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Territory Car Insurance Product Disclosure Statement and Policy. - TIO

Territory Car Insurance Product Disclosure Statement and Policy. - TIO

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40<br />

What to do if you have a complaint<br />

or a dispute<br />

1. Talk with us or your insurance advisor first<br />

If you find a reason to be dissatisfied with any of our products<br />

or services we need to know so we can work together to<br />

resolve the issue.<br />

If you have a complaint, ask to speak with a <strong>TIO</strong> staff member<br />

in the area concerned as they may be able to resolve the issue<br />

on the spot. If it’s unable to be resolved, you or your insurance<br />

advisor may ask to speak to the manager of the area.<br />

If you are still not satisfied with the decision you can seek<br />

a review.<br />

2. Seek a review<br />

If you are not satisfied with our initial response to your<br />

complaint, you may request that the matter be dealt with by<br />

<strong>TIO</strong>’s Complaints Officer through our internal Complaints <strong>and</strong><br />

Dispute Resolution Process. Our Complaints Officer will conduct<br />

an internal review of your dispute.<br />

If the internal review does not resolve the matter to your<br />

satisfaction you can seek an external review.<br />

<strong>Territory</strong> <strong>Car</strong> <strong>Insurance</strong> <strong>Product</strong> <strong>Disclosure</strong> <strong>Statement</strong> <strong>and</strong> <strong>Policy</strong>

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