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HOME BUILDING INSURANCE POLICY - AAMI

HOME BUILDING INSURANCE POLICY - AAMI

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What to do if you need to claim on your<br />

<strong>AAMI</strong> policy<br />

any business, trade, profession or occupation conducted or operated or<br />

undertaken:<br />

by you or on your behalf,<br />

by or on behalf of any person living at your home,<br />

by or on behalf of any company, trust or other legal entity in which you<br />

or any person living at your home has an interest (legal, beneficial or<br />

otherwise),<br />

civil or criminal penalties or fines or aggravated, exemplary, punitive or multiple<br />

damages however described.<br />

If your insured property has been damaged or lost or someone is claiming<br />

against you, please phone us immediately. We may require you to report the<br />

matter to the police.<br />

You can call <strong>AAMI</strong> at any time on 13 22 44.<br />

Our claims service will take away the stress and hassle by taking care of<br />

everything for you.<br />

Helping us to pay your claim<br />

When you can provide us with information such as documents, booklets and<br />

photographs showing and/or valuing your building, you help us make speedy<br />

and accurate decisions regarding your claim and the repair or the rebuilding<br />

of your building. This information helps establish ownership of property and its<br />

value and condition.<br />

This information includes:<br />

receipts, bank and credit card statements, agreements and reports,<br />

valuations and photographs (photographs do not have to be specifically<br />

of your building; it may be easily identifiable in photos taken, for<br />

example, of personal events).<br />

We may require this type of information. If you are unable to provide<br />

information of this type, that establishes ownership and value of the property<br />

in question and the value of your claim, then we may reduce or refuse to pay<br />

your claim.<br />

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