Sparkasse = Savings Bank! - Stadtsparkasse Düsseldorf
Sparkasse = Savings Bank! - Stadtsparkasse Düsseldorf
Sparkasse = Savings Bank! - Stadtsparkasse Düsseldorf
You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
<strong>Savings</strong> <strong>Bank</strong>s in Germany<br />
<strong>Sparkasse</strong> = <strong>Savings</strong> BANK<br />
Key Figures – Market share<br />
423 independent savings banks in Germany<br />
Ownership: municipal trusteeship of local<br />
governments (savings banks are legally and<br />
economically independent units of<br />
municipalities)<br />
Total assets 1,106 bn €<br />
Tier 1 ratio 12.5 %<br />
Total capital ratio 15.9 % as per the<br />
German Ordinance on Solvability<br />
15,295 branch offices (incl. self-service)<br />
25,700 ATMs with cost-free access for all<br />
<strong>Savings</strong> <strong>Bank</strong>s‘ customers<br />
<br />
Around 245,000 employees<br />
Service provider for 50m customers<br />
<br />
<br />
<br />
<br />
<br />
private customers<br />
34 % in private housing construction<br />
loans (total: € 236.9bn)<br />
24 % in consumer credits<br />
(total: € 54.1bn)<br />
39 % in deposits (total: € 799.2bn)<br />
business customers<br />
More than 40 % market share in SME<br />
business. In 2012 alone, € 69.9bn in<br />
loans were extended to SMEs<br />
(total: € 339,1bn)<br />
More than 10,000 start-ups have been<br />
financed<br />
Facts & Figures 2012<br />
10<br />
August 2013
Change language