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Westminster Consulting<br />

DISCLOSURES & DISCLAIMERS:<br />

The information contained herein has been obtained from sources that we believe to be reliable, but<br />

its accuracy <strong>and</strong> completeness are not guaranteed. Westminster Consulting, LLC reserves the right<br />

at any time <strong>and</strong> without notice to change, amend, or cease publishing the information. It has been<br />

prepared solely for informative purposes. It is made available on an "as is" basis. Westminster<br />

Consulting, LLC does not make any warranty or representation regarding the information. Without<br />

prior written permission from Westminster Consulting, LLC, it may not be reproduced, in whole or<br />

in part, in any form.<br />

The information in this document is confidential <strong>and</strong> proprietary to Westminster Consulting, LLC<br />

including its business units <strong>and</strong> may be legally privileged. Any unauthorized review, printing,<br />

copying, use or distribution of this document by anyone else is prohibited <strong>and</strong> may be a criminal<br />

offense.<br />

Indices mentioned are unmanaged <strong>and</strong> cannot be invested into directly. Past Performance does not<br />

guarantee future results.<br />

WESTMINSTER CONSULTING, LLC<br />

A Registered <strong>Investment</strong> Advisory firm<br />

11 Centre Park, Suite 303<br />

Rochester, New York 14614-1115<br />

585.246.3750<br />

800.237.0076

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