Two Chalets for sale
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22<br />
Fair and extremely reasonable financing opportunities,<br />
<strong>sale</strong> to non-Swiss citizens possible<br />
RESERVATION<br />
Deposit CHF 100,000 to reserve a chalet. The<br />
notary will apply <strong>for</strong> your <strong>for</strong>eigner purchase<br />
permit when you reserve a property and these<br />
are usually granted within 6 to 8 weeks. When the<br />
permit has been allocated the notary will prepare<br />
the final <strong>sale</strong>s deed.<br />
At the signing of the notarised contract, 50% of<br />
the purchase price is due <strong>for</strong> payment (less the<br />
deposit).<br />
When the chalet is completed and ready <strong>for</strong> occu-<br />
pation, the purchaser will be registered in the land<br />
register as the new owner by the notary. At this<br />
point, the remaining 50% of the purchase price is<br />
due <strong>for</strong> payment.<br />
PURCHASE COSTS<br />
In Canton Bern (Lauterbrunnen, Wengen and<br />
Grindelwald) the total purchase costs amount<br />
to around 2,5 % of the purchase price including<br />
government purchase tax, notary fees, and land<br />
registration fees.<br />
LEGALITIES<br />
In Grindelwald <strong>for</strong>eigners are permitted to buy<br />
apartments and chalets but only if they have a<br />
market value of over around CHF 750,000. You<br />
may resell at any time to any buyer (Swiss, or<br />
<strong>for</strong>eign).<br />
FINANCE<br />
Swiss banks will lend up to 70% of the purchase<br />
price and interest rates are currently very low.<br />
The interest rate in Switzerland currently moves<br />
between 1.0 % and 2.5 % depending on the<br />
terms of the credit contract. We would be pleased<br />
to assist you with financing matters.<br />
INVESTMENT<br />
Last year the Swiss voted to prohibit the granting<br />
of new building permits <strong>for</strong> the construction of se-<br />
cond homes from January 2013. This is one of the<br />
last opportunities to buy a new property in the<br />
Swiss Alps as a holiday home and will be a sound<br />
and secure investment.