Nanaimo - WelcomeBC

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Chapter 4: Health Care • B.C. health insurance • Private insurance • Medical emergencies • Doctors and dentists • Public health units • Prescription drugs • HealthLink BC • People with disabilities • Mental health centres B.C. health insurance The Government of British Columbia has a health insurance plan called the Medical Services Plan (MSP). It is only for eligible British Columbia residents who are Canadian citizens, landed immigrants, or government-assisted refugees. Post-secondary international students with study permits and people with work permits for six months or longer can also get MSP. MSP pays for basic, medically needed health costs—for example, doctor visits, some medical tests, and treatments. Some health costs are not covered by MSP—for example, dentists and physiotherapists. Please contact Health Insurance BC for more information. Toll-free, call 1 800 663-7100. Visit the website at: www.health.gov.bc.ca/insurance Registering for medical insurance All residents of British Columbia must register with MSP. You should register as soon as you arrive. There is a waiting period. You will not get MSP coverage for up to three months. You should buy private medical insurance for that time. If you do not have medical insurance, you must pay the doctor or hospital yourself. Medical costs can be very high. Look in the yellow pages, under Insurance Companies–Other Than Life. 42
Chapter 4: Health Care When you apply for MSP, make sure that you give your name exactly as it is on other official documents. Phone Health Insurance BC to find out how to register. Toll-free, call 1 800 663-7100. Visit the website at: www.health.gov.bc.ca/insurance When your MSP coverage begins, you will get a card with your name, birth date, photo and Personal Health Number. This is called the BC Services Card. It used to be called the CareCard, and you may be asked for the card by either name. Always bring your BC Services Card when you go to a doctor, clinic, or hospital. You will also need it for prescriptions and when you register children for school. Medical premium fees MSP insurance coverage is not free. You must pay a monthly fee (premium). The costs per month are: • for a single person: $66.50 • for a family of two: $120.50 • for a family of three or more: $133.00 Note: Premium costs could change. Phone Health Insurance BC to check the costs. If you have a job, MSP premiums may be paid by your employer. Ask your employer about this. Premium assistance If your income is low, you may be eligible for premium assistance. You may be able to pay less, or get free MSP coverage. You must have lived in Canada for the last 12 consecutive months (one year) as a Canadian citizen or permanent resident. You need to fill out a form to apply for premium assistance. Contact Health Insurance BC or your local settlement agency for information. Refugee claimants If you are a refugee claimant, you need to contact Health Insurance BC to find out if you qualify for MSP coverage. If you do not qualify, ask Citizenship and Immigration Canada (CIC) about the Interim Federal Health Program (IFH). Phone the CIC call centre at: 1 888 242-2100 or visit the website at: www.cic.gc.ca Private insurance MSP insurance does not cover all medical costs. You can buy extra insurance from a private company. Look in the yellow pages, under Insurance Companies–Other Than Life. Out-of-province coverage Check with MSP about your coverage if you will be away from B.C. for an extended period of time. HealthLinkBC HealthLink BC provides access to free non-emergency health information and advice in British Columbia. You can get this information 24 hours a day, 7 days a week by telephone, website, an app for your mobile phone, and printed information. 43 BRITISH COLUMBIA NEWCOMERS’ GUIDE TO RESOURCES AND SERVICES
Page 1 and 2: British Columbia Newcomers’ Guide
Page 3 and 4: British Columbia Newcomers’ Guide
Page 5 and 6: Welcome to British Columbia! Every
Page 7 and 8: Table of of Contents Using the B.C.
Page 9 and 10: Welcome to British Columbia ! Note:
Page 11 and 12: About British Columbia and Nanaimo
Page 19 and 20: Chapter 1: Arriving in B.C. and the
Page 33 and 34: Chapter 2: Finding a Place to Live
Page 45 and 46: Chapter 3: Money and Banking Paying
Page 47 and 48: Chapter 3: Money and Banking There
Page 49: Chapter 3: Money and Banking Proper
Page 53 and 54: Chapter 4: Health Care Types of doc
Page 55 and 56: Chapter 4: Health Care 47 MSP will
Page 57 and 58: Chapter 4: Health Care Mental healt
Page 59 and 60: Chapter 5: Education 51 Preschool F
Page 61 and 62: Chapter 5: Education • Students c
Page 63 and 64: Chapter 5: Education expenses. To g
Page 65 and 66: Chapter 5: Education Distributed (d
Page 67 and 68: Chapter 5: Education Northern Light
Page 69 and 70: Chapter 6: Help for Individuals and
Page 81 and 82: Chapter 7: Cars and Driving • Dri
Page 83 and 84: Chapter 7: Cars and Driving To find
Page 85 and 86: Chapter 7: Cars and Driving you wil
Page 87 and 88: Chapter 7: Cars and Driving Parking
Page 89 and 90: Chapter 7: Cars and Driving advice.
Page 91 and 92: Chapter 8: Employment and Business
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Chapter 8: Employment and Business
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Chapter 8: Employment and Business
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Chapter 9: The Legal System Human r
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Chapter 9: The Legal System If you
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Chapter 9: The Legal System Finding
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Chapter 10: Government and Citizens
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Chapter 11: Community, Culture and
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Chapter 12: Environment Garbage and
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Chapter 12: Environment Saving ener
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Chapter 12: Environment • Let you
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Index 125 Symbols 9-1-1 13 A Abuse
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Index Borrowing and owing money 37
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Questionnaire 1. How did you find o
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Map of British Columbia YUKON ALASK
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