bojan pobrisi.qxd - Bosna RE
bojan pobrisi.qxd - Bosna RE
bojan pobrisi.qxd - Bosna RE
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Pouzdan partner<br />
Reliable partner<br />
<strong>Bosna</strong> reosiguranje je aktivno sudjelovalo (istina, sa relativno malim udjelima)<br />
i u ugovorima stranih društava za osiguranje i reosiguranje, cak i na<br />
onim koje su sklapali najveci i najpoznatiji reosiguravaci i osiguravaci, poput<br />
Munich Re iz Minhena, Cologne Re iz Kelna, Hannover Re iz Hannovera,<br />
Frankona iz Minhena, kao i na ugovorima raznih subsidijarnih društava<br />
ranja se od 1978. do 1991.<br />
godine povecala za skoro pet<br />
puta. Isto važi i za rezerve sigurnosti.<br />
Takav rast, stabilan i<br />
pouzdan, ucinio je da <strong>Bosna</strong><br />
<strong>Bosna</strong> Reinsurance participated<br />
actively (truly, with relatively<br />
small shares) also on treaties<br />
of foreign insurance and reinsurance<br />
companies, even on<br />
insureds. So for the first time after the Second World War a shareholding<br />
company is introduced as an organizational form. These changes led to the<br />
transformation of insurance communities and the formation of shareholding<br />
insurance and reinsurance companies.<br />
americke Cigne iz razlicitih zemalja.... <strong>Bosna</strong> reosiguranje je sudjelovalo na<br />
skoro 200 ugovora koji su dolazili sa svih kontinenata. Tako smo ucestvovali<br />
i u reosiguranju platforme Piper Alfa. To je bio razlog ucešca u placanju<br />
najvece štete do 1990. godine, nastale na izgradenom objektu i uzrokovane<br />
ljudskim faktorom: požaru i potonucu naftne platforme Piper Alpha u<br />
Sjevernom moru. Ukupna šteta iznosila je oko milijardu dolara.<br />
Nova transformacija <strong>Bosna</strong> reosiguranja slijedi pocetkom devedesetih godina.<br />
Zakonom o osnovama sistema osiguranja imovine i lica iz 1990. godine<br />
napušta se koncepcija osiguranja kao šireg oblika udruživanja rada i sredstava,<br />
tj. koncepcija zajednica kojim upravljaju osiguranici. Tako se po prvi<br />
put nakon Drugog svjetskog rata uvodi dionicko društvo kao oblik organiziranja.<br />
Ove promjene dovode do formiranja, odnosno transformacije<br />
tadašnjih ZOIL-ova u dionicka društva za osiguranje, odnosno reosiguranje.<br />
U to vrijeme formiraju se cetiri društva za reosiguranje:<br />
- <strong>Bosna</strong> reosiguranje DD Sarajevo,<br />
- Dunav <strong>RE</strong> dd Beograd,<br />
- Sava <strong>RE</strong> dd Ljubljana i<br />
- Slavija Lloyd dd Zagreb.<br />
reosiguranje u inozemstvu bude<br />
prepoznato kao firma u<br />
ekspanziji. To nam je omogucilo<br />
da naše poslovanje proširimo<br />
izvan granica Bosne i<br />
Hercegovine i bivše Jugoslavije.<br />
Prve (nepune) godine u kojoj<br />
radi kao dionicarsko društvo<br />
(1990.), <strong>Bosna</strong> <strong>RE</strong> svojim dionicarima<br />
ostvaruje dividendu u<br />
visini od 13 posto. Druga godina<br />
još je uspješnija. Dividenda<br />
iznosi 35 posto.<br />
Krajem 1991. godine <strong>Bosna</strong><br />
Reosiguranje dostiže svoj<br />
vrhunac u pogledu obima poslovanja,<br />
ljudskih resursa i broja<br />
ugovora o reosiguranju. Osim<br />
poslova iz Bosne i Hercegovine,<br />
<strong>Bosna</strong> <strong>RE</strong> preuzima i poslove iz<br />
those made by the largest and<br />
most renowned insurers and<br />
reinsurers like Munich Re from<br />
Munich, Frankona Re from<br />
Munich, as well as treaties of<br />
subsidiary companies of<br />
American Cigna from different<br />
countries... <strong>Bosna</strong> Reinsurance<br />
participated on almost 200<br />
treaties from all continents.<br />
Thus we participated in the<br />
reinsurance of platform Piper<br />
Alpha. This was a reason to<br />
participate in payments for the<br />
largest loss occurred until<br />
1990 in the event on construction<br />
and which can be attributed<br />
to human action: fire and<br />
sinking of oil platform Piper<br />
Alpha in the North Sea. Total<br />
loss amount was around one<br />
billion USD.<br />
Four reinsurance companies are formed at that time:<br />
- <strong>Bosna</strong> Reinsurance Co. Ltd. Sarajevo,<br />
- Dunav Reinsurance Co. Ld. Belgrade,<br />
- Sava Reinsurance Co. Ltd. Ljubljana and<br />
- Slavija Lloyd Co. Ltd. Zagreb.<br />
Within the transformation into a shareholding company, <strong>Bosna</strong> <strong>RE</strong> makes<br />
the first issue of shares. On that basis the company gets shareholders with<br />
a capital of at that time 11.300.000 dinars, which was around 1.6 million<br />
DEM. The largest share amounts were subscribed by Sarajevo Insurance,<br />
Coning Varaždin, Makedonija Insurance Skopje, Sava Re Ljubljana, Slavija<br />
Lloyd Zagreb, Dunav Re Belgrade, Unis Komerc, Feroelektro, UPI Bank,<br />
Privredna Bank Sarajevo...<br />
<strong>Bosna</strong> Reinsurance had a stable growth from formation until 1990. The new<br />
form of organization was an incentive for development of the company.<br />
Reinsurance premium increased five fold from 1978 until 1991. The same is<br />
valid for free reserves. Such growth, stable and reliable, made <strong>Bosna</strong><br />
Reinsurance recognized abroad as a company in expansion. This enabled us<br />
to widen our operations outside the borders of Bosnia ad Herzegovina and<br />
former Yugoslavia.<br />
U okviru transformacije u dionicko društvo, <strong>Bosna</strong> <strong>RE</strong> raspisuje prvu emisiju<br />
dionica. Na osnovu raspisane emisije firma dobija dionicare sa kapitalom<br />
od tadašnjih 11.300.000 dinara, što je iznosilo oko 1,6 miliona DEM.<br />
Najveci dionicarski ulog upisali su Sarajevo osiguranje, Coning Varaždin,<br />
drugih republika - Makedonije,<br />
Crne Gore, Srbije, Slovenije i<br />
Hrvatske, kao i iz inozemstva.<br />
Struktura premije sastojala se<br />
A new transformation of <strong>Bosna</strong><br />
Reinsurance followed in the<br />
early nineties. By the Law on<br />
In the first (incomplete) year of work as a shareholding company (1990),<br />
<strong>Bosna</strong> <strong>RE</strong> realized for its shareholders dividends of 13 percent. The second<br />
year was even more successful. Dividends were 35 percent.<br />
Makedonija osiguranje Skoplje, Sava Re Ljubljana, Slavija Lloyd Zagreb,<br />
Dunav Re Beograd, Unis Komerc, Feroelektro, UPI Banka, Privredna banka<br />
Sarajevo...<br />
<strong>Bosna</strong> reosiguranje, od osnivanja pa do 1990. godine ima stabilan rast. Novi<br />
oblik organiziranja bio je dodatni podstrek razvoju društva. Premija reosigu-<br />
od 85 posto iz Bosne i<br />
Hercegovine, 10 posto premije<br />
iz drugih republika SFRJ i 5<br />
posto od društava iz inozemstva.<br />
Basics of Property and<br />
Persons Insurance System<br />
from 1990, the concept of<br />
insurance as a wide form of<br />
association of work and funds<br />
is abandoned, i.e. the concept<br />
of communities managed by<br />
At the end of 1991 <strong>Bosna</strong> Reinsurance reaches a culmination of the scope<br />
of operations, human resources and the number of reinsurance treaties.<br />
Beside business from Bosnia and Herzegovina, <strong>Bosna</strong> <strong>RE</strong> accepts business<br />
from other republics - Macedonia, Montenegro, Serbia, Slovenia and Croatia,<br />
as well as from abroad. In premium structure, 85% was coming from Bosnia<br />
and Herzegovina, 10% of premium from other republics of SFRY and 5% of<br />
premium from foreign companies.