Mortgage Protection booklet - Irish Life

• perceive, understand, express and give effect to ideas.
For the above definition, the following are not covered:
• Other types of dementia.
In simpler terms:
Alzheimer’s disease occurs when the nerve cells in the brain deteriorate
over time and the brain shrinks. There are various ways in which this can
affect someone, for example, severe loss of memory and concentration
and mental ability gradually failing.
A claim can be made if the life covered has been diagnosed by a
consultant neurologist or consultant geriatrician as having Alzheimer’s
disease and his/her judgement, understanding and rational thought
process have been seriously affected.
2. Aorta graft surgery – for disease or
traumatic injury
Plan definition:
The undergoing of surgery for disease to the aorta with excision and
surgical replacement of a portion of the diseased aorta with a graft.
The term aorta includes the thoracic and abdominal aorta but not the
branches.
For the above definition, the following are not covered:
25
• Any other surgical procedure, for example the insertion of stents or
endovascular repair.
We also cover surgery for traumatic injury to the aorta needing excision
and surgical replacement of a portion of the aorta with a graft.
In simpler terms:
The aorta is the main artery of the body. It supplies blood containing
oxygen to other arteries. The aorta can become narrow (often because
of a build-up of fatty acids on its walls) or it may become weakened
because of a split (dissection) in the internal wall.
The aorta may also weaken because of an ‘aneurysm’ which means that
the artery wall becomes thin and expands. A graft might be necessary to
bypass the narrowed or weakened part of the artery.
You can claim if you have had surgery to remove and replace a part of the
thoracic or abdominal aorta, to correct narrowing or weakening, with a
graft.
Surgery to the branches of the aorta are not covered as this surgery is
generally less critical.