01.01.2014 Views

GL12(IOM) - Going into Hospital ? - Isle of Man Government

GL12(IOM) - Going into Hospital ? - Isle of Man Government

GL12(IOM) - Going into Hospital ? - Isle of Man Government

SHOW MORE
SHOW LESS

Create successful ePaper yourself

Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.

<strong>GL12</strong> (<strong>IOM</strong>)<br />

September 2004<br />

SOCIAL SECURITY<br />

SOCIAL SECURITY<br />

<strong>Going</strong> <strong>into</strong><br />

<strong>Hospital</strong>?<br />

A basic guide to benefits you may be<br />

able to get, and effects on benefits<br />

you already get<br />

For the Benefit <strong>of</strong> the Nation ~ Cour Foays yn Ashoon<br />

For the Benefit <strong>of</strong> the Nation ~ Cour Foays yn Ashoon<br />

DEPARTMENT OF HEALTH AND SOCIAL SECURITY<br />

Rheynn Slaynt as Shickyrys Y Theay<br />

DEPARTMENT OF HEALTH AND SOCIAL SECURITY<br />

Rheynn Slaynt as Shickyrys Y Theay


This leaflet tells you about the benefits you may<br />

be able to get whilst in hospital and the way<br />

benefits may be affected by stays in hospital.<br />

Contents<br />

Page<br />

It is a general guide only and should not be<br />

taken as a full and authoritative statement <strong>of</strong><br />

the law.<br />

We have made every effort to ensure that the<br />

information in this leaflet is correct at the date<br />

shown on the cover. However, changes in the<br />

law may make the leaflet become gradually<br />

less accurate.<br />

Introduction 4<br />

Benefits you may be able to get 5<br />

if you are going <strong>into</strong> hospital<br />

What happens to benefits when 7<br />

you go <strong>into</strong> hospital?<br />

Help with travelling costs to and 13<br />

from hospital<br />

Benefits you may be able to get 14<br />

when you leave hospital<br />

3


Introduction<br />

This leaflet tells you about the social security<br />

benefits you may be able to get if you, or a<br />

member <strong>of</strong> your family, has to go <strong>into</strong> hospital.<br />

Benefits you may be able to get if<br />

you are going <strong>into</strong> hospital<br />

Incapacity Benefit<br />

You may be able to get this benefit if<br />

It also tells you how any benefits you may already<br />

✓ you have paid enough National Insurance<br />

be getting will be affected if you, or someone you<br />

(N.I.) contributions in recent years (special<br />

claim extra benefit for, goes <strong>into</strong> hospital.<br />

rules apply to young people who have<br />

4 recently left full-time education), and<br />

5<br />

Most social security benefits are paid to help<br />

with day-to-day needs or special needs because<br />

<strong>of</strong> a disability. If you go <strong>into</strong> hospital, or<br />

someone you claim for goes <strong>into</strong> hospital, the<br />

National Health Service (N.H.S.) takes over<br />

responsibility for some <strong>of</strong> these needs. This<br />

means the amount <strong>of</strong> benefit you get may go<br />

down during a stay in hospital.<br />

If you are getting any benefits, the most<br />

important thing is to let us know if you, or<br />

someone you claim extra benefit for, are going<br />

<strong>into</strong> or coming out <strong>of</strong> hospital.<br />

If after reading this leaflet you want more<br />

information or advice, please get in touch with<br />

us. You can find the address, opening hours<br />

and telephone number for each <strong>of</strong> our <strong>of</strong>fices<br />

inside the back cover <strong>of</strong> this leaflet.<br />

✓ you have been <strong>of</strong>f sick for four or more days in<br />

a row (including weekends and bank holidays).<br />

You cannot get Incapacity Benefit if you were<br />

over state pension age (currently 60 for a<br />

woman, 65 for a man) when you became sick.<br />

To claim Incapacity Benefit, ask for form SC1 at<br />

any social security <strong>of</strong>fice. You will not need a<br />

doctor’s certificate for the first seven days <strong>of</strong><br />

your claim. But if you are sick for longer than<br />

that you will need to get a medical certificate<br />

from you doctor, or a certificate from the<br />

hospital for the period <strong>of</strong> your stay.<br />

If you are entitled to Incapacity Benefit, you will<br />

be paid at the short-term lower rate for the first<br />

28 weeks <strong>of</strong> your claim. After that, you will be<br />

paid at the short-term higher rate. If you are<br />

still sick after 52 weeks you will be paid at the<br />

long-term rate. The current rates <strong>of</strong> allowance<br />

are shown in leaflet NI196 (<strong>IOM</strong>) - Social<br />

Security Benefit Rates, which you can get at any<br />

social security <strong>of</strong>fice.<br />

You can find out more about Incapacity Benefit in<br />

leaflet IB1 (<strong>IOM</strong>) - A guide to Incapacity Benefit,<br />

which you can also get at any social security <strong>of</strong>fice.<br />

You must claim Incapacity Benefit within 3<br />

months <strong>of</strong> the date you first became sick. If you<br />

delay claiming you could lose money.


6<br />

Income Support<br />

You may be able to get Income Support if<br />

✓ you are aged 16 or over, and<br />

✓ you have no income or savings, or the<br />

income and savings you have are below set<br />

levels, and<br />

✓ you are not working or work for less than 16<br />

hours a week on average.<br />

If you have a partner who lives with you, their<br />

income and savings will be taken <strong>into</strong> account.<br />

You cannot get Income Support if your partner<br />

works for 24 hours a week or more on average.<br />

You may be able to get Income Support in<br />

addition to Incapacity Benefit, if you have no<br />

other income or your other income is only <strong>of</strong> a<br />

low amount. You can also get Income Support if<br />

you haven’t paid enough National Insurance (N.I.)<br />

contributions to qualify for Incapacity Benefit.<br />

What happens to benefits when you<br />

go <strong>into</strong> hospital?<br />

You must tell us as soon as you go <strong>into</strong> and<br />

come out <strong>of</strong> hospital.<br />

You must also tell us if someone you get extra<br />

benefit for (for example, your partner or child)<br />

goes <strong>into</strong> or comes out <strong>of</strong> hospital.<br />

Most benefits reduce after you have been in<br />

hospital for a certain number <strong>of</strong> weeks. More<br />

information about the effect <strong>of</strong> going <strong>into</strong><br />

hospital on different social security benefits is<br />

given below.<br />

When we work out the date from which your<br />

benefit should reduce, we will count spells in<br />

hospital with four weeks or less between them as<br />

one spell. If you want more advice on this<br />

contact your local social security <strong>of</strong>fice.<br />

Jobseeker’s Allowance<br />

7<br />

To find out more about Income Support, ask for<br />

leaflet A1 (<strong>IOM</strong>) - A guide to Income Support,<br />

available from any social security <strong>of</strong>fice.<br />

Generally speaking, Income Support can only be<br />

awarded from the date on which it is claimed.<br />

Therefore, it is important that you claim it as<br />

soon as you can. If you delay claiming, you<br />

could lose money. You must also submit a claim<br />

for Incapacity Benefit at the same time as, or<br />

before, claiming Income Support.<br />

If you get Jobseeker’s Allowance (J.S.A.) you<br />

may be able to continue to get your benefit for<br />

up to 14 days whilst you are sick. But if you<br />

are sick for more than 14 days your J.S.A. will<br />

stop and you should claim Incapacity Benefit. If<br />

you are getting an income-based J.S.A. you<br />

should also claim Income Support.<br />

If you are getting an income-based J.S.A. and you<br />

have a partner living with you, any disability<br />

premium you get in respect <strong>of</strong> your partner will<br />

stop after they have been in hospital for 4 weeks.


Income Support<br />

After 6 weeks<br />

If you or your partner (if you have one) goes<br />

<strong>into</strong> hospital, there is normally no change to<br />

your Income Support straight away.<br />

For Income Support purposes “partner” means<br />

someone you are married to or a person you are<br />

living with as if you are married to them.<br />

Any allowance you have been getting towards a<br />

residential or nursing home fee will stop.<br />

However you will still get your full rate <strong>of</strong><br />

Retirement Pension or similar benefit for the first<br />

52 weeks <strong>of</strong> your stay in hospital.<br />

After 52 weeks<br />

. If you do not have a partner, your Income<br />

8<br />

But if you go <strong>into</strong> hospital from a residential<br />

home which is operated by the D.H.S.S. Social<br />

Services Division, your Income Support will<br />

normally go down straight away.<br />

If you live in a nursing or residential home which<br />

is not operated by the Social Services Division,<br />

the amount which you normally get towards the<br />

residential home fee will be reduced by 20%, or<br />

to the actual “retainer” fee charged by the home<br />

if this is less.<br />

If any children you claim for go <strong>into</strong> hospital, the<br />

allowance you get for them in your Income<br />

Support will not be affected as long as you<br />

continue to get Child Benefit for them.<br />

If at any time it becomes likely that you will be in<br />

hospital for substantially more than 52 weeks :-<br />

. any allowance made towards your housing<br />

costs will stop immediately;<br />

. if you have a partner, for Income Support<br />

purposes you will no longer be treated as a<br />

couple and your partner will need to make a<br />

new claim for Income Support for him/herself<br />

and any dependent children you have.<br />

After 4 weeks<br />

If you get an attendance premium, a disability<br />

premium or a mobility premium, your income<br />

support may go down if you or your partner are<br />

in hospital.<br />

Support will be reduced to the hospital<br />

personal expenses rate. If you have been<br />

receiving an allowance towards your housing<br />

costs, this may continue but only for a short<br />

period <strong>of</strong> time.<br />

. If you have a partner and until now you have<br />

been paid Income Support as a couple, then<br />

unless we decide to pay you a reduced rate <strong>of</strong><br />

Income Support (as a couple), you will need<br />

to make separate claims for Income Support.<br />

. If you are a lone parent and you are still<br />

responsible for your children even though you<br />

are in hospital, your personal allowance will be<br />

reduced to the hospital personal expenses rate.<br />

You will still get the full allowances for your<br />

children. If you have been receiving an<br />

allowance towards your housing costs, this may<br />

continue but only for a short period <strong>of</strong> time.<br />

. If you are a lone parent but are no longer<br />

responsible for your children because you are<br />

in hospital, your personal allowance will be<br />

reduced to the hospital personal expenses<br />

rate. If you have been receiving an allowance<br />

towards your housing costs, this may<br />

continue but only for a short period <strong>of</strong> time.<br />

Attendance Allowance<br />

Constant Attendance Allowance<br />

These benefits will usually stop when you have<br />

been in hospital for 4 weeks.<br />

9


Disability Living Allowance (D.L.A.)<br />

After 4 weeks<br />

.<br />

If you are aged 16 or over, it will usually stop.<br />

But if you benefit from the Motability<br />

scheme, the part <strong>of</strong> your D.L.A. that allows<br />

you to get Motability may continue until<br />

your Motability agreement ends.<br />

After 12 weeks<br />

10<br />

After 12 weeks<br />

D.L.A. which is paid for a child under 16 will<br />

usually stop.<br />

Carer’s Allowance (C.A.)<br />

You must contact the Child Benefit Unit<br />

(telephone 685107) or your local social security<br />

<strong>of</strong>fice if your child is likely to be in hospital for<br />

more than 12 weeks. But your benefit will not<br />

go down at this point.<br />

After 20 weeks<br />

If the child normally lives with you, your Child<br />

Benefit or Guardian’s Allowance can continue as<br />

long as you still regularly spend money on the<br />

child for things like toys, gifts and visits while<br />

they are in hospital.<br />

11<br />

C.A. may stop as soon as you or the person you<br />

look after go <strong>into</strong> hospital. But in certain<br />

circumstances it may continue for 12 weeks<br />

(contact the Disability Benefits Unit on 685104<br />

for more information).<br />

If you are getting Attendance Allowance, Disability<br />

Living Allowance or Carer’s Allowance and you or<br />

the person you look after (if you get C.A.) go <strong>into</strong><br />

hospital, get in touch with the Disability Benefits<br />

Unit straight away (telephone 685104) or contact<br />

your local social security <strong>of</strong>fice.<br />

If you are getting a Constant Attendance<br />

Allowance paid with Industrial Injuries Benefit<br />

contact the General Benefits Section on 685103,<br />

or if it is paid with a War Pension contact the<br />

War Pensioners Welfare Office on 687047.<br />

If the child does not normally live with you, but you<br />

get Child Benefit or Guardian’s Allowance because<br />

you pay to support them, this can continue as long<br />

as you continue to support the child.<br />

If you stop spending money on the child you<br />

must let us know (contact the Child Benefit Unit<br />

on 685107 or your local social security <strong>of</strong>fice).<br />

Your Child Benefit or Guardian’s Allowance will<br />

usually stop.<br />

Retirement Pension<br />

Old Person’s Pension<br />

Incapacity Benefit<br />

Severe Disablement Allowance<br />

Bereavement Allowance<br />

Widowed Parent’s Allowance<br />

. Nothing will usually happen to your benefit<br />

for the first 12 weeks you are in hospital.<br />

. But if you go <strong>into</strong> hospital from a residential<br />

home operated by the Social Services<br />

Division, your benefit will usually go down as<br />

soon as you go <strong>into</strong> hospital.<br />

Child Benefit/Guardian’s Allowance<br />

If a child for whom you get Child Benefit or<br />

Guardian’s Allowance goes <strong>into</strong> hospital nothing<br />

will happen to those benefits straight away.


12<br />

. If you get extra money for someone who<br />

looks after children for you, and that person<br />

goes <strong>into</strong> hospital, the extra money may<br />

stop straight away.<br />

After 12 weeks<br />

. If you get extra money for a child and they<br />

are in hospital, the extra money may stop.<br />

The extra money may continue if you<br />

regularly spend money on them for things<br />

like toys, gifts and visits while they are<br />

in hospital.<br />

After 52 weeks<br />

. Your benefit will reduce.<br />

. Your benefit may not reduce by as much if<br />

you are married.<br />

. If you get extra money for your husband or<br />

wife and they are in hospital, the extra<br />

money you get for them will reduce.<br />

Help with travelling costs to and from<br />

hospital<br />

You may be able to get help with travelling costs<br />

to and from hospital if you, or your partner, are<br />

getting Income Support or income-based<br />

Jobseeker’s Allowance.<br />

You may be able to get help with<br />

. the cost <strong>of</strong> your fares or petrol when you go <strong>into</strong><br />

hospital for N.H.S. treatment and when you<br />

come out <strong>of</strong> hospital<br />

. the cost <strong>of</strong> your fares or petrol when you go to<br />

and from hospital as an out-patient for<br />

N.H.S. treatment<br />

. the cost <strong>of</strong> someone else’s fares, if you need<br />

them to travel with you.<br />

For more information contact the Health Services<br />

Division by telephoning 642619 or call at<br />

Crookall House, Demesne Road, Douglas.<br />

13<br />

It is not possible to say in this leaflet how much<br />

your benefit may reduce by. For more<br />

information about this contact the section<br />

dealing with your benefit claim. You can find<br />

their telephone number in the Phone Book under<br />

<strong>Isle</strong> <strong>of</strong> <strong>Man</strong> <strong>Government</strong> and on the page called<br />

“Most Useful <strong>Government</strong> Telephone Numbers” -<br />

Social Security.<br />

Industrial Death Benefit<br />

Industrial Injuries Disablement Benefit<br />

Reduced Earnings Allowance<br />

Retirement Allowance<br />

These benefits are not reduced however long you<br />

are in hospital.


14<br />

Benefits you may be able to get when<br />

you leave hospital<br />

If you are still unfit for work when you leave<br />

hospital, you should claim Incapacity Benefit (if<br />

you have not already done so). You may also<br />

want to claim Income Support. You can find<br />

more information about these benefits on pages<br />

5 and 6 <strong>of</strong> this booklet.<br />

If you are under pension age and you are likely<br />

to need help with personal care or with getting<br />

around for several months or more, you may<br />

want to ask about claiming Disability Living<br />

Allowance (D.L.A.).<br />

If you are <strong>of</strong> pension age and you are likely to<br />

need help with personal care when you leave<br />

hospital, you may want to ask about claiming<br />

Attendance Allowance (A.A.).<br />

To get more information about D.L.A. and A.A.<br />

contact the Disability Benefits Unit by<br />

telephoning 685104 or ask at any social<br />

security <strong>of</strong>fice.<br />

Social Security Offices<br />

The address, opening hours and telephone<br />

number <strong>of</strong> each <strong>of</strong> the social security <strong>of</strong>fices<br />

on the <strong>Isle</strong> <strong>of</strong> <strong>Man</strong> are shown below:<br />

Head Office, Douglas<br />

Markwell House, Market Street, Douglas<br />

telephone 685685<br />

Monday to Thursday<br />

Friday<br />

9.15 am – 5.00 pm<br />

9.15 am – 4.30 pm<br />

Ramsey<br />

Cummal Mooar, Queens Promenade, Ramsey<br />

telephone 812138<br />

Monday<br />

Tuesday<br />

Wednesday<br />

Thursday<br />

Friday<br />

9.15 am – 1.00 pm and<br />

2.15 pm – 5.00 pm<br />

CLOSED<br />

9.15 am – 1.00 pm and<br />

2.15 pm – 5.00 pm<br />

9.15 am – 1.00 pm<br />

9.15 am – 1.00 pm and<br />

2.15 pm – 4.30 pm<br />

Castletown<br />

Old Customs House, The Quay, Castletown<br />

telephone 822300<br />

Monday<br />

Tuesday<br />

Wednesday & Thursday<br />

Friday<br />

Port Erin<br />

Southlands, Castletown Road, Port Erin<br />

telephone 833146<br />

CLOSED<br />

9.15 am – 1.00 pm and<br />

2.15 pm – 5.00 pm<br />

CLOSED<br />

9.15 am – 12.45 pm<br />

Monday<br />

9.15 am – 1.00 pm and<br />

2.15 pm – 5.00 pm<br />

Tuesday, Wednesday and Thursday CLOSED<br />

Friday<br />

2.15 pm – 4.30 pm

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!