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Mortgage Acquisition Case Study - Fractal Analytics

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<strong>Case</strong> <strong>Study</strong><br />

The Challenge<br />

<strong>Fractal</strong>’s Response Model Enable Superior<br />

Targeting for <strong>Mortgage</strong> <strong>Acquisition</strong><br />

• A mortgage acquisition company runs regular telemarketing and direct mail campaigns to acquire<br />

customers<br />

• Typical, response rates are low on these campaigns and sometimes can be as little at 15-20 basis points<br />

• The mortgage company wanted a customer acquisition model that could segment and rank order customers<br />

by their propensity to respond to the offer<br />

The Solution & Results<br />

• <strong>Fractal</strong> built response models using Credit Bureau data from Transunion, and past campaign response<br />

information<br />

• Our models were able to capture as much 72% of the responders in just 50% of the population through the<br />

response models<br />

• The mortgage company can use this model for<br />

• Superior list acquisition<br />

• Smarter targeting strategy<br />

• Better resource allocation based on response propensity of the prospect<br />

<strong>Fractal</strong> : Global Partner For <strong>Analytics</strong>

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