Territory Car Insurance Product Disclosure Statement and Policy. - TIO

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Section 6 – Optional Cover
You will need to apply for these covers and depending on
which option(s) you have chosen you may receive a premium
discount or be required to pay an additional premium. Any
options that we agree to add to your policy will be specified
on your Certificate of Insurance.
Any cover we provide is subject to exclusions. For exclusions
to this cover see Section 7 Exclusions, What is Not Covered
starting on page 18 of this booklet.
These options are not available when your policy is for a
motorcycle, caravan, trailer or horse float.
Hire Car After Accident
3 Comprehensive
If your Certificate of Insurance specifies the Hire Car After
Accident option and your vehicle cannot be driven, or it is
unsafe to drive as a result of an accident we have agreed
to cover under this policy, we will pay up to a maximum of
$1,500 and the earliest of:
• your vehicle is repaired, or
• we pay your claim or we consider it to be a total loss, or
• a maximum of 21 days hire.
You will need to:
• arrange and pay for the hire car first
• pay for the running and incidental costs
• pay for any insurance or any excess payment required in
the event of an accident, and
• provide us with the hire car agreement and receipt of
payment of the hire car.
This optional cover does not apply if the accident is theft or
attempted theft. For this type of cover see Section 5
Additional Cover, Hire Car after Theft, page 11.
Territory Car Insurance Product Disclosure Statement and Policy