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BridgingBy Randy Deffenbaugh<br />

the Gap<br />

An affordable<br />

new health plan is<br />

helping Hoosiers<br />

stay healthy<br />

In Grant County alone, there<br />

are nearly 8,000* uninsured<br />

residents who have no security<br />

or peace of mind when they lay<br />

their heads down at night.<br />

Without health insurance, an<br />

unexpected health emergency or<br />

even a routine visit to a hospital or<br />

physician will leave them unprotected<br />

from receiving a potentially<br />

huge medical bill they cannot afford<br />

to pay. Left with the decision to pay<br />

for healthcare or feed, clothe and<br />

shelter their families, many uninsured<br />

residents are forced to make<br />

the choice to not get the care they<br />

so desperately need.<br />

To provide insurance to those<br />

in need, Indiana and Gov. Mitch<br />

Daniels developed the Healthy<br />

Indiana Plan (HIP), an affordable<br />

health insurance program<br />

for uninsured Hoosiers. <strong>Marion</strong><br />

<strong>General</strong> <strong>Hospital</strong> and MGH<br />

physicians and specialties support<br />

the HIP program. With<br />

their commitment to become HIP<br />

providers, they give those who<br />

choose to become HIP participants<br />

the much-needed security,<br />

peace of mind and independence<br />

associated with having health<br />

insurance coverage.<br />

To be eligible for the Healthy<br />

Indiana Plan, you must:<br />

• Be between the ages of 18 and 64.<br />

• Have an annual household income<br />

that does not exceed 200 percent of<br />

the federal poverty level (generally<br />

less than $20,400 for a single adult<br />

or $41,280 for a family of four).<br />

• Not be eligible for Hoosier<br />

Healthwise or Medicaid.<br />

• Not be pregnant (pregnancy is<br />

covered by Hoosier Healthwise).<br />

• Be ineligible for health insurance<br />

coverage through your employer.<br />

• Be uninsured for at least six<br />

months.<br />

All participants will have a personal<br />

wellness and responsibility<br />

account, or POWER Account. Your<br />

account contains your required<br />

monthly contributions, as well as<br />

the state’s contributions for a combined<br />

total of $1,100. Your POWER<br />

Account will be used to pay for the<br />

first $1,100 of services, not including<br />

$500 of free preventive services.<br />

This means you can manage and<br />

control the money you contribute.<br />

After your POWER Account is<br />

used, the HIP plan will cover all<br />

medical expenses up to $300,000<br />

a year or $1 million over the course<br />

of your lifetime.<br />

Stay healthy—and give yourself<br />

and your family the security, peace<br />

of mind and independence you<br />

deserve by applying today. Every<br />

Hoosier deserves to rest easier.<br />

*2005-2006 Taylor University<br />

Commission study<br />

We’ll Get You Covered<br />

To apply for the Healthy Indiana Plan (HIP), download an application at www.hip.<br />

in.gov or have one mailed to you by calling toll-free 877-GET-HIP-9 (438-4479).<br />

Applications and assistance also are available at <strong>Marion</strong> <strong>General</strong> <strong>Hospital</strong>. Please call<br />

765-662-4864 or 765-671-3080. MGH representatives are happy to assist you.<br />

To apply for HIP, you’ll need the following items:<br />

• Valid driver’s license or state or student ID, to prove identity<br />

• Legal birth certificate or other legal documents, to prove U.S. citizenship<br />

•Alien registration card or permanent resident card, if you are not a U.S. citizen<br />

•Most current employer pay stub or paycheck, to verify income; if self-employed,<br />

bring last year’s signed tax return<br />

8<br />

vim & vigor • winter 2008

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