Self-Employed Treatment Policy - The Co-operative Insurance

3. Damage caused by pollution or contamination.
However, We will indemnify You in respect of Damage, not otherwise
excluded, to the Property Insured caused by
(a)
(b)
pollution or contamination which results from a
Defined Contingency
a Defined Contingency which results from pollution
or contamination.
4. Damage caused by or consisting of
(a)
acts of fraud or dishonesty
(b) i disappearance
ii
iii
unexplained or inventory shortage
misfiling, misplacing of information or clerical error.
5. Damage by fire to the Property Insured resulting from its undergoing
any process involving the application of heat.
6. Damage to the Property Insured resulting from its undergoing any
process of
(a)
(b)
production or packaging
treatment, testing or commissioning
9. Damage caused by theft or attempted theft
(a)
(b)
(c)
(d)
(e)
not involving entry into or exit from buildings by forcible or
violent means
by any person lawfully in The Premises
where You or Your partners, directors or Employees or any
member of Your household is involved
from any building or part of any building not capable of
being locked
from the open or from any yard, compound, garden or car park.
10. Damage to moveable property in the open by
(a)
(b)
(c)
(d)
wind
rain, hail, sleet or snow
flood
dust.
11. Damage to property more specifically insured.
12. the Property Damage Excess.
13. consequential loss or damage of any kind.
(c)
servicing or repair.
However, We will indemnify You in respect of this Damage if it is
caused by fire or explosion.
7. Damage to
(a)
(b)
china, earthenware, marble or other fragile objects (not
including stock in trade)
a structure caused by its own collapse or cracking.
However, We will indemnify You in respect of this Damage if it results
from a Defined Contingency and is not otherwise excluded.
8. Damage to
(a)
(b)
(c)
(d)
(e)
(f)
(g)
(h)
property in the course of construction including materials for
use in the construction
livestock
growing crops or trees
vehicles licensed for road use including accessories on or
attached to them
caravans or trailers
railway locomotives or rolling stock
watercraft or aircraft
land, roads or pavements, piers, jetties, bridges, culverts
or excavations.
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