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Tripura State Co-operative Bank Limited
Head Office : Agartala
Ref. No. TSCB/DEV/GEN-51/99/…………… Dated :- 22/08/2008
M E M O R A N D U M
In view of the prevailing market condition it has been decided by the management of the bank to revise the
interest rate on Loans & Advances as indicated below with effect from 25 August-2008.
The revised interest rates are given here under :-
Sector
Type of Loan
Bank to
Society (%)
Existing Rate
Society to
Member (%)
Bank to
Society (%)
Revised Rate
Society to
Member (%)
Nature of
Interest
Calculation
FOR CO-OPERATIVE SOCIETIES :-
A) ST(SAO)/ KCC 5.00 7.00 5.00 7.00
B) Agri Allied i) MT(Agri) 11.00 13.00 13.00 15.00 Simple
ii) SGSY/SHG 11.00 13.00 13.00 15.00 Interest
iii) Others 11.00 13.00 13.00 15.00
C) Non-Farm
Sector
1) Term Loan (Transport)
a) Upto Rs. 3.00 Lakhs 11.50
b) Above Rs. 3.00 Lakhs to 5.00 Lakhs 11.50 13.50
c) Above Rs. 5.00 Lakhs 11.50
2) Term Loan (Small Scale
Compou
Industry)
a) Upto Rs. 1.00 lacs 11.50 nded at
b) Above Rs. 1.00 lacs - to Rs. 5.00 11.50 13.50 Quarterly
lacs
c) Above Rs. 5.00 lacs 11.50 rest.
3)CASH CREDIT (All Purpose)
a) Limit upto Rs. 2.00 Lakhs 12.50 13.50
b) Above Rs. 2.00 Lakhs 12.50 13.50
FOR INDIVIDUALS :- Existing Rate Revised Rate
1) Agri. & Allied a) KCC (upto Rs. 50000/-) 7.00 7.00
b) Other Agri Allied
i) Limit upto Rs.1.00 lacs 12.00 Simple
ii) Above Rs.1.00 - to Rs.2.00 lacs 12.00 13.50 Interest
iii) Above Rs. 2.00 Lakhs 12.00
2) Non-Farm
Sector
a) Term Loan (Transport)
i) Upto Rs. 3.00 Lakhs 12.00 14.00
ii) Above Rs.3.00 Lakhs 11.50 14.00
b) Term Loan (Small Scale Industry) Compoui)
Limit upto Rs.1.00 lacs 12.00 14.00 nded at
ii) Above Rs.1.00 lacs 12.00 13.50 Quarterly
c) SHG (Agri & Non-Agri ) 12.00 13.00
d) Swabalamban (Agri & Non-Agri ) 12.00 13.00
e) SCC (Agri & Non-Agri ) 12.00 13.00
f) Term Loan Upto 5 Yrs. 5 to 10 Yrs. 10 to 15 Yrs.
i) Housing Building Loan 13.00 13.50 14.00
ii) Car Loan(for Govt,PSU employees 14.00 14.00 --
iii) Car Loan (used vehicle / 2 nd hand) 14.50 -- --
Contd. to P/2

Page—2.
Sector Type of Loan Existing Rate
Revised Rate Nature of
Interest
Calculation
d) Term Loan (Small Business)
i) Limit upto Rs.1.00 Lacs 12.50
ii) Above Rs.1.00 - to Rs.3.00 Lacs 12.50 14.00
iii) Above Rs. 3.00 Lakhs 12.50
e) Cash Credit (All purpose)
i) Limit upto Rs.1.00 Lacs 12.50 14.00
ii) Above Rs.1.00 - to Rs.3.00 Lacs 12.00 13.50
iii) Above Rs. 3.00 Lakhs 11.50 13.50 Compounded
g) Instalment Loan 13.00 14.00 Quarterly
h) Festival Advance for Govt.
12.00 14.00 Rest.
Employees
i) Cash Credit against Security of
TDR of TSCB Ltd (Limit Maximum 80% 10.50 12.50
of the face value of TDR)
j) Adv. Against own TDR of TSCB 2 % above TDR rate
k) Advance against Term Deposit
3 % above TDR rate
(TSCB) of third party
I) Advance against Postal NSC, KVP 10.50 13.00
II) Advance against LICI Policy
(against surrender value)
10.50 13.00
N.B :- Agriculture & Agri-allied activity (Both Cooperative Society &Individual Borrowers) SGSY &
ST/SC Corporation, FFDA & Kishan Credit Card, interest will be calculated as simple interest & all types of other loan including
Cash Credit against security of F/D & TDR, Advance against postal deposit shall be calculated on quarterly rest.
( A. Bhattacharya )
GENERAL MANAGER.
Copy to :-
The Branch Manager/D.O/A.D.O, ___________________ Branch/Division/District for information and necessary action.
Copy forwarded for favour of information to :-
1) The Registrar of Cooperative Societies, Govt. of Tripura, Agartala.
2) The Officer-In-Charge, NABARD Regional Office, Palace Compound, Agartala.
3) The Executive Director, NAFSCOB, Po. Box No- 114, J.K. Chamber, 5 th Floor, Plot No.-76, Sector-17, Fashi, Navi
Mumbai- 400 703.
( A. Bhattacharya )
GENERAL MANAGER.

TRIPURA STATE CO-OPERATIVE BANK LIMITED
(INSURED BANK as recognized by RBI)
HEAD OFFICE : AGARTALA : TRIPURA Dial :- 0381-32-3144/32-5936/32-3929
Ist Floor of Amulya Market, FAX :- 0381-32-3144.
P.O. – Agartala, P.O. Box No.- 27,
E. Mail : trcbl@yahoo.com
Tripura (West), PIN-799001.
trscbl@bsnl.in
Ref. No : TSCB/DEV/GEN-15(ii)R1/08/……… Date :- 18/08/2008
M E M O R A N D U M
In view of upward trend of rates on deposits in the Banking Sector for domestic Term
Deposit, the Management of the Bank has reviewed the rate of interest on Domestic Term Deposit with
effect from 20, August 2008 as indicated below :-
Sl Duration
Revised Rate
No
General Sr. Citizen
1 From 15 Days to 45 Days 5.00 % 5.00 %
2 From 46 Days to 90 Days 6.00 % 6.00 %
3 From 91 Days to 179 Days 8.00 % 8.00 %
4 From 180 Days to less then 1 year 8.50 % 8.50 %
5 From 1 year to less then 2 years 10.00 % 10.50 %
6 From 2 years to less then 3 years 9.75 % 10.25 %
7 From 3 years to less then 5 years 9.75 % 10.25 %
8 5 Years above and upto 10 years 9.50 % 10.00 %
NB :- (1)The rate of interest on 5(five) years monthly income scheme (MIS) will also be
maintained as above rate.
(2) Payment of additional interest to employees, retired employees and spouses of deceased
employee or retired deceased employees shall be paid 1% above the normal rate.
(3) All the aforesaid revised rate of interest on Domestic Term Deposits will be applicable on
fresh deposits effective from 20 August 2008.
( A. Bhattacharya )
General Manager