YOUR GUIDE TO MY CHOICE - HSBC careers site

CRItICal IllneSS COveR – FOR Me
Provider: HSBC life (uK) limited
•
•
•
If you were to become critically ill, would you have other sources of income to
support you and your family?
If you were to become critically ill and need specific care, would a lump sum
payment ease the financial burden on your dependants?
Compare any existing critical illness cover you currently have with what this
benefit offers so that you fully understand the differences.
Critical Illness Cover – for Me provides you with a tax-free lump sum of up to £250,000
if you are diagnosed with specified illnesses or undergo certain operations, provided you
survive for a specified period. the cover is subject to a pre-existing condition exclusion and
an associated condition exclusion. It’s up to you how you spend the cash, you could pay
off your mortgage, take a recuperative holiday or cover the cost of private nursing care.
There are two grades of cover:
•
•
Standard – which provides a lump sum if you are diagnosed with one of a number
of illnesses or conditions
Comprehensive – which provides a lump sum for a wider range of illnesses
and conditions.
•
•
•
are you dependent on two sources of income? If your partner were to
become critically ill, do you have another source of income to support you
and your family?
do you have dependants who would need financial support if your partner
were to become critically ill?
Compare any existing critical illness cover your partner currently has with what is
offered under this benefit so that you and your partner fully understand
the differences.
Critical Illness Cover – for My Partner provides you with a tax-free lump sum of up to
£150,000 should your partner be diagnosed with specified illnesses or undergo certain
operations, provided they survive for a specified period. the cover is subject to a preexisting
condition exclusion and an associated condition exclusion. this benefit is to
assist you and your family at a time of need. It’s up to you how you spend the cash,
you could pay off your mortgage, take a recuperative holiday or cover the cost of private
nursing care.
Please note you can only choose this benefit if you have selected Critical Illness Cover –
for Me, for yourself.
There are two grades of cover:
•
•
CRItICal IllneSS COveR – FOR MY PaRtneR
Provider: HSBC life (uK) limited
FInanCe & PROteCtIOn
Standard – which provides a lump sum if your partner is diagnosed with one of
a number of illnesses or conditions
Comprehensive – which provides a lump sum for a wider range of illnesses
and conditions.
9