MARFIN EGNATIA BANK S.A. - Irish Stock Exchange

Responsibility Statements
The Issuer accepts responsibility for the information contained in this document. To the best of the
knowledge and belief of the Issuer the information contained in this document is in accordance with the
facts and does not omit anything likely to affect the import of such information. The Issuer further
confirms that this Base Prospectus contains all information which is material in the context of the issue of
the Covered Bonds, that such information contained in this document is true and accurate in all material
respects and is not misleading, that the opinions and the intentions expressed in it are honestly held by it
and that there are no other facts the omission of which makes this Base Prospectus as a whole or any of
such information or the expression of any such opinions or intentions misleading in any material respect
and all proper enquiries have been made to ascertain and to verify the foregoing. The Issuer accepts
responsibility accordingly and the Issuer has confirmed to the Dealers that the Issuer accepts such
responsibility.
Representations about the Covered Bonds
No person has been authorised to give any information or to make any representation not contained in or
inconsistent with this Base Prospectus or any other document entered into in relation to the Programme
and if given or made, such information or representation should not be relied upon as having been
authorised by the Issuer or any Dealer.
Neither the Dealers, the Trustee, the Agents, the Transaction Account Bank nor any of their respective
affiliates have authorised the whole or any part of this Base Prospectus and none of them makes any
representation or warranty or accepts any responsibility as to the accuracy or completeness of the
information contained in this Base Prospectus. Neither the delivery of this Base Prospectus or any Final
Terms nor the offering, sale or delivery of any Covered Bond shall, in any circumstances, create any
implication that the information contained in this Base Prospectus is true subsequent to the date hereof or
the date upon which this Base Prospectus has been most recently supplemented or that there has been no
adverse change, or any event reasonably likely to involve any adverse change, in the prospects or
financial or trading position of the Issuer since the date thereof or, if later, the date upon which this Base
Prospectus has been most recently supplemented, or that any other information supplied in connection
with the Programme is correct at any time subsequent to the date on which it is supplied or, if different,
the date indicated in the document containing the same.
Each Series of Covered Bonds may be issued without the prior consent of the Covered Bondholders of
any outstanding Covered Bonds subject to the terms set out herein under "Terms and Conditions of the
Covered Bonds" (the "Conditions") as amended and/or supplemented by a document specific to such
Series called the final terms (the "Final Terms"). This Base Prospectus must be read and construed
together with any supplements hereto and with any information incorporated by reference herein and, in
relation to any Series of Covered Bonds which is the subject of Final Terms, must be read and construed
together with the relevant Final Terms. All Covered Bonds will rank pari passu and rateably without any
preference or priority among themselves, irrespective of their Series, save with regard to the timing and
amount of the repayment of principal and the timing and amount of interest payable.
If you are in any doubt about the contents of this document you should consult your stockbroker, bank
manager, solicitor, accountant or other financial adviser. It should be remembered that the price of
securities and the income from them can go down as well as up.
Selling Restrictions Summary
The distribution of this Base Prospectus and any Final Terms and the offering, sale and delivery of the
Covered Bonds in certain jurisdictions may be restricted by law. Persons into whose possession this Base
Prospectus or any Final Terms comes are required by the Issuer, and each of the Dealers to inform
themselves about and to observe any such restrictions. For a description of certain restrictions on offers,
sales and deliveries of Covered Bonds and on the distribution of this Base Prospectus or any Final Terms
and other offering material relating to the Covered Bonds, see "Subscription and Sale". In particular,
Covered Bonds have not been and will not be registered under the United States Securities Act of 1933
(as amended) (the "Securities Act") and are subject to U.S. tax law requirements. Subject to certain
exceptions, Covered Bonds may not be offered, sold or delivered within the United States or to U.S.
persons. Covered Bonds may be offered and sold outside the United States in reliance on Regulation S
under the Securities Act ("Regulation S").
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