HOME BUILDING INSURANCE POLICY - AAMI

Peace of mind with AAMI
Where to find
Peace of mind with Complete Replacement Cover
for your home building
AAMI home building insurance with Complete Replacement Cover gives you
absolute peace of mind.
On top of the protection we normally provide, we cover insured damage or
loss to your home buildings for whatever it costs to repair or rebuild them.
AAMI home building insurance with Complete Replacement Cover repairs or
rebuilds insured damage or loss to your home buildings or pays the cost of
repairing or rebuilding them:
with new materials,
to the same size and standard of your current home.
You will never be under insured with AAMI. See pages 17 - 19.
Peace of mind from guaranteed repair quality
The quality of workmanship and the materials used in any repair or rebuilding
of your home and contents that we arrange and authorise will be guaranteed
for the life of the property. See page 18.
Important information 4
What we cover – the building 6
What we cover – insured events 8
What we do not cover – general exclusions 14
Precautions that you need to take 16
What we will pay – new for old 17
Repairing or rebuilding your building 17
The AAMI Home Repair Guarantee 18
Maintaining your building 18
Other costs 19
What we cover – additional benefits 20
Temporary accommodation 20
Accidental breakage 21
Cover when you are changing homes 21
Damage to electric motors 22
Locating water leaks 23
Replacing locks 23
Damage to garden beds, trees, shrubs and other plants 23
What we cover – your $10 million legal liability cover 24
What to do if you need to claim 27
Helping us pay your claim 27
What happens when you claim 28
Your responsibilities 30
Excesses 32
Important general information for you 33
What do we mean by that 38
The AAMI Consumer Appeals Service 41
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