The Future of Banking-andhrabank-nov4-04.pdf - IDRBT

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How Long a Differentiator? • Then….can technology be enough of a differentiator? • Any new technology or technology-enabled process can act as a differentiator or a competitive edge for some level of time. • After that time, the technology still has to be adopted as a “necessity” and as a cost of doing business Thanks to shortening technology life cycles, it would be short sighted to assume that technology would be a long term differentiator… INSTITUTE FOR DEVELOPMENT AND RESEARCH IN BANKING TECHNOLOGY November 4, 2004 Vepa Kamesam, Chairman IDRBT
For Long-Term Differentiation Elements of Technology as a Differentiator Scalability & Flexibility Efficient utilisation, mgmt Process enabling Utility to customer Support Skills INSTITUTE FOR DEVELOPMENT AND RESEARCH IN BANKING TECHNOLOGY November 4, 2004 Vepa Kamesam, Chairman IDRBT
Page 1 and 2: The Future of Banking & Some Securi
Page 3 and 4: Innovative Risk Management Complex
Page 5 and 6: Focus aspects of Commercial Banking
Page 7: Technology - A Differentiator Techn
Page 11 and 12: POS Terminal and Cash Dispenser POS
Page 13 and 14: Technology Acquisition • Inapprop
Page 15 and 16: Regulation and Supervision - The Ch
Page 17 and 18: Currency Management and Technology
Page 19 and 20: Continuous Linked Settlement Centra
Page 21 and 22: RBI Initiatives in Payment and Sett
Page 23 and 24: PKI Hierarchy CCA IDRBT CA Reposito
Page 25 and 26: RBI Initiatives in Payment and Sett
Page 27 and 28: RTGS Scenario • 92 banks have imp
Page 29 and 30: Smart Cards - The Future • Multi-
Page 31 and 32: RBI and Customer Service...(2) Impr
Page 33 and 34: Pre-requisites for Technology Human
Page 35 and 36: Disaster Management • An action p
Page 37 and 38: Getting Personal with Personnel Peo
Page 39 and 40: Some Security Related Matters INSTI
Page 41 and 42: Computer Crimes • Only 5% of cybe
Page 43 and 44: Physical Security Aspects • Clear
Page 45 and 46: Physical Security Measures (2) •
Page 47 and 48: CCTV • Perhaps the most critical
Page 49 and 50: How to Ensure Security??-A Framewor
Page 51 and 52: INSTITUTE FOR DEVELOPMENT AND RESEA
Page 53 and 54: Currency Management & Movement of T
Page 55 and 56: Agencies Involved in Currency Manag
Page 57 and 58: Movement of Treasure .. (2) •Thes
Page 59 and 60:
Chandigarh Cross-movement of Curren
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The Future of Banking-andhrabank-nov4-04.pdf - IDRBT

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