Rutgers University School of Law-Camden - Catalogs - Rutgers, The ...

either the federal or state government. Generally, a student
may borrow up to $15,000 per year, or a total loan portfolio
(including federal loans) of $120,000. These loans usually
carry a variable rate of interest and are subject to the student
passing a credit check. Additional information about these
programs is available from the financial aid office.
Emergency Loans. Students who are experiencing a financial
emergency may apply for a university loan of up to $300
(up to $500 in an extreme case). The interest rate is 3 percent
simple. An emergency need must be demonstrated and
funds must be available.
Students should contact their local financial aid office for
additional information. If loans in excess of this amount are
required, an appointment with a counselor is recommended.
Students do not need to be recipients of financial aid nor
have filed a financial aid application to be considered for
these loans.
Note: Quoted interest rates may change at any time.
Subsequent program regulations may change the terms of
eligibility and repayment.
Employment
Federal Work-Study Program (FWSP). Federal work-study
employment may be offered as a self-help portion of the
financial aid award. Application for this program is made
by filing the FAFSA. On-campus jobs are available in many
areas. Selection for a particular job is based on skills, job
availability, university needs, and student preference. The
assigned employment opportunity is based on an expectation
that the student will work between 10 and 15 hours
weekly throughout the fall and spring academic terms; in
the case of summer assignments, the expectation is that the
student will work between 15 and 35 hours per week. Once
a job is assigned, it is anticipated that the student will continue
in that position through the entire academic year.
Any change in work-study jobs must be made through
the financial aid office. Off-campus employment also is
available through the college work-study program, though
it is limited to returning students. These jobs are in non
profit agencies. No job assignments are made until all
paperwork required to accept the aid is completed.
Other Sources of Aid
Veterans Benefits. The War Orphans, Widows, and Veterans
Educational Assistance Act provides financial assistance to
the children or widow of a veteran who died of a serviceconnected
disability or to the dependents of a veteran who
has a total disability.
Veterans and other persons planning to receive educational
assistance benefits from the Veterans Administration
(VA) are advised to secure VA approval for training prior
to enrollment. Inquiries concerning eligibility should be
directed to the veterans coordinator on each campus.
A veteran, widow, war orphan, or dependent approved
for training should present the Veterans Administration’s
Certificate of Eligibility Forms when registering. In order
to be certified for Veterans Educational Assistance Benefits,
veterans, war orphans, widows, and dependents must
present, in person, proof of enrollment to the university
Office of Veterans Affairs at the beginning of each term.
Veterans planning to train under Chapter 32 VEAP,
Chapter 30 of the New (Montgomery) GI Bill of 1984, or
Chapter 106 for Reservists are required by the university
to pay cash for tuition, fees, books, and supplies, when
due. Veterans, in turn, receive an allowance for each month
of schooling, based upon credit hours and the number
of dependents.
No veteran may withdraw officially from a course (or
courses) without prior approval from the academic services
and/or dean of students offices. All withdrawals must be
submitted in writing. The date of official withdrawal will
be the determining date for changes in benefits. Failure to
comply with the official college withdrawal procedure may
affect both past and future benefits. Any change in schedule
also must be reported to the campus Office of Veterans
Affairs immediately.
RESTRICTIONS ON FINANCIAL AID
AND EMPLOYMENT
Graduate students ordinarily may not accept simultaneously
two different financial awards from the university.
Students who have applied for two different awards and
are offered both should inquire at the dean’s office of the
school of matriculation before acceptance. Students who
hold fellowships, assistantships, internships, or Russell
Scholarships may not accept employment outside of their
academic department without the permission of the graduate
director and the dean of the school of matriculation.
Graduate students who have received aid administered
by the Office of Financial Aid must report to that office
any change in income, such as scholarships, loans, gifts,
assistantships, or other employment received subsequent
to the original aid award.
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