'H' form - The Cotton Corporation of India, Ltd

THE COTTON CORPORATION OF INDIA LIMITED
(A GOVERNMENT OF INDIA UNDERTAKING)
Branch Office:___________________ FORMAT
Address_________________________________
Contract No.______ Date: ---------------
_______________________ Type of Sales: e-auction
________________________
________________________
________________________
Sub: Sale Contract for Exporters against ‘H’ form
It is confirmed that the Cotton Corporation of India Ltd., hereinafter referred
to as “the Seller” has sold and the____________________________, having its
Registered Office at ______________________________ hereinafter referred to as “The
Buyer” has purchased from the Seller _______ bales of indigenous cotton through
e-auction held on _________ on the terms and conditions set out herein below:
Indent No./
Date
Crop
Year
TERMS & CONDITIONS:
1. DEPOSIT MONEY:
Branch Variety
Quantity
in bales
Per Candy
Rs.
Spot Rate
Per Qntl.
Rs.
a) The Buyer shall pay within five days excluding the date of contract, a
minimum amount of 10% of the value of cotton towards deposit for sale
quantity upto 2999 bales and 15% of the value of cotton towards deposit
for sale quantity of 3000 bales and above.
b) Buyer’s failure to deposit advance value of the contracted cotton within
the stipulated time shall make the contract liable for cancellation at the
option of the Seller and the security deposit of Rs.____ lakhs deposited
for registration will be forfeited.
c) The said deposit amount will be adjusted proportionately after retaining
required amount as per Clause No. 11(a) with each delivery and shortfall,
if any, will be made good in such a manner that ___% of the value of all the
contracted cotton remaining to be delivered under different indents will
be maintained at all the time till the entire contracted cotton is lifted.

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d) Interest benefit on proportionate deposit of
lifted bales will be allowed at the rate of ___% p.a. from the date of
realization of deposit till adjustment on delivery. However, for the
deposit amount retained against pending ‘H’ forms, the interest shall
be payable for the period as stated in Clause 11 (a). The, interest credit
shall be passed on to the Buyer only after completion of Indent.
2. SELECTION OF THE CONTRACTED COTTON:
The Buyer or its representative shall select the cotton under this contract
within three days from the date of offering; however, such selection shall be prior to
the date of delivery of the cotton. The CCI shall offer the bales within specified
period as under: -
Sale Quantity Offering Period
I. Less than 1000 bales Within 10 days from the date of Contract.
II. 1000 bales upto 2999 bales Within 15 days from the date of contract.
III. 3000 bales & above Within 20 days from the date of contract.
In case bales are not offered within specified period then additional free
period will be given proportionately on un-offered quantity. The quantity offered
shall be 120% of the contracted quantity to enable Buyer to complete selection. A
minimum 90% of the contracted quantity has to be selected and approved. The
Buyer or its authorized representative should fully satisfy itself before completing
selection. Selection once made as per the indicated quality parameters shall be final
and no dispute, whatsoever regarding quality shall be entertained in respect of the
cotton selected.
Buyers’ failure to complete selection within a maximum period of 10 days
from the date of offering shall make proportionate Deposit Money liable for
forfeiture and contract liable for cancellation to the extent of unapproved quantity at
the option of the Seller.
The Buyer shall be entitled for free delivery period based on actual quantity
approved.
3. WEIGHMENT, DELIVERY AND PAYMENT TERMS:
a) Buyer shall be entitled to a free delivery period to take delivery of the
contracted cotton against full payment of cotton value and taxes within
__________ days from the date of contract.
b) 100% weighment of bales shall be carried out at spot at the time of
delivery in the presence of the Buyer’s representative/controller and such
weighment shall be final and binding. In case of advance payment by the
Buyer, the payment shall be worked out for weight calculated at the rate of
48 candies per 100 bales. All sales shall be on spot basis & expenses after
weighment, shall be on the Buyer’s account.
c) All payments shall be made in crossed A/c Payee Demand Drafts, Pay
Orders, Banker’s Cheques in favour of the Corporation or by means of
Electronic Fund Transfer in Bank Account of the Corporation only. In case
of payment by cheques, or through Electronic Fund Transfer delivery shall
be allowed to take place only on confirmation of realization of payment in
the Seller’s account.

3
d) The Buyer shall effect payment and take delivery of bales within the free
period applicable from date of contract. In case of failure on the part of
the Buyer to do so, the contract is liable to be cancelled at the option of the
seller. In the event of such a cancellation, the Seller shall be entitled to
resell the entire or balance quantity thereof, at any time and in any manner
it deems fit and at the same time, reserving its right to recover any
damage/losses sustained by such resale.
4. CARRYING OF COTTON:
Without prejudice to the provisions stated above, the seller may carry or hold
cotton on behalf of the Buyer beyond free delivery period, subject to Buyer
complying with the following conditions:
a) The Buyer shall make a request to the seller to carry cotton on its behalf, before
expiry of free delivery period or give lifting schedule for the balance unlifted
quantity, but within the maximum carrying period of 90/105 days from the date
of contract for Export against form ‘H’. The Buyer shall also deposit advance
carrying charges for unlifted quantity at specified rate for intended period of
carrying cotton as permitted under the contract.
b) The rate of carrying charges shall be as mentioned hereunder:
@ _____% per month for first 30 days after the expiry of free delivery period
and thereafter ______% per month per 30 days till delivery of cotton. The
amount of carrying charges shall be calculated on monthly rest basis. Till
payment of the value of the cotton to be delivered is fully realized, carrying
charges as per the aforesaid rates shall be chargeable.
c) Notwithstanding the above conditions and without any prejudice thereto, the
Seller may carry cotton or any part thereof on behalf of Buyer for a maximum
period of 60 days after the expiry of free period or for such further extended
period as may be allowed at the entire discretion of the Seller. The Buyer shall
make full payment of value of cotton and due amount of carrying charges for
extended period against deliveries. If payment is not made and delivery not
taken within maximum allowable 60 days period after free period or such
extended period also, the Seller may forfeit the said advance payment
inclusive of advance payment made towards carrying charges, other
payments, if any.
d) In the event of default, the Seller may resell the cotton at any time and in any
manner it deems fit and recover the balance losses/damages from the Buyer,
if any, sustained in such a resale, inclusive of price difference, carrying
charges and interest. The provisions under this contract with respect to a
breach of the contract shall be invoked and operated automatically without
any need for a notice from the Seller to the Buyer.
e) The business dealings with Buyers shall be banned till the losses on resale are
made good out of this contract by the Buyer.

5. LATE LIFTING CHARGES:
4
If after making payment of the value of cotton sold under this contract, the
Buyer does not take physical delivery of cotton within 15 days from the date of
making payment, the Buyer shall be liable to pay late lifting charges @ 0.50% per
month per 30 days from 16 th day of payment of such unlifted stock till the delivery of
cotton is taken, the cotton shall lie at the risk and liability of the Buyer.
6. CASH DISCOUNT FOR MAKING EARLY PAYMENT:
The Buyer shall be entitled for cash discount at the rate of ____% p.a. on prorata
basis for unavailed free period i.e. for the number of days for which payment is
realised earlier than required as per terms of the contract.
In case of deliveries under L/C and B/G the cash discount @ _____% p.a. on
pro-rata basis for unavailed free period from the date of realization of payment will
be allowed by the Corporation provided
a. The Buyer shall open the L/C with any scheduled bank (excluding
Cooperative Banks).
b. The Corporation reserves its right to accept or reject delivery under L/C
facility.
c. The discounting of L/C is done at the request of the Buyers and “without
recourse to the drawer”.
d. All the expenditure in connection with discounting of L/C is borne by the
Buyers.
7. INTEREST:
The rate of interest on deliveries under L/C or Bank Guarantee will be
@ ___% per annum, on monthly rest basis.
8. PENAL RATE OF INTEREST:
In case the payment under L/C or Bank Guarantee is not received on due
date from the bank, the penal interest will be charged @ ____% per annum on
monthly rest basis.
9. PROCESSING CHARGES IN CASE OF DELIVERY AGAINST L/C AND
ITS DISCOUNTING.
The Seller shall charge processing charges on each L/C discounted @ 0.10% of
its value or Rs.200/-, whichever is higher.
10. DOCUMENTS REQUIRED AS PROOF OF SHIPMENT IN EXPORTS:
a) Form ‘H’ for the value of FP bales, which are exported outside India as per
terms of contract, filled in all respect and duly signed & stamped shall be
given by the Buyer.
b) EP copy of the shipping bill issued by customs department.

5
c) Copy of Bill of Lading/Railway receipts/Lorry receipt alongwith lot details.
Part shipment of the contracted quantity would be allowed.
d) The Buyer shall submit the export details/documents required as above
within 30 days from the date of shipment for early settlement of accounts.
e) The Buyer shall give an undertaking to the Corporation that in case of reimport
of such exported goods, the Buyer would communicate within a
period of one month from the date of re-import to India and shall be liable to
pay the applicable CST/VAT along with the interest.
11. OTHER TERMS :
a) Out of total deposit paid by the Buyer as per clause 1 (a) above, the deposit
shall be adjusted in such a manner that 4% /5% whichever rate of VAT is
applicable of the cotton value plus 1% towards penalty, out of total
deposit made as a security for the eventuality of non-export by the Buyers
as per contract terms. The amount shall be refunded to the Buyer with
interest on submission of proof of shipment as per Clause 10 (d) of the
contract. In case of delay in submission of documents beyond stipulated
time, no interest shall be paid for the delayed period.
b) The Buyer shall complete shipment of the contracted bales within a
maximum period of 180 days from the date of the contract. If the Buyer
fails to export the contracted quantity under ‘H’ form within 180 days, the
Corporation would levy 1% penalty on the contract price besides charging
VAT/CST as well as interest payable on VAT/CST, if applicable. The
remaining balance, if any, shall be refunded to the Buyer.
c) In case after taking delivery, the Buyer does not export the bales and sells
the same in domestic market, the Corporation would in addition to levy of
1% penalty on the contract price, would also recover VAT/CST as
applicable.
12. ARBITRATION:
In case of any dispute or difference arising out of or in relation to the contract,
except any dispute regarding the quality of cotton which is specifically
excluded under clause 2 of the Contract, will be referred to an Arbitrator
(other than an employee of the Seller) to be appointed by the Director
(Marketing) or the Director (Finance) of the Seller and the decision of the
arbitrator shall be final and binding upon the parties hereto. The Arbitration
will be governed by the provisions of the Arbitration and Conciliation Act,
1996 or any statutory amendments or re-enactment thereof.

13. FORCE MAJEURE:
6
a) Should any circumstances beyond the control of the Seller such as natural
calamity, strike, riot, elements, war, quarantine, fire or any act of
circumstances of force majeure, the contract shall be cancelled to the extent of
damage/destruction/shortfall arising due to the above causes. The Seller
shall intimate quantum of such shortfall to the Buyer within 30 days. The
Buyer hereby categorically agrees to such cancellation of shortfall quantity
and shall neither have recourse to any action, legal or otherwise, nor demand
any compensation in respect thereof.
b) However, in respect of contracts, where advance payments in the account of
Seller has been received in respect of bales approved, the claim as settled by
the Insurance Company on account of fire damages shall be passed on to the
Buyers and in all such cases, the contracted quantity will be reduced to the
extent of fire damage.
The duplicate copy of the contract duly signed by the Buyer be returned
within 7 days from the receipt of the contract in token of confirmation of all the
terms and conditions of the contract. If signed copy is not received within stipulated
time, the contract shall be treated as accepted and confirmed by the Buyer.
WE CONFIRM
For & on behalf of the Buyer
(Name of the Authorised person with Seal)
FOR THE COTTON CORPORATION OF INDIA LTD.
(AUTHORISED SIGNATORY)

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CERTIFICATE
Purchase offer against ‘H’ form certificate U/s 5(3) of the CST Act, 1956.
From: (Buyer’s Name with Address)
To: The Cotton Corporation of India Ltd., Navi Mumbai, Maharashtra State.
P.O. No.: __________ Date: ____________
1. Our Foreign Export Order/
Contract Number & Date
2. Quantity
3. Quality/Specification
Particulars
4. Nature of Goods Cotton Bales
5. Delivery Period
6. Rate
7. H form Certificate U/s 5(3) of CST Act Certificate in ‘H’ form would be
submitted after shipment to foreign
destination from Indian Port ------to____
(Foreign port)
8. a) Our Local State VAT No.
b) CST No.
c) Local State TIN No.
9. Billing Instructions
10. Payment Terms
11. Other Instructions
Note: The above certificate should be accompanied with certified copy of ‘Export
Contract’ entered into with Overseas Buyer.
For Local Buyer
(Signature & Seal)

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×›ü´ÖÖÓ›ü ›ÒüÖ°ü, ¯Öê-†Ö›Ôü¸ü, ²Öï úÃÖÔ “Öî ú «üÖ¸üÖ μÖÖ ‡»ÖêŒÒüÖ×−Ö ú ±Óú›ü ÒüÖÓÃÖ±ú¸ü êú ´ÖÖ¬μÖ´Ö «üÖ¸üÖ Æüß
×−Ö Ö´Ö êú ²Öï ú ÖÖŸÖêü ´Öë × úμÖÖ •ÖÖμÖê ÖÖ … “Öî ú «üÖ¸üÖ μÖÖ ‡»ÖêŒÒüÖ×−Ö ú ±Óú›ü ÒüÖÓÃÖ±ú¸ êú ´ÖÖ¬μÖ´Ö ÃÖê
³Öã ÖŸÖÖ−Ö êú ´ÖÖ´Ö»Öê ´Öë ×¾Ö ÎêúŸÖÖ êú ÖÖŸÖê ´Öë ³Öã ÖŸÖÖ−Ö úß ¸üÖ×¿Ö •Ö´ÖÖ ÆüÖê−Öê úß ¯ÖãÛÂü êú ¯Ö¿“ÖÖŸÖ Æüß
ÃÖã¯Öã¤Ôü Öß ú¸ü−Öê úß †−Öã´Ö×ŸÖ ¤üß •ÖÖμÖê Öß…
‘Ö) Ö¸üߤü¤üÖ¸ü ÃÖÓ×¾Ö¤üÖ úß ŸÖÖ¸üß Ö ÃÖê ×−Ö¬ÖÖÔ׸üŸÖ ×−Ö¿Öã» ú †¾Ö×¬Ö ´Öë ³Öã ÖŸÖÖ−Ö ú¸êü ÖÖ ŸÖ£ÖÖ ÖÖòšüÖë úß
ÃÖã¯Öã¤Ôü Öß »Öê ÖÖ … μÖפü ‹êÃÖÖ ú¸ü−Öê ´Öë Ö¸üߤü¤üÖ¸ü †ÃÖ±ú»Ö ¸üÆüŸÖÖ Æîü ŸÖÖê ÃÖÓ×¾Ö¤üÖ ¸ü§ü ÆüÖê •ÖÖ‹ Öß ŸÖ£ÖÖ

3
ÃÖÓ¯Öæ ÖÔ •Ö´ÖÖ ¸üÖ×¿Ö •Ö²ŸÖ úß •ÖÖ‹ Öß … ‡ÃÖ ¯ÖÏ úÖ¸ü ÃÖê ¸ü§ü × úμÖê •ÖÖ−Öê úß ÛãÖ×ŸÖ ´Öë ×¾Ö ÎêúŸÖÖ úÖê
†¯Ö−Öß ÃÖã×¾Ö¬ÖÖ êú †−ÖãÃÖÖ¸ü, × úÃÖß ³Öß ÃÖ´ÖμÖ ºþ‡Ô úß ÃÖÓ¯Öæ ÖÔ ´ÖÖ¡ÖÖ úß μÖÖ ¿ÖêÂÖ ´ÖÖ¡ÖÖ úß ¯Öã−Ö: ×²Ö Îúß
ú¸−Öê ŸÖ£ÖÖ Ö¸üߤü¤üÖ¸ü ÃÖê ‡ÃÖ ¯ÖÏ úÖ¸ü úß ¯Öã−Ö: ×²Ö Îúß ¯Ö¸ü Æãü‡Ô ÆüÖ×−Ö/ Ö×ŸÖ úß ¾ÖÃÖæ»Öß ú¸ü−Öê úÖ
†×¬Ö úÖ¸ü Æîü …
4. ºþ‡Ô úÖ ¸ü Ö¸ü ÖÖ¾Ö :
‰ú¯Ö¸ü ²ÖŸÖÖμÖê ÖμÖê ¯ÖÏÖ¾Ö¬ÖÖ−ÖÖë êú ÆüÖêŸÖê Æãü‹ ³Öß, ×¾Ö ÎêúŸÖÖ Ö¸üߤü¤üÖ¸ü úß †Öê¸ü ÃÖê ×−Ö:¿Öã» ú ÃÖã¯Öã¤Ôü Öß
†¾Ö×¬Ö êú †Ö Öê ºþ‡Ô úÖ ¸ü Ö¸ü ÖÖ¾Ö ú¸ü ÃÖ úŸÖÖ Æîü †£Ö¾ÖÖ ºþ‡Ô ¸üÖê ú ÃÖ úŸÖÖ Æîü, ²Ö¿ÖŸÖì × ú Ö¸üߤü¤üÖ¸ü
×−Ö´−Ö×»Ö× ÖŸÖ ¿ÖŸÖÖì úÖ †−Öã¯ÖÖ»Ö−Ö ú¸ëü :
ú) Ö¸üߤü¤üÖ¸ü ×¾Ö ÎêúŸÖÖ úÖê ×»Ö× ÖŸÖ ºþ¯Ö ´Öë ×−Ö:¿Öã» ú ÃÖã¯Öã¤Ôü Öß †¾Ö×¬Ö ÃÖ´ÖÖ¯ŸÖ ÆüÖê−Öê êú ²ÖÖ¤ü ˆÃÖ úß †Öê¸ü
ÃÖê ºþ‡Ô ¸ü Ö−Öê úÖ †−Öã¸üÖê¬Ö ú¸êü ÖÖ ŸÖ£ÖÖ −Ö ˆšüÖ‡Ô Ö‡Ô ¿ÖêÂÖ ´ÖÖ¡ÖÖ êú ×»Ö‹ ÖÖÑšëü ˆšüÖ−Öê úß ÃÖ´ÖμÖ
ÃÖÖ¸ü Öß ¤êü ÖÖ, •ÖÖê '‹“Ö' ±úÖ´ÖÔ êú ×¾Öºþ¨ü ×−ÖμÖÖÔŸÖ êú ×»Ö‹ ÃÖÓ×¾Ö¤üÖ úß ŸÖÖ¸üß Ö ÃÖê †×¬Ö úŸÖ´Ö
90/105 פü−Ö †¾Ö×¬Ö êú †Ó¤ü¸ü ÆüÖê ÖÖ … Ö¸üߤü¤üÖ¸ü úÖê ÃÖÓ×¾Ö¤üÖ êú †ÓŸÖ ÖÔŸÖ ¤üß Ö‡Ô †−Öã´Ö×ŸÖ êú
†−ÖãÃÖÖ¸ü ºþ‡Ô êú ¸ü Ö¸ü ÖÖ¾Ö êú ×»Ö‹ ´ÖÖÓ Öß ÖμÖß †¾Ö×¬Ö êú ×»Ö‹ ×¾Ö×−ÖÙ¤üÂü ¤ü¸ü ¯Ö¸ü −Ö ˆšüÖμÖß
ÖμÖß ´ÖÖ¡ÖÖ êú ×»Ö‹ †× ÖÏ´Ö ¸ü Ö¸ü ÖÖ¾Ö ¯ÖϳÖÖ¸ü ³Öß •Ö´ÖÖ ú¸ü−ÖÖ ÆüÖê ÖÖ …
Ö) ¸ü Ö-¸ü ÖÖ¾Ö ¯ÖϳÖÖ¸ü úß ¤ü¸ü −Öß“Öê ²ÖŸÖÖμÖê †−ÖãÃÖÖ¸ü ÆüÖê Öß :
×−Ö:¿Öã» ú ÃÖã¯Öã¤Ôü Öß †¾Ö×¬Ö úß ÃÖ´ÖÖÛ¯ŸÖ êú ¯Ö¿“ÖÖŸÖË ¯ÖÆü»Öê 30 פü−ÖÖë ŸÖ ú 30 פü−ÖÖë êú ¯ÖÏŸμÖê ú ´ÖÖÆü êú
×»Ö‹ @----% ŸÖ£ÖÖ ˆÃÖ êú ¯Ö¿“ÖÖŸÖË 30 פü−ÖÖë êú ¯ÖÏŸμÖê ú ´ÖÖÆü êú ×»Ö‹ ºþ‡Ô úß ÃÖã¯Öã¤Ôü Öß ŸÖ ú @--
--% úß ¤ü¸ü ÃÖê ÆüÖê Öß … ¸ü Ö¸ü ÖÖ¾Ö ¯ÖϳÖÖ¸ü úß ¸üÖ×¿Ö úß Ö Ö−ÖÖ ´ÖÖ×ÃÖ ú ¸êüÃü †Ö¬ÖÖ¸ü ¯Ö¸ü úß
•ÖÖ‹ Öß … •Ö²Ö ŸÖ ú ÃÖã¯Öã¤Ôü úß •ÖÖ−Öê ¾ÖÖ»Öß ÖÖÑšüÖë úÖ ¯Öæ¸üÖ ³Öã ÖŸÖÖ−Ö ¯ÖÏÖ¯ŸÖ −ÖÆüà ÆüÖêŸÖÖ Æîü, ŸÖ²Ö ŸÖ ú
‰ú¯Ö¸ü ú×£ÖŸÖ ¤ü¸ü êú †−ÖãÃÖÖ¸ü ¸ü Ö¸ü ÖÖ¾Ö ¯ÖϳÖÖ¸ü ×»ÖμÖÖ •ÖÖ‹ ÖÖ …
Ö) ˆ¯ÖμÖãÔŒŸÖ ¿ÖŸÖÖì êú ÆüÖêŸÖê Æãü‹ ŸÖ£ÖÖ ˆÃÖ ¯Ö¸ü ¯Öæ¾ÖÖÔ ÖÏÆü êú ײÖ−ÖÖ, ×¾Ö ÎêúŸÖÖ Ö¸üߤü¤üÖ¸ü úß †Öê¸ü ÃÖê ÃÖÓ¯Öæ ÖÔ
ºþ‡Ô μÖÖ ˆÃÖ úÖ ãú”û ³ÖÖ Ö ×−Ö:¿Öã» ú †¾Ö׬Öü úß ÃÖ´ÖÖÛ¯ŸÖ êú ²ÖÖ¤ü †×¬Ö úŸÖ´Ö 60 פü−Ö êú ×»Ö‹
†£Ö¾ÖÖ †Ö Öê ×¾ÖßÖÖ׸üŸÖ †¾Ö×¬Ö •ÖîÃÖÖ ³Öß ´ÖÖ´Ö»ÖÖ ÆüÖê ¯Öæ ÖÔŸÖ: ×¾Ö ÎêúŸÖÖ êú þÖμÖÓ×¾Ö¾Öê ú ¯Ö¸ü ¸ü Ö ÃÖ úŸÖÖ Æîü
… Ö¸üߤü¤üÖ¸ü úÖê ºþ‡Ô úß ´Öæ»μÖ ¸üÖ×¿Ö ŸÖ£ÖÖ ×¾ÖßÖÖ׸üŸÖ †¾Ö×¬Ö ´Öë ÃÖã¯Öã¤Ôü× ÖμÖÖêÓ êú ×¾Öºþ¨ü ¸ü Ö-¸ü ÖÖ¾Ö
¯ÖϳÖÖ¸ü úß ¸üÖ×¿Ö úÖ ¯Öæ¸üÖ ³Öã ÖŸÖÖ−Ö ú¸ü−ÖÖ ÆüÖê ÖÖ … μÖפü ³Öã ÖŸÖÖ−Ö −ÖÆüà × úμÖÖ •ÖÖŸÖÖ Æîü †Öî¸ü ÃÖã¯Öã¤Ôü Öß
†×¬Ö úŸÖ´Ö †−Öã´ÖŸμÖ 60 פü−Ö úß †¾Ö×¬Ö μÖÖ ×¾ÖßÖÖ׸üŸÖ †¾Ö×¬Ö êú †ÓŸÖ ÖÔŸÖ −ÖÆüà »Öß •ÖÖŸÖß Æîü, ŸÖÖê
×¾Ö ÎêúŸÖÖ úÖê †×¬Ö úÖ¸ü Æîü × ú ‡ÃÖ ¯ÖÏ úÖ¸ü êú ú×£ÖŸÖ †× ÖÏ´Ö ³Öã ÖŸÖÖ−Ö, וÖÃÖ´Öë ¸ü Ö-¸ü ÖÖ¾Ö ¯ÖϳÖÖ¸ü †× ÖÏ´Ö
³Öã ÖŸÖÖ−Ö ¿ÖÖ×´Ö»Ö Æîü, μÖפü úÖê‡Ô Æîü, úÖê •Ö²ŸÖ ú¸ü »Öê …
‘Ö) “Öæ ú ÆüÖê−Öê úß ÛãÖ×ŸÖ ´Öë ×¾Ö ÎêúŸÖÖ †¯Ö−Öß ÃÖã×¾Ö¬ÖÖ êú †−ÖãÃÖÖ¸ü, × úÃÖß ³Öß ÃÖ´ÖμÖ ºþ‡Ô úß ¯Öã−Ö: ×²Ö Îúß
ú¸ü ÃÖ úŸÖÖ Æîü ŸÖ£ÖÖ Ö¸üߤü¤üÖ¸ü ÃÖê ‡ÃÖ ¯ÖÏ úÖ¸ü úß ¯Öã−Ö: ×²Ö Îúß ¯Ö¸ü Æãü‡Ô ÆüÖ×−Ö/ Ö×ŸÖ μÖפü úÖê‡Ô ÆüÖê,
úß ¾ÖÃÖæ»Öß ú¸ü ÃÖ úŸÖÖ Æîü, וÖÃÖ´Öë ´Öæ»μÖ †ÓŸÖ¸ü, ¸ü Ö-¸ü ÖÖ¾Ö ¯ÖϳÖÖ¸ü †Öî¸ü ²μÖÖ•Ö ¿ÖÖ×´Ö»Ö ÆîüÓÓÓÓ … ‡ÃÖ
ÃÖÓ×¾Ö¤üÖ êú †ÓŸÖ ÖÔŸÖ ÃÖÓ×¾Ö¤üÖ úÖê ³ÖÓ Ö ú¸ü−Öê êú ²ÖÖ¸êü ´Öë ¯ÖÏÖ¾Ö¬ÖÖ−Ö Ã¾ÖŸÖ: ˆ¨éüŸÖ †Öî¸ü ¯Ö׸ü“ÖÖ×»ÖŸÖ ÆüÖêÓ Öê,
וÖÃÖ êú ×»Ö‹ ×¾Ö ÎêúŸÖÖ «üÖ¸üÖ Ö¸üߤü¤üÖ¸ü úÖê úÖê‡Ô ÃÖæ“Ö−ÖÖ ¤êü−Öê úß †Ö¾Ö¿μÖ úŸÖÖ −ÖÆüà Æîü …
’û) •Ö²Ö ŸÖ ú ¯Öã−Ö: ×²Ö Îúß ¯Ö¸ü ‡ÃÖ ÃÖÓ×¾Ö¤üÖ êú †ÓŸÖ ÖÔŸÖ Æãü‡Ô ÆüÖ×−Ö úß ³Ö¸ü¯ÖÖμÖß −ÖÆüà ÆüÖê •ÖÖŸÖß Æîü, ŸÖ²Ö
ŸÖ ú Ö¸üߤü¤üÖ¸ü êú ÃÖÖ£Ö ¾μÖÖ¾ÖÃÖÖ×μÖ ú ÃÖÖî¤üê ¯ÖÏןֲÖÓ×¬ÖŸÖ ¸üÆëü Öê …

5. ¤êü¸ü ÃÖê ˆšüÖ−Öê ¯Ö¸ü ¯ÖϳÖÖ¸ü :
4
μÖפü ‡ÃÖ ÃÖÓ×¾Ö¤üÖ êú †ÓŸÖ ÖÔŸÖ ²Öê“Öß ÖμÖß ºþ‡Ô êú ´Öæ»μÖ êú ³Öã ÖŸÖÖ−Ö êú ¯Ö¿“ÖÖŸÖË Ö¸üߤü¤üÖ¸ü ³Öã ÖŸÖÖ−Ö
ú¸ü−Öê úß ŸÖÖ¸üß Ö ÃÖê 15 פü−Ö êú †Ó¤ü¸ü ºþ‡Ô úß ÃÖã¯Öã¤Ôü Öß −ÖÆüà »ÖêŸÖÖ Æîü,ü ŸÖÖê Ö¸üߤü¤üÖ¸ü úÖê 16¾Öë פü−Ö ÃÖê
30 פü−ÖÖêÓ êú ¯ÖÏŸμÖê ú ´ÖÖÆü êú ×»Ö‹ 0.50% úß ¤ü¸ü ¯Ö¸ü ‡ÃÖ ¯ÖÏ úÖ¸ü êú −Ö ˆšüÖμÖê ÖμÖê ÃüÖò ú êú ×»Ö‹
ÃÖã¯Öã¤Ôü Öß »Öê−Öê ŸÖ ú, ¤üê¸ü ÃÖê ˆšüÖ−Öê úÖ ¯ÖϳÖÖ¸ü ¤êü−ÖÖ ÆüÖê ÖÖ, ú¯ÖÖÃÖ Ö¸üߤü¤üÖ¸ü êú •ÖÖê× Ö´Ö †Öî¸ü ¤êüμÖŸÖÖ ¯Ö¸ü
¸üÆêü Öß …
6. ÃÖ´ÖμÖ ¯Öæ¾ÖÔ ³Öã ÖŸÖÖ−Ö ú¸ü−Öê êú ×»Ö‹ −Ö ú¤ü ”æûü :
Ö¸üߤü¤üÖ¸ü ---% ¯ÖÏ×ŸÖ ¾ÖÂÖÔ úß ¤ü¸ü ÃÖê ˆ¯ÖμÖÖê Ö −Ö úß ÖμÖß ×−Ö:¿Öã» ú †¾Ö×¬Ö êú ×»Ö‹ †−Öã¯ÖÖ×ŸÖ ú
†Ö¬ÖÖ¸ü ¯Ö¸ü −Ö ú¤ü ”æûü ¯ÖÏÖ¯ŸÖ ú¸ü−Öê êú ×»Ö‹ ¯ÖÖ¡Ö ÆüÖê ÖÖ, μÖÖ×−Ö ÃÖÓÓ×¾Ö¤üÖ úß ¿ÖŸÖÖí êú †−ÖãÃÖÖ¸ü †¯Öê ÖÖ êú ¯Öæ¾ÖÔ
¯ÖÏÖ¯ŸÖ ³Öã ÖŸÖÖ−Ö êú פü−ÖÖë úß ÃÖÓ μÖÖ êú ×»Ö‹ …
μÖפü ‹»Ö/ÃÖß ŸÖ£ÖÖ ²Öß/•Öß êú †ÓŸÖ ÖÔŸÖ ÃÖã¯Öã¤Ôü× ÖμÖÖÑ ¤üß •ÖÖŸÖß ÆîüÓ, ŸÖÖê ³Öã ÖŸÖÖ−Ö úß ŸÖÖ¸üß Ö ÃÖê ˆ¯ÖμÖÖê Ö
´Öë −Ö »ÖÖμÖß ÖμÖß †¾Ö×¬Ö êú ×»Ö‹ ----% úß ¾ÖÖÙÂÖ ú ¤ü¸ü ÃÖê †−Öã¯ÖÖ×ŸÖ ú †Ö¬ÖÖ¸ü ¯Ö¸ü ”æûü úß †−Öã´Ö×ŸÖ ×−Ö Ö´Ö
«üÖ¸üÖ ×−Ö´−Ö×»Ö× ÖŸÖ ¿ÖŸÖÖí êú †¬Öß−Ö ¤üß •ÖÖμÖê Öß :-
7. ²μÖÖ•Ö :
ú) Ö¸üߤü¤üÖ¸ü × úÃÖß †−ÖãÃÖæ×“ÖŸÖ ²Öï ú (ÃÖÆü úÖ¸üß ²Öï ú úÖê ”ûÖê›Íü ú¸ü) êú ÃÖÖ£Ö ÃÖÖ Ö¯Ö¡Ö ÖÖê»Öê ÖÖ …
Ö) ×−Ö Ö´Ö úÖê ÃÖÖ Ö¯Ö¡Ö êú †¬Öß−Ö ÃÖã¯Öã¤Ôü Öß Ã¾Öß úÖ¸ü ú¸ü−ÖÖ μÖÖ †Ã¾Öß úÖ¸ü ú¸ü−Öê úÖ †×¬Ö úÖ¸ü
Æîü…
Ö) Ö¸üߤü¤üÖ¸ü êú †−Öã¸üÖê¬Ö ¯Ö¸ü ŸÖ£ÖÖ "†ÖÆü¸ü Ö úŸÖÖÔ úÖê ׸ü úÖêÃÖÔ êú ײÖ−ÖÖ" ÃÖÖ Ö-¯Ö¡Ö úß
×›üà úÖ‰ÓúØü Ö úß •ÖÖ‹ Öß …
¬Ö) ÃÖÖ Ö-¯Ö¡Ö úß ×›üà úÖ‰ÓúØü Ö ÃÖê ÃÖÓ²ÖÓ×¬ÖŸÖ ÃÖ³Öß ¯ÖÏ úÖ¸ü êú Ö“ÖÔ úÖê Ö¸üߤü¤üÖ¸ü «üÖ¸üÖ ¾ÖÆü−Ö
× úμÖÖ •ÖÖμÖê ÖÖü …
ÃÖÖ Ö-¯Ö¡Ö †£Ö¾ÖÖ ²Öï ú ÖÖò¸Óüüß êú ÃÖÖ´Ö−Öê ²μÖÖ•Ö ¤ü¸ü ---% ¯ÖÏ×ŸÖ ¾ÖÂÖÔ ´ÖÖ×ÃÖ ú ¸êüÃü †Ö¬ÖÖ¸ü ¯Ö¸ü ÆüÖê Öß…
8. ²μÖÖ•Ö úß ¤üÖÓ×›ü ú ¤ü¸ü :
ÃÖÖ Ö-¯Ö¡Ö †£Ö¾ÖÖ ²Öï ú ÖÖò¸Óüüß êú †ÓŸÖ ÖÔŸÖ ¤êüμÖ ŸÖÖ¸üß Ö úÖê, ²Öï ú ÃÖê ³Öã ÖŸÖÖ−Ö ¯ÖÏÖ¯ŸÖ −Ö ÆüÖê−Öê êú ´ÖÖ´Ö»Öê
´Öë, ´ÖÖ×ÃÖ ú ¸êüÃü †Ö¬ÖÖ¸ü ¯Ö¸ü ---% ¯ÖÏ×ŸÖ ¾ÖÂÖÔ úß ¤ü¸ü ÃÖê ¤üÖÓ×›ü ú ²μÖÖ•Ö »Ö ÖÖμÖÖ •ÖÖ‹ ÖÖ…
9. ÃÖÖ Ö-¯Ö¡Ö ŸÖ£ÖÖ ˆÃÖ êú ×›üà úÖ‰ÓúØü Ö êú ÃÖÖ´Ö−Öê ÃÖã¯Öã¤Ôü Öß êú ´ÖÖ´Ö»Öê ´Öë ÃÖÓÃÖÖ¬Ö−Ö ¿Öã» ú :
×¾Ö ÎêúŸÖÖ ¯ÖÏŸμÖê ú ×›üà úÖ‰ÓúØü Ö ÃÖÖ Ö-¯Ö¡Ö ¯Ö¸ü ˆÃÖ êú ´Öæ»μÖ êú 0.10% úß ¤ü¸ü ÃÖê μÖÖ 200/- ºþ.,
•ÖÖê ³Öß †×¬Ö ú ÆüÖê, úÖ ÃÖÓÃÖÖ¬Ö−Ö ¿Öã» ú ¯ÖϳÖÖ¸ü »Ö ÖÖ‹ ÖÖ …
10. ×−ÖμÖÖÔŸÖ ´Öë ¯ÖÖêŸÖ¾ÖÆü−Ö êú ¯ÖÏ´ÖÖ Ö êú ºþ¯Ö ´Öë †Ö¾Ö¿μÖ ú ¤üßÖÖ¾Öê•Öü :
( ú) Ö¸üߤü¤üÖ¸ü «üÖ¸üÖ ÃÖÓ×¾Ö¤üÖ úß ¿ÖŸÖÖì êú †−ÖãÃÖÖ¸ü ¤êü¿Ö êú ²ÖÖÆü¸ü ×−ÖμÖÖÔŸÖ úß •ÖÖ−Öê¾ÖÖ»Öß ¯Öæ ÖÔ-²ÖÓ×¬ÖŸÖ ÖÖÑšüÖë
êú ´Öæ»μÖ êú ×»Ö‹ ±úÖò´ÖÔ-"‹“Ö" ¯Öæ¸üß ŸÖ¸üÆü ³Ö¸ü ú¸ü ŸÖ£ÖÖ ×¾Ö×¬Ö¾ÖŸÖ ÆüßÖÖ Ö׸üŸÖ ‹¾ÖÓ ´ÖÖêÆü¸ü »Ö ÖÖ ú¸ü פüμÖÖ
•ÖÖμÖê ÖÖ …
( Ö) ÃÖß´ÖÖ ¿Öã» ú ×¾Ö³ÖÖ Ö «üÖ¸üÖ •ÖÖ¸üß ¯ÖÖêŸÖ¾ÖÆü−Ö ×²Ö»Ö úß ‡Ô¯Öß ¯ÖÏןÖ×»Ö×¯Ö …

5
( Ö) »Ö¤üÖ−Ö ×²Ö»Ö/¸êü»Ö¾Öê ¯ÖÖ¾ÖŸÖß/ »ÖÖò¸üß ¯ÖÖ¾ÖŸÖß úß ¯ÖÏןÖ×»Ö×¯Ö êú ÃÖÖ£Ö »ÖÖòü ²μÖÖî¸üê … ÃÖÓ×¾Ö¤üÖ ÖŸÖ ´ÖÖ¡ÖÖ êú
†ÖÓ×¿Ö ú ¯ÖÖêŸÖ¾ÖÆü−Ö úß †−Öã´Ö×ŸÖ ¤üß •ÖÖμÖê Öß …
(‘Öû) »Öê ÖÖë êú ¿Öß‘ÖÐ ×−Ö¯ÖüÖ−Ö êú ×»Ö‹ Ö¸üߤü¤üÖ¸ü ¯ÖÖêŸÖ¾ÖÆü−Ö úß ŸÖÖ¸üß Ö ÃÖê 30 פü−Ö êú †Ó¤ü¸ü ‰ú¯Ö¸ü ²ÖŸÖÖμÖê
†−ÖãÃÖÖ¸ü ×−ÖμÖÖÔŸÖ êú ²μÖÖî¸ê /¤üßÖÖ¾Öê•Öü ¯ÖÏßÖãŸÖ ú¸êü ÖÖ …
(›ü:) Ö¸üߤü¤üÖ¸ü ×−Ö Ö´Ö úÖê μÖÆü ¾Ö“Ö−Ö ¤êü ÖÖ × ú ×−ÖμÖÖÔŸÖ × ú‹ Ö‹ ´ÖÖ»Ö úÖê ¯Öã−Ö: †ÖμÖÖŸÖ ú¸ü−Öê êú ´ÖÖ´Ö»Öê
´Öë, Ö¸üߤü¤üÖ¸ü ³ÖÖ¸üŸÖ ´Öë ¯Öã−Ö: †ÖμÖÖŸÖ ú¸ü−Öê úß ŸÖÖ¸üß Ö ÃÖê ‹ ú ´ÖÖÆü úß †¾Ö×¬Ö êú †Ó¤ü¸ü ÃÖæ“Ö−ÖÖ
¤êü ÖÖ ŸÖ£ÖÖ »ÖÖ Öæ ÃÖß‹ÃÖüß/ ¾Öîü úÖ ²μÖÖ•Ö êú ÃÖÖ£Ö ³Öã ÖŸÖÖ−Ö ú¸ü−Öê êú ×»Ö‹ ˆ¢Ö¸ü¤üÖμÖß ÆüÖê ÖÖ …
11. †−μÖ ¿ÖŸÖí
ú) ˆ¯Ö¸üÖêŒŸÖ ÖÓ›ü 1( ú) êú †−ÖãÃÖÖ¸ü Ö¸üߤü¤üÖ¸ü «üÖ¸üÖ ãú»Ö ³Öã ÖŸÖÖ−Ö úß •Ö´ÖÖ ¸üÖ×¿Ö ‡ÃÖ ¯ÖÏ úÖ¸ü
ÃÖ´ÖÖμÖÖê×•ÖŸÖ úß •ÖÖμÖê Öß × ú ú¯ÖÖÃÖ ´Öæ»μÖ êú ×»Ö‹ »ÖÖ Öæ ¾Öîü úß ¤ü¸ü 4%/5% + ¤Óü›ü êú ×»Ö‹
1%, ÃÖÓ×¾Ö¤üÖ ¿ÖŸÖÖí êú †−ÖãÃÖÖ¸ü Ö¸üߤü¤üÖ¸ü «üÖ¸üÖ ×−ÖμÖÖÔŸÖ −Ö ú¸ü−Öê êú ÃÖÓ³ÖÖ¾μÖŸÖÖ êú ×»Ö‹
¯ÖÏןֳÖæ×ŸÖ êú ºþ¯Ö ´Öë •Ö´ÖÖ ãú»Ö •Ö´ÖÖ ¸üÖ×¿Ö ´Öë ÃÖê × úμÖÖ •ÖÖμÖê ÖÖ … ÃÖÓ×¾Ö¤üÖ êú ÖÓ›ü 10 (‘Ö) êú
†−ÖãÃÖÖ¸ü ¯ÖÖêŸÖ¾ÖÆü−Ö úÖ ¯ÖÏ´ÖÖ Ö ¯ÖÏßÖãŸÖ ú¸ü−Öê ¯Ö¸ü Ö¸üߤü¤üÖ¸ü úÖê ²μÖÖ•Ö êú ÃÖÖ£Ö ¸üÖ×¿Ö »ÖÖîüÖ ¤üß
•ÖÖμÖê Öß …
Ö) Ö¸üߤü¤üÖ¸ü úÖê ÃÖÓ×¾Ö¤üÖ úß ŸÖÖ¸üß Ö ÃÖê †×¬Ö úŸÖ´Ö 180 פü−Ö úß †¾Ö×¬Ö êú †Ó¤ü¸ü ÃÖÓ×¾Ö¤üÖ ÖŸÖ ÖÖòšüÖë
úÖ ¯ÖÖêŸÖ¾ÖÆü−Ö ¯Öæ¸üÖ ú¸ü−ÖÖ ÆüÖê ÖÖ … μÖפü Ö¸üߤü¤üÖ¸ü '‹“Ö' ±úÖ´ÖÔ êú †ÓŸÖ ÖÔŸÖ ÃÖÓ×¾Ö¤üÖ ÖŸÖ ÖÖòšëü 180
פü−Ö êú †Ó¤ü¸ü ×−ÖμÖÖÔŸÖ ú¸ü−Öê ´Öë †ÃÖ±ú»Ö ¸üÆüŸÖÖ Æîü, ŸÖÖê ×−Ö Ö´Ö ÃÖÓ×¾Ö¤üÖ ´Öæ»μÖ ¯Ö¸ü 1% ¤Óü›ü úß ¾ÖÃÖæ»Öß
êú †»ÖÖ¾ÖÖ ¾Öêîü/ÃÖß‹ÃÖüß êú ÃÖÖ£Ö-ÃÖÖ£Ö ¾Öêîü/ÃÖß‹ÃÖüß ¯Ö¸ü ¤êüμÖ ²μÖÖ•Ö μÖפü »ÖÖ Öæ Æîü, ŸÖÖê ¾ÖÃÖæ»Ö
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