Self-Employed Treatment Policy - The Co-operative Insurance

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Professional Treatment 1. Barber The provision of washing, drying, cutting and styling of hair. 2. Hairdresser The provision of (a) washing, drying, cutting and styling of hair (b) i tinting, dyeing, bleaching, permanent waving or special treatment of hair ii iii iv eyebrow and eyelash plucking, shaping and tinting manicure and pedicure ear piercing by the ’gun and stud’ method. We will not provide indemnity in respect of the treatment of any person who knows he or she suffers from skin allergies unless they produce, before treatment begins, a medical certificate stating they may undergo treatment. 3. Beautician The provision of (a) washing, drying, cutting and styling of hair (b) i tinting, dyeing, bleaching, permanent waving or special treatment of hair ii iii iv v vi vii eyebrow and eyelash plucking, shaping and tinting manicure and pedicure ear piercing by the ‘gun and stud’ method cosmetics facial masks (including ionisation and steam treatments) hair removal preparations. We will not provide indemnity in respect of treatment of any person who knows he or she suffers from skin allergies unless they produce, before treatment begins, a medical certificate stating they may undergo treatment. 4. Electro-Mechanical Slimming Treatments The provision of electro-mechanical slimming treatments. You must ensure that (a) (b) (c) the equipment is inspected, at least annually, by a qualified electrical engineer and customers are given detailed instructions on the safe use of equipment and the use of the equipment is adequately supervised by a competent person. 5. Sauna, Turkish Baths and Hydro Massage Facilities The provision of sauna, turkish baths or hydro massage facilities. You must ensure that (a) (b) customers are given detailed instructions on the safe use of the facilities and the use of the facilities is adequately supervised by a competent person. 6. Solaria and Sun Beds The provision of ultra violet or infra red treatment facilities. You must ensure that (a) (b) (c) (d) the equipment is inspected, at least annually, by a qualified electrical engineer customers are given detailed instructions on the safe use of the equipment the use of the equipment is adequately supervised by a competent person customers are advised, before treatment begins, of the possible health risk of ultra violet rays. We will not provide indemnity in respect of the treatment of any person who (a) (b) (c) knows he or she suffers from skin allergies, high or low blood pressure or circulation disorders is in an advanced stage of pregnancy is taking prescribed medicine unless they produce, before treatment begins, a medical certificate, stating they may undergo treatment. 28
7. Hair Removal by Electrolysis The provision of hair removal by electrolysis. You must ensure that the equipment is (a) (b) operated only by trained personnel and inspected, at least annually, by a qualified electrical engineer. 8. Additional Treatments Any additional treatments stated in The Schedule. 9. Hiring out of Equipment The hiring out of the equipment stated in The Schedule. You must ensure that (a) it is inspected i ii and any defects rectified before each hire at least annually, by a qualified electrical engineer (b) customers are given detailed instructions on the safe use of the equipment. 29
Page 1 and 2: Self-Employed Treatment Policy Your
Page 3 and 4: Introduction Thank You for choosing
Page 5 and 6: The Contract of Insurance Your poli
Page 7 and 8: Important Information Choice of Law
Page 9 and 10: Loss of Data Physical or electronic
Page 11 and 12: 3. Damage caused by pollution or co
Page 13 and 14: 7. Damage Arising From Personal Use
Page 15 and 16: Specification Item 1 Stamped Nation
Page 17 and 18: Revenue Protection Business Interru
Page 19 and 20: Endorsements and Conditions The Sec
Page 21 and 22: Cover We will indemnify You in resp
Page 23 and 24: 2. Contractual Liability We will in
Page 25 and 26: Public and Products Liability Secti
Page 27 and 28: 5. Defective Premises We will indem
Page 29: 3. Damage to Property (a) (b) which
Page 33 and 34: Legal Proceedings Legal proceedings
Page 35 and 36: (b) (c) followed equivalent codes o
Page 37 and 38: 5 Contract Disputes We will represe
Page 39 and 40: 3. Claims - Our rights and Your obl
Page 41 and 42: Exclusions We will not pay compensa
Page 43 and 44: Replacement Personnel In the event
Page 45 and 46: 2. theft of any visa and/or passpor
Page 47 and 48: Conditions (1) The Insured Person s
Page 49 and 50: Special Provisions - Terrorism Subj
Page 51 and 52: Policy Conditions Each Section of t
Page 53 and 54: 12. Reinstatement When We decide, o

Self-Employed Treatment Policy - The Co-operative Insurance

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