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1. Why using a stochastic model

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Windstorm<br />

• Typical features:<br />

– Large territories affected<br />

– Low damage ratios, serious structural<br />

damage is rare (destruction of walls, failure<br />

of buildings)<br />

– Low number of casualties<br />

– Multi-country losses in Europe<br />

• Main windstorm territories (RI point of view):<br />

Western European winter storms, US<br />

hurricanes.<br />

• US Hurricane season: June – October<br />

• Western European Windstorm season:<br />

October – March<br />

Xynthia windstorm, February 2010<br />

Aon Benfield Analytics | Proprietary & Confidential<br />

18

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