PMRY - Institute for Social and Economic Change

iii. Application received by the DICs should be quickly forwarded to the designated
banks.
iv. The stipulated coverage by the Government of India of weaker sections (SC/STs)
under the scheme should be ensured by the Task Force and the Banks.
v. The implementing agency must communicate the targets to the banks well in
time.
vi. Orientation programmes should be conducted by DIC for the target groups at
Block/Taluka level to popularization of PMRY.
vii. PMRY envisages advancing of loans in the ratio of 50:30:20 respectively for
industry, service and business sector, which should be followed to ward off any
imbalance.
viii. The targets under PMRY should be fixed in relation to population growth rate,
quantum of poverty and absolute approximate number of unemployed.
We list below the recommendations and the action taken report
Recommendation
Promote awareness programmes for repayment of
loans. But non payment due to genuine reasons
should be rescheduled
Processing of loan applications to be on time to the
target stipulated, to SC/STs and women. It is
recommended that 12 per cent for SC/ST and 3 per
cent for handicapped should be covered for promotion
of weaker sections.
Further, it is recommended that awareness
programmes should be initiated specifically to SC/STs
and inclusion of provision for handicapped under PMRY
Coverage of projects under industry sector was up to
the requirement. Under financing or routine target
approach by the banks or predominance of business
activities in the sanctioned cases was observed. To
avoid misuse, it is recommended that model project
profiles should be prepared for successful activities
based on which finances could be released.
Action taken
Observations of the Committee has been
communicated to the GOK on 30.9.02
Observations have been communicated to the State
to take necessary action on 4.10.02.
Presently, 22.5 per cent share is stipulated for
SC/STs and the state government are asked to
divert the funds to other categories if enough
applications are not received. It is argued that since
PMRY’s focus is employment and not poverty
alleviation, 3 per cent reservation to the physically
handicapped does not apply.
The observation of the committee has been
circulated to the concerned.
A reply from RBI states that DICs may be able to
assess the ground realities of infrastructure,
availability of natural resources, skills of people etc.
DICs are asked to conduct workshops to popularize
the locally suitable schemes.
Reward for districts for better recovery of loans Observation of the Committee has been
communicated to take necessary action
Marketing of products through a common brand name Observation of the Committee has been
to improve quality of goods, testing labs, mobile testing communicated for necessary action
labs for food products. Promote vendor meets,
awareness programmes through SHGs for awareness
meets, public campaigns, vendor meets etc. Permanent
sale outlets with supportive infrastructure of space and
staff by the government
(Contd)
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