Winter Issue 2009 - cfmeu

More documents

Recommendations

Info

O F F T H E S I T E with Kelly Hawkins WANT TO JOIN? INDUSTRIES COVERED Over I.5 million hits on our website www.cfmeuwa.com It’s just 12 months since we launched our new website, and in that time we have had over 1.5 million hits! So if you haven’t had a look yet, join the thousands who do so every week. This issue, we are looking at our section on the website called ‘Industries Covered.’ We get enquiries from many workers who are not sure whether or not they can join our great union. Below is a list of Industries and job classifications eligible to join. One Union has the clout and strength to take on employers and defend member’s rights. From riggers to labourers, scaffy’s, carpenters, crane drivers and most other building related trades, the CFMEU has a professional and experienced in-house legal department to defend you. PLUS, financial members can access our in house wages and entitlements recovery service to get back lost wages and entitlements due to dodgy employer practices. In the last 12 months we have got back over one million dollars into the pockets of members who lost their unpaid wages and entitlements. As a member of the CFMEU, you get more than just a ticket, you get the strength, benefits and support of WA’s preferred Number One union for trades like these…… Complete coverage for… • crane operator • carpenter • roof tiler • wall and ceiling fixer • plasterer • ceramic tiler • stonemason • bricklayer/paver • labourer • painter • window fixer • glazier • sign writer • winch operator • boiler attendant • earthmoving plant operator • rigger • scaffolder • dogman • concrete pump operator/hose handler • forklift operator • hoist operator …and more. NOT SURE? Ask a CFMEU Union Organiser (Organiser phone numbers are in the Union Directory at the front of this Journal). Check out www.cfmeuwa.com now it’s one of the best sites you’ll ever be on. Check out our CFMEU WA channel on you tube Yes! We have our own channel on ‘You Tube’. Just Google up the ‘You Tube’ home page and type in CFMEUNION in the search panel. You’ll see various clips of CFMEU activities in WA. Construction Worker – Winter 2009 Page 57 CFMEU
U N I O N B E N E F I T S with Rod Reynolds Understanding the fine print of Income Protection One of the most popular and important benefits the Union has been successful in obtaining for our members is the inclusion of 24 hour Sickness and Accident Cover into company and subcontractor EBA’s. This requires the employer to take out an Income Protection policy that covers its employees for accidents and illnesses that may occur outside of work hours, e.g. if you fall down stairs at home and break your leg or if you fall ill with some sort of illness and are unable to work then the policy will cover your wages for the period you are off work. It does not include cover for medical expenses. At the moment this cover is only available to members who work for a company that has Income Protection as part of their EBA. The Union itself can’t cover all members as the cost would be too prohibitive. If you are able to access this benefit by way of being covered by your employers EBA then there are a number of things you need to understand about the policies. First of all, the policies will contain an exclusion period. What this means is that the policy will not pay you for the exclusion period at the start of the insurance period of the accepted claim. This period starts from the date of your first medical certificate or statement from your Doctor or GP. The standard exclusion period under our policies is one week for most claims unless they are sporting related in which case the exclusion period is 28 days (or 4 weeks). Some project specific agreements in the Northwest or Southwest may contain exclusion periods of 14 days. For this reason it is very important that you get a Medical Certificate straight away so that you can begin receiving payments as quickly as possible. Generally during the exclusion period you can use accrued Sick Leave, Annual Leave or other accrued entitlements such as RDO’s to get you through until the insurance begins paying. As with all insurance policies, this policy will not cover you for “pre-existing” or “de-generative” conditions. This is a very important point and one members need to be aware of. If you have previously received treatment or advice for a condition prior to being covered by the policy (which basically means prior to being employed with your current employer) and then put in a claim under the policy then you may not be covered as the condition being claimed may be classed as a “pre-existing” condition. Also, if you have a condition that relates to wear and tear over a period of months or years such as a joint condition or osteoarthritis or other similar type condition then the insurance company may knock your claim back on the grounds that it relates to a “de-generative” condition. continued overleaf Construction Worker – Winter 2009 Page 59 CFMEU
Page 1 and 2: INSIDE: May Day souvenir lift-out p
Page 3 and 4: S E C R E TA R Y ’ S A D D R E S
Page 5 and 6: D AY O F M O U R N I N G R A L LY B
Page 7 and 8: U N I O N N E W S with Kevin Reynol
Page 9 and 10: A C T U C O N G R E S S with Kevin
Page 11 and 12: continued from previous page OHS pr
Page 13 and 14: C I T Y R O U N D U P with Mick Buc
Page 15 and 16: L E G A L M AT T E R S with Matthew
Page 17 and 18: O F F C U T S with Joe McDonald Kee
Page 19 and 20: Pyramid Constructions. “Even the
Page 21 and 22: MayDay’09
Page 23 and 24: TA K I N G A C T I O N with Joe McD
Page 25 and 26: T H E S O U T H W E S T R E P O R T
Page 27 and 28: W O R K E R S R I G H T S with Jack
Page 29 and 30: U N I O N B E N E F I T S YOUR REDU
Page 31 and 32: W H E R E A R E T H E Y N O W ? wit
Page 33: M E M B E R ’ S M E E T I N G S w
Page 37 and 38: I N T E R N AT I O N A L N E W S wi

Winter Issue 2009 - cfmeu

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?