Introducing AIG Elite Global IUL LTSM with Monthly ... - AIG.com

Introducing AIG Elite Global IUL LT SM with Monthly Guarantee
Premium Rider
American General Life Insurance Company introduces a new version of our innovative
indexed universal life insurance product: AIG Elite Global IUL LT SM . This new product
gives your clients a new option for long-term cash value performance.
AIG Elite Global IUL LT, for long-term performance. We’ve enhanced the base AIG
Elite Global IUL contract to lower early cash values and boost long-term performance,
which may be excellent for some of your clients using universal life insurance to
accumulate cash values over longer periods of time, gaining the upside potential of the
global markets.
Added protection with the Monthly Guarantee premium rider.* The MGP rider for
AIG Elite Global IUL LT
• Has a guarantee period to age 100
• Can be dropped anytime after the 10 th policy year
• Offers a catch-up feature
• Allows cost to be deducted monthly from the policy’s accumulation value
• Note: MGP rider available only on AIG Elite Global IUL LT version.
•
*See the rider for complete details. There may be a charge for each rider selected.
Adding or deleting riders and increasing or decreasing coverage under existing riders
can have tax consequences. Policy owners should consult a qualified tax advisor.
Illustrations
AIG Elite Global IUL LT will be available on WinFlex and Connections for approved
states through an internet update on April 27, 2007.
State Approvals
As of April 27, 2007, AIG Elite Global IUL LT (Policy # 07444 ) is available in all states
except: AK, AR, CA, DE, GA, HI, IL, LA, MA, MN, MS, MO, MT, NV, NJ, NC, OK, OR,
PA, RI, UT, VA, VT, WI, Guam, Puerto Rico, and the Virgin Islands. This product is
issued by American General Life Insurance Company and is not available in New York.
Marketing Materials
Marketing materials have been revised and will be available in our warehouse on April
27, 2007. You can place orders through FastForms on our Website at www.aig-iag.com
AIG Elite Global IUL LT - Producer/Consumer Guide – AGLC102051-LT
AIG Elite Global IUL LT - Spec Sheet – AGLC102069

Important: Do not state or imply that the purchase of AIG Elite Global IUL or AIG Elite
Global IUL LT is like an investment or a means of participating in “securities,” “markets,”
“stocks,” “stock market index,”, “S&P 500 Index,” “Dow Jones EURO STOXX Index,” or
“Hang Seng Index,” and do not place primary focus on the current interest rate. Instead,
describe the two interest crediting options as “fixed interest” and “indexed interest” (with
a participation rate determined annually by American General Life) as methods used to
calculate nonguaranteed interest rates. Be certain to emphasize that AIG Elite Global
IUL and AIG Elite Global IUL LT are life insurance policies.
Policies issued by:
American General Life Insurance Company
A member company of American International Group, Inc.
2727-A Allen Parkway, Houston, Texas 77019
AIG Elite Global IUL LT Policy Form Number 07444
Monthly Guaranteed Premium Rider Form Number 07010
The underwriting risks, financial obligations and support functions associated with the policies issued by American
General Life Insurance Company (American General Life) are its responsibility. American General Life is responsible
for its own financial condition and contractual obligations.
American General Life does not solicit business in the state of New York. Policies and riders not available in all states.
This policy is not insured by the FDIC, the Federal Reserve Board or any similar agency. The policy is not a deposit or
other obligation of, nor is it guaranteed or endorsed by, any bank or depository institution.
© 2007 American International Group, Inc. All rights reserved.
Important: Prior to soliciting business, be certain that you are appropriately licensed and appointed with the insurer
and that the product has been approved for sale by the insurer in that state. If uncertain, contact your profit center for
assistance.
FOR AGENT USE ONLY — NOT FOR DISSEMINATION TO THE PUBLIC