Working after Retirement fact sheet - sdcera

SAN DIEGO COUNTY EMPLOYEES RETIREMENT ASSOCIATION
Strength. Service. Commitment.
Working after Retirement
Fact sheet for retired members
Use this fact sheet to help you understand basic information about
working after a service retirement. If you decide to work for an employer
other than the County of San Diego (or other participating employer), there
is no effect on your SDCERA retirement benefit payments. However, if you
return to work for the County of San Diego after you have retired, your
retirement benefit payments may be affected.
Temporary re-employment
If you are temporarily re-employed with the County of San Diego (or other
participating employer), there is no effect on your SDCERA retirement
benefit payments. Temporary employment allows you to work in an hourly
position requiring special skills or knowledge for up to 960 hours (equal to
120 eight-hour days) per fiscal year (July 1 through June 30). You may also
receive compensation as a juror, voter registration election officer, judge,
Board of Retirement member, independent contractor or elected official
without affecting your retirement benefit.
Retired members
who wish to return
to employment with
the County of San
Diego can work for
up to 960 hours per
fiscal year without
affecting retirement
benefit payments.
You must wait 180 calendar days (90 calendar days for public safety
officers) following the last day of employment as a regular employee
before you can return as a temporary employee. You may request to be
placed on the retiree list for temporary employment by completing and
submitting the Request for Placement on Retiree List form available from the
Department of Human Resources.
Temporary employment will not reinstate you as an active member;
therefore, your retirement benefit will not be suspended and will continue
to be paid to you.
Returning to active membership
If you become re-employed by the County of San Diego (or other
participating employer) in a permanent position working at least 20 hours
weekly, you will become an active SDCERA member and your retirement
benefit payments will be suspended.
Before returning to permanent employment, you must apply to the Board
of Retirement for reinstatement to active SDCERA membership using the
Return to Active Membership Application for Retired Members form available
at www.sdcera.org or from SDCERA. You must have the Department
of Human Resources Medical Standards Unit complete a section of the
form indicating that you have successfully completed a pre-employment
medical exam.
2275 Rio Bonito Way, Suite 200 • San Diego, CA 92108 Call Center 619.515.6800 or 888.4.SDCERA www.sdcera.org twitter.com/sdcera

If you become re-employed, several changes to your benefits will occur:
• Your retirement benefit payments will be suspended effective the
date you return to work. In the event you receive a retirement benefit
payment for time after you return to active membership, the amount
must be returned in full to SDCERA.
• If you are a retired Tier I, Tier II, Tier A or Tier B member who
returns to work, you will be a Tier B member for your subsequent
period of membership if you return within six months of termination
OR if you return to work with the same employer (e.g., County
employee returning to work for the County). You will be a Tier C
member if you return to work with a different employer (e.g., court
employee returning to work for the County) more than six months
after termination.
• If you are enrolled in an SDCERA-sponsored health plan, you will
not be eligible for coverage in that plan once you return to work in a
permanent position.
• Your retirement benefit payments will be suspended; therefore, optional
deductions such as CECO contributions, CalPERS Long Term Care,
or dues for the Retired Employees of San Diego County (RESDC) and
the Deputy Sheriffs’ Association (DSA) will no longer be paid from
your retirement benefit payment.
• When you terminate employment, your original retirement benefit
payments resume (increased by any cost-of-living adjustments). You
can opt to receive a refund of your member contributions and interest
from your second period of employment, or you can opt to receive an
additional monthly retirement benefit. The benefit will be calculated as
a new and separate benefit based on your age at re-retirement, service
credit and monthly final average compensation earned during your
second period of employment.
SDCERA library
of publications
Booklets
Disability Retirement
Dividing Community
Property
Health Insurance Plans
for Retired Members
Retirement Plan
Survivor and Beneficiary
Information
Fact Sheets
Considerations after
Termination
Considerations before
Purchasing Service Credit
Deferred Membership
Disability Retirement
Earning Service Credit
Health Insurance Allowance
Health Insurance Plans
Health Insurance
Reimbursement Program
Medicare Information for
SDCERA-sponsored
Health Plans
Power of Attorney
You must apply to the Board of Retirement if
you wish to return to a permanent position.
Purchasing Service Credit
Reciprocity
Refunds
This material is available in alternative formats
upon request. Please contact 619.515.6800.
This fact sheet provides disclosure of certain terms and conditions of SDCERA membership and benefits
available to members. It is designed to give you this information as simply and accurately as possible as of
the date of issuance of this fact sheet. SDCERA is governed by the County Employees Retirement Law of
1937 (Government Code Section 31450 et seq.) and by the California Public Employees’ Pension Reform
Act of 2013 (Government Code Section 7522 et seq.) as they have been adopted and implemented by
the San Diego County Board of Supervisors and the SDCERA Board of Retirement. If there is any
inconsistency between this fact sheet and the governing law, the law will govern. Decisions relating to the
plan will be made after reference to the statutes and any resolutions, regulations and policies governing
administration of SDCERA as they exist at the same time of the decisions.
Rev. 1/2013
Retirement Benefit Options
Retirement Plan Summary
Rollover/Transfer for
Purchasing Service Credit
Supplemental Benefit
Allowance
Taxation of Retirement
Benefit Payments
Working after Retirement
2275 Rio Bonito Way, Suite 200 • San Diego, CA 92108 Call Center 619.515.6800 or 888.4.SDCERA www.sdcera.org twitter.com/sdcera