Allstate Product Navigator Allstate Product Navigator - AccessAllstate
Allstate Product Navigator Allstate Product Navigator - AccessAllstate
Allstate Product Navigator Allstate Product Navigator - AccessAllstate
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<strong>Allstate</strong> <strong>Product</strong> <strong>Navigator</strong><br />
Your Inside GPS For the <strong>Product</strong> <strong>Allstate</strong> Solutions <strong>Product</strong> Book<br />
LIFE<br />
ANNUITY<br />
INVESTMENT<br />
• GenBuilder SM<br />
• Legacy Series UL<br />
• True Term SM<br />
• Ultra Plus UL<br />
• Whole Life II<br />
• IncomeReady SM<br />
• Preferred Performance<br />
• T-Link<br />
• High Yield Savings<br />
• CDs<br />
• Insured Money Market<br />
ALLSTATE PRODUCT NAVIGATOR<br />
• Ultra Index ® UL<br />
• Bond Funds<br />
• TotalAccumulator SM VUL<br />
• Variable Annuities<br />
• <strong>Allstate</strong> ®<br />
ClearTarget SM<br />
Retirement Funds<br />
• Stock Funds<br />
<strong>Allstate</strong> <strong>Product</strong> <strong>Navigator</strong> can help<br />
guide you through the <strong>Allstate</strong> Life<br />
Insurance Company of New York<br />
line-up of life, annuity and investment<br />
products. Featured in the new <strong>Allstate</strong><br />
<strong>Product</strong> Book, <strong>Product</strong> <strong>Navigator</strong> is<br />
organized into color-coded product<br />
rows and risk/growth potential<br />
columns. The left column includes<br />
products that provide more safety<br />
of principal and guarantees. <strong>Product</strong>s<br />
with increasing risk/growth potential<br />
and less predictability of earnings<br />
are located in the middle and<br />
right columns.<br />
Increasing Market Risk<br />
Increasing Growth Potential<br />
LIFE<br />
Life <strong>Product</strong>s<br />
Address needs for death benefit protection, wealth transfer<br />
and estate planning. Choose from fixed life insurance on the<br />
left to equity-based variable life insurance on the right and<br />
points in between.<br />
ANNUITY<br />
INVESTMENT<br />
Annuity <strong>Product</strong>s<br />
Address needs for tax-deferred accumulations or distribution<br />
guarantees but no death benefit need. Annuities with stronger<br />
safety of principal and more predictability of earnings are on the<br />
left, while moving to the right tends to provide more opportunity<br />
for growth with less emphasis on safety of principal and<br />
predictability of earnings.<br />
Investment <strong>Product</strong>s<br />
Speak to the long-term retirement need as well as the need<br />
for short-term cash flow. Savings accounts and investments<br />
with less market risk are located in the left column. Investments<br />
with increasing market risk/growth potential, such as bond<br />
funds and stock funds, are located in the center and right<br />
columns, respectively.<br />
Order the <strong>Product</strong> Book<br />
(FIN1312NY) today on<br />
accessallstate.com.<br />
For more information,<br />
contact your <strong>Allstate</strong><br />
Financial Wholesaler<br />
at 800.856.0934.<br />
For Broker-Dealer or Agent Use Only— This material may not be quoted, reproduced or shown to<br />
members of the public, or used in electronic or written form as sales literature for public use.<br />
© 2009 <strong>Allstate</strong> Insurance Company (01/09) accessallstate.com<br />
FIN1332NY
<strong>Allstate</strong> <strong>Product</strong> <strong>Navigator</strong><br />
Inside the <strong>Allstate</strong> <strong>Product</strong> Book<br />
TrueTerm SM (NYLU666), Legacy Choice UL SM (NYLU678), Legacy Secure UL® (NYLU676), Legacy Secure SL® (NYLU722), Ultra Index® (NYLU707), Ultra Plus UL<br />
(NYLU690), Whole Life II (NYLU696), GenBuilder SM (LU10903NY), IncomeReady SM (NYLU738), <strong>Allstate</strong>® Treasury-Linked Annuity (NYLU561), <strong>Allstate</strong>®<br />
Preferred Performance (NYLU657) are fixed annuities and fixed life products issued by <strong>Allstate</strong> Life Insurance Company of New York. <strong>Allstate</strong> Life Insurance<br />
Company of New York is a wholly-owned subsidiary of <strong>Allstate</strong> Life Insurance Company, Northbrook, IL.<br />
TotalAccumulator is a variable universal life insurance policy issued by <strong>Allstate</strong> Life Insurance Company of New York, Home Office: Hauppauge, NY, a wholly<br />
owned subsidiary of <strong>Allstate</strong> Life Insurance Company, Home Office, Northbrook, Illinois. TotalAccumulator is available with contract series NYLU727.<br />
High-yield savings, CDs and IRA CDs, and insured money market accounts are available through <strong>Allstate</strong> Bank, a wholly owned subsidiary of The <strong>Allstate</strong><br />
Corporation and Member FDIC.<br />
In order to refer <strong>Allstate</strong> Bank products, producers must complete the <strong>Allstate</strong> Bank Deposit <strong>Product</strong>s Course for producers via the Learning Resource Network<br />
(LRN). In certain states, the referral of certificates of deposit (CDs) to <strong>Allstate</strong> Bank is limited by state securities laws to agents who are registered securities<br />
representatives. Contact an <strong>Allstate</strong> agency or <strong>Allstate</strong> Bank at 877-794-2265 for further information. <strong>Allstate</strong> agents receive compensation for the referral of<br />
<strong>Allstate</strong> Bank CDs, which may vary depending on the size of the deposit and the term of the account.<br />
Mutual funds and other securities products are offered through <strong>Allstate</strong> Financial Services, LLC. Along with its own proprietary mutual fund, <strong>Allstate</strong> Financial<br />
Services, LLC represents over 100 additional fund families including these Strategic Fund Families: AIM Investments (Invesco AIM), American Funds, Fidelity<br />
Investments (advisor funds only), Lord Abbett Funds (Strategic for 401(k) plans only), Oppenheimer Funds.<br />
Please note that an investment in an <strong>Allstate</strong> ClearTarget Retirement Fund offers no guarantee of future growth and may lose value. The value of the fund will<br />
fluctuate with market conditions and is subject to the volatility of the U.S. and International financial markets. The funds may be subject to additional risks<br />
associated with investing in high-yield, small-cap and foreign securities. Please see the prospectus for details.<br />
<strong>Allstate</strong> ClearTarget Retirement Funds are mutual funds and are designed for long-term investing. Investors<br />
should carefully consider the investment objectives, risks, charges and expenses of <strong>Allstate</strong> ClearTarget<br />
Retirement Funds before purchasing a fund or investing money. Please note that an investment in an <strong>Allstate</strong><br />
ClearTarget Retirement Fund offers no guarantee of future growth and may lose value. The value of the fund<br />
will fluctuate with market conditions and is subject to the volatility of the U.S. and International financial<br />
markets. The funds may be subject to additional risks associated with investing in high-yield, small-cap and<br />
foreign securities. Please see the prospectus for more details. This information is only a summary. The<br />
prospectus contains details on the investment alternatives, risks, fees, charges, expenses and other pertinent<br />
information. To obtain a prospectus, please contact your <strong>Allstate</strong> Financial Wholesaler at 800-856-0934 or<br />
visit accessallstate.com. Customers should read the prospectus carefully before purchasing shares or<br />
sending money.<br />
Securities offered by Personal Financial Representatives through <strong>Allstate</strong> Financial Services, LLC. Registered Broker-Dealer. Member FINRA, SIPC. Main Office:<br />
2920 South 84th Street, Lincoln, NE 68506. 877-525-5727. <strong>Allstate</strong> ClearTarget Retirement Funds are offered by <strong>Allstate</strong> Financial Investment Trust, a<br />
registered open-end investment company, Northbrook, IL and distributed by Funds Distributor, LLC, Columbus, OH.<br />
Variable annuities are long-term investments designed for retirement purposes. Variable universal life<br />
insurance policies are long-term investments designed to provide life insurance protection and flexibility in<br />
connection with premium payments and death benefits. You should advise your clients to carefully consider<br />
the investment objectives, risks, charges and expenses of the investment alternatives before purchasing a<br />
variable annuity contract or variable life insurance policy. The contracts and policies have limitations and<br />
are sold by prospectus only. The applicable prospectuses contain details on the investment alternatives,<br />
contract or policy features, the underlying portfolios, fees, charges, expenses and other pertinent information.<br />
This material is approved for Broker/Dealer use only and may not be quoted, reproduced or shown to<br />
members of the public, nor used in electronic or written form as sales literature for public use. To obtain a<br />
prospectus or a copy of the underlying portfolio prospectuses, please contact your <strong>Allstate</strong> Financial<br />
Wholesaler at 800-856-0934 or go to accessallstate.com.<br />
This information is intended for general informational purposes only and is not intended to provide tax, legal or investment advice.<br />
For Broker-Dealer or Agent Use Only— This material may not be quoted, reproduced or shown to<br />
members of the public, or used in electronic or written form as sales literature for public use.<br />
© 2009 <strong>Allstate</strong> Insurance Company (01/09) accessallstate.com<br />
FIN1332NY