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Serious benefits - Citizens Advice

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Getting the<br />

house in order<br />

• Esher CAB ran a Benefit Take<br />

Up Campaign for Pensioners<br />

when the Minimum Income<br />

Guarantee levels were<br />

increased in 2001. They soon<br />

realised that these changes<br />

would result in more<br />

pensioners being eligible for<br />

partial Council Tax Benefit.<br />

Esher CAB raised the issue<br />

with Elmbridge Borough<br />

Council who agreed to use<br />

their database of current<br />

Housing Benefit claims to<br />

identify pensioners receiving<br />

some Housing Benefit but no<br />

Council Tax Benefit. The<br />

Council then wrote to those<br />

identified to ask whether they<br />

wished to make a claim for<br />

partial Council Tax Benefit in<br />

addition to Housing Benefit.<br />

For owner occupiers the<br />

Council undertook to identify<br />

previous applicants who had<br />

made unsuccessful claims to<br />

check whether because of the<br />

changes, they now qualified.<br />

• In the last eighteen months,<br />

Dartford CAB has arranged<br />

three training sessions with<br />

housing officers from the local<br />

authority housing department<br />

on topics like <strong>benefits</strong><br />

awareness, budgeting and<br />

debt. As a result, housing<br />

officers are more able to<br />

identify where tenants may<br />

be under-claiming <strong>benefits</strong><br />

and will readily refer tenants<br />

to the CAB for debt advice.<br />

Everybody wins by investing in<br />

income maximisation. Rents<br />

are paid, homes are kept and<br />

expensive possession action is<br />

avoided.<br />

Arecent <strong>Citizens</strong> <strong>Advice</strong> social<br />

policy report, Possession<br />

action - the last resort<br />

highlights how increasingly,<br />

social landlords appreciate the<br />

part that independent CAB<br />

money and <strong>benefits</strong> advice can<br />

play in keeping tenants who are<br />

behind with their rent out of<br />

the courts and in their homes.<br />

More and more social landlords<br />

advise tenants to seek CAB help<br />

as soon as a rent payment is<br />

late. Some housing officers have<br />

developed systems that refer<br />

tenants who are having financial<br />

difficulties direct to the CAB,<br />

before resorting to court action.<br />

<strong>Advice</strong> focusing on income<br />

maximisation, including<br />

checking that all the <strong>benefits</strong><br />

and tax credits to which a<br />

tenant may be eligible are being<br />

claimed and providing help to<br />

make claims, can mean the<br />

difference between maintaining<br />

a tenancy and eviction.<br />

Such are the <strong>benefits</strong> that<br />

some social landlords fund CAB<br />

to support their tenants. One of<br />

those is Eastern Valley Housing<br />

Association, which funds Torfaen<br />

CAB to employ a part time<br />

money adviser post specifically<br />

to help their tenants.<br />

<strong>Citizens</strong> <strong>Advice</strong> suggests a<br />

‘statement of practice’ to help<br />

prevent evictions which<br />

recommends that social<br />

landlords should ‘provide their<br />

tenants with access to welfare<br />

rights advice across the full<br />

range of <strong>benefits</strong>’.<br />

Developing good working<br />

relationships with other<br />

agencies is central to success.<br />

Stroud CAB reports that its local<br />

authority regularly accepts CAB<br />

offers on behalf of tenants with<br />

rent arrears and will ring the<br />

CAB if a client has defaulted on<br />

an arrangement that the CAB<br />

has negotiated, to see if they<br />

know why there is a problem.<br />

So important is joint<br />

working, that in 2002, <strong>Citizens</strong><br />

<strong>Advice</strong> and the Camden Housing<br />

Benefit Service produced<br />

Everyone Benefits, a model for<br />

establishing and developing<br />

liaison between local authority<br />

housing <strong>benefits</strong> services and<br />

<strong>Citizens</strong> <strong>Advice</strong> Bureaux. Its aim<br />

was to promote good practice<br />

and facilitate continuous<br />

improvement in service delivery<br />

and accountability on housing<br />

benefit. The section on<br />

promotion and take-up<br />

highlights the need ‘to reach<br />

those in the local community<br />

who find the claims process<br />

difficult and confusing’.<br />

Everyone Benefits is<br />

endorsed by the Department for<br />

Work and Pensions (DWP) which<br />

suggests that the guide<br />

complements its own national<br />

performance standards for<br />

secure and effective housing<br />

benefit and council tax benefit<br />

administration.<br />

14 <strong>Serious</strong> <strong>benefits</strong>

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