The Telephone Consumer Protection Act - Reed Smith

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TCPA Exclusions • Most CGL policies now specifically exclude TCPA claims • <strong>The</strong> absence of an explicit exclusion indicates an intent to insure • If claims beyond the TCPA are asserted, the insurance company may have a duty to defend the entire suit – even if there is a TCPA exclusion
Directors and Officers Coverage • Claims-Made Coverage • Covers claims for wrongful acts of directors and officers; may cover organization for wrongful acts. Entity coverage may be limited to securities claims. • May exclude advertising and personal injury offenses • Typically does not contain TCPA exclusion
Page 1 and 2: The Telephone Consumer Protection A
Page 3 and 4: Telephone Consumer Protection Act (
Page 5 and 6: Cannot make autodialer or prerecord
Page 7 and 8: Cannot call residential numbers on
Page 9 and 10: Defenses • Prior express consent
Page 11 and 12: Consent Defense - Text Messages •
Page 13 and 14: Consent Defense - Revocation of Con
Page 15 and 16: Vicarious Liability Defense • Fed
Page 17 and 18: Third-party Claims • List provide
Page 19 and 20: TCPA Now Generating Greater Interes
Page 21 and 22: What We’re Up Against • Along w
Page 23 and 24: FCC Enforcement Process • Agency
Page 25 and 26: Greater Compliance Burdens: 2/15/20
Page 27 and 28: And the Big One! • Effective 10/1
Page 29 and 30: Today’s Hot Topics Plenty of Ques
Page 31 and 32: Or its back is up against the wall!
Page 33 and 34: Plenty of Questions; Just No Answer
Page 35 and 36: So What’s A Person To Do? (cont
Page 37 and 38: Insurance for TCPA Liabilities •
Page 39 and 40: CGL - Coverage B Advertising and Pe
Page 41 and 42: Privacy: Secrecy and Seclusion •
Page 43: Statutory Damages Compensation or P
Page 47 and 48: Time, Topic, Tower • Time - TCPA

The Telephone Consumer Protection Act - Reed Smith

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