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YOUR GUIDE TO MY CHOICE - HSBC careers site

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PeRSOnal aCCIdent COveR – FOR Me<br />

Provider: aIG (uK) limited<br />

•<br />

•<br />

do you have access to any savings that you could use if you are permanently<br />

disabled by an accident?<br />

Would a lump sum payment help ease the financial burden if you became<br />

disabled?<br />

Personal accident Cover – for Me provides a tax-free lump sum benefit if you die, or<br />

suffer permanent total or partial disablement, due to an accident covered by the policy.<br />

However, the accidental death benefit may be subject to inheritance tax when it becomes<br />

part of a deceased person’s estate. Please note that this benefit is in addition to the<br />

standard personal accident cover provided to you by <strong>HSBC</strong>.<br />

You can choose cover in units of £30,000 (maximum benefit for permanent disability).<br />

the maximum amount of cover is £300,000.<br />

PeRSOnal aCCIdent COveR –<br />

FOR <strong>MY</strong> PaRtneR Provider: aIG (uK) limited<br />

•<br />

•<br />

FInanCe & PROteCtIOn<br />

are there any savings that could be used if your partner is permanently<br />

disabled by an accident?<br />

Would a lump sum payment help ease the financial burden if your partner<br />

became disabled?<br />

Personal accident Cover − for My Partner provides a tax-free lump sum if your partner<br />

dies, or suffers permanent total or partial disablement, due to an accident covered by<br />

the policy. However, the accidental death benefit may be subject to inheritance tax when<br />

it becomes part of the deceased person’s estate.<br />

You can choose cover in units of £30,000 (maximum benefit for permanent disability).<br />

the maximum amount of cover is £300,000.<br />

11

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