Fighting Poverty Profitably Full Report

Table of Contents
About the Gates Foundation’s Financial Services for the Poor program................. 3
Preface.......................................................................................................................5
Summary of findings and recommendations........................................................... 7
I. Payment systems: An overview.........................................................................15
II. Accounts: Establishing secure and affordable payments................................23
III. Cash-In-Cash-Out: Creating access to payment systems................................40
IV. Transactions: Connecting payers and payees.................................................. 61
V. Adjacencies: Generating revenues through relationships with users.............83
Glossary...................................................................................................................99
Reading list............................................................................................................104
Sources..................................................................................................................108
About the authors................................................................................................... 111
FIGHTING POVERTY THROUGH PAYMENTS I SEPTEMBER 2013 www.gatesfoundation.org 1