GL12(IOM) - Going into Hospital ? - Isle of Man Government
GL12(IOM) - Going into Hospital ? - Isle of Man Government
GL12(IOM) - Going into Hospital ? - Isle of Man Government
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<strong>GL12</strong> (<strong>IOM</strong>)<br />
September 2004<br />
SOCIAL SECURITY<br />
SOCIAL SECURITY<br />
<strong>Going</strong> <strong>into</strong><br />
<strong>Hospital</strong>?<br />
A basic guide to benefits you may be<br />
able to get, and effects on benefits<br />
you already get<br />
For the Benefit <strong>of</strong> the Nation ~ Cour Foays yn Ashoon<br />
For the Benefit <strong>of</strong> the Nation ~ Cour Foays yn Ashoon<br />
DEPARTMENT OF HEALTH AND SOCIAL SECURITY<br />
Rheynn Slaynt as Shickyrys Y Theay<br />
DEPARTMENT OF HEALTH AND SOCIAL SECURITY<br />
Rheynn Slaynt as Shickyrys Y Theay
This leaflet tells you about the benefits you may<br />
be able to get whilst in hospital and the way<br />
benefits may be affected by stays in hospital.<br />
Contents<br />
Page<br />
It is a general guide only and should not be<br />
taken as a full and authoritative statement <strong>of</strong><br />
the law.<br />
We have made every effort to ensure that the<br />
information in this leaflet is correct at the date<br />
shown on the cover. However, changes in the<br />
law may make the leaflet become gradually<br />
less accurate.<br />
Introduction 4<br />
Benefits you may be able to get 5<br />
if you are going <strong>into</strong> hospital<br />
What happens to benefits when 7<br />
you go <strong>into</strong> hospital?<br />
Help with travelling costs to and 13<br />
from hospital<br />
Benefits you may be able to get 14<br />
when you leave hospital<br />
3
Introduction<br />
This leaflet tells you about the social security<br />
benefits you may be able to get if you, or a<br />
member <strong>of</strong> your family, has to go <strong>into</strong> hospital.<br />
Benefits you may be able to get if<br />
you are going <strong>into</strong> hospital<br />
Incapacity Benefit<br />
You may be able to get this benefit if<br />
It also tells you how any benefits you may already<br />
✓ you have paid enough National Insurance<br />
be getting will be affected if you, or someone you<br />
(N.I.) contributions in recent years (special<br />
claim extra benefit for, goes <strong>into</strong> hospital.<br />
rules apply to young people who have<br />
4 recently left full-time education), and<br />
5<br />
Most social security benefits are paid to help<br />
with day-to-day needs or special needs because<br />
<strong>of</strong> a disability. If you go <strong>into</strong> hospital, or<br />
someone you claim for goes <strong>into</strong> hospital, the<br />
National Health Service (N.H.S.) takes over<br />
responsibility for some <strong>of</strong> these needs. This<br />
means the amount <strong>of</strong> benefit you get may go<br />
down during a stay in hospital.<br />
If you are getting any benefits, the most<br />
important thing is to let us know if you, or<br />
someone you claim extra benefit for, are going<br />
<strong>into</strong> or coming out <strong>of</strong> hospital.<br />
If after reading this leaflet you want more<br />
information or advice, please get in touch with<br />
us. You can find the address, opening hours<br />
and telephone number for each <strong>of</strong> our <strong>of</strong>fices<br />
inside the back cover <strong>of</strong> this leaflet.<br />
✓ you have been <strong>of</strong>f sick for four or more days in<br />
a row (including weekends and bank holidays).<br />
You cannot get Incapacity Benefit if you were<br />
over state pension age (currently 60 for a<br />
woman, 65 for a man) when you became sick.<br />
To claim Incapacity Benefit, ask for form SC1 at<br />
any social security <strong>of</strong>fice. You will not need a<br />
doctor’s certificate for the first seven days <strong>of</strong><br />
your claim. But if you are sick for longer than<br />
that you will need to get a medical certificate<br />
from you doctor, or a certificate from the<br />
hospital for the period <strong>of</strong> your stay.<br />
If you are entitled to Incapacity Benefit, you will<br />
be paid at the short-term lower rate for the first<br />
28 weeks <strong>of</strong> your claim. After that, you will be<br />
paid at the short-term higher rate. If you are<br />
still sick after 52 weeks you will be paid at the<br />
long-term rate. The current rates <strong>of</strong> allowance<br />
are shown in leaflet NI196 (<strong>IOM</strong>) - Social<br />
Security Benefit Rates, which you can get at any<br />
social security <strong>of</strong>fice.<br />
You can find out more about Incapacity Benefit in<br />
leaflet IB1 (<strong>IOM</strong>) - A guide to Incapacity Benefit,<br />
which you can also get at any social security <strong>of</strong>fice.<br />
You must claim Incapacity Benefit within 3<br />
months <strong>of</strong> the date you first became sick. If you<br />
delay claiming you could lose money.
6<br />
Income Support<br />
You may be able to get Income Support if<br />
✓ you are aged 16 or over, and<br />
✓ you have no income or savings, or the<br />
income and savings you have are below set<br />
levels, and<br />
✓ you are not working or work for less than 16<br />
hours a week on average.<br />
If you have a partner who lives with you, their<br />
income and savings will be taken <strong>into</strong> account.<br />
You cannot get Income Support if your partner<br />
works for 24 hours a week or more on average.<br />
You may be able to get Income Support in<br />
addition to Incapacity Benefit, if you have no<br />
other income or your other income is only <strong>of</strong> a<br />
low amount. You can also get Income Support if<br />
you haven’t paid enough National Insurance (N.I.)<br />
contributions to qualify for Incapacity Benefit.<br />
What happens to benefits when you<br />
go <strong>into</strong> hospital?<br />
You must tell us as soon as you go <strong>into</strong> and<br />
come out <strong>of</strong> hospital.<br />
You must also tell us if someone you get extra<br />
benefit for (for example, your partner or child)<br />
goes <strong>into</strong> or comes out <strong>of</strong> hospital.<br />
Most benefits reduce after you have been in<br />
hospital for a certain number <strong>of</strong> weeks. More<br />
information about the effect <strong>of</strong> going <strong>into</strong><br />
hospital on different social security benefits is<br />
given below.<br />
When we work out the date from which your<br />
benefit should reduce, we will count spells in<br />
hospital with four weeks or less between them as<br />
one spell. If you want more advice on this<br />
contact your local social security <strong>of</strong>fice.<br />
Jobseeker’s Allowance<br />
7<br />
To find out more about Income Support, ask for<br />
leaflet A1 (<strong>IOM</strong>) - A guide to Income Support,<br />
available from any social security <strong>of</strong>fice.<br />
Generally speaking, Income Support can only be<br />
awarded from the date on which it is claimed.<br />
Therefore, it is important that you claim it as<br />
soon as you can. If you delay claiming, you<br />
could lose money. You must also submit a claim<br />
for Incapacity Benefit at the same time as, or<br />
before, claiming Income Support.<br />
If you get Jobseeker’s Allowance (J.S.A.) you<br />
may be able to continue to get your benefit for<br />
up to 14 days whilst you are sick. But if you<br />
are sick for more than 14 days your J.S.A. will<br />
stop and you should claim Incapacity Benefit. If<br />
you are getting an income-based J.S.A. you<br />
should also claim Income Support.<br />
If you are getting an income-based J.S.A. and you<br />
have a partner living with you, any disability<br />
premium you get in respect <strong>of</strong> your partner will<br />
stop after they have been in hospital for 4 weeks.
Income Support<br />
After 6 weeks<br />
If you or your partner (if you have one) goes<br />
<strong>into</strong> hospital, there is normally no change to<br />
your Income Support straight away.<br />
For Income Support purposes “partner” means<br />
someone you are married to or a person you are<br />
living with as if you are married to them.<br />
Any allowance you have been getting towards a<br />
residential or nursing home fee will stop.<br />
However you will still get your full rate <strong>of</strong><br />
Retirement Pension or similar benefit for the first<br />
52 weeks <strong>of</strong> your stay in hospital.<br />
After 52 weeks<br />
. If you do not have a partner, your Income<br />
8<br />
But if you go <strong>into</strong> hospital from a residential<br />
home which is operated by the D.H.S.S. Social<br />
Services Division, your Income Support will<br />
normally go down straight away.<br />
If you live in a nursing or residential home which<br />
is not operated by the Social Services Division,<br />
the amount which you normally get towards the<br />
residential home fee will be reduced by 20%, or<br />
to the actual “retainer” fee charged by the home<br />
if this is less.<br />
If any children you claim for go <strong>into</strong> hospital, the<br />
allowance you get for them in your Income<br />
Support will not be affected as long as you<br />
continue to get Child Benefit for them.<br />
If at any time it becomes likely that you will be in<br />
hospital for substantially more than 52 weeks :-<br />
. any allowance made towards your housing<br />
costs will stop immediately;<br />
. if you have a partner, for Income Support<br />
purposes you will no longer be treated as a<br />
couple and your partner will need to make a<br />
new claim for Income Support for him/herself<br />
and any dependent children you have.<br />
After 4 weeks<br />
If you get an attendance premium, a disability<br />
premium or a mobility premium, your income<br />
support may go down if you or your partner are<br />
in hospital.<br />
Support will be reduced to the hospital<br />
personal expenses rate. If you have been<br />
receiving an allowance towards your housing<br />
costs, this may continue but only for a short<br />
period <strong>of</strong> time.<br />
. If you have a partner and until now you have<br />
been paid Income Support as a couple, then<br />
unless we decide to pay you a reduced rate <strong>of</strong><br />
Income Support (as a couple), you will need<br />
to make separate claims for Income Support.<br />
. If you are a lone parent and you are still<br />
responsible for your children even though you<br />
are in hospital, your personal allowance will be<br />
reduced to the hospital personal expenses rate.<br />
You will still get the full allowances for your<br />
children. If you have been receiving an<br />
allowance towards your housing costs, this may<br />
continue but only for a short period <strong>of</strong> time.<br />
. If you are a lone parent but are no longer<br />
responsible for your children because you are<br />
in hospital, your personal allowance will be<br />
reduced to the hospital personal expenses<br />
rate. If you have been receiving an allowance<br />
towards your housing costs, this may<br />
continue but only for a short period <strong>of</strong> time.<br />
Attendance Allowance<br />
Constant Attendance Allowance<br />
These benefits will usually stop when you have<br />
been in hospital for 4 weeks.<br />
9
Disability Living Allowance (D.L.A.)<br />
After 4 weeks<br />
.<br />
If you are aged 16 or over, it will usually stop.<br />
But if you benefit from the Motability<br />
scheme, the part <strong>of</strong> your D.L.A. that allows<br />
you to get Motability may continue until<br />
your Motability agreement ends.<br />
After 12 weeks<br />
10<br />
After 12 weeks<br />
D.L.A. which is paid for a child under 16 will<br />
usually stop.<br />
Carer’s Allowance (C.A.)<br />
You must contact the Child Benefit Unit<br />
(telephone 685107) or your local social security<br />
<strong>of</strong>fice if your child is likely to be in hospital for<br />
more than 12 weeks. But your benefit will not<br />
go down at this point.<br />
After 20 weeks<br />
If the child normally lives with you, your Child<br />
Benefit or Guardian’s Allowance can continue as<br />
long as you still regularly spend money on the<br />
child for things like toys, gifts and visits while<br />
they are in hospital.<br />
11<br />
C.A. may stop as soon as you or the person you<br />
look after go <strong>into</strong> hospital. But in certain<br />
circumstances it may continue for 12 weeks<br />
(contact the Disability Benefits Unit on 685104<br />
for more information).<br />
If you are getting Attendance Allowance, Disability<br />
Living Allowance or Carer’s Allowance and you or<br />
the person you look after (if you get C.A.) go <strong>into</strong><br />
hospital, get in touch with the Disability Benefits<br />
Unit straight away (telephone 685104) or contact<br />
your local social security <strong>of</strong>fice.<br />
If you are getting a Constant Attendance<br />
Allowance paid with Industrial Injuries Benefit<br />
contact the General Benefits Section on 685103,<br />
or if it is paid with a War Pension contact the<br />
War Pensioners Welfare Office on 687047.<br />
If the child does not normally live with you, but you<br />
get Child Benefit or Guardian’s Allowance because<br />
you pay to support them, this can continue as long<br />
as you continue to support the child.<br />
If you stop spending money on the child you<br />
must let us know (contact the Child Benefit Unit<br />
on 685107 or your local social security <strong>of</strong>fice).<br />
Your Child Benefit or Guardian’s Allowance will<br />
usually stop.<br />
Retirement Pension<br />
Old Person’s Pension<br />
Incapacity Benefit<br />
Severe Disablement Allowance<br />
Bereavement Allowance<br />
Widowed Parent’s Allowance<br />
. Nothing will usually happen to your benefit<br />
for the first 12 weeks you are in hospital.<br />
. But if you go <strong>into</strong> hospital from a residential<br />
home operated by the Social Services<br />
Division, your benefit will usually go down as<br />
soon as you go <strong>into</strong> hospital.<br />
Child Benefit/Guardian’s Allowance<br />
If a child for whom you get Child Benefit or<br />
Guardian’s Allowance goes <strong>into</strong> hospital nothing<br />
will happen to those benefits straight away.
12<br />
. If you get extra money for someone who<br />
looks after children for you, and that person<br />
goes <strong>into</strong> hospital, the extra money may<br />
stop straight away.<br />
After 12 weeks<br />
. If you get extra money for a child and they<br />
are in hospital, the extra money may stop.<br />
The extra money may continue if you<br />
regularly spend money on them for things<br />
like toys, gifts and visits while they are<br />
in hospital.<br />
After 52 weeks<br />
. Your benefit will reduce.<br />
. Your benefit may not reduce by as much if<br />
you are married.<br />
. If you get extra money for your husband or<br />
wife and they are in hospital, the extra<br />
money you get for them will reduce.<br />
Help with travelling costs to and from<br />
hospital<br />
You may be able to get help with travelling costs<br />
to and from hospital if you, or your partner, are<br />
getting Income Support or income-based<br />
Jobseeker’s Allowance.<br />
You may be able to get help with<br />
. the cost <strong>of</strong> your fares or petrol when you go <strong>into</strong><br />
hospital for N.H.S. treatment and when you<br />
come out <strong>of</strong> hospital<br />
. the cost <strong>of</strong> your fares or petrol when you go to<br />
and from hospital as an out-patient for<br />
N.H.S. treatment<br />
. the cost <strong>of</strong> someone else’s fares, if you need<br />
them to travel with you.<br />
For more information contact the Health Services<br />
Division by telephoning 642619 or call at<br />
Crookall House, Demesne Road, Douglas.<br />
13<br />
It is not possible to say in this leaflet how much<br />
your benefit may reduce by. For more<br />
information about this contact the section<br />
dealing with your benefit claim. You can find<br />
their telephone number in the Phone Book under<br />
<strong>Isle</strong> <strong>of</strong> <strong>Man</strong> <strong>Government</strong> and on the page called<br />
“Most Useful <strong>Government</strong> Telephone Numbers” -<br />
Social Security.<br />
Industrial Death Benefit<br />
Industrial Injuries Disablement Benefit<br />
Reduced Earnings Allowance<br />
Retirement Allowance<br />
These benefits are not reduced however long you<br />
are in hospital.
14<br />
Benefits you may be able to get when<br />
you leave hospital<br />
If you are still unfit for work when you leave<br />
hospital, you should claim Incapacity Benefit (if<br />
you have not already done so). You may also<br />
want to claim Income Support. You can find<br />
more information about these benefits on pages<br />
5 and 6 <strong>of</strong> this booklet.<br />
If you are under pension age and you are likely<br />
to need help with personal care or with getting<br />
around for several months or more, you may<br />
want to ask about claiming Disability Living<br />
Allowance (D.L.A.).<br />
If you are <strong>of</strong> pension age and you are likely to<br />
need help with personal care when you leave<br />
hospital, you may want to ask about claiming<br />
Attendance Allowance (A.A.).<br />
To get more information about D.L.A. and A.A.<br />
contact the Disability Benefits Unit by<br />
telephoning 685104 or ask at any social<br />
security <strong>of</strong>fice.<br />
Social Security Offices<br />
The address, opening hours and telephone<br />
number <strong>of</strong> each <strong>of</strong> the social security <strong>of</strong>fices<br />
on the <strong>Isle</strong> <strong>of</strong> <strong>Man</strong> are shown below:<br />
Head Office, Douglas<br />
Markwell House, Market Street, Douglas<br />
telephone 685685<br />
Monday to Thursday<br />
Friday<br />
9.15 am – 5.00 pm<br />
9.15 am – 4.30 pm<br />
Ramsey<br />
Cummal Mooar, Queens Promenade, Ramsey<br />
telephone 812138<br />
Monday<br />
Tuesday<br />
Wednesday<br />
Thursday<br />
Friday<br />
9.15 am – 1.00 pm and<br />
2.15 pm – 5.00 pm<br />
CLOSED<br />
9.15 am – 1.00 pm and<br />
2.15 pm – 5.00 pm<br />
9.15 am – 1.00 pm<br />
9.15 am – 1.00 pm and<br />
2.15 pm – 4.30 pm<br />
Castletown<br />
Old Customs House, The Quay, Castletown<br />
telephone 822300<br />
Monday<br />
Tuesday<br />
Wednesday & Thursday<br />
Friday<br />
Port Erin<br />
Southlands, Castletown Road, Port Erin<br />
telephone 833146<br />
CLOSED<br />
9.15 am – 1.00 pm and<br />
2.15 pm – 5.00 pm<br />
CLOSED<br />
9.15 am – 12.45 pm<br />
Monday<br />
9.15 am – 1.00 pm and<br />
2.15 pm – 5.00 pm<br />
Tuesday, Wednesday and Thursday CLOSED<br />
Friday<br />
2.15 pm – 4.30 pm