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Small Business Insurance Solutions - AmTrust North America

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Features for Rates<br />

• Supplemental application will be required, and rates are subject to surcharges:<br />

o For limits of $500,000 and upwards<br />

o Enhanced Coverage Requests (Third Party/Punitive Damages)<br />

o Prior Acts Coverage<br />

• Excluded Classes:<br />

o Employee Benefit Funds<br />

o Entertainment Industry<br />

o Household Staff<br />

o Financial Industry (Banks/Credit Unions/Stockbrokers)<br />

o Staffing Companies<br />

• No Third Party Coverage for:<br />

o Education Industry<br />

o Golf /Country Clubs<br />

o Municipalities<br />

o Not-for-Profit Companies<br />

o Publishing Companies<br />

o Religious Entities<br />

o Casinos<br />

o Social Service Agencies<br />

Support Tools<br />

• Online training on preventing sexual harassment that meets the legal requirements of CA, MN,<br />

ME and HI<br />

• Additional online training on employee terminations and preventing employee discrimination<br />

• Information on compliance with wage and hour laws<br />

• Customizable employment policies and procedures available in English and Spanish:<br />

o Example Employee Handbooks<br />

o HR Policies<br />

o Procedure Manuals<br />

o FAQs<br />

o These services are not compulsory but are recommended and<br />

kept up-to-date should you choose to use them.<br />

<strong>AmTrust</strong> <strong>North</strong> <strong>America</strong><br />

An <strong>AmTrust</strong> Financial Company<br />

MKT0411 07/10<br />

We’re (sm)all business. SM

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