Serious benefits - Citizens Advice
Serious benefits - Citizens Advice
Serious benefits - Citizens Advice
- No tags were found...
You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
Getting the<br />
house in order<br />
• Esher CAB ran a Benefit Take<br />
Up Campaign for Pensioners<br />
when the Minimum Income<br />
Guarantee levels were<br />
increased in 2001. They soon<br />
realised that these changes<br />
would result in more<br />
pensioners being eligible for<br />
partial Council Tax Benefit.<br />
Esher CAB raised the issue<br />
with Elmbridge Borough<br />
Council who agreed to use<br />
their database of current<br />
Housing Benefit claims to<br />
identify pensioners receiving<br />
some Housing Benefit but no<br />
Council Tax Benefit. The<br />
Council then wrote to those<br />
identified to ask whether they<br />
wished to make a claim for<br />
partial Council Tax Benefit in<br />
addition to Housing Benefit.<br />
For owner occupiers the<br />
Council undertook to identify<br />
previous applicants who had<br />
made unsuccessful claims to<br />
check whether because of the<br />
changes, they now qualified.<br />
• In the last eighteen months,<br />
Dartford CAB has arranged<br />
three training sessions with<br />
housing officers from the local<br />
authority housing department<br />
on topics like <strong>benefits</strong><br />
awareness, budgeting and<br />
debt. As a result, housing<br />
officers are more able to<br />
identify where tenants may<br />
be under-claiming <strong>benefits</strong><br />
and will readily refer tenants<br />
to the CAB for debt advice.<br />
Everybody wins by investing in<br />
income maximisation. Rents<br />
are paid, homes are kept and<br />
expensive possession action is<br />
avoided.<br />
Arecent <strong>Citizens</strong> <strong>Advice</strong> social<br />
policy report, Possession<br />
action - the last resort<br />
highlights how increasingly,<br />
social landlords appreciate the<br />
part that independent CAB<br />
money and <strong>benefits</strong> advice can<br />
play in keeping tenants who are<br />
behind with their rent out of<br />
the courts and in their homes.<br />
More and more social landlords<br />
advise tenants to seek CAB help<br />
as soon as a rent payment is<br />
late. Some housing officers have<br />
developed systems that refer<br />
tenants who are having financial<br />
difficulties direct to the CAB,<br />
before resorting to court action.<br />
<strong>Advice</strong> focusing on income<br />
maximisation, including<br />
checking that all the <strong>benefits</strong><br />
and tax credits to which a<br />
tenant may be eligible are being<br />
claimed and providing help to<br />
make claims, can mean the<br />
difference between maintaining<br />
a tenancy and eviction.<br />
Such are the <strong>benefits</strong> that<br />
some social landlords fund CAB<br />
to support their tenants. One of<br />
those is Eastern Valley Housing<br />
Association, which funds Torfaen<br />
CAB to employ a part time<br />
money adviser post specifically<br />
to help their tenants.<br />
<strong>Citizens</strong> <strong>Advice</strong> suggests a<br />
‘statement of practice’ to help<br />
prevent evictions which<br />
recommends that social<br />
landlords should ‘provide their<br />
tenants with access to welfare<br />
rights advice across the full<br />
range of <strong>benefits</strong>’.<br />
Developing good working<br />
relationships with other<br />
agencies is central to success.<br />
Stroud CAB reports that its local<br />
authority regularly accepts CAB<br />
offers on behalf of tenants with<br />
rent arrears and will ring the<br />
CAB if a client has defaulted on<br />
an arrangement that the CAB<br />
has negotiated, to see if they<br />
know why there is a problem.<br />
So important is joint<br />
working, that in 2002, <strong>Citizens</strong><br />
<strong>Advice</strong> and the Camden Housing<br />
Benefit Service produced<br />
Everyone Benefits, a model for<br />
establishing and developing<br />
liaison between local authority<br />
housing <strong>benefits</strong> services and<br />
<strong>Citizens</strong> <strong>Advice</strong> Bureaux. Its aim<br />
was to promote good practice<br />
and facilitate continuous<br />
improvement in service delivery<br />
and accountability on housing<br />
benefit. The section on<br />
promotion and take-up<br />
highlights the need ‘to reach<br />
those in the local community<br />
who find the claims process<br />
difficult and confusing’.<br />
Everyone Benefits is<br />
endorsed by the Department for<br />
Work and Pensions (DWP) which<br />
suggests that the guide<br />
complements its own national<br />
performance standards for<br />
secure and effective housing<br />
benefit and council tax benefit<br />
administration.<br />
14 <strong>Serious</strong> <strong>benefits</strong>