HOME BUILDING INSURANCE POLICY - AAMI

Yes
Impact - sudden and unexpected impact of any:
motor vehicle, aircraft, watercraft or space debris,
object falling from a motor vehicle or aircraft,
falling tree or part of a tree,
aerial, mast or satellite dish which breaks or collapses.
Liquid escaping suddenly and unexpectedly from a:
water main, drain, fixed pipe, gutter, guttering, fixed tank or drain,
sink, basin, bath, shower, toilet or spa bath,
dishwasher or washing machine,
fixed heating or cooling system,
aquarium.
Malicious acts and vandalism – actual or attempted by persons
who are not living with you.
Riot, civil commotion or labour disturbances
No
Damage or loss resulting from:
liquid escaping slowly over a period of time where you could
reasonably be expected to be aware of this condition.
The cost of repairing or replacing the item from which the water or
liquid escaped.
Damage or loss caused if you or anyone living with you participated
in the event.
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