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This meant that the 75 per cent of new but<br />

responsible drivers were at a massive<br />

disadvantage - until telematics arrived.<br />

> PAY HOW YOU DRIVE <<br />

Insurers can now have<br />

evidence of safe, responsible<br />

and smooth driving, for which you can be<br />

rewarded. Remember, however, that it also means<br />

persistent poor driving can be penalised...<br />

standard of driving, rather than automatically<br />

placing you in the same category as riskier, more<br />

accident-prone new drivers.<br />

The system's ongoing driver training is invaluable,<br />

too, with lessons in road sense that should last<br />

far into the future, helping to keep you, your<br />

passengers and other motorists and pedestrians<br />

safer.<br />

Telematics opens up high-tech possibilities that<br />

were once the stuff of science fiction or James<br />

Bond movies.<br />

But it's here now, with financial, safety and<br />

education benefits - what's not to like, especially<br />

when it can mean real savings for new drivers?<br />

It means a sort of 'pay how you drive' approach,<br />

allowing the premium to be tailored to your own<br />

page # 55

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