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bojan pobrisi.qxd - Bosna RE

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Pouzdan partner<br />

Reliable partner<br />

<strong>Bosna</strong> reosiguranje je aktivno sudjelovalo (istina, sa relativno malim udjelima)<br />

i u ugovorima stranih društava za osiguranje i reosiguranje, cak i na<br />

onim koje su sklapali najveci i najpoznatiji reosiguravaci i osiguravaci, poput<br />

Munich Re iz Minhena, Cologne Re iz Kelna, Hannover Re iz Hannovera,<br />

Frankona iz Minhena, kao i na ugovorima raznih subsidijarnih društava<br />

ranja se od 1978. do 1991.<br />

godine povecala za skoro pet<br />

puta. Isto važi i za rezerve sigurnosti.<br />

Takav rast, stabilan i<br />

pouzdan, ucinio je da <strong>Bosna</strong><br />

<strong>Bosna</strong> Reinsurance participated<br />

actively (truly, with relatively<br />

small shares) also on treaties<br />

of foreign insurance and reinsurance<br />

companies, even on<br />

insureds. So for the first time after the Second World War a shareholding<br />

company is introduced as an organizational form. These changes led to the<br />

transformation of insurance communities and the formation of shareholding<br />

insurance and reinsurance companies.<br />

americke Cigne iz razlicitih zemalja.... <strong>Bosna</strong> reosiguranje je sudjelovalo na<br />

skoro 200 ugovora koji su dolazili sa svih kontinenata. Tako smo ucestvovali<br />

i u reosiguranju platforme Piper Alfa. To je bio razlog ucešca u placanju<br />

najvece štete do 1990. godine, nastale na izgradenom objektu i uzrokovane<br />

ljudskim faktorom: požaru i potonucu naftne platforme Piper Alpha u<br />

Sjevernom moru. Ukupna šteta iznosila je oko milijardu dolara.<br />

Nova transformacija <strong>Bosna</strong> reosiguranja slijedi pocetkom devedesetih godina.<br />

Zakonom o osnovama sistema osiguranja imovine i lica iz 1990. godine<br />

napušta se koncepcija osiguranja kao šireg oblika udruživanja rada i sredstava,<br />

tj. koncepcija zajednica kojim upravljaju osiguranici. Tako se po prvi<br />

put nakon Drugog svjetskog rata uvodi dionicko društvo kao oblik organiziranja.<br />

Ove promjene dovode do formiranja, odnosno transformacije<br />

tadašnjih ZOIL-ova u dionicka društva za osiguranje, odnosno reosiguranje.<br />

U to vrijeme formiraju se cetiri društva za reosiguranje:<br />

- <strong>Bosna</strong> reosiguranje DD Sarajevo,<br />

- Dunav <strong>RE</strong> dd Beograd,<br />

- Sava <strong>RE</strong> dd Ljubljana i<br />

- Slavija Lloyd dd Zagreb.<br />

reosiguranje u inozemstvu bude<br />

prepoznato kao firma u<br />

ekspanziji. To nam je omogucilo<br />

da naše poslovanje proširimo<br />

izvan granica Bosne i<br />

Hercegovine i bivše Jugoslavije.<br />

Prve (nepune) godine u kojoj<br />

radi kao dionicarsko društvo<br />

(1990.), <strong>Bosna</strong> <strong>RE</strong> svojim dionicarima<br />

ostvaruje dividendu u<br />

visini od 13 posto. Druga godina<br />

još je uspješnija. Dividenda<br />

iznosi 35 posto.<br />

Krajem 1991. godine <strong>Bosna</strong><br />

Reosiguranje dostiže svoj<br />

vrhunac u pogledu obima poslovanja,<br />

ljudskih resursa i broja<br />

ugovora o reosiguranju. Osim<br />

poslova iz Bosne i Hercegovine,<br />

<strong>Bosna</strong> <strong>RE</strong> preuzima i poslove iz<br />

those made by the largest and<br />

most renowned insurers and<br />

reinsurers like Munich Re from<br />

Munich, Frankona Re from<br />

Munich, as well as treaties of<br />

subsidiary companies of<br />

American Cigna from different<br />

countries... <strong>Bosna</strong> Reinsurance<br />

participated on almost 200<br />

treaties from all continents.<br />

Thus we participated in the<br />

reinsurance of platform Piper<br />

Alpha. This was a reason to<br />

participate in payments for the<br />

largest loss occurred until<br />

1990 in the event on construction<br />

and which can be attributed<br />

to human action: fire and<br />

sinking of oil platform Piper<br />

Alpha in the North Sea. Total<br />

loss amount was around one<br />

billion USD.<br />

Four reinsurance companies are formed at that time:<br />

- <strong>Bosna</strong> Reinsurance Co. Ltd. Sarajevo,<br />

- Dunav Reinsurance Co. Ld. Belgrade,<br />

- Sava Reinsurance Co. Ltd. Ljubljana and<br />

- Slavija Lloyd Co. Ltd. Zagreb.<br />

Within the transformation into a shareholding company, <strong>Bosna</strong> <strong>RE</strong> makes<br />

the first issue of shares. On that basis the company gets shareholders with<br />

a capital of at that time 11.300.000 dinars, which was around 1.6 million<br />

DEM. The largest share amounts were subscribed by Sarajevo Insurance,<br />

Coning Varaždin, Makedonija Insurance Skopje, Sava Re Ljubljana, Slavija<br />

Lloyd Zagreb, Dunav Re Belgrade, Unis Komerc, Feroelektro, UPI Bank,<br />

Privredna Bank Sarajevo...<br />

<strong>Bosna</strong> Reinsurance had a stable growth from formation until 1990. The new<br />

form of organization was an incentive for development of the company.<br />

Reinsurance premium increased five fold from 1978 until 1991. The same is<br />

valid for free reserves. Such growth, stable and reliable, made <strong>Bosna</strong><br />

Reinsurance recognized abroad as a company in expansion. This enabled us<br />

to widen our operations outside the borders of Bosnia ad Herzegovina and<br />

former Yugoslavia.<br />

U okviru transformacije u dionicko društvo, <strong>Bosna</strong> <strong>RE</strong> raspisuje prvu emisiju<br />

dionica. Na osnovu raspisane emisije firma dobija dionicare sa kapitalom<br />

od tadašnjih 11.300.000 dinara, što je iznosilo oko 1,6 miliona DEM.<br />

Najveci dionicarski ulog upisali su Sarajevo osiguranje, Coning Varaždin,<br />

drugih republika - Makedonije,<br />

Crne Gore, Srbije, Slovenije i<br />

Hrvatske, kao i iz inozemstva.<br />

Struktura premije sastojala se<br />

A new transformation of <strong>Bosna</strong><br />

Reinsurance followed in the<br />

early nineties. By the Law on<br />

In the first (incomplete) year of work as a shareholding company (1990),<br />

<strong>Bosna</strong> <strong>RE</strong> realized for its shareholders dividends of 13 percent. The second<br />

year was even more successful. Dividends were 35 percent.<br />

Makedonija osiguranje Skoplje, Sava Re Ljubljana, Slavija Lloyd Zagreb,<br />

Dunav Re Beograd, Unis Komerc, Feroelektro, UPI Banka, Privredna banka<br />

Sarajevo...<br />

<strong>Bosna</strong> reosiguranje, od osnivanja pa do 1990. godine ima stabilan rast. Novi<br />

oblik organiziranja bio je dodatni podstrek razvoju društva. Premija reosigu-<br />

od 85 posto iz Bosne i<br />

Hercegovine, 10 posto premije<br />

iz drugih republika SFRJ i 5<br />

posto od društava iz inozemstva.<br />

Basics of Property and<br />

Persons Insurance System<br />

from 1990, the concept of<br />

insurance as a wide form of<br />

association of work and funds<br />

is abandoned, i.e. the concept<br />

of communities managed by<br />

At the end of 1991 <strong>Bosna</strong> Reinsurance reaches a culmination of the scope<br />

of operations, human resources and the number of reinsurance treaties.<br />

Beside business from Bosnia and Herzegovina, <strong>Bosna</strong> <strong>RE</strong> accepts business<br />

from other republics - Macedonia, Montenegro, Serbia, Slovenia and Croatia,<br />

as well as from abroad. In premium structure, 85% was coming from Bosnia<br />

and Herzegovina, 10% of premium from other republics of SFRY and 5% of<br />

premium from foreign companies.

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