September 2012 BBAM Magazine - HBA of Southeastern Michigan

BUILDING
September Is
Associates Appreciation Month
SEPTEMBER 2012
Business & Apartment Management
VOICE OF THE BUILDING INDUSTRY ASSOCIATION OF SOUTHEASTERN MICHIGAN AND APARTMENT ASSOCIATION OF MICHIGAN
BIA Members & Staff At The
Annual Tigers Outing
Kirk Armstrong, Don Pratt, Michael Stoskopf, Gene Jimenez, Norm Finkelstein, Byrne Benson, Bob Jones.
Vittorio A. Palomba, Jr., Michael Stoskopf
and Mary Olk.
Annual Barbecue
ASSOCIATES NETWORKING WITH
BUILDERS & REMODELERS
Bob and Judi Johnson.
Michael Stoskopf with his son Chris.
BUILDING Business & Apartment Management x September 2012
1

BUILDING Business &
Apartment Management
FEATURES
SEPTEMBER 2012
3 Associate Member Appreciation
Do Business With A Member
4 Economy 101: It’s About Jobs!
Executive Officer Comments
4 New Housing Permit Forecast
5 Transfer Taxes And New Construction
Legal Update
6 Motor Vehicle Safety
Safety Guidelines For Property Managers
7 Advocacy Update
AAM-PAC, Smoke-Free Toolkit
8-9 News & Events
Golf Outing, “After Hours” Mixer, Internet Marketing
For Business and More!
10 Welcome New Members
10 Thank You Renewing Members
11 HomeAid Southeastern Michigan
11 Index Of Valued Advertisers
Back Cover
Benefits Of Belonging To BIA
Are Your Products
MADE IN AMERICA?
Special Feature
In The October Issue
$50/Listing • Deadline Sept. 7
Register at: builders.org/events.php
Or call: 248-862-1016
Michael Campbell and his dad Rick. Nancy Rosen and her son Adam. Riva Gulli and her husband Ouse. Bob Veresan, Barbecue Sponsor.
BUILDING INDUSTRY ASSOCIATION
OF SOUTHEASTERN MICHIGAN
EXECUTIVE COMMITTEE
PRESIDENT
Richard S. Kligman
FIRST VICE PRESIDENT
Salvatore J. Palazzolo
TREASURER
Paul Aragona
SECRETARY
Norman Finkelstein
IMMEDIATE PAST
PRESIDENT
Adorno Piccinini
VICE PRESIDENTS
James Clarke
Larry Cohen
William Phillips
Robert M. Tedesco
ASSOCIATE VICE PRESIDENT
Katie Hallett
SPECIAL COUNSEL
Richard Komer
EXECUTIVE OFFICER
Michael C. Stoskopf, CEO
APARTMENT ASSOCIATION
OF MICHIGAN
PRESIDENT
Thomas C. Shumaker
IMMEDIATE
PAST PRESIDENT
Jeffrey Kaftan
PAST PRESIDENTS
Robert Brody
Sheldon Gordon
Melvin Kaftan
George M. Nyman
VICE PRESIDENTS
Allen Amber
Mitchell Bleznak
Jonathan R. Borenstein
Leslie Lewiston Etterbeek
Howard Jacobson
J. Ronald Slavik
Shawn Stafford
Michael E. Tobin
EXECUTIVE OFFICER
Michael C. Stoskopf, CEO
PUBLICATION CREDITS
PUBLISHER
Building Industry
Association of
Southeastern Michigan
EDITOR
Susan Adler Shanteau
CONTRIBUTING WRITERS
Nancy Rozum
Gary Smith
ADVERTISING SALES
(248) 862-1016
BUILDING BUSINESS & APARTMENT MANAGEMENT
Building Business & Management is published by Building Industry
Association of Southeastern Michigan, 2075 Walnut Lake Road,
West Bloomfield, MI 48323, (248) 737-4477. Copyright © 2012
Building Industry Association of Southeastern Michigan. All rights
reserved. Reproduction or use of any artwork or editorial contained
within, in any manner, is strictly prohibited unless written
permission is obtained from the publisher.
www.builders.org

Associate Member Appreciation
Associate Members devote time to BIA through their work on committees, councils and special projects. You can
always count on Associates to be there and pitch in to help. They bring revenue to the Association with their dues
and sponsorship. They give BIA some of the financial grounding it needs to do its work on behalf of all members.
In September we take the opportunity to thank our Associates for all they do on behalf of BIA and to show our appreciation. In
addition to our thanks, remember that the best appreciation we can show is to do business with a member. DON’T MISS
SPEED NETWORKING ON SEPTEMBER 11 - see page 9 for details. ■
Associates Networking With Builders and Remodelers At BIA’s Annual Barbecue
Ben Templeton (left), of Templeton Building with Michael
Gordon of MGA Architects.
John Philips of Lighting
Resources of Michigan.
Brad Hinkson of Hinkson
Construction, Inc.
Vittorio A. Palomba, Jr. (left) of Wright & Filippis and Bill
Borchert of Borchert Building.
David Compo (left) of James D. Compo, Inc. and Todd
Hallett of TK Design & Architecture.
Cindy Reed and Jeffrey Quinn of Detroit Media
Partnership.
Jo Golda (left) of Jo’s Cleaning & Organizing and Helen
Velas of Eleni Interiors.
• Pest Control Services
• Lawn, Tree & Shrub Care
• Holiday Lighting
(888) 479-5900
Serving Others by Protecting and Enhancing
Their Lives and Property
www.eradicoservices.com
BUILDING Business & Apartment Management x September 2012
3

Executive Officer
t
Comments
Economy 101: It’s About Jobs!
MICHAEL C. STOSKOPF, EXECUTIVE OFFICER
A
recent 60 Minutes
segment focused
on Stamford,
Connecticut’s “Platform
Sponsored
By:
To Employment,” a
boot camp for the long
term unemployed, that
partners with business
and pays for an eight
week internship for each potential employee.
During the internship, the potential employee
(often college educated with years of positive
career experience in an industry that has
downsized) has the opportunity to prove his
or her value to the business. The first wave of
the program has found jobs for 70 of its 100
participants, so far.
Unemployment acutely affects individuals
when they are unemployed for over six
months, making them feel like they’ve been
severed from the workforce and facing them
with real discrimination, as many employers
will only hire the currently employed. When
there are not enough jobs for people who
want to work, this debilitation affects
not only the individuals but the broader
economy – both private and public sectors
– as well.
In our industry, the importance of jobs and
employment as it relates to home building
activity cannot be understated. One only
needs to look at southeastern Michigan over
the past four years to see the direct correlation
between the two.
As the accompanying chart shows, the shape
of the curves in this comparison of the 4-county
employment levels with the trailing 12-month
single-family home permit totals is strikingly
similar. It shows that as jobs decline, new
home permits decline. As the number of people
employed increases, so do permits. Finally, if
jobs remain “flat” permits tend to follow suit and
remain relatively flat as well.
The effects of rising employment are
also felt in the public sector in two ways.
First, the cost for government assistance
programs such as unemployment, welfare and
food stamps decreases. At the same time, tax
revenues from income, sales and property
taxes all tend to increase. This “double effect”
creates immediate benefits for local, state and
Federal governments in that they literally have
more money for programs and services such as
4 BUILDING Business & Apartment Management x September 2012
New Housing Permit Forecast
police, fire protection and schools.
The United States and Michigan each
have a rich history of rewarding hard work
and entrepreneurship, regardless of whether
you work for a corporation or you own a small
business. This upcoming election season will take
many twists and turns on the way to the voting
booth. At the forefront, candidates from both
parties are promoting ideas they think will unlock
Builders Supply Company
Cabinet Corporation
asabuilderssupply.com
the economic power of our state and nation.
I urge you – irrespective of your party
affiliation – to demand from your preferred
candidates the understanding that the
citizens of our state and nation have an
overwhelming need for an economic climate
where jobs are created and restored. Simply
stated, the election is about one thing, “…it’s
about jobs!” ■

Legal
t
Update
Transfer Taxes And New Construction
GREGG A. NATHANSON, ESQ., COUZENS, LANSKY
Can builders and developers (legally)
avoid paying Michigan’s state
real estate transfer tax on new
construction? The answer: Maybe.
The Michigan Court of Appeals recently
considered this issue in Eastbrook Homes v
Department of Treasury, decided April 24, 2012.
In this case, the developer and affiliated builder
were found liable for transfer taxes, penalty and
interest in excess of $1,000,000.
The facts are not in dispute. Developer and
Builder used the following business model:
Developer conveys a vacant platted lot or
site condominium unit to Buyer by warranty
deed, and pays the transfer tax on the value
of the undeveloped property at the time of the
conveyance. When Buyer purchases the unit or
lot from the Developer, Buyer also enters into
a building contract with Developer’s affiliated
building company to construct a residence on
the property. The purchase agreement between
Buyer and Developer includes the value of
the vacant land without the value of the later
constructed home. Similarly, the contract
between Buyer and Builder includes only
the cost of construction, not the value of the
underlying land. So far, so good.
Unfortunately for the Developer and
Builder, there are additional facts. As security
for payment of the contract price under the
building contract, Builder requires Buyer to quit
claim the property to Builder. Once construction
is complete and Buyer pays for the home, Builder
quit claims the property back to Buyer.
The case involves interpretation of an
exemption from Michigan’s State Real Estate
Transfer Tax Act. MCL 207.526 states that,
“The following written instruments and transfers
of property are exempt from the tax imposed
by this Act ... (d) A written instrument given as
security or an assignment or discharge of the
security interest”. The quit claim deed from
Buyer to Builder states that the parties’ intend
to use the deed as security, and therefore, the
instrument is exempt from Michigan state real
estate transfer tax under MCL 207.526(d). The
quit claim deed from Builder back to Buyer
states that it was given to discharge a security
interest, and is therefore likewise exempt from
transfer tax pursuant to MCL 207.526(d).
So, does the state real estate transfer tax
apply to (a) the quit claim deed from Buyer to
Builder, transferring title to the vacant land
ostensibly for purposes of granting Builder
a security interest and/or (b) the quit claim
deed from Builder back to Buyer, intended to
discharge the security interest?
The Michigan Tax Tribunal ruled in favor of
the Developer and Builder. The Tax Tribunal
acknowledged several facts favorable to the
Developer and Builder. The Court acknowledged
that the Developer is in the business of taking
raw, unimproved land and developing it into
divisible parcels of property; the Builder is
in the business of residential construction;
the Developer and Builder are separate and
distinct legal entities; both companies have a
legitimate business purpose, other than avoiding
transfer tax, to maintain and operate the
building company and development company as
separate entities, including, without limitation,
complying with the condominium act and land
division act and tort liability avoidance; the
Builder has a legitimate business interest to
maintain physical possession of the property
throughout construction; and the parties acted
consistent with their intentions set forth in the
transaction documents.
The Tax Tribunal concluded that the quit
claim deeds should be treated as creating
and discharging a security interest, and
were exempt from payment of the state
transfer tax. The Tax Tribunal reasoned that
the statute does not require a security interest
be created by way of a mortgage. The quit
claim deed from Buyer
to Builder was really an
equitable mortgage and
therefore, satisfied the
transfer tax exemption.
Similarly, the deed from Builder to Buyer was
exempt because it merely discharged that
equitable mortgage.
The Michigan Court of Appeals disagreed,
noting that exemption statutes are to be
strictly construed in favor of the taxing
authority. The Court of Appeals refused to
interpret the quit claim deed from Buyer to Builder
as “an equitable mortgage.” Therefore, the
exemption from transfer tax for instruments used
to create or discharge a security interest was not
applicable. The quit claim deeds transferred all
title to the property from Buyer to Builder, and
from Builder back to Buyer. Unlike a mortgage,
the quit claim deed from Buyer to Builder did not
reserve to the Buyer any property rights. The
deeds were taxable because they conveyed an
interest in the property, for consideration, beyond
creating or discharging a security interest.
What lessons can Developers and Builders
draw from this Court of Appeals decision?
Based upon the language of the decision, it
appears that this Court of Appeals panel may
have reached a different result had Buyer
granted the Builder a traditional mortgage
instead of using a quit claim deed. Second,
even without a mortgage, the Builder would
have lien rights under Michigan’s Construction
Lien Act. Third, the Builder could have recorded
a claim of interest or other instrument against
title, to further limit the Buyer’s ability to sell (or
further encumber) the property, free and clear
of the Builder’s interest. This case leaves open
the door to the proposition that, if structured
properly, a Builder may be able to legally protect
itself and still avoid paying transfer taxes on the
value of a newly constructed home or building. ■
For further information, contact Gregg A.
Nathanson, Esq., at 248-489-8600 or gregg.
nathanson@couzens.com. The information contained
herein does not attempt to give specific legal advice.
For advice in particular situations, the services of a
competent real estate attorney should be obtained.
These materials are the exclusive property of Gregg
A. Nathanson, Esq., and no reprint or other use of
the information contained herein is permitted without
Mr. Nathanson's express prior written authorization.
©2012 Gregg A. Nathanson, Esq.
BUILDING Business & Apartment Management x September 2012
5

Apartment Association of Michigan
t
Property Management Council News
Motor Vehicle Safety
WRITTEN BY GARY SMITH, APARTMENT BUILDING MANAGEMENT
WORKERS COMPENSATION SELF INSURED FUND
WEDNESDAY, OCTOBER 10
AAM Breakfast Club
HUD Financing and Low Income
Housing Credits with speakers:
Greg DeMars & Sheldon Winkelman
of Honigman
Time: 8:30 a.m.
Place: Association Offices
Cost: No Charge for Members;
$10/Guest
Register by calling: 248-862-1004.
Motor vehicle-related incidents are
consistently the leading cause of workrelated
fatalities in the United States.
Thirty-five percent of occupational fatalities
reported by the Bureau of Labor Statistics are
associated with motor vehicles. Between 2003
and 2009, on average:
• 1308 workers died each year from crashes
on public highways.
• 316 workers died each year in crashes that
occurred off the highway or on industrial premises.
• 347 pedestrian workers died each year as a
result of being struck by a motor vehicle.
Motor vehicle crashes have economic costs
in addition to human costs. According to the
National Highway Traffic Safety Administration,
from 1998 to 2000, motor vehicle crash injuries
occurring on and off the job were estimated to cost
employers nearly $60 billion annually. On average,
a fatality occurring on the job cost a business over
$500,000 in direct and liability costs, and each
nonfatal injury cost nearly $74,000.
Risk of work-related motor vehicle crashes
cuts across all industries and occupations.
Workers who drive on the job may be
“professional” drivers whose primary job is to
transport freight or passengers. Many other
workers spend a substantial part of the work
day driving a vehicle owned or leased by their
employer, or a personal vehicle. In the United
States, companies and drivers that operate large
trucks and buses are covered by comprehensive
safety regulations. In contrast, there are no
federal occupational safety regulations that
cover the workers
who use smaller
employer-provided
vehicles or
personal vehicles.
For all workers
who drive on the
job, employer
safety policies are
a critical element
in reducing crash
risks. Employer
policies may be
limited to supporting and reinforcing state traffic
laws. However, many employers choose to
manage road risk more proactively through
programs and policies to promote safe
driving behaviors, ensure that work-related
driving takes place under the safest possible
conditions and ensure that worker vehicles
are safe and properly maintained. Some
small Fleet Safety Program ideas:
• Include the requirement for safe vehicle
operation and how safety results will be measured.
• Required use of safety belts by all
occupants of all vehicles driven on company
business, including personal vehicles (Tip:
Embrace Life – always wear your seat belt
at http://www.youtube.com/watch?v=h-
8PBx7isoM is a powerfully inspirational video.)
• Prohibit consumption of alcohol and/or
controlled substances prior to and during vehicle
operation and at any time on company premises.
• Require an application that includes detailed
information on applicants’ driving history, listing
of all crashes and all moving violations.
• Visually check applicants’ driver’s licenses
to determine if they have the proper license for
the job and any restrictions.
• Obtain a Motor Vehicle Record (MVR)
from all states where the applicant is licensed.
Monitor at least annually.
• Establish specific criteria for an acceptable
driving history and use it.
• Offer defensive driver training.
• Maintain vehicles according to
manufacturer’s specifications.
• Insist that personal vehicles used on
company business be properly maintained.
Reserve the right to inspect those vehicles.
• Establish a firm policy of reporting all
crashes immediately, with no exceptions.
• Keep a crash report and disposable camera
within each vehicle.
• Investigate serious crashes with the
objective of identifying controls that will prevent
similar crashes from occurring in the future.
• Review crashes with the driver. Make it
clear that the primary purpose is to identify all
possible causes, not to assess blame. ■
6 BUILDING Business & Apartment Management x September 2012

Apartment Association of Michigan
t
Advocacy Update
WRITTEN BY FORREST WALL, CAE, STAFF VICE
PRESIDENT AND INDUSTRY RELATIONS
Help AAM-PAC Make A Difference in
Election 2012!
Property Management Council News
When you say “Election 2012” most people’s thoughts turn to
the Presidential campaign. Arguably, of greater importance
for apartment owners, are the races in this election for state
legislative seats. The policies pursued by our state elected leaders can
have a swift and significant impact on your operations and profitability.
While Michigan’s Senators do not run in 2012, all 110 seats in the
Michigan House of Representatives are up for election.
One great way to have your voice heard in this election is to support
AAM-PAC. AAM-PAC is the Apartment Association’s political action
committee, which utilizes contributions from members and aggregates
them into one fund. This fund is used to financially support those elected
officials who understand the important role of rental housing in Michigan’s
economy. In short, we do the legwork for you to find the candidates who
will best represent your business, and then support their campaign.
AAM has been very successful in this legislative session, with the
following recent victories:
• Interest Rate on Tax Tribunal Appeals – Public Act 220 of 2012,
requested by AAM, increased the statutory interest rate on Tribunal
appeals effective 7/1/12.
• Nonrecourse Mortgage Loan Provisions – Public Act 67 of 2012
helps to rectify the problems with certain loan covenants in nonrecourse
commercial loan transactions.
There is much work left to do, however, starting with our proposal
for Apartment Inspection Law Reform. This legislation seeks to put
limits on registration fees and inspection fees, and extends inspection
cycle timeframes.
Remember, AAM-PAC contributions must be made via personal,
partnership, or LLP check or credit cards. Please contact me at 248-862-
1004 to make your contribution today!
New Smoke-Free Toolkit Available from HUD
The U.S. Department of Housing
and Urban Development (HUD) and
the U.S. Department of Health and
Human Services (HHS) have issued
a Smoke-Free Housing Toolkit to
provide multifamily rental property
owners guidance on adoption of
smoke-free housing policies. In
addition to the policy guidance, the
toolkit includes a sample resident
survey, frequently asked questions,
and other resources. To view the
toolkit, visit www.hud.gov. ■
Irving Rose, Edward Rose & Sons
Sincere condolences to the family and
associates of Irving Rose who died at the
age of 86 on July 22. Irving was a partner
in AAM member company Edward Rose
& Sons, along with his brothers Leslie
and Sheldon. Their father founded the
company in 1921.
According to their website, the company
engages in a variety of land development
and construction projects that range from
Irving Rose. March 1950. single-family residential to large scale
mixed use and multifamily projects, with a
focus on multifamily projects. The organization is creative and adaptive
in its response to various rental markets and has a philosphy that
considers their projects long term investments in communities.
Edward Rose & Sons has been continuously active in residential
development and construction since its inception and has completed
more than 80,000 dwelling units. Prior to 1965, the majority of the
construction work was in the area of single-family homes. Since then
the concentration has shifted towards multifamily construction with over
65,000 units built. Approximately 57,000 of these multifamily units are
managed and retained by the company.
Edward Rose was inducted into the Building Industry Association’s
Hall of Fame in 1981. The company is currently under the leadership of
Irving’s nephew, Warren Rose.
©Fabian Bachrach
BUILDING Business & Apartment Management x September 2012
7

Sponsorships
Available.
Visit
builders.org
or call
248-862-1004
BIA 2012 GOLF OUTING
& MAHB REGION VII
GOLF CHALLENGE
THURSDAY, SEPTEMBER 27
PROCEEDS TO BENEFIT HOMEAID SOUTHEASTERN MICHIGAN
THE LINKS OF NOVI • 50395 W. 10 MILE RD., NOVI 48374 (10 MILE & BECK)
$75 COMPLETE GOLF PACKAGE INCLUDES:
18 HOLES OF GOLF WITH A CART, LUNCH, & DINNER OR $30 Dinner Only
• 9:45 a.m. Registration and Range Practice
EVENT SPONSOR
• 10:30 a.m. Shotgun Start (Includes Lunch at the Turn)
• 3:30 p.m. Awards Program & Buffet Steak Dinner
+ SECOND ANNUAL GOLF CHALLENGE!
Three (3) foursomes will be selected to represent BIA as it defends its title in the MAHB Region VII Golf Challenge against teams from the HBAs of Greater
Ann Arbor, Lenawee County, Monroe County and Builders Association of Metro Flint. The association with the lowest, 3-team combined score will be awarded
the 2012 Trophy and bragging rights for the next year. To be eligible to participate in the Golf Challenge, ALL participants from a foursome must be current
association members. **Foursomes participating in the Golf Challenge are also eligible for prizes related to the BIA Golf Outing.
“After Hours” Mixer: Thursday, October 4
• 6:00 - 8:00 p.m.
• Dwyer Marble & Stone
23177 Commerce Drive, Farmington Hills 48335
• No charge but reservations are required by September 28.
MINGLE WITH INDUSTRY PROFESSIONALS TO GAIN NEW CONTACTS.
WIN GREAT PRIZES! APPETIZERS, WINE, BEER AND SOFT DRINKS
BRING PROSPECTIVE MEMBERS SO THEY CAN SEE BIA IN ACTION!
3
Builder & Remodeler - $600. Associate - $600.
LOTTOS AT EVERY MIXER Attendee - $50. MUST BE PRESENT TO WIN!
Internet Marketing & Social Media For Business
HE’S BACK WITH AN ALL NEW SEMINAR:
Corey Perlman
OPEN TO ALL
BIA MEMBERS
& GUESTS
Wednesday, October 24
Time: 12:00 - 2:00 p.m. - Lunch & Seminar Place: Association Offices Cost: $10/Person
Corey Perlman provides people with the knowledge and skills to effectively market their business on the Web. He transforms
business owners, entrepreneurs and employees into Internet marketing “Monsters!” With layman’s terms and a learnby-doing
approach, these workshops and seminars have earned an overall exceeded-expectations rating of over 90%.
REGISTER ONLINE FOR THESE EVENTS AT WWW.BUILDERS.ORG/EVENTS.PHP
OR EMAIL: RIVAG@BUILDERS.ORG OR CALL: 248-862-1002.
8 BUILDING Business & Apartment Management x September 2012

News & Events
September
TUESDAY, SEPTEMBER 11
SPEED NETWORKING
ASSOCIATES NETWORKING FORUM
Associate Members join BIA in order to
meet the builders
and remodelers. This
is your opportunity
to make their
membership - and
yours - a valuable
resource.
Time: 12:30 p.m.
Place: Association Offices
Cost: No Charge to Builders and
Remodelers; $10/Associate to cover lunch.
SEPTEMBER 12 - 15, 2012
NAHB Board Meeting
Austin, TX
Visit www.nahb.com and enter search
item: Fall Board Meeting 2012
WEDNESDAY, SEPTEMBER 12
NAHBR Executive Committee
Time: 11:00 a.m.
Place: Association Offices
WEDNESDAY, SEPTEMBER 12
NAHBR Remodelers Roundtable
Tips & Apps: What Works?
Time: Noon - 1:30 p.m.
Place: Association Offices
Cost: $10/Person
Open to all BIA members and guests.
THURSDAY, SEPTEMBER 13
City of Detroit
Builder/Remodeler Forum
** If you would like to pose a question anonymously
for the building official to address, please email in
advance of this meeting to: forrestw@builders.org
Time: 10:00 a.m.
Place: Coleman Young Building
Buildings & Safety Engineering Dept.
Coleman A. Young Municipal Center
2 Woodward Avenue, Suite 408
Detroit 48226
WEDNESDAY, SEPTEMBER 19
Membership Council
Time: 9:00 a.m.
Place: Association Offices
WEDNESDAY, SEPTEMBER 19
PWB Executive Committee
Time: 10:30 a.m.
Place: Association Offices
WEDNESDAY, SEPTEMBER 19
Professional Women In Building Council:
Marketing & Social Media
Featuring Charlie Wollborg of
Curve Detroit
Time: Noon - 1:30 p.m.
Place: Association Offices
Cost: $10/Person
Open to all BIA members and guests.
THURSDAY, SEPTEMBER 20
Real Estate Continuing Ed
Meets the State Mandated requirement
for 6 hours continuing ed. for real estate
license renewal.
Instructor: Lori Chmura, Middleton Training
Time: 8:30 a.m. - 3:30 p.m.
Place: Association Offices
Cost: $80/Member; $125/Guest
Includes Continental Breakfast and Lunch.
CLASS WILL ALSO BE OFFERED ON
TUESDAY, OCTOBER 23.
MONDAY, SEPTEMBER 24
AAM Officers Meeting
Time: 9:30 a.m.
Place: Association Offices
THURSDAY, SEPTEMBER 27
BIA Board of Directors
Time: 9:00 a.m.
Place: LINKS OF NOVI
THURSDAY, SEPTEMBER 27
Annual Golf Outing
Time: 10:15 a.m.
Place: LINKS OF NOVI
SEE PAGE 8 FOR DETAILS!
October
TUESDAY, OCTOBER 2
ABMWCSIF Trustees
Time: 8:00 a.m.
Place: Association Offices
WEDNESDAY, OCTOBER 3
Charitable & Educational
Foundation Board
Time: 9:00 a.m.
Place: Association Offices
REGISTER ONLINE FOR THESE EVENTS AT WWW.BUILDERS.ORG/EVENTS.PHP
OR EMAIL: RIVAG@BUILDERS.ORG OR CALL: 248-862-1002.
OCTOBER 4 - 7
Novi Home Remodeling Show
Place: Suburban Collection
Showplace
Cost: For hours and ticket prices,
visit: www.novihomeshow.com/
Download your free VIP members
only ticket at builders.org beginning in late
September. (Log in to the Members Only
section of the website using your Member ID#)
THURSDAY, OCTOBER 4
After Hours Mixer at Dwyer
Marble & Stone
Time: 6:00 P.M.
SEE PAGE 8 FOR DETAILS!
WEDNESDAY, OCTOBER 10
AAM Breakfast Club
HUD Financing and Low
Income Housing Credits
with speakers:
Greg DeMars and Sheldon Winkelman
of Honigman
Time: 8:30 a.m.
Place: Association Offices
Cost: No Charge for Members; $10/Guest
TUESDAY, OCTOBER 23
Real Estate Continuing Ed
Instructor: Lori Chmura, Middleton Training
Time: 8:30 a.m. - 3:30 p.m.
Place: Association Offices
Cost: $80/Member; $125/Guest
Includes Continental Breakfast and Lunch.
CLASS ALSO OFFERED ON SEPTEMBER 20.
WEDNESDAY, OCTOBER 24
Membership Council
Time: 9:00 a.m.
Place: Association Offices
WEDNESDAY, OCTOBER 24
PWB Executive Committee
Time: 10:30 a.m.
Place: Association Offices
WEDNESDAY, OCTOBER 24
Joint Council Meeting Featuring:
Corey Perlman of eBoot Camp on Internet
Marketing For Business
Time: Noon - 2:00 p.m.
Place: Association Offices
Cost: $10/Person
SEE PAGE 8 FOR DETAILS!
THURSDAY, OCTOBER 25
MAHB FALL BOARD MEETING
Call for details; 517-322-0224
FRIDAY, OCTOBER 26
BIA Executive Committee
Time: 9:00 a.m.
Place: Association Offices
BUILDING Business & Apartment Management x September 2012
9

Welcome New
Members
SPONSORS LISTED BELOW IN RED
Apartment Association of Michigan
IVANHOE MANAGEMENT CO., LLC
20810 BOTSFORD DR, #3
FARMINGTON HILLS, MI 48336
BARBARA SHAPIRO
Building Industry Association
BUILDER/REMODELER MEMBERS
HANDICAPPED HOME CONSTRUCTION LLC
346 VILLAGE GREEN BLVD, #103
ANN ARBOR, MI 48105
(734) 255-3069
PETER GREENOUGH BARTLETT III
STEVEN M. JONES, ROBERT R. JONES HOMES
HOME BUILDING SOLUTIONS, LLC
31151 W 10 MILE RD, FARMINGTON, MI 48336-2613
(248) 471-3800 FAX (248) 471-0084
THOMAS FARR
DANIEL D. MACLEISH, SR., MACLEISH BUILDING, INC
ASSOCIATE MEMBERS
SUPERFLEET
885 E OAKRIDGE CT, MIDLAND, MI 48640
(989) 837-8604
TOM FARNHAM
BRAD HINKSON, CR, HINKSON CONSTRUCTION INC
Thank You Renewing Members
Apartment Association of Michigan
GOLFVIEW ARMS, INC
SMART APARTMENT SOLUTIONS
SOUTHFIELD NON-PROFIT HOUSING CORP.
WOODBURY MGT/BLEZNAK ASSOCIATE
Building Industry Association
ASTI ENVIRONMENTAL
BERNARD GISMONDI BUILDER
BRISTOL CONSTRUCTION CO.
CAPALDI BUILDING CO.
CENTRAL CEILING & PARTITION, INC
COUNTRYSIDE CONSTRUCTION CO. INC
COUZENS, LANSKY, FEALK, ELLIS, ROEDER & LAZAR,
DANIEL INVESTMENTS, INC
DAVID G. BILICKI, INC
DILUSSO BUILDING COMPANIES
DIVERSIFIED HEATING & COOLING, INC
DOEREN MAYHEW
DWYER MARBLE & STONE SUPPLY
F. LAX CONSTRUCTION
FRED E. GREENSPAN BUILDING CO.
HINKSON CONSTRUCTION INC
IVERSON’S LUMBER CO., INC
J. SIMON & SONS ELECTRIC
JOHN FINDLAY CEMENT
KURTIS KITCHEN & BATH
LIGHTING RESOURCES OF MICHIGAN, INC
LOMBARDO HOMES
MIDWEST CABINET & COUNTER
MLB INVESTMENT
MOCERI COMPANIES
NAZARETH CARPENTRY SHOP, INC
PELLA WINDOWS & DOORS - DETROIT
PINE COVE BUILDING CO.
PULLUM WINDOW CORP.
R. R. D. CONSTRUCTION CO.
RYAN CABINETRY INC / AYA
SCACCIA BUILDING CO.
SHAPE OF FUTURE HABITATS
STAR BUILDERS, INC
STOCKTON BUILDERS
SUPERB CUSTOM HOMES
TAG GROUP ENTERPRISES INC.
THE DENEWETH CO. LLC
TOWN BUILDING CO.
UHY ADVISORS - MI, INC
ZIMMER ROOFING & CONSTRUCTION LTD
TONS OF GREAT CASH PRIZES JUST FOR BUILDING MEMBERSHIP! *
Insurance Programs
ENDORSED BY
Al Bourdeau Insurance Agency, Inc.
1-800-644-6030
Fire, General Liability,
Builders Risk,
Workers’ Compensation
Blue Cross &
Blue Shield
Health Insurance
Call for the endorsed
agent near you
(248) 737-4477
10 BUILDING Business & Apartment Management x September 2012
Brown & Brown Insurance
1-800-467-6645
Curtis Insurance Agency
(248) 628-3604
George B. Ford Agency, Inc.
(248) 348-8200
The Huttenlocher Group
(248) 681-2100 Congratulations to Bill Phillips of Windham
Development, LLC, on winning another $250 in
the MAHB Monthly Drawing as part of the “You
Get One Too” Membership Campaign. In 2012,
Bill has recruited three new BIA members. He’s
gotten them, can you get one, too?

Index of Valued Advertisers
We invite you to visit the advertisers listed on these pages
at their websites, or contact them through their phone numbers or email.
COMPANY PHONE WEBSITE/EMAIL PAGE
AAL - Automatic Apartment
Laundries, Inc.
ASA Builder Supply &
Cabinets
Al Bourdeau
Insurance Agency, Inc.
800-521-9938 www. aalaundries.com 7
248-624-7400 www.asabuildersupply.com 4, 11
800-644-6030 www.albourdeauinsurance.com 10
Brown & Brown Insurance 800-467-6645 www.bbmich.com 10
Coinmach 800-852-9274 www.coinmach.com 6
Curtis Insurance Agency 248-628-3604 www.curtisinsuranceagency.com 10
Eradico Services, Inc. 888-479-5900 www.eradicoservices.com 3
George B. Ford Agency 248-348-8200 www.fdi.com 10
Great Lakes Commercial Sales 888-492-0181 www.greatlakeslaundry.com 6
The Huttenlocher Group 248-681-2100 www.HuttenlocherGroup.com 10
HomeAid Southeastern Michigan
The Masco Corporation Foundation
has awarded a $25,000 grant to HomeAid
America (HAA) and HomeAid Southeastern
Michigan (HASEM). The grant, split evenly
between HAA and HASEM, is to fund
organizational operations. The grant was
presented by Masco Corporation Foundation
President Melonie Colaianne at the HASEM
Board of Directors Meeting on August 14.
HASEM’s mission is “to renovate and build
dignified housing where homeless families and
individuals can rebuild their lives.” Currently
the chapter is organizing the renovation of four
homes for Grace Centers of Hope in Pontiac
in support of their Interdependent Living
Community.
Reach The
Builder Market With
BUILDING
Business &
Apartment Management
October Issue
What Makes The
Kitchen Run?
Made In America
Building Products
Advertising Deadline:
September 7
248-862-1016
Classified
Advertising
ASA Builders Supply Co.
& Cabinet Corporation
Exceptional Quality and
Exceptional Value.
Special Pricing For
BIA Members.
Call 248-624-7400
asabuilderssupply.com
Bill Freeman (left) of Freeman, Cotton & Gleeson; Norm Finkelstein of Norwood Homes and HASEM
President; Jeffrey Slavin, HomeAid America; Forrest Wall, BIA and HASEM; Melonie Colaianne,
Masco Corporation Foundation; Michael Stoskopf, BIA and HASEM; Deborah Herdman, Huntington
Bank and Richard Campell, BIA and HASEM.
To Place Your
Classfied Advertising
Call Nancy Rozum
248-360-7113
BUILDING Business & Apartment Management x September 2012
11

JOIN ONLINE:
www.builders.org/join-bia.php
OR CALL: 248-862-1002
Ask About Our Monthly Payment Plan
12 BUILDING Business & Apartment Management x September 2012