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Table 5: Effects of Being Homosexual versus Heterosexual Married and Cohabiting on Ratio of<br />
Mortgage to House Value: Young Couples Childless<br />
Homosexual &<br />
Heterosexual<br />
Married<br />
Homosexual &<br />
Heterosexual<br />
Married<br />
Homosexuals &<br />
Heterosexual<br />
Cohabiting<br />
Heterosexual<br />
Married &<br />
Cohabiting<br />
(1) (2) (3) (4)<br />
Dummy for Homosexual 1.082 3.844** -0.183 --<br />
(1.27) (1.51) (1.26)<br />
Dummy for Gay -- -4.829** -- --<br />
(1.87)<br />
Dummy for Cohabit -- -- -- 3.274***<br />
(1.04)<br />
Labor Income of Head -0.00004*** -0.00004*** -0.00005*** -0.00004***<br />
(0.00) (0.00) (0.00) (0.00)<br />
Labor Income of Partner -0.00002** -0.00002** -0.00004*** -0.00003***<br />
(0.00) (0.00) (0.00) (0.00)<br />
Age of Head -0.416*** -0.412*** -0.361** -0.571***<br />
(0.13) (0.13) (0.17) (0.16)<br />
Age of Partner -0.13 -0.14 0.29 0.14<br />
(0.12) (0.12) (0.18) (0.12)<br />
Education of Head -19.036*** -19.033*** -18.930*** -20.097***<br />
(3.15) (3.15) (4.70) (3.12)<br />
Education of Partner -2.45 -2.42 -7.759** -4.627*<br />
(2.85) (2.85) (3.33) (2.60)<br />
1990 Income of Head 0.00001 0.00001 -0.00005 0.00008<br />
(0.00) (0.00) (0.00) (0.00)<br />
1990 Income of Partner -0.00003 -0.00002 -0.00012 -0.00025***<br />
(0.00) (0.00) (0.00) (0.00)<br />
Dummy Move In -0.75 -0.74 3.557*** 1.530*<br />
(0.87) (0.87) (1.21) (0.79)<br />
Number of observations 13,109 13,109 8,291 17,944<br />
Estimated coefficients, S.E. (in paranthesis) clustered by recoded PUMA.<br />
* ; ** ; *** significant at 10 %, 5%, 1 %.<br />
Regressions run with the covariates described in Section 3.<br />
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