwide<br />
Partnership, visit www.dow.com/olympicpartnership.<br />
<strong>Dow</strong> Hopeiary
Boundless Energy:<br />
McKayla Maroney,<br />
U.S. Gymnastics<br />
Olympic Champion<br />
Before she could walk, McKayla Maroney was literally<br />
running on her hands and feet. At 18 months, her parents<br />
enrolled this athletic toddler in a gymnastics class where<br />
she could put her boundless, spirited energy to good use.<br />
<strong>The</strong> gym quickly became her home away from home,<br />
and, by age 15, Maroney had captured two gold medals<br />
for the USA in international competitions.<br />
Now at age 16, Maroney recently made a childhood<br />
dream come true: She competed with the U.S. Women’s<br />
Gymnastics team at the Olympic Games, helping them<br />
win gold in the women’s team competition and also<br />
taking silver in the individual women’s vault competition.<br />
“McKayla has worked very hard for this, and<br />
we’re very proud and excited for her,” says her<br />
grandfather, Larry Sullivan, a <strong>Dow</strong> retiree.<br />
“My biggest goal [has been] to compete for the<br />
USA at the Olympic Games,” said Maroney. “That’s<br />
such an honor in itself. I remember watching Carly<br />
Patterson compete in the Athens 2004 Olympic<br />
Games and seeing the whole team in red, white and<br />
blue competing for USA. I knew I wanted to be one<br />
of those girls competing for my country. I just started<br />
training in baby steps, and, if you believe, something<br />
can happen.”<br />
Athlete Profile<br />
Olympian: McKayla Maroney<br />
Hometown: Long Beach, California<br />
Education: High school sophomore<br />
Future Plans: Continue to compete in gymnastics<br />
Employee Profile<br />
<strong>Dow</strong> Connection: Larry Sullivan, <strong>Dow</strong> retiree and<br />
Maroney’s grandfather<br />
<strong>Dow</strong> Location: Sarnia, Ontario, Canada<br />
Job Title: Manager of Import/Export Operations<br />
Years with <strong>Dow</strong>: 38<br />
Other <strong>Dow</strong> Connections: <strong>The</strong> late Colleen Sullivan,<br />
former nurse for <strong>Dow</strong> Medical and Maroney’s<br />
grandmother; Ed Johnson, <strong>Dow</strong> retiree and<br />
Maroney’s uncle, Specialty Monomers, Midland,<br />
Michigan, 30 years<br />
“<strong>The</strong> challenges you face make reaching your dream<br />
even better,” said Maroney. “Bumps in the road<br />
make you a stronger athlete. What doesn’t kill you<br />
makes you stronger! When things happen, you just<br />
have to push through it, and that’s what makes you<br />
a better person and a better athlete.”
Learn More About Maroney’s Success!<br />
<strong>2012</strong>: USA Gymnastics Bio<br />
https://usagym.org/pages/athletes/<br />
athleteListDetail.html?id=135334<br />
<strong>2012</strong>: McKayla Maroney Website<br />
http://mckayla-maroney.com/mckayla.php<br />
June <strong>2012</strong>: McKayla Maroney Returns to the Gym<br />
http://espn.go.com/olympics/gymnastics/story/_/<br />
id/8073389/vault-champion-mckayla-maroneyback-gym-concussion<br />
page 4 6 • <strong>Dow</strong>FRIeNDS • DOW FEATURE NEWS<br />
<strong>2012</strong>: Visa Championships<br />
http://universalsports.com/video/<strong>2012</strong>-visachampionship-day-2-mckayla-maroney-forced-toleave/<br />
London <strong>2012</strong>: Games of the XXX Olympiad<br />
http://www.nbcolympics.com/athletes/<br />
athlete=mckayla-maroney/index.html<br />
<strong>2012</strong>: McKayla Maroney Montage<br />
http://youtu.be/CZ3jJ-2uSUQ
<strong>Dow</strong> Announces New Business Structure, Executive<br />
Leadership and Business President Appointments<br />
On September 4 and 5, <strong>2012</strong>, <strong>Dow</strong> announced a new business<br />
structure, executive leadership and business president<br />
appointments. Effective immediately, the Company eliminated<br />
the current Business Division structure and moved to a Global<br />
Business Unit model with business presidents. <strong>The</strong> business<br />
presidents are <strong>full</strong>y accountable for generating increased<br />
earnings and the accelerated advancement and execution<br />
of the Company’s strategy.<br />
<strong>The</strong> business presidents report to a newly formed Executive<br />
Committee of the Company. <strong>The</strong> Executive Committee sets the<br />
overall direction and strategy for <strong>Dow</strong>, monitors and delivers<br />
results, and optimizes resource deployment across<br />
the businesses.<br />
Executive Committee Formed<br />
Members of the Executive Committee include:<br />
Andrew N. Liveris, chairman and CEO.<br />
James R. Fitterling, executive vice president, has executive<br />
oversight of Feedstocks, Performance Plastics, Asia and<br />
Latin America.<br />
Joe Harlan, executive vice president, has executive oversight<br />
of Chemicals, Energy and Performance Materials.<br />
Howard Ungerleider, executive vice president, has executive<br />
oversight of Advanced Materials, which includes Coatings and<br />
Infrastructure Solutions and Electronic and Functional Materials.<br />
Bill Weideman, chief financial officer and executive<br />
vice president, has executive oversight of Finance, <strong>Dow</strong><br />
AgroSciences and Corporate Development.<br />
<strong>The</strong> functional leadership of the Company will provide the<br />
support for the CEO and the Executive Committee. <strong>The</strong>se<br />
leaders will report to the CEO.<br />
Each of the functional leaders will also be accountable to the<br />
CEO and Executive Committee to deliver functional expertise<br />
across the Company, and facilitate the development and<br />
implementation of functional strategies in the geographies.<br />
<strong>The</strong>y will be called upon by the Executive Committee for<br />
functional expertise in their areas of focus.<br />
<strong>The</strong> functional leaders include:<br />
Bill Banholzer, chief technology officer, New Business<br />
Development and executive vice president.<br />
Matt Davis, corporate vice president, Public Affairs and<br />
Government Affairs.<br />
Gregory Freiwald, chief human resources officer, Aviation,<br />
Corporate Affairs, and executive vice president.<br />
Heinz Haller, chief commercial officer, president of <strong>Dow</strong><br />
Europe, Middle East and Africa, and executive vice president.<br />
Chuck Kalil, general counsel, corporate secretary, and<br />
executive vice president.<br />
In related functional leadership moves:<br />
Carol Williams, executive vice president and vice president<br />
of Manufacturing and Engineering, will add Supply Chain and<br />
Environmental Health & Safety (EH&S) Operations responsibilities<br />
to her role.<br />
Dave Kepler, chief sustainability officer, chief information<br />
officer, Business Services and executive vice president, will<br />
retain responsibilities for Sustainability, Information Technology,<br />
Purchasing and Business Services. In addition, Kepler will be the<br />
key leader for the Company’s restructuring activities, engaging<br />
with and taking direction from the Executive Committee.<br />
“To accomplish our strategic objectives and deliver increased<br />
results in the next stage of <strong>Dow</strong>’s transformation, it will require<br />
a different business organization and operating structure than<br />
the one that has taken us to where we are today in <strong>Dow</strong>’s<br />
transformation,” said Andrew Liveris, chairman and CEO. “We<br />
continue to adapt our business model to take advantage of the<br />
changing dynamics in the global marketplace. Moving forward,<br />
we will have less structure at the top of the Company with more<br />
deployment and implementation in the markets and out in the<br />
field. We will have less centralization and more decentralization.<br />
We are putting in place the optimal structure for the next phase<br />
of our strategy that will better enable us to intensely focus on our<br />
customer and on developing markets around the world.”<br />
Liveris added, “Streamlining our business and leadership structure<br />
will result in a more agile, flexible and customer-focused company.<br />
We have made steady progress in our businesses and have a<br />
tremendous foundation to build on as we advance our strategy<br />
and achieve our future vision for <strong>Dow</strong>.”
13 Business Presidents Appointed<br />
<strong>The</strong> 13 business president appointments are as follows:<br />
Reporting to James R. Fitterling:<br />
Feedstocks:<br />
• Brian Ames, business president for Olefins and Aromatics<br />
• Raja Zeidan, business president for Feedstocks<br />
Performance Plastics:<br />
• Diego Donoso, business president for Polyethylene and<br />
Packaging, which includes polyethylene, specialty films,<br />
elastomers sold into packaging, adhesives and functional<br />
materials, PV films and the Licensing and Catalyst business<br />
• Kim Ann Mink, business president for Elastomers, Electrical<br />
and Telecommunications<br />
“Our Hydrocarbons and Feedstocks teams will continue their<br />
progress in driving <strong>Dow</strong>’s strength in cost-advantaged regions<br />
– directly supporting profitable growth for our derivatives<br />
business,” Fitterling said. “In addition to supporting our current<br />
growth projects, we will place a strong effort into improving<br />
our position in Europe, as the region adjusts to changing<br />
macroeconomic and competitive dynamics.”<br />
“And in both Packaging and Elastomers, as well as Electrical<br />
and Telecommunications, we will continue to drive forward<br />
on the strength of both businesses’ strong, complementary<br />
customer-centric innovation and operational excellence culture,”<br />
he added. “<strong>The</strong>se are extremely well-managed operations, with<br />
strong price volume management and a streamlined, responsive<br />
organization that is focused on market leadership.”<br />
Reporting to Joe Harlan:<br />
• David Blakemore, business president, EO Derivatives<br />
(Amines, PS&F, Oxygenated Solvents), GCO (Global Chlorinated<br />
Organics), and Plastics Additives<br />
• Mauro Gregorio, business president, Energy Solutions,<br />
including Oil, Gas and Mining, <strong>Dow</strong> Solar, and the Energy<br />
business (excluding energy policy)<br />
• Noelle Walsh, business president, Chemicals and Propylene<br />
Oxide (PO)<br />
• Glenn Wright, business president, Polyurethanes and<br />
Formulated Systems<br />
page 6 8 • <strong>Dow</strong>FRIeNDS • DOW FEATURE NEWS<br />
“This new structure of Chemicals, Energy and Performance<br />
Materials brings together the <strong>full</strong> strength of <strong>Dow</strong>’s<br />
integrated envelope management and diversified product<br />
offerings to our customers,” Harlan said. “This exciting<br />
organization will drive our transformation to the next level<br />
and ensure we continue on the path of continued growth<br />
and competitiveness in the marketplace.”<br />
Reporting to Howard Ungerleider:<br />
• Neil Carr, business president for Functional Materials and<br />
<strong>Dow</strong> Water & Process Solutions<br />
• Carol Eicher, business president for <strong>Dow</strong> Coating Materials<br />
and <strong>Dow</strong> Building & Construction<br />
• Pat Gottschalk, business president for Performance<br />
Monomers and Epoxy<br />
• Dominic Yang, business president for Electronic Materials<br />
“<strong>The</strong>se market-driven, downstream businesses are a core pillar<br />
of <strong>Dow</strong>’s transformational growth agenda and are critical for our<br />
future success,” said Ungerleider. “Tremendous progress has<br />
been made over the last several years in our market and value<br />
chain intimacy. We must keep the momentum going and raise<br />
the bar even higher on our performance.”<br />
Reporting to Bill Weideman:<br />
• Antonio Galindez, business president and CEO of <strong>Dow</strong><br />
AgroSciences<br />
• Torsten Kraef, corporate vice president, Strategy<br />
Development, and secretary to the Executive Committee<br />
“<strong>Dow</strong> AgroSciences continues to serve as an important<br />
growth platform for our Company, and the business’ laser-like<br />
focus on success<strong>full</strong>y commercializing new technologies and<br />
delivering profitable growth has served <strong>Dow</strong> well – and will<br />
continue to do so in the next phase of our transformation,”<br />
Weideman said. “In addition, our focus on corporate<br />
strategy will be critical as <strong>Dow</strong> continues to accelerate the<br />
advancement and execution of our Company’s next level of<br />
earnings growth and profitability.”<br />
Read <strong>Dow</strong>’s two press releases: http://tinyurl.<br />
com/downewstructure and http://tinyurl.com/<br />
dowbusinesspresidents.
<strong>Dow</strong> News Summary<br />
Tate Named to Savoy Magazine’s Top 100 Most<br />
Influential Blacks in Corporate America<br />
Jeff Tate, vice president, Finance, <strong>Dow</strong> Performance<br />
Plastics, has been named to Savoy magazine’s Top 100<br />
Most Influential Blacks in Corporate America <strong>2012</strong> issue.<br />
Savoy is geared toward African-American business<br />
professionals and profiles prominent African-American<br />
business leaders. With 100,000 readers per issue,<br />
the magazine serves as a premier forum for issues of<br />
workplace diversity and lifestyle features.<br />
<strong>Dow</strong> Launches Global R&D Center for Electronic<br />
Materials<br />
<strong>Dow</strong> announced the inauguration of its <strong>Dow</strong> Seoul Technology<br />
Center, a global research and development (R&D) center<br />
with focus on technological advances in display technologies<br />
and semiconductor-related applications. <strong>The</strong> <strong>Dow</strong> Seoul<br />
Technology Center is located in Hwaseong, Gyeonggi-do,<br />
a strategic and important location to serve semiconductor<br />
and display customers. <strong>The</strong> site is expected to employ<br />
approximately 300 people at capacity in a five-story building<br />
that spans total floor area of more than 23,700 square<br />
meters. With the addition of the new R&D Center, <strong>Dow</strong> has<br />
invested more than $400 million in Korea over the last decade<br />
to establish advanced manufacturing sites for semiconductor,<br />
display and LED technologies and to further new business<br />
development in the area of electronic materials.<br />
<strong>Dow</strong> Announces Coatings Manufacturing<br />
Investment in Saudi Arabia<br />
<strong>Dow</strong> announced plans to invest in a new manufacturing<br />
facility for its <strong>Dow</strong> Coating Materials (DCM) business unit<br />
in the Kingdom of Saudi Arabia. DCM is the premier supplier of<br />
products and technologies to architectural and industrial coatings<br />
manufacturers. <strong>The</strong> planned facility, which will be located at the<br />
Jubail Industrial City, will manufacture a wide range of coating<br />
materials for both the Kingdom and export markets worldwide.<br />
<strong>Dow</strong> Officially Opens Complex at Asia Industrial<br />
Estate; Marks 45th Anniversary of <strong>Dow</strong> in<br />
Thailand and 25th Anniversary of SCG-<strong>Dow</strong> Joint<br />
Venture<br />
<strong>Dow</strong> announced the grand opening of its new production<br />
complex in Asia Industrial Estate (AIE), Ban Chang, Rayong<br />
province. This comes at the same time as <strong>Dow</strong> marks its<br />
45th anniversary in Thailand and the 25th anniversary of<br />
the SCG-<strong>Dow</strong> partnership, part of the SCG-<strong>Dow</strong> Group. A<br />
portion of an investment totaling more than $3 billion, the<br />
new production complex is a joint venture project between<br />
<strong>Dow</strong>, SCG and Solvay S.A. under the Thai Growth Project.<br />
<strong>The</strong> project, which was announced in 2006, has involved<br />
the building of world-class production facilities including<br />
an advanced naphtha cracker plant operated by Map Ta<br />
Phut Olefins Co., Ltd. (a joint venture between <strong>Dow</strong> and<br />
SCG Chemicals), and downstream facilities to produce<br />
polyethylene (SPEII), specialty elastomers, propylene oxide<br />
and hydrogen peroxide, operated by Solvay. With the<br />
successful completion of all plants under the Thai Growth<br />
Project, Thailand is now <strong>Dow</strong>’s largest manufacturing base<br />
in Asia Pacific.
Grace and <strong>Dow</strong> to Develop Next-Generation<br />
Catalysts for Polypropylene Production<br />
W. R. Grace & Co. announced that it has entered into<br />
an agreement with <strong>Dow</strong> to develop new catalysts for<br />
polypropylene production. <strong>The</strong> catalysts, which use one<br />
of <strong>Dow</strong>’s non-phthalate internal donor technologies and<br />
Grace proprietary catalyst expertise, will be sold by Grace<br />
under the HYamPP brand. HYamPP catalysts are<br />
non-phthalate catalysts with industry-leading activity and<br />
performance benefits, and they represent sixth-generation<br />
technology. <strong>The</strong>y enable producers to make resins that<br />
improve the performance of plastics, including better clarity,<br />
stiffness and impact strength, providing a pathway to new<br />
applications requiring more demanding properties that<br />
cannot be met by current generation catalysts. Customers<br />
can use the resins in a broad range of applications such as<br />
films, high-performance pipe, automobile parts, household<br />
appliances and household containers. Grace expects to begin<br />
commercial production of the new catalysts in this year.<br />
<strong>Dow</strong> Introduces SEALUTION Peel Polymers to<br />
Bring More Reliability and Versatility to<br />
Easy-Open Packaging<br />
<strong>Dow</strong> announced the expansion of its line of SEALUTION<br />
Peel Polymers for the performance packaging market<br />
with the addition of the SEALUTION 210 Peel Polymer.<br />
Founded on the pillars of reliability, versatility and ease of<br />
use, the complete lineup of these <strong>full</strong>y formulated, polyolefinbased<br />
sealants offer consistent peel strength over time and<br />
temperature while remaining reliable during processing and<br />
end use. SEALUTION Peel Polymers, including the new<br />
SEALUTION 210, offer benefits across the board with<br />
processing efficiencies for the converter, packaging line<br />
speed and sealing confidence for packagers, and easyopening<br />
convenience for the consumer. <strong>Dow</strong> developed the<br />
ready-to-use, single-pellet formulations to require no online<br />
page 10 • <strong>Dow</strong>FRIeNDS • DOW NEWS<br />
blending, which helps to reduce errors, defects and scrap<br />
and offers the potential for both time and cost reductions.<br />
<strong>The</strong> easy-opening seals can help reduce package defects<br />
such as splitting, tearing, shredding and stringing.<br />
<strong>Dow</strong> Introduces New Experimental Fiber-Grade<br />
Resin for Spunbound Hygiene and Non-Woven<br />
Applications<br />
<strong>Dow</strong> Europe GmbH announced the introduction of a new<br />
experimental linear low-density polyethylene resin (LLDPE)<br />
for mono- and bi-component spunbound hygiene and nonwoven<br />
applications. <strong>The</strong> new XZ 89461.00 Experimental<br />
Polyethylene Fiber Grade Resin is well-suited for infant<br />
diapers, feminine hygiene and adult incontinent articles<br />
as well as medical gowns and drapes. <strong>The</strong> XZ 89461.00<br />
Experimental Polyethylene Fiber Grade Resin extends the<br />
ASPUN Fiber Grade Resin portfolio from <strong>Dow</strong>, with a<br />
resin specifically designed to address industry demand for<br />
excellent cloth-like haptics and softness while also offering<br />
increased throughput and easy processability.<br />
<strong>Dow</strong> Opens New Polyurethane Systems House<br />
in Saudi Arabia<br />
<strong>Dow</strong> Formulated Systems, a business unit of <strong>Dow</strong>,<br />
inaugurated the latest addition to its global systems house<br />
network in partnership with the new Arabian Chemical<br />
Polyurethane Systems House, a branch of Juffali Chemical<br />
Products Co., Ltd. This new systems house is well positioned<br />
to provide innovative and tailored solutions to customers<br />
in the Kingdom and neighboring Gulf states in a variety of<br />
markets and applications. <strong>Dow</strong> operates a customer-intimate<br />
systems house model, which provides dedicated service<br />
and speed with local flexibility. Customers are advantaged<br />
by this model by the fast turnaround time that the local<br />
business provides, as well as the team’s knowledge of local<br />
applications, trends and opportunities.
DOW POWERHOUSE Solar Shingle Awarded<br />
Gold for Best New Product by Edison Awards<br />
DOW POWERHOUSE Solar Shingle was awarded Gold<br />
for Best New Product by the internationally renowned <strong>2012</strong><br />
Edison Awards. Made in the United States and backed by<br />
a 20-year warranty from <strong>Dow</strong>, the POWERHOUSE Solar<br />
Shingle is a revolutionary new roofing solution that combines<br />
the performance and protection of a conventional asphalt roof<br />
with an integrated photovoltaic system that powers the home<br />
and saves the homeowner money. It is designed to install,<br />
look and function in a way that has never been done before<br />
and has received seven performance and safety<br />
certifications ensuring its performance as both a roofing<br />
and a solar product.<br />
<strong>Dow</strong> Named to Hay Group’s List of the Best<br />
Companies for Leadership<br />
<strong>Dow</strong> recently announced that it has been named to Hay<br />
Group’s seventh annual list of the Best Companies for<br />
Leadership. <strong>The</strong> annual study, conducted by Hay Group,<br />
a global management consulting firm, ranks the best<br />
companies for leadership across the globe and examines<br />
how those companies nurture talent and foster innovation in<br />
their ranks. Hay Group has researched the Best Companies<br />
for Leadership since 2005.<br />
<strong>Dow</strong> Announces $2.16 Billion Award in K-<strong>Dow</strong><br />
Arbitration<br />
<strong>The</strong> International Court of Arbitration of the International<br />
Chamber of Commerce (ICC) recently released its findings<br />
in the arbitration case between <strong>Dow</strong> and Petrochemical<br />
Industries Company of Kuwait (PIC) relating to the K-<strong>Dow</strong><br />
transaction. <strong>The</strong> ICC award holds that PIC was liable and<br />
awards damages to <strong>Dow</strong> of $2.16 billion, not including<br />
interest and costs. <strong>Dow</strong> and PIC mutually agreed to resolve<br />
their contractual disputes through arbitration before the<br />
ICC, which is comprised of preeminent legal experts with<br />
experience in high-value commercial litigation. <strong>The</strong> award<br />
is final and binding.<br />
<strong>Dow</strong> AgroSciences Named a Best Place to Work<br />
in the Life Sciences Industry<br />
Readers of <strong>The</strong> Scientist magazine ranked <strong>Dow</strong> AgroSciences<br />
seventh in the publication’s 10th annual “Best Places to Work<br />
in Industry” survey. This is a six-position gain from 2011.<br />
<strong>Dow</strong> AgroSciences LLC is a wholly owned subsidiary of <strong>Dow</strong>.<br />
<strong>The</strong> survey was completed by more than 2,000 readers of<br />
<strong>The</strong> Scientist magazine representing life sciences companies<br />
worldwide. Respondents were asked to assess their working<br />
environment according to criteria in categories such as job<br />
satisfaction, benefits, training and integrity.<br />
Heinz Haller Named President of <strong>Dow</strong> Europe,<br />
Middle East and Africa; Retains Chief Commercial<br />
Officer Responsibilities<br />
Heinz Haller, executive vice president and chief commercial<br />
officer of <strong>Dow</strong>, has been named president of <strong>Dow</strong> Europe,<br />
Middle East and Africa. His new responsibilities were effective<br />
August 1, <strong>2012</strong>.<br />
Andrew Liveris Presented Inspired Leadership<br />
Award from the Performance <strong>The</strong>atre<br />
Andrew N. Liveris, chairman and chief executive officer of<br />
<strong>Dow</strong>, was presented with the <strong>2012</strong> Inspired Leadership<br />
Award (ILA), a recognition that honors visionary leaders<br />
who combine outstanding business performance with<br />
values and behaviors that strengthen the human and<br />
natural environments in which their organizations operate.<br />
<strong>The</strong> award was announced in London at the annual<br />
gathering of <strong>The</strong> Performance <strong>The</strong>atre, which brings<br />
together CEOs and chairmen with leaders and thinkers<br />
from across disciplines, geographies and philosophies.<br />
Its purpose is to debate ways of creating a new model<br />
for growth and generate value across disciplines and<br />
generations, for both business and society.
<strong>Dow</strong> Declares Omega-9 Healthy Oils as<br />
“Breakthrough”<br />
<strong>Dow</strong> recently announced Omega-9 Oils as its first<br />
“Breakthrough to World Challenges,” addressing one of<br />
the Company’s 2015 Sustainability Goals in the area of<br />
health. Since 2005, the use of Omega-9 Oils has eliminated<br />
more than one billion pounds of trans and saturated fat<br />
from the North American diet. Trans and saturated fat have<br />
been shown to increase the risk of heart disease and type<br />
2 diabetes. As part of its 2015 Goals, <strong>Dow</strong> committed to<br />
achieving at least three breakthroughs that will significantly<br />
help solve world challenges in the areas of energy and<br />
climate change, water, food, housing and health.<br />
<strong>Dow</strong>’s 2011 Annual Sustainability Report<br />
Earns “A+” Rating<br />
<strong>Dow</strong> issued its 2011 Global Reporting Initiative<br />
(GRI) Sustainability Report with UN Global Compact<br />
Communication on Progress. <strong>Dow</strong> utilizes GRI’s reporting<br />
guidelines to communicate the Company’s sustainability<br />
efforts and achievements. Through a consistent and<br />
balanced summary on progress on <strong>Dow</strong>’s 2015 Goals,<br />
this report underscores the Company’s commitment to<br />
addressing social and environmental challenges through<br />
chemistry and innovation. For the fifth consecutive year,<br />
the report achieved an “A+” designation. <strong>The</strong> “A” signifies<br />
that the report reaches the highest level of completeness<br />
and the “+” assures stakeholders of the report’s accuracy<br />
through verification by an external third-party. <strong>The</strong> GRI<br />
framework assists reporters in basing their communication<br />
on the following principles: balance, comparability, accuracy,<br />
timeliness, clarity and reliability. This year marks the eighth<br />
time <strong>Dow</strong> has published a report using the GRI framework.<br />
page 12 • <strong>Dow</strong>FRIeNDS • DOW NEWS<br />
<strong>Dow</strong> and Aksa Announce Formation of Joint<br />
Venture for Carbon Fiber and Derivatives<br />
<strong>Dow</strong>, through its wholly owned subsidiary <strong>Dow</strong> Europe<br />
Holding BV, and Aksa Akrilik Kimya Sanayii A.S¸., a worldleading<br />
acrylic fiber company, announced the official<br />
formation of <strong>Dow</strong>Aksa Advanced Composites Holdings<br />
BV (<strong>Dow</strong>Aksa), a joint venture (JV) to manufacture and<br />
commercialize carbon fiber and derivatives. Aksa and <strong>Dow</strong><br />
had previously signed a definitive agreement to form the JV<br />
on December 20, 2011. <strong>Dow</strong>Aksa will develop and globally<br />
market a broad range of products and technical service<br />
support in the rapidly expanding carbon-fiber composites<br />
industry. <strong>The</strong> JV will have a particular focus on bringing<br />
solutions to market that reduce overall costs, thereby<br />
enhancing economics and driving adoption in a broader<br />
array of markets. Emphasis will be on bringing cost-effective<br />
solutions to industrial market applications for energy,<br />
transportation and infrastructure globally.
<strong>Dow</strong> Awarded $9 Million Grant from U.S.<br />
Department of Energy<br />
<strong>The</strong> U.S. Department of Energy awarded $9 million to<br />
<strong>Dow</strong> to develop novel, low-cost carbon fibers for highvolume<br />
commercial launch. <strong>The</strong> grant is intended to<br />
support American leadership and global competitiveness<br />
in manufacturing.<br />
Carbon fiber can be used in many applications that would<br />
benefit from its unique combination of high strength<br />
and low mass. In particular, there are great advantages<br />
for manufacturers of automobiles and commercial<br />
transportation vehicles. Until recently, however, carbon<br />
fiber materials have been far too costly for use in highvolume<br />
applications. This project is designed to<br />
change that.<br />
<strong>Dow</strong> looks forward to working with its partners, Oak<br />
Ridge National Laboratory and Ford Motor Company, to<br />
bring low-cost carbon fibers to market.<br />
Growing Concern Over Liquid Natural Gas Exports<br />
<strong>The</strong> shale gas revolution has created a massive<br />
competitive advantage for the United States and<br />
presents <strong>Dow</strong> with new U.S. growth opportunities. <strong>Dow</strong>’s<br />
Government Affairs and Energy Business teams have<br />
been working to ensure policymakers recognize the role<br />
that abundant supplies of affordable natural gas and gas<br />
liquids is playing in creating a renaissance in American<br />
manufacturing. Because of our work, the resurgence of<br />
U.S. manufacturing as a result of low feedstock/energy<br />
costs has been recognized in influential circles within<br />
media and government.<br />
Low-Carbon Fibers and Energy Efficiency<br />
<strong>Dow</strong> believes that energy efficiency is an essential<br />
part of a comprehensive energy policy and that the<br />
development of low-cost carbon fibers will potentially:<br />
• Reduce the production cost of carbon fibers by 20<br />
percent<br />
• Decrease the total carbon dioxide emissions per unit<br />
of carbon fiber output by 50 percent<br />
• Create 135,000 jobs by 2036<br />
• Achieve net energy savings equal to 2 million barrels<br />
of oil per day annually<br />
• Deliver solutions that will become more widely<br />
available than current technologies<br />
• Help manufacturers meet vehicle weight and fuel<br />
efficiency standards (CAFE)<br />
• Reduce our dependence on imported energy sources<br />
• Maintain global safety standards<br />
Due to a short-term oversupply that has kept natural gas<br />
prices low, there has been a push by gas producers to<br />
export natural gas in liquefied form. <strong>Dow</strong>, as a supporter<br />
of free trade, is not opposed to Liquid Natural Gas<br />
(LNG) exports, but <strong>Dow</strong> is also pro-manufacturing growth<br />
and believes that indiscriminate LNG exports are not in<br />
the national interest. Any decisions to permit LNG exports<br />
should take domestic consumer and manufacturing impact<br />
into account. We will continue explaining to policymakers<br />
and the media the benefits of abundant, affordable supplies<br />
of natural gas – specifically cleaner air, more high-paying<br />
manufacturing jobs, a growing middle class, increased<br />
value-added exports and energy security.
Supreme Court Decision on the Patient<br />
Protection and Affordable Care Act<br />
In June, the United States Supreme Court handed down<br />
a landmark decision stating that the individual mandate<br />
in the Patient Protection and Affordable Care Act is<br />
constitutional. Given the importance of the mandate<br />
to the structure of the Act, this decision cleared the air<br />
so that the federal government could continue to issue<br />
guidance, but also the decision gave those in Congress<br />
who oppose the Act more latitude to urge passage of<br />
legislation for its repeal.<br />
<strong>Dow</strong> remains committed to providing quality health care<br />
solutions for its employees, retirees and dependents.<br />
Government Affairs, working with the HR and Health<br />
Services teams, continues to engage directly with<br />
congressional members and the Obama administration<br />
on both implementation as well as legislation to ensure<br />
the best outcomes for our plan beneficiaries. However,<br />
we do not anticipate any major changes to the law before<br />
the November elections.<br />
<strong>Dow</strong> has long considered the health and wellness of<br />
its employees and retirees a top priority, and some<br />
of the mandates in this Act – such as no exclusions<br />
for pre-existing conditions – have long been a part of<br />
the Company’s health strategy. Accordingly, the Act to<br />
date has had little impact on the design of our plans.<br />
However, by 2014, when most of the Act’s changes are<br />
implemented, the requirements may add $28 million<br />
per year, and possibly more, to health care costs borne<br />
by <strong>Dow</strong> and its employees and retirees. This represents<br />
approximately 6 percent of our annual spend. While it is<br />
too early to know what the specific costs will be, we will<br />
need to continue evaluating the impact of the Act on our<br />
plans as additional guidance is released.<br />
page 14 • <strong>Dow</strong>FRIeNDS • DOW NEWS / GOV’T AFFAiRS<br />
Some of the provisions that apply to our company’s<br />
health plans took effect January 1, 2011. Many other<br />
provisions will not take effect for a couple years. <strong>The</strong><br />
provisions that took effect in 2011, and their impact on<br />
the <strong>Dow</strong> plans, include:<br />
• Coverage for Adult Children – Coverage has been<br />
extended to eligible adult children of <strong>Dow</strong> U.S.-based<br />
employees and retirees up to age 26. Previously, adult<br />
children had to be <strong>full</strong>-time students and unmarried to<br />
be eligible for this benefit. This expansion of coverage is<br />
not taxable to the employee or retiree. <strong>The</strong> only time the<br />
<strong>Dow</strong> plans will not cover your adult children is if they are<br />
eligible for coverage through another employer – either<br />
their own, their spouse’s or their domestic partner’s.<br />
• Pre-existing Conditions – <strong>The</strong> law provides that there<br />
will be no exclusions for pre-existing conditions. This<br />
does not affect <strong>Dow</strong>, since the Company has never had<br />
a pre-existing condition exclusion in its medical plans.<br />
• Emergency Room Care – No prior authorization is<br />
needed for emergency room care. This is not a change<br />
for the <strong>Dow</strong> plans.
i’m Turning 65 Soon ... What Do i Need to<br />
Know About U.S. Retiree Benefits?<br />
For most of us, turning 65 can come with a number of<br />
questions – about medical coverage, finances and benefits.<br />
Here are some tips to help answer those questions.<br />
Your Medical Benefits<br />
Are you eligible for or enrolled in retiree medical benefits<br />
through <strong>Dow</strong>, the Union Carbide Corporation (UCC) or<br />
Rohm and Haas? If so, once you turn 65, Medicare<br />
becomes primary coverage, and you can, if you choose,<br />
enroll for supplemental (or secondary) coverage from the<br />
Company. You must:<br />
• Enroll in both Medicare Parts A and B (hospital and<br />
medical) to receive the maximum level of benefits.<br />
• To enroll in Parts A and B, you must contact your local<br />
Social Security office before you turn 65 and complete<br />
the required forms. For more information about<br />
enrolling in Medicare, please call 1-800-MEDICAR<br />
(1.800.633.4227).<br />
• Under the retiree medical plan rules, you may not be<br />
enrolled in Medicare Part D and a <strong>Dow</strong>, UCC or Rohm and<br />
Haas medical plan at the same time (except for Medicare<br />
Advantage HMOs). Please note that if you enroll in a<br />
Medicare Part D prescription drug plan, your coverage<br />
under a Company plan will be discontinued.<br />
• Watch your mail! In the month that you turn 65, <strong>Dow</strong> will<br />
send you a “Retiree Age 65 Notice” and an enrollment<br />
worksheet that contains the plans for which you are<br />
eligible and your new premiums. Keep in mind that some<br />
plans are not available to employees or spouses age 65<br />
and over – and for some of you, there will be new options<br />
to choose from.<br />
Making Sure You’re Insured<br />
Depending on your retiree life insurance plan, your life<br />
insurance coverage may decrease with your increasing<br />
age. Any age-related decrease in life insurance allows you<br />
to convert the amount of coverage you are losing to an<br />
individual life insurance policy through Metropolitan Life<br />
Insurance Company (MetLife) without proof of insurability.<br />
If you are interested in converting or porting your life<br />
insurance, call the <strong>Dow</strong> Retiree Service Center at<br />
1.800.344.0661 to obtain the appropriate form(s) during<br />
the month in which you turn age 65. Upon receipt of<br />
the form(s), contact the MetLife Conversion Group<br />
at 1.877.275.6387 to file your form or obtain further<br />
information on converting to an individual policy or at<br />
1.866.492.6983 to apply for portability and discuss<br />
payment options.<br />
Renewing Beneficiary Information<br />
Although not required, with all the other benefit changes<br />
occurring when you turn 65, this is the perfect opportunity<br />
to review your beneficiary information to ensure it is up to<br />
date. To update your life insurance beneficiary information,<br />
please visit the <strong>Dow</strong>Friends website at<br />
http://www.dow.com/friends/contact/forms.htm.
U.S. Benefits Enrollment Coming in November<br />
Mark your calendar! <strong>The</strong> annual enrollment period for<br />
benefits will be November 6-20, <strong>2012</strong>. Eligible retirees<br />
will receive their “What’s New” Benefits Enrollment<br />
newsletter before the enrollment period begins. At the<br />
start of annual enrollment, retirees also will receive<br />
an enrollment worksheet that lists all medical plans<br />
available along with 2013 costs. Enrollment information<br />
will also be available on https://dowbenefits.ehr.com,<br />
www.dowfriends.com and dowfamilyhealth.com.<br />
<strong>Dow</strong> Benefits Website Available Anytime,<br />
Anywhere!<br />
<strong>The</strong> <strong>Dow</strong> Benefits website gives U.S. retirees access to<br />
their benefits quickly and easily, anytime, anywhere! With<br />
the website, you have access to benefit decision support<br />
tools throughout the year and can enroll for benefits<br />
during annual enrollment.<br />
<strong>The</strong> <strong>Dow</strong> Benefits website offers you:<br />
• Benefits information that is easy to find<br />
• Resources that make it easy to understand your<br />
benefit choices<br />
Through the <strong>Dow</strong> Benefits website, you have access to tools, modelers and calculators<br />
designed to help you make the right benefit choices for you and your family.<br />
page 16 • <strong>Dow</strong>FRIeNDS • BENEFiTS<br />
• Tools that make it easy to:<br />
o Compare benefit coverage<br />
o Choose the best plans for you and your family<br />
o Review your current benefit elections<br />
o Access information about your benefits<br />
o Add/remove dependents<br />
o View benefits billing information<br />
o Have your monthly benefit premium(s) automatically<br />
deducted from your personal bank account, if<br />
premiums are not deducted from<br />
pension payments<br />
If you have questions, please call the Retiree Service<br />
Center toll free at 800.344.0661, or in Midland or outside<br />
the continental U.S. at 989.636.0977, or email<br />
retiree@dow.com.<br />
New Menu Options for Calling the Retiree<br />
Service Center<br />
When calling the Retiree Service Center, a one-stop shop for<br />
information about benefits and pensions, you will hear a new<br />
list of menu options. Effective November 1, <strong>2012</strong>, the new<br />
prompts will be:<br />
• Retiree medical or life insurance including benefits billing, press 1<br />
• Start pension or request a pension estimate, press 2<br />
• Pension check, update address and phone number or report a<br />
death, press 3<br />
• 401k savings plan, elective deferral plan or stock, press 4<br />
• Aetna medical claims, press 5<br />
• All other questions, press 0 or remain on the line<br />
• To repeat options, press #<br />
For verification purposes, you will also need to enter your<br />
Social Security number. <strong>The</strong> phone number for the Retiree<br />
Service Center is: 1.800.344.0661. For callers outside the<br />
continental U.S., the number is 989.636.0977.<br />
<strong>The</strong> hours for the U.S. Retiree Service Center are: 8:00 a.m. –<br />
5:00 p.m. (ET) Monday – Friday. You can also email the Center<br />
at retiree@dow.com.
Anti-Aging Supplements –<br />
the Best Strategy?<br />
Vitamins and herbal supplements are increasingly<br />
marketed to older adults for their anti-aging properties.<br />
Anti-aging supplements claim to be able to fight chronic<br />
disease, improve physical performance and maintain<br />
overall health and wellness. But how effective, and how<br />
safe, are these “anti-aging” products?<br />
Unfortunately, none of these products is required to be<br />
tested for efficacy or safety. <strong>The</strong> Dietary Supplement<br />
Health and Education Act of 1994 prevents the Food &<br />
Drug Administration from interfering with the marketing<br />
of any product defined as a dietary supplement, including<br />
vitamins, minerals, herbals, botanicals and amino acids.<br />
In fact, until 2007, the government did not even require<br />
manufacturers to report serious adverse events to the<br />
FDA. Consumer Reports on Health advises readers to<br />
“ignore or view with extreme skepticism the claims of<br />
dietary supplement ads, especially the ones that turn up<br />
when you use a Web search engine.” 1<br />
Do the Research<br />
Before taking any supplements, research them on<br />
trustworthy websites such as:<br />
• National Center for Complementary and Alternative<br />
Medicine (http://nccam.nih.gov/health/aging)<br />
• Food & Drug Administration (http://www.fda.gov/<br />
Food/DietarySupplements/ConsumerInformation/<br />
default.htm)<br />
• MedlinePlus (http://www.nlm.nih.gov/medlineplus/<br />
druginfo/herb_All.html)<br />
You also may want to discuss supplements with your<br />
healthcare provider. <strong>The</strong>y may know how supplements<br />
will interact with prescription and over-the-counter drugs<br />
or whether they have side effects that can mimic those of<br />
prescribed drugs.<br />
Appreciate Aging<br />
It is important to remember that aging is a natural process, not<br />
a disease. With aging comes wisdom and perspective, seeing<br />
children and grandchildren flourish, and time to help others<br />
and to enjoy life. In fact, adults over the age of 65 demonstrate<br />
the highest sense of well-being of all age groups, according to<br />
the Gallup-Healthways Wellbeing Index. 2<br />
Form Healthy Habits<br />
Unfortunately, society equates aging with poor health and<br />
disability, leading to the quest for ways to “combat” aging.<br />
Our fear of aging makes us susceptible to “graywashing,”<br />
a term coined by International Council on Active Aging CEO<br />
Colin Milner to refer to “the act of misleading consumers<br />
regarding any purported age-associated benefits of a<br />
product or service.” 3<br />
But this approach is misguided: <strong>The</strong> diseases associated<br />
with aging, such as arthritis, high blood pressure, diabetes,<br />
heart disease and cancer, are not an inevitable part of<br />
aging. Instead, they are more likely to be the result of<br />
lifestyle factors such as poor diet, lack of physical activity<br />
and chronic stress. If you have yet to experience these<br />
types of health problems, start your “anti-aging” strategy<br />
by adopting healthier lifestyle habits that reduce your risk<br />
for chronic illness. Even if you are already experiencing<br />
health difficulties, it is never too late to adopt these “antiaging”<br />
habits to improve your health and well-being.<br />
1 Consumer Reports on Health, June <strong>2012</strong><br />
2 http://well-beingindex.com/findings.asp<br />
3 http://www.icaa.cc/media/press2011/graywashing.htm
“Click” Your Way to a Healthy Weight!<br />
<strong>Dow</strong> Health Services is committed to helping you achieve<br />
your weight-loss goals and improve your overall health! <strong>Dow</strong><br />
has joined forces with Weight Watchers to bring you special<br />
savings on a valuable and convenient weight-loss solution.<br />
Receive 20 Percent Savings on Weight Watchers<br />
Online!<br />
For only $15.15/month, you can follow the Weight<br />
Watchers plan step-by-step entirely online with interactive<br />
tools and resources like a weight tracker, progress charts,<br />
mobile apps, restaurant guides and much more. Weight<br />
Watchers Online is available in two versions – each<br />
specifically designed for men or women – with tailored<br />
content that speaks directly to each audience. Retirees<br />
and spouses are eligible for this special <strong>Dow</strong> discount!<br />
<strong>Dow</strong> Stade Celebrates 40th Anniversary<br />
<strong>Dow</strong> Stade recently celebrated the 40th anniversary<br />
of the location’s first plant startups in 1972. Retirees,<br />
leaders and even a number of the original <strong>Dow</strong> employees<br />
attended the event.<br />
Five men – Max Anacker, Charlie Hickl, Pete Laux, Maurice<br />
Oubre and Ed Rainwater – were part of the 26 original<br />
<strong>Dow</strong> employees who transferred from the United States.<br />
<strong>The</strong>se 26 individuals, as well as 50 European employees,<br />
helped manage the design, construction and startup of the<br />
first plants. <strong>The</strong>y were joined at the event by the widow<br />
of Sid Brunson and the widow and brother of Bob Oubre,<br />
who also were part of the U.S. start-up group.<br />
“This was an emotional event,” said Anacker. “Out of<br />
nothing, a chemical plant came to life.”<br />
page 18 • <strong>Dow</strong>FRIeNDS • HEALTH EMPOWERMENT / STAYiNG CONNECTED<br />
How Do I Get the Discount?<br />
It’s easy! Simply visit https://wellness.weightwatchers.com<br />
and enter the following information to receive your special<br />
<strong>Dow</strong> discount:<br />
• <strong>Dow</strong> Chemical ID: 61116<br />
• <strong>Dow</strong> Chemical Pass Code: ww61116<br />
If you experience any problems with this Weight Watchers<br />
site, please call the Weight Watchers Wellness Hotline at<br />
866-204-2885.<br />
Note: Pre-Medicare retirees and their family members<br />
enrolled in MAP Plus may be eligible for reimbursement for<br />
weight management expenses. For more information, visit<br />
http://www.dow.com/familyhealth/discounts/aetna/weight.<br />
htm.<br />
<strong>The</strong> event was focused on<br />
recognition and celebration. It<br />
included a tour of the site and<br />
a presentation on the current site plans by Responsible<br />
Care ® leader Rolf Nettersheim, as well as a dinner hosted<br />
by current <strong>Dow</strong> Stade site leader Arnd Thomas. <strong>Dow</strong><br />
retirees presented a plaque to Thomas commemorating<br />
the names of the 76 men as “pioneers” for their efforts<br />
in launching the Stade site. <strong>The</strong> current vice president of<br />
<strong>Dow</strong> Texas Operations, Earl Shipp, also wrote a letter of<br />
congratulations, which was read by former vice president<br />
of Texas Operations Ed Rainwater.<br />
Max Anacker (right), one of the 26 <strong>Dow</strong> U.S.<br />
“pioneers” who launched the Stade site,<br />
presented a plaque commemorating the<br />
startup to Arnd Thomas, <strong>Dow</strong> Stade site leader.<br />
Retirees Chandler Malkani and Frank Schollemann<br />
organized the event, as they themselves were part of<br />
the first group and still reside in Stade today.
Going Social: Facebook Helps Keep<br />
Retirees Connected<br />
With social media on the rise, more <strong>Dow</strong> plants and offices<br />
are starting their own Facebook pages and encouraging<br />
retirees to connect with them. <strong>The</strong>se pages are a great<br />
source for keeping up to date with announcements, finding<br />
information about what is going on at the plants and around<br />
the community, and more.<br />
“Regional Public Affairs professionals have used their<br />
Facebook pages to stay connected with local community<br />
members like <strong>Dow</strong> employees, retirees and their families in<br />
various locations since 2010,” said Jessica Owens, social<br />
media specialist at <strong>Dow</strong>. “It provides a venue for community<br />
members to communicate with <strong>Dow</strong> in a way never possible<br />
before and at a very local level.”<br />
“We use social media to promote and highlight events, often<br />
posting pictures afterwards,” said Jordan Tremblay, Public<br />
Affairs manager for St. Charles Operations. “We also use it to<br />
communicate major business announcements, sponsorships<br />
and collaboration projects.”<br />
Current sites with Facebook pages include Michigan<br />
Operations, Louisiana Operations, St. Charles, Freeport,<br />
Seadrift and Canada.<br />
Some sites, like those in Texas, have developed Facebook<br />
pages for specific retiree events like the <strong>Dow</strong> Honor Flight.<br />
“<strong>The</strong> <strong>Dow</strong> Honor Flight was one of the greatest things I’ve<br />
had the opportunity to do,” said Trish Thompson, Public Affairs<br />
manager for UCC Seadrift and Texas Operations.<br />
<strong>The</strong> <strong>Dow</strong> Honor Flight took a group of World War II veterans<br />
who were also <strong>Dow</strong> retirees from Texas Operations to<br />
Washington, D.C. for a one-day trip, with 80 retirees the first<br />
year and 40 the second. <strong>The</strong> <strong>Dow</strong> Honor Flight Facebook page<br />
generated more than 1,500 “Likes” and was viewed more<br />
than 20,000 times on the day of the Honor Flight. <strong>The</strong> team<br />
posted photos from the trip as well as the veterans’<br />
service photos.<br />
Check out the Facebook sites below to learn more<br />
about what’s happening at these <strong>Dow</strong> locations.<br />
<strong>Dow</strong> Louisiana Operations – Plaquemine, La.:<br />
https://www.facebook.com/<strong>Dow</strong>LouisianaOperations<br />
<strong>Dow</strong> St. Charles Operations – Taft, La.:<br />
https://www.facebook.com/<strong>Dow</strong>StCharles<br />
<strong>Dow</strong> Canada:<br />
https://www.facebook.com/<strong>Dow</strong>ChemicalCanada<br />
Seadrift Operations in Texas:<br />
www.facebook.com/SeadriftOperations<br />
Michigan Operations:<br />
https://www.facebook.com/#!/<strong>Dow</strong>MiOps<br />
<strong>Dow</strong> Texas Operations (Freeport):<br />
https://www.facebook.com/<strong>Dow</strong>TexasOperations<br />
<strong>Dow</strong> Corporate:<br />
http://www.facebook.com/<strong>The</strong><strong>Dow</strong>ChemicalCompany
Celebrating Good Memories: <strong>Dow</strong> Atlanta Sales<br />
Office Reunion Dinner<br />
Submitted by Cammy McDonald Wagner<br />
On Saturday, May 19, 54 retirees of the <strong>Dow</strong> Atlanta<br />
Sales Office and current <strong>Dow</strong> employees and their<br />
spouses held a reunion dinner at the Capital City Club<br />
in Atlanta, Ga. <strong>The</strong>y were joined by Franca Oreffice, Bill<br />
and Linda Stavropoulos and Maryann Heidbreder.<br />
This was the first reunion held since the Atlanta Sales<br />
Office closed in 1998. It was inspired by the memory of<br />
Keep Building Your Legacy by Living United<br />
<strong>Fall</strong> is here, and our annual United Way campaign<br />
is kicking off. For many years, <strong>Dow</strong> employees and<br />
retirees across North America have built a legacy of<br />
extending a helping hand to neighbors and sharing<br />
their resources as part of the “Live United” effort.<br />
This year, as in years past, United Way is working to<br />
advance the common good in three important areas:<br />
education, income and health. In these difficult times,<br />
progress relies heavily on the support of community<br />
and agency partners.<br />
page 20 • <strong>Dow</strong>FRIeNDS • STAYiNG CONNECTED<br />
Carl Heidbreder, former general sales manager of the Atlanta<br />
Sales Office, who passed away in January. Several of those<br />
attending his funeral thought it would be a good idea to have<br />
a reunion dinner for <strong>Dow</strong> personnel who were once affiliated<br />
with the <strong>Dow</strong> Atlanta Sales Office.<br />
<strong>The</strong> attendees at the dinner had such a good time that they<br />
are already planning a second reunion in two to three years.<br />
Donate Today!<br />
You can donate to your local United Way by visiting<br />
www.dowfriends.com and clicking on the United Way link.<br />
Registering on the contributions website is secure and allows<br />
you to make your donation through pension deduction.<br />
As always, your donation is strictly voluntary. If you have<br />
any questions, please contact Pledge Processing at<br />
989.633.0870.<br />
Please consider making a difference in the life of a neighbor<br />
in need by giving a monetary gift or a gift of your time.<br />
Even the smallest gifts can touch a heart and have a<br />
lasting impact.
<strong>Dow</strong> Canada Retirees Help Share Solutionism<br />
at Fort Saskatchewan Trade Show<br />
Five <strong>Dow</strong> Chemical Canada retirees joined current employees<br />
to help organize the <strong>Dow</strong> Today Solutionism booth at the<br />
Annual Fort Saskatchewan Trade Show and Sale held at the<br />
<strong>Dow</strong> Centennial Centre over the April 20-22 weekend.<br />
<strong>The</strong> employees and retirees greeted and talked to more<br />
than 6,100 community members who attended the show.<br />
Retirees were a very welcome addition to the booth, and their<br />
volunteerism was appreciated during the busy turnaround<br />
period at the Fort Saskatchewan site.<br />
Wil VandenBorn, former Government Affairs and Human Resources leader for <strong>Dow</strong><br />
Canada, helps man the <strong>Dow</strong> Today Solutionism booth.<br />
A Gold Medal for <strong>Dow</strong> Retiree<br />
Dr. Do Ik Lee Named <strong>2012</strong> TAPPI Gunnar Nicholson Gold Medal Award Winner<br />
<strong>Dow</strong> retiree Dr. Do lk Lee was named the recipient of<br />
TAPPI’s <strong>2012</strong> Gunnar Nicholson Gold Medal Award – the<br />
highest honor that the Association can bestow upon an<br />
individual. <strong>The</strong> award was presented to Dr. Lee at the<br />
<strong>2012</strong> PaperCon Conference Awards Dinner on April 24<br />
in New Orleans.<br />
Established in 1928, the Gunnar Nicholson Gold Medal is<br />
granted to those “who have made preeminent scientific<br />
and engineering achievements of proven applied benefit<br />
to the world’s pulp, paper, board and forest product<br />
industries.” It is named for former TAPPI president and<br />
Gold Medal winner Gunnar W. E. Nicholson and includes<br />
a cash honorarium.<br />
“TAPPI is very pleased to announce Dr. Lee as the recipient<br />
of this prestigious award in recognition of his many<br />
important contributions to latex technology research,<br />
Website for <strong>Dow</strong> Canada Retirees<br />
In an effort to improve our services to you, we invite you<br />
to check out the new <strong>Dow</strong>Friends in Canada website<br />
(www.dowfriendsincanada.com), your online resource for<br />
medical and life insurance information.<br />
development and applications,” said Larry N. Montague,<br />
president and CEO of TAPPI. “During a long and distinguished<br />
career he has made notable contributions that have been of<br />
great benefit to the industry and advanced the knowledge,<br />
science and use of this key coating and papermaking<br />
technology. He’s served the industry, TAPPI and its members<br />
with great integrity and distinction in many roles.”<br />
“Receiving this prestigious Gunnar Nicholson Gold Medal<br />
Award is the greatest honor in my professional career,” said<br />
Dr. Lee. “My 40-year-long journey with TAPPI has been filled<br />
with very rewarding and enriching experiences. I am truly<br />
grateful to TAPPI for all it has provided to me. I also was<br />
nurtured by many people and given opportunities to grow to<br />
my <strong>full</strong>est potential throughout my industrial career at <strong>Dow</strong>.<br />
Because of these opportunities, who I am today as a scientist<br />
is largely owed to <strong>Dow</strong>. My sincere thanks to my former <strong>Dow</strong><br />
colleagues and <strong>The</strong> <strong>Dow</strong> Chemical Company!”
Award. <strong>The</strong> award is the highest honor that the Asso<br />
award will be presented to Dr. Lee at the <strong>2012</strong> PaperC<br />
An on Illustrious April Career 24, <strong>2012</strong> in New Dr. Lee’s Orleans.<br />
awards and recognitions include:<br />
Dr. Lee received a Bachelor of Science degree in chemical<br />
engineering from Seoul National University in Korea and<br />
both “TAPPI Master of Science is and doctoral very degrees pleased in chemical to for announce Outstanding Advancement Dr. and Promotion Lee as of the re<br />
engineering from Columbia University in New York City. He Chemical Sciences in 1989<br />
has recognition been a TAPPI member since of 1972. his many important • Named a TAPPI Fellow contributions in 1991 to lat<br />
Dr. Lee joined <strong>Dow</strong> in 1967, retiring from the Company<br />
• Charles W. Engelhard Medallion<br />
in applications,” 2002. Currently, he is an adjunct professor notes in the Larry • Korea N. TAPPI Montague, Distinguished Service Award president an<br />
Department of Paper Engineering, Chemical Engineering<br />
• One of the first two inductees into the <strong>Dow</strong> Latex<br />
distinguished career he has made notable contribution<br />
and Imaging at Western Michigan University. Dr. Lee also<br />
Hall of Fame<br />
teaches latex technology at the annual Davos short courses About TAPPI<br />
industry and advanced the knowledge, science and us<br />
on “Advances in Emulsion Polymerization and Latex TAPPI is the leading association for the worldwide pulp,<br />
Technology” (sponsored by Lehigh University). He serves as<br />
technology. He’s served paper, the packaging industry, and converting industries TAPPI and publisher and its m<br />
Scientific Advisor for EcoSynthetix Inc., producing renewable of Paper360° and TAPPI JOURNAL. Through information<br />
biopolymer-based in many nanoparticle roles.” latexes for paper coating and exchange, events, trusted content and networking<br />
adhesives applications.<br />
Dr. Lee’s research interests include all aspects of latex<br />
technology, Dr. Lee emulsion obtained polymerization, dispersion a rheology, B. S. and degree more cost-effective in Chemical ways of doing business. Enginee<br />
It has<br />
paper coating technology and many others. He has published provided management training and networking to the<br />
more Korea than 50 peer-reviewed and both papers and made M. numerous S. and industry’s doctoral leaders for more degrees than 95 years. Visit in Chemic<br />
presentations. He holds 27 U.S. and more than 100 www.tappi.org.<br />
international patents.<br />
in New York City. He has bee<br />
He joined <strong>The</strong> <strong>Dow</strong> Chemical<br />
2002. Currently he is Adjunct<br />
Engineering, Chemical Engin<br />
University. Dr. Lee has been a<br />
Lehigh University and Davos<br />
Emulsion Polymerization and<br />
Scientific Advisor for EcoSyn<br />
biopolymer-based nanoparticle latexes for paper coat<br />
page 22 • <strong>Dow</strong>FRIeNDS • STAYiNG CONNECTED / RETiREE PROFiLES<br />
• 1986 TAPPI Coating & Graphic Arts Division Award<br />
• American Chemical Society Midland Section Award<br />
opportunities, TAPPI helps members elevate their<br />
performance by providing solutions that lead to better, faster
Centenarian Celebrations<br />
Helen Coffman<br />
By Dave Clash, President and Chairman of the Board of Directors, Carbide Retiree Corps<br />
Helen Coffman celebrated her 100th birthday on April 15,<br />
<strong>2012</strong>, at an open house luncheon organized by her family<br />
in Clyde, Ohio. Approximately 150 people attended and<br />
at Helen’s request, brought gifts for the Clyde Backdoor<br />
Food Pantry.<br />
Dave Clash, president and chairman of the Board of<br />
Directors of the Carbide Retiree Corps, presented Helen<br />
with a blanket with the Union Carbide logo and framed<br />
letters from <strong>Dow</strong> Chairman and CEO Andrew Liveris and<br />
Clash. Because Coffman also worked for Energizer, she<br />
also received her own Energizer Bunny.<br />
Helen worked at the Union Carbide Battery Products<br />
Division plant in Fremont, Ohio, for 20 years. She started<br />
in 1956 and retired in 1976. She served as secretary for<br />
the Industrial Engineering Department.<br />
Stanley Gain<br />
By Ed Ballard, Regional Director, Carbide Retiree Corps<br />
<strong>The</strong> Marshville Community Building was <strong>full</strong> of life on<br />
June 3, <strong>2012</strong>, as family and friends gathered to celebrate<br />
Stanley Gain’s 100th birthday. Many of his direct relatives<br />
were present, sharing delicious food and many stories.<br />
Stanley’s family extends to children, grandchildren, great<br />
grandchildren and six great-great grandchildren. Friends<br />
from the plant also stopped by to join the celebration.<br />
Stanley and his family were surprised and pleased<br />
that he was remembered and appreciated by the<br />
Carbide Retiree Corps. Stanley was presented with<br />
a congratulatory letter from <strong>Dow</strong> Chairman and CEO<br />
Andrew Liveris as well as a letter from Dave Clash, CRC<br />
president. <strong>The</strong> blanket will be put to good use when<br />
cool weather comes, maybe in his Kawasaki Mule while<br />
visiting in the neighborhood.<br />
You will not find Marshville, W.Va., on the map, but it is<br />
a nice rural community near Clarksburg, where Stanley<br />
worked for more than 30 years at the Carbon Products<br />
Plant. He began work in what was known as the “labor<br />
gang” and worked in various jobs until he found his<br />
calling as a machinist. He continued to utilize skills he<br />
picked up at work on his farm after retirement. He added<br />
carving to his activities but has substituted visiting with<br />
neighbors as his main activity today. He uses his new<br />
“Mule” to get around in the neighborhood. He also likes<br />
to go to the local Wal-Mart and shop in the motorized<br />
carts and sample the foods they offer.
Edith Larkin<br />
By John Durkin, Midwest Director, Carbide Retiree Corps<br />
Edith Larkin celebrated her 100th birthday with her<br />
many friends, two children and several grandchildren<br />
and great-grandchildren on March 28, <strong>2012</strong>, in Apache<br />
Junction, Ariz. Edith worked for the Union Carbide Battery<br />
Products Plant in Red Oak, Iowa, for 29 years. She<br />
worked in various roles and retired as an inspector at the<br />
age of 65 in 1977. She was married to Clarence Larkin,<br />
a railroad engineer, for 67 years. Together they traveled<br />
to all 50 states in their Airstream motor home. <strong>The</strong>y even<br />
drove to Alaska and back to Iowa in 10 days.<br />
In 2002, she moved from Red Oak to live with her<br />
daughter, Eloise Larson, in Creston, Iowa. Eloise says<br />
that Edith is a joy to live with. Edith is still in good health,<br />
taking only four medications each day. She has a positive<br />
disposition and never complains. She is the sweetheart<br />
of the “Snowbird Club” in Apache Junction, where she<br />
spends the winter. Edith was appreciative of the attention<br />
she received from the Carbide Retiree Corps and <strong>Dow</strong> on<br />
her birthday.<br />
Myrtle Strickland<br />
By Ed Ballard, Regional Director, Carbide Retiree Corps<br />
May 5 was a day of celebration at Stonegate Circle in<br />
Summersville, W.Va., as friends and family came to visit<br />
with Myrtle E. Strickland, who turned 100 on May 10.<br />
As people came and went, Myrtle’s children showed<br />
their devotion and admiration as they shared tales and<br />
remembered old times.<br />
Myrtle has three children – Joyce, Sam and Kenneth –<br />
who have blessed her with many grandchildren, greatgrandchildren<br />
and a great-great granddaughter who was<br />
born earlier this year. Five generations were present at<br />
the celebration.<br />
page 24 • <strong>Dow</strong>FRIeNDS • RETiREE PROFiLES<br />
Ed Ballard, Carbide Retiree Corps (CRC) regional director,<br />
and his wife, Lee, joined in the celebration and were<br />
welcomed as part of the family. Ed presented Myrtle with<br />
a blanket with the UCC logo as well as letters from <strong>Dow</strong><br />
Chairman and CEO Andrew Liveris and CRC President<br />
Dave Clash, recognizing her contributions and milestone.<br />
Myrtle began working at the Alloy Metals Plant in 1944<br />
in the packing group, where she removed slag from the<br />
metal and then cleaned and packed the product. She<br />
later transferred to the scale room, where she worked<br />
until she took disability retirement in 1970.
What Do You Want to See in <strong>Dow</strong>Friends?<br />
We Want to Hear from You<br />
<strong>Dow</strong>Friends is designed to help you stay up-to-date with <strong>Dow</strong> happenings, participate in <strong>Dow</strong>’s global health<br />
promotion activities and programs, and connect with other retirees. So how are we doing?<br />
Please consider completing the following survey about <strong>Dow</strong>Friends – we value your opinion. Your responses will<br />
help us deliver the content you want to see. You can also complete the survey at www.dowfriends.com. Once you<br />
fill out the survey, please fold the page twice on the dotted lines, staple or tape it closed and drop it in the mail.<br />
Thank you for your feedback!<br />
<strong>Dow</strong>Friends Online – New and improved<br />
<strong>The</strong> <strong>Dow</strong>Friends website has been improved with a new format and more user-friendly navigation so you can access the<br />
information you need quickly and easily.<br />
We invite you to visit the site at www.dowfriends.com. You’ll find helpful <strong>Dow</strong> news, as well as resources and information about<br />
your benefits, healthy living, staying connected and much more. We hope you enjoy the site!
<strong>2012</strong> <strong>Dow</strong>Friends Questionnaire<br />
1. How important is receiving a printed copy of <strong>Dow</strong>Friends?<br />
Scale: Very Important 5 4 3 2 1 Not Important<br />
2. Do you enjoy reading <strong>Dow</strong>Friends?<br />
Yes No<br />
3. Which sections of <strong>Dow</strong>Friends do you find most<br />
interesting/important?<br />
Rank from 1 to 8, 1 being most interesting/important.<br />
Feature Stories_________________________________<br />
Benefits News _________________________________<br />
Health Empowerment____________________________<br />
Government Affairs _____________________________<br />
<strong>Dow</strong> News ____________________________________<br />
Retiree Profiles and News ________________________<br />
Reunion/Retiree Event Updates ____________________<br />
In Memory of __________________________________<br />
4. What topics would you like to see more of in <strong>Dow</strong>Friends?<br />
______________________________________________<br />
______________________________________________<br />
5. Do you feel the content of <strong>Dow</strong>Friends relates to you?<br />
Yes No<br />
6. Would you like to see more stories written by retirees?<br />
Yes No<br />
7. Have you ever visited the <strong>Dow</strong>Friends website?<br />
Yes No<br />
8. How can we improve the <strong>Dow</strong>Friends website?<br />
______________________________________________<br />
______________________________________________<br />
______________________________________________<br />
9. Do you read other news outlets online?<br />
(For example: CNN, New York Times, USA Today)<br />
Yes No<br />
10. Do you feel better connected to <strong>Dow</strong> by receiving<br />
<strong>Dow</strong>Friends?<br />
Yes No<br />
11. Do you share news/info from <strong>Dow</strong>Friends with friends<br />
and loved ones?<br />
Yes No<br />
12. Do you enjoy reading stories about other retirees?<br />
Yes No<br />
13. Is it important to hear about ways to stay connected<br />
to <strong>Dow</strong>, current employees and other retirees?<br />
Scale: Very Important 5 4 3 2 1 Not Important<br />
14. Is <strong>Dow</strong>Friends easy to read? (Print size, color, layout)<br />
Yes No<br />
Demographics: Your answers to these questions will be<br />
reported in group totals only.<br />
D1. I worked for:<br />
<strong>Dow</strong><br />
<strong>Dow</strong> AgroSciences<br />
Union Carbide<br />
D2. How many years did you work at <strong>Dow</strong>/UCC?<br />
(includes all <strong>Dow</strong> subsidiaries)<br />
40+ years<br />
30–39 years<br />
20–29 years<br />
10–19 years<br />
D3. How long have you been retired from <strong>Dow</strong>/UCC?<br />
(includes all <strong>Dow</strong> subsidiaries)<br />
20+ years<br />
16–20 years<br />
11–15 years<br />
6–10 years<br />
Janae Walworth<br />
<strong>The</strong> <strong>Dow</strong> Chemical Company<br />
2030 <strong>Dow</strong> Center<br />
Midland, MI 48674<br />
Fold along Line<br />
Add postal informaiton<br />
Fold along Line<br />
Please fold and then tape or staple.
In Memory of <strong>Dow</strong> Retirees<br />
This issue includes a listing of retiree deaths that have occurred since our last issue of <strong>Dow</strong>Friends. We honor these persons’<br />
lives and their commitment to <strong>Dow</strong> and UCC. We offer our condolences to their family, friends and colleagues. Note: Initials are<br />
used when first name is not available in our records. <strong>The</strong>y are listed according to the state in which they last resided.<br />
Arizona<br />
J. O. Jowers Jr.<br />
Arkansas<br />
Garland E. Bull<br />
Billy G. Cozart<br />
John R. Milburn<br />
California<br />
T. Ambrosini<br />
S. P. Anello<br />
M. C. Brazeel<br />
H. R. Campbell<br />
F. A. Giordano<br />
A. G. Granberg<br />
Kenneth C. Jones<br />
W. A. Jones<br />
Paul J. Sprenkle<br />
J. R. Wirt<br />
Colorado<br />
John Hodge Jr.<br />
Conneticut<br />
A. R. Carpenter<br />
Florida<br />
Walter C. Anderson<br />
Leslie R. Carr<br />
Raymond E. Engel<br />
Robert G. Otting<br />
R. R. Sentenat<br />
Lyle G. Treat<br />
Georgia<br />
Doris Donaldson<br />
Illinois<br />
Marvin E. Booi<br />
Matthew J. Dailey<br />
Henry Lawniczak<br />
Indiana<br />
Fayetta B. Coons<br />
Anne B. Edwards<br />
Aria E. Fraley<br />
Jeffrey A. Gunsher<br />
Loy L. Hawes<br />
Charles W. Hunter<br />
Raymond J. McFadden<br />
M. Catherine Snyder<br />
Pearl L. Steagall<br />
Willard L. Steagall<br />
R. E. Stettler<br />
Iowa<br />
Bob R. Hayes<br />
Kansas<br />
A. C. Shoults<br />
Kentucky<br />
Darold L. Bushue<br />
Dudley B. Young<br />
Louisiana<br />
Richard E. Brownfield<br />
Eugene A. Domingue<br />
A. D. Elledge<br />
Ernest D. Graves Jr.<br />
James H. Hardison<br />
Gesner J. Leblanc III<br />
W. H. Mooney<br />
James C. Sciortino<br />
Louis G. Witty Jr.<br />
David G. Zimmerman<br />
Maryland<br />
William K. Suddith<br />
P. Bruce Walker<br />
Michigan<br />
Donald H. Adams<br />
William J. Bader<br />
Conrad F. Balazs<br />
Leo B. Bartos<br />
Robert F. Beadle<br />
H. D. Bidlack<br />
Kenneth D. Bloom<br />
Gerald H. Brandt<br />
Ralph N. Brickner<br />
Leonard J. Bublitz<br />
Francis L. Burrell<br />
Lawrence K. Butterfield<br />
Vic J. Caldecourt<br />
Berkley M. Calkins<br />
Alice O. Clarke<br />
O. D. Cochrane<br />
Orville Conrad<br />
Richard P. Cookenmaster<br />
M. E. Cozat<br />
Albert L. Day<br />
Owen J. Devet<br />
Harold L. Dopp<br />
R. C. Fetters<br />
Lawrence E. Fick Sr.<br />
Bruce A. Geisert<br />
Ernie J. Gillard<br />
Everett J. Greenacre<br />
Charles R. Groulx<br />
C. W. Haggart<br />
Marland D. Haggart<br />
Daniel H. Haigh<br />
Clarence A. Hall<br />
Margo M. Hardy<br />
Don E. Hartwick<br />
H. E. Hebel Jr.<br />
Jack W. Howard<br />
Clayton C. Huff<br />
John D. Huntley<br />
George A. Johns<br />
Donald R. Kaczmarek<br />
Alan D. Kanouse<br />
G. A. Klumb Jr.<br />
Stephen Konopnicki<br />
Keith K. Kuse<br />
Luella D. Lapointe<br />
Nancy F. Leigeb<br />
James D. Leland Sr.<br />
Kenneth D. Lumbert<br />
Rex G. Martin<br />
John R. Mathieson<br />
Margaret W. McComb<br />
W. F. McFarland<br />
Joyce C. McLaughlin<br />
R. J. Mesler Jr.<br />
Patric J. Miller<br />
H. J. Miller Jr.<br />
Frank A. Morse<br />
Joseph D. Murphy<br />
Luella G. Myers<br />
Trinidad Ortiz<br />
Frank E. Oskvarek<br />
Robert C. Owen<br />
M. E. Owens<br />
Rhoda M. Palmateer<br />
Earl Peters Jr.<br />
C. L. Pompea<br />
Donald E. Prange<br />
Edward L. Pudvay<br />
Robert J. Pueschner<br />
Reuben Reist<br />
Roy A. Rittenour<br />
T. D. Saylor<br />
Karl A. Scheurs<br />
Arnold L. Schofield<br />
H. O. Senkbeil<br />
L. H. Sherman<br />
Donald R. Stein<br />
H. F. Stenger<br />
Melvin L. Stern<br />
Graham T. Stevenson<br />
K. L. Thomas<br />
Hiram D. Thornton<br />
D. H. Thurston<br />
Edward A. VanWert<br />
Raymond C. Walker<br />
L. A. Warren<br />
Elizabeth G. Weiger<br />
Dale J. Whitehead<br />
J. R. Whittington<br />
Robert B. Williamson<br />
Donald G. Willman<br />
George H. Worton<br />
Lois M. Yack<br />
Minnesota<br />
Douglas R. Engum<br />
Mississippi<br />
Howard B. Fern<br />
Missouri<br />
John L. Aitken<br />
James J. Ellis<br />
New Jersey<br />
Jane B. Anlian<br />
Louis Ashton<br />
Ohio<br />
Winston W. Fike<br />
F. S. Hillman<br />
Robert S. Nemeth<br />
Edith Phillips<br />
Frances M. Pletz<br />
J. Seith<br />
James T. Smith<br />
Mary J. Whittaker<br />
Oklahoma<br />
Edward A. Ernst<br />
Boyd A. Ireland<br />
R. B. Mitchell<br />
Walter R. Otey<br />
W. M. Zingg<br />
Pennsylvania<br />
Ken R. Cirullo<br />
Harold W. Croisant<br />
Robert A. Ryan<br />
South Carolina<br />
Gladys L. Alexander<br />
Reba J. Granger<br />
Bertha M. King<br />
James Qualls<br />
Major J. Stansell<br />
Nell A. Tolbert<br />
Tennessee<br />
Barbara L. Newton<br />
Texas<br />
G. A. Aldridge<br />
Carlos R. Amos<br />
Frank Aranza Jr.<br />
Robert L. Ball<br />
Herman H. Bell<br />
John R. Birdwell<br />
V. F. Blair<br />
Richard F. Brawner<br />
Darryl W. Cannon<br />
Raymond C. Cisneros<br />
N. Cornelius<br />
George O. Crist<br />
Richard B. Davidson<br />
Luther L. Davis<br />
Linda J. Davis<br />
R. M. Davis Jr.<br />
Hoyett Donahoe<br />
Albert N. Duke<br />
Donnis P. Ellis<br />
Barbara J. Fisher<br />
William R. Foote<br />
B. W. Frazier<br />
R. E. Gaines<br />
Benny B. Gammill<br />
F. S. Garcia<br />
C. L. Goffnett<br />
G. N. Greer Jr.<br />
J. B. Guthrie Jr.<br />
William P. Horn<br />
Bob G. Hudzietz<br />
Jerry D. Huffman<br />
Leroy Jones<br />
Wesley Jones<br />
L. R. Knodel<br />
J. M. Lankford
James O. Ledford<br />
Bob W. Lindsey<br />
Coky M. Loving<br />
Robert M. Mariam<br />
George O. McDaniel Jr.<br />
E. N. McKee<br />
A. Moritz<br />
A. N. Murrell<br />
Frank L. Myers<br />
J. O. Norris<br />
Bobby L. Page<br />
Billy R. Parsons<br />
T. M. Patrick<br />
Leroy Pennock Jr.<br />
J. V. Perry<br />
Madeline G. Phillips<br />
Donald A. Rikard<br />
Gilbert G. Salazar<br />
Burhl D. Sanders<br />
Heigo Sari<br />
Joseph Sheehan Jr.<br />
J. E .Strachn<br />
L. H. Sumlin<br />
J. D. Teague<br />
Epigmenio G. Trevino Jr.<br />
Tommy W. Weeks<br />
Elliott B. White<br />
Wylie J. Williams<br />
Richard M. Willy Sr.<br />
Nancy R. Woodall<br />
C. F. Zelko<br />
Washington<br />
L. R. Fontaine<br />
Wisconsin<br />
Mary E. Prentice<br />
Canada<br />
Alberta<br />
Gordon C. Davidson<br />
Gregg A. Hansen<br />
Albert L. Hedley<br />
Lubomyr S. Kmetyk<br />
Bruce Owens<br />
British Columbia<br />
George R. Surerus<br />
Georg A. Woldenga<br />
Ontario<br />
William A. Carson<br />
James G. Chambers<br />
Albert E. Churchman<br />
Hadley E. Cole<br />
Murray G. Dewart<br />
Ivan K. Hillier<br />
Ahamed Khanbhai<br />
Douglas F. Kirton<br />
William W. Laprise<br />
Glen M. Love<br />
Leo J. Menard<br />
John Moser<br />
Lloyd T. Pressnail<br />
William T. Sanders<br />
Cornelis E. Schieman<br />
Steve W. Wiwcharuk<br />
Quebec<br />
Bernard Berger<br />
In Memory Of UCC<br />
Retirees<br />
Alabama<br />
Thomas W. Moody<br />
Madge R. Scharber<br />
J. D. Tankersley<br />
Joyce A. Wingo<br />
Arizona<br />
Carol Adamovitch<br />
Edward W. Bultman<br />
Arkansas<br />
Edwin V. Lee<br />
Jerry Overland<br />
Lyman I. Raper<br />
William C. Reed<br />
California<br />
Harold R. Charette<br />
Thomas F. Emerson<br />
Joseph A. Faucher<br />
Richard Fetty<br />
Richard J. Nielsen<br />
James R. Shevalier<br />
Colorado<br />
Teddy G. Earley<br />
Delmar A. Lenard<br />
George A. Salazar<br />
Connecticut<br />
Richard B. Cuddeback<br />
Daniel G Jarlenski<br />
Janice M. Sipperly<br />
Roger B. Staub<br />
Florida<br />
Russell E. Aageberg<br />
Robert C. Allman<br />
Hugh V. Bray<br />
Walter G. Farrell<br />
Nathan Forstein<br />
Ruth R. Loane<br />
Daniel H. Martine<br />
Richard J. Price<br />
Rhodes S. Rucker<br />
Denzel B. Smith<br />
Florence K. Stehle<br />
E. E. Tarika<br />
Thomas Trippon<br />
Anne P. Turansky<br />
Georgia<br />
Lefes N. Bray<br />
William Conn<br />
Otis E. Dunn<br />
Daisy P. Durrah<br />
Raymond J. West<br />
Illinois<br />
Justine A. Fleming<br />
Anna M. Holec<br />
Jerry Koutsky<br />
Wilma J. Newsome<br />
William R. Zimmerman<br />
Indiana<br />
Oliver H. Davis<br />
John W. Houser<br />
John H. Johnson<br />
Francis J. Klepek<br />
Audrey E. Surber<br />
Iowa<br />
Mary L. Dinville<br />
Lola J. Moffatt<br />
Wilma M. Myers<br />
Larry G. Tosone<br />
Kansas<br />
George W. Hardwick<br />
Milton E. Harmony<br />
Stanley Norwalk<br />
Kentucky<br />
Edward T. Breedlove<br />
Louisiana<br />
Richard W. Alexander<br />
Letson H. Farrell<br />
Shelby T. Harrell<br />
Cletus E. Martin<br />
Larry T. Martin<br />
Jack W. Tipton<br />
Larry L. Wagner<br />
Massachusetts<br />
Ciro Camerota<br />
Robert L. Norum<br />
Ann E. Reeves<br />
Maryland<br />
Winston Bradshaw<br />
Charles R. Carder<br />
Valentine Osinski<br />
Harrison B. Rhodes<br />
Michigan<br />
M. T. Bolmer Jr.<br />
Mississippi<br />
Willis O. Cummins<br />
Missouri<br />
Vivian T. Bohannon<br />
Nebraska<br />
Dale A. Bush<br />
New Jersey<br />
George W. Andrews<br />
John J. Bielak<br />
Carl R. Campitelli<br />
James G. Cortelyou<br />
Raymond R. Duzick<br />
Marcial G. Estela<br />
Margaret M. Fischer<br />
Anthony P. Giammarco<br />
Fred L. Healy<br />
Chester E. Kinal<br />
William M. King<br />
Fred A. Koehler<br />
Mary Lestrange<br />
Roy A. McDonald<br />
Carmela Perna<br />
Stephen Preteska<br />
Louis P. Sementi<br />
V. K. Steinmetz<br />
Salvatore Sudano<br />
Michael S. Telatnik<br />
Charles E. Thul<br />
Thomas M. Tyrrell<br />
Frederick C. Van Liew<br />
Walter W. Volker<br />
Robert M. Zikoski<br />
New Mexico<br />
Agnes T. Benzing<br />
Joseph L. Haberstock<br />
New York<br />
Ruth C. Barbee<br />
John J. Behen Jr.<br />
John J. Cincotta<br />
Aldo J. Cozzi<br />
Patricia A. Cwik<br />
Alfred M. Czikk<br />
Tod O. Ganzer<br />
Adam D. Giles<br />
Francis J. Golomb<br />
Norman F. Grimm<br />
John J. Harte<br />
Gayle A. Headley<br />
Joseph J. Hess<br />
Frank A. Lynch<br />
William Mrozinski<br />
Richard C. Orcutt<br />
Donald G. Parker<br />
Jostein J. Vadla<br />
North Carolina<br />
George W. Bird<br />
Gussie S. Bunting<br />
Joseph J. Fedor<br />
George W. Fowler<br />
Wilbur L. Garris<br />
R. W. Harvey<br />
Henry S. Hill Jr.<br />
Coy L. Hunt<br />
Nancy H. Kinley<br />
George G. Madgwick<br />
Ronald S. Parker<br />
Ohio<br />
Charles P. Ellison<br />
Julius J. Erdelyi<br />
Julie Heringes<br />
Andrew P. Kroft<br />
Ralph S. Mooney<br />
Norman C. Romstadt<br />
Violet M. Rosich<br />
Shirley E. Settle<br />
David E. Shean<br />
Jonas W. Sparks<br />
Donald N. Woods<br />
Oklahoma<br />
Jimmie D. Martin<br />
Oregon<br />
Robert C. Batty<br />
Ilo M. Richmond<br />
Pennsylvania<br />
Charles G. Carte<br />
Gordon G. Harkreader<br />
Marie C. Lunz<br />
Edward L. Milliren<br />
<strong>The</strong>lma G. Russell<br />
William T. Walton<br />
Marjorie M. Wilkes<br />
Puerto Rico<br />
William Gonzalez<br />
South Carolina<br />
Lou E. Griffin<br />
Mattie M. Hamrick<br />
Kenneth O. Kirkland<br />
Christine E. Lobue<br />
Ann M. Margadonna<br />
Norma P. Robinson<br />
Vincent A. Scherrep<br />
Edward R. Weiler
Tennessee<br />
Mildred L. Bledsoe<br />
Harry D. Clayton<br />
Leona B. Miller<br />
Clarence C. Pigg<br />
Pearl E. Russell<br />
Brenton R. Ward<br />
Texas<br />
Robert J. Adams<br />
<strong>The</strong>resa M. Aglieri<br />
Claude L. Akers<br />
Curtis L. Anderson<br />
John E. Barlow Jr.<br />
Truman O. Blum<br />
Allen A. Braun<br />
Reginald A. Butler<br />
Betty J. Carpenter<br />
Jimmie R. Culak<br />
Hazel B. Davis<br />
Samuel F. <strong>Dow</strong>ns<br />
John E. Eisman Jr.<br />
Charles R. England<br />
William T. Epperson<br />
Jerry B. Fussell<br />
William E. Gray<br />
Mack M. Guthrie<br />
Jerry C. Harkreader<br />
Merlyn B. Hartman<br />
Andrew G. Henderson<br />
Peter A. Hickey<br />
William M. High<br />
Elton D. Howard<br />
Mack C. Ivy<br />
Harry C. Jarvis<br />
Larry J. Knebel<br />
Edward K. Lambert<br />
Grover A. Lee<br />
Dennis Leveron<br />
Frank W. Loescher<br />
Rita D. Marcoulides<br />
Eugene F. Matejka<br />
Warren F. Merritt Jr.<br />
Dennis E. Newton<br />
Monte C. Salyer<br />
Charles A. Sawey<br />
Dick A. Touchstone<br />
Stanley W. Van Horn<br />
Ruby T. Wesley<br />
James D. White<br />
John D. Williams Jr.<br />
James W. Wilson<br />
Vermont<br />
Edward W. Chmielewski<br />
Raymond P. Gladden<br />
James E. Lane<br />
Harry R. O’Lena<br />
Lila M. Sorensen<br />
Virginia<br />
William C. Brister<br />
Genevieve M. Gregory<br />
Gomer Grim<br />
Lee Lander<br />
Robert G. Moyer<br />
Frank Sipusic<br />
Catherine M. Skaggs<br />
West Virginia<br />
Joseph O. Beverly<br />
Bruce A. Bias<br />
Charles V. Bonham<br />
page 30 • <strong>Dow</strong>FRIeNDS • iN MEMORY OF<br />
Beryl G. Briles<br />
Rodney A. Buckley<br />
Lonnie D. Campbell<br />
Danny J. Canterbury<br />
William L. Carnell<br />
Witaya T. Chaowadee<br />
John C. Chaty<br />
Nancy C. Clark<br />
Walter P. Cline<br />
James H. Cook<br />
James W. Dillon Jr.<br />
John S. Duffy<br />
Leon G. Edgell<br />
Walter H. Ferguson<br />
Frank J. Fragmin<br />
Carroll D. Garnes<br />
Lenn E. Greenleaf<br />
James L. Hays<br />
Judith L. Hostetter<br />
William K. Kennedy<br />
Mildred L. Kinder<br />
Donald J. Larch<br />
William R. Lutman<br />
Harless A. Mahaney<br />
James E. Martin<br />
Emil D. Mc Commack<br />
Rosalie D. Mc Daniel<br />
John S. Meadows Jr.<br />
Okey Miller<br />
Herbert H. Miller Jr.<br />
B. D. Mollohan<br />
Richard L. Morgan<br />
Archie E. Mullins<br />
Francis M. Nogoda<br />
Gene A. Norman<br />
Lewis E. Patton<br />
Howard C. Paxton<br />
Emmett A. Petry<br />
Bruce E. Petry<br />
Randall V. Poling<br />
Willis C. Racer<br />
Gerald G. Ransom<br />
Manuel R. Ray<br />
Andy R. Rogers<br />
John D. Rollins<br />
Robert L. Sargent<br />
Milton C. Smith<br />
Charles F. Stark<br />
Joseph S. Stephenson<br />
Kenneth L. Stewart<br />
Foster O. Stidd<br />
Richard F. <strong>The</strong>wes<br />
Edwin H. Thomas<br />
Mark E. Trivison<br />
Harold W. Turley<br />
Gene T. Waggy<br />
Denzil R. Walker<br />
Harry Weese<br />
John M. Wheeler<br />
Roy C. White II<br />
Harvey J. Williams<br />
Faris M. Zain<br />
Wisconsin<br />
Paul H. Frey<br />
Wyoming<br />
Clifford P. Burns Jr.<br />
Anthony J. Genoff<br />
David H. Shoup
Get Connected with CRC!<br />
dowFriends<br />
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2030 <strong>Dow</strong> Center<br />
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<strong>The</strong> Carbide Retiree Corps Inc. (CRC) is a great way<br />
to stay connected. With dozens of chapters across<br />
the U.S., this organization of retired Union Carbide<br />
Corporation employees provides opportunities for<br />
fellowship, communication, continued use of your<br />
skills and information exchanges with Company<br />
management. Retirees of <strong>Dow</strong> and its subsidiaries<br />
are welcomed.<br />
Join today! Simply complete the registration form on<br />
the CRC website (www.crc-inc.org) or contact:<br />
Carbide Retiree Corps Inc.<br />
c/o Membership<br />
505 River Ranch Rd.<br />
Salisbury, NC 28144<br />
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noted. Always refer to the summary plan descriptions for<br />
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the benefit plans. If there is any inconsistency between<br />
this document and the benefit plan’s legal documents,<br />
the legal documents shall prevail.<br />
Editors<br />
Lisa Wenban<br />
Janae Walworth • jwalworth@dow.com • 989.638.0383<br />
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