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Who'll repay your credit card if you can't?

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SECTION 1<br />

Introduction<br />

Several times a week thousands of<br />

hopeful Australians buy their regular<br />

lottery ticket, many convinced they<br />

could win, even though the odds for a<br />

substantial payment are slim – about 8<br />

million to one.<br />

We are wired to expect good<br />

outcomes. We don’t expect to be made<br />

redundant, become disabled or die<br />

anytime soon – that’s something that<br />

happens to other people.<br />

Sadly, it happens to anyone, often<br />

without any rhyme or reason. The odds<br />

are a great deal shorter than those of<br />

winning the lottery, so it makes sense to<br />

protect <strong><strong>you</strong>r</strong>self and <strong><strong>you</strong>r</strong> family against<br />

the unexpected.<br />

Important Information<br />

Macquarie Bank will receive a referral commission from Macquarie L<strong>if</strong>e of<br />

20 per cent of premium exclusive of government charges in respect of any Card<br />

Repayment Insurance taken out. Neither Macquarie Bank, nor Macquarie L<strong>if</strong>e nor<br />

any other member of the Macquarie Group of companies has considered <strong><strong>you</strong>r</strong><br />

personal circumstances, needs, objectives or financial situation. Before acting on<br />

any advice in this brochure, Macquarie recommends that <strong>you</strong> consider whether<br />

Card Repayment Insurance is appropriate for <strong><strong>you</strong>r</strong> needs and circumstances.<br />

Card Services is a division of Macquarie Bank Limited ABN 46 008 583 542<br />

which is a registered person under National Consumer Credit Laws, provides<br />

and administers <strong>credit</strong> and is the issuer of the Jetstar MasterCard and Jetstar<br />

Platinum MasterCard.<br />

Jetstar Airways Pty Ltd ABN 33 069 720 243 is the redemption partner under<br />

the Jetstar Dollars Program. Jetstar does not, and cannot, provide any advice,<br />

opinion or recommendation about insurance and <strong>you</strong> should consider <strong><strong>you</strong>r</strong><br />

spec<strong>if</strong>ic circumstances before purchasing any cover.<br />

MasterCard ® is a registered trademark of MasterCard International Incorporated.<br />

Sykes Financial Services has not considered <strong><strong>you</strong>r</strong> personal circumstances,<br />

needs, objectives or financial situation.<br />

As a customer, Sykes Financial Services may contact <strong>you</strong> by telephone to discuss<br />

Card Repayment Insurance. If <strong>you</strong> would prefer not to be telephoned, please call<br />

1300 150 100 and <strong>you</strong> will be removed from any Card Repayment Insurance<br />

contact program.<br />

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