Sparkasse = Savings Bank! - Stadtsparkasse Düsseldorf

Savings Banks in Germany
Savings Banks
The German savings banks are legally
independent credit institutions, firmly
rooted in their local communities and
closely aligned to citizens‘ needs.
The savings banks do more than extend
loans and offer current accounts - they
are committed to social involvement and
the development of their local business
areas.
Characteristics
a business model and a legal form which ensures the supply of
banking services to the wider public
focus on the so-called “regional principle”
strong cooperation within the Group, sustained by a common
trademark and the Joint Liability Scheme
a decentralised structure, Group-wide division of labour and the
generation of economies of scope
“S-CountryDesk” network provides international support to business
customers
A reliable partner for private/business customers,
municipalities and banks worldwide!
8
August 2013