winasityvaoba
winasityvaoba
winasityvaoba
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saqarTvelos axalgazrda ekonomistTa asociacia<br />
bizness aniWebda da TiTqmis arasodes afinansebs damwyeb mcire<br />
kompaniebs. Sesabamisad, mcire da saSualo biznesisaTvis<br />
xelmisawvdomia mxolod mikrosafinanso organizaciebi, romlebsac<br />
Tavis mxriv sakmaod maRali saprocento ganakveTi aqvT – 30% da meti.<br />
imis gaTvaliswinebiT, rom mewarmeebs isedac uWirT sakuTari<br />
produqtisa da momsaxurebis gayidva, maTTvis realurad SeuZlebelia<br />
kreditis aReba aseTi maRali saprocento ganakveTiT;<br />
• respodentTa 60%-ze meti miiCnevs, rom sagadasaxado SeRavaTebis<br />
daweseba mniSvnelovnad Seuwyobda xels maTi mdgomareobis<br />
gaumjobesebas. realurad, problemas warmoadgnes is garemoeba, rom<br />
ar tardeba mcire da saSualo biznesis ganviTarebisaken mimarTuli<br />
saxelmwifo politika. arc erTi miznobrivi saxelmwifo programa ar<br />
iTvaliswinebs mcire da saSualo mewarmeebisaTvis SeRavaTiani<br />
kreditebis gacemas, unar-Cvevebis gaumjobesebas da sxva.<br />
• respodentTa 27%-saTvis sasurveli adamianuri resursebis moZieba<br />
problematuri sakiTxia. es kidev erTxel miuTiTebs saqarTveloSi<br />
arsebuli biznes-garemos erT-erT mtkivneul problemaze – naklebad<br />
ganviTarebul Sromis bazarze. araerTma kvlevam gamoavliana, rom<br />
kadrebis problema Zalian aqtualuria msxvili kompaniebisaTvisac.<br />
Sesabamisad, miuxedavad umuSevrobis maRali maCveneblisa, mcire da<br />
saSualo seqtorSic aris moTxovna sxvadasxva profesiebisa da<br />
xelobebis kvalificiur personalze.<br />
• mcire da saSualo kompaniebisaTvis biznesis operirebis<br />
TvalsazrisiT TiTqmis gadauWrel problemad rCeba gamarTuli<br />
buRaltruli aRricxva (55%), rac pirdapir kavSirSia sagadasaxado<br />
kodeqsis rTul enasa da xSir cvlilebebTan. xSirad mewarmeebi<br />
ubralod ver iReben informacias administraciul procedurebTan<br />
dakavSirebul cvlilebebze. ar floben swor informacias<br />
deklaraciebis wardgenis vadebisa da sagadasaxado jarimebis, aseve,<br />
gasaCivrebis procedurebis Sesaxeb;<br />
• SeiZleba iTqvas, rom saqarTveloSi mcire da saSualo<br />
mewarmeebisaTvis investori xelmiuwvdomeli cnebaa. respodentebis<br />
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