Investment Views - VP Bank

56 | November 2010 | VP Bank Interest-bearing and Financing Products | Interest-bearing Products
Interest-bearing Products
Fixed-term Deposits*
1 Month 3 Months 6 Months 1 Year
CHF 0.125% 0.125% 0.125% 0.250%
EUR 0.125% 0.250% 0.375% 0.500%
USD 0.125% 0.250% 0.250% 0.375%
Minimum amount 25,000 (deposit currency)
Higher rates for larger amounts; details on request
* Only for clients of Verwaltungs- und Privat-Bank Aktiengesellschaft and
VP Bank (Schweiz) AG.
Fiduciary Placements – VP Bank (Luxembourg) S.A.
1 Month 3 Months 6 Months 1 Year
CHF 0.10% 0.15% 0.25% 0.25%
EUR 0.60% 0.70% 0.75% 0.90%
USD 0.25% 0.35% 0.50% 0.65%
Minimum investment 200,000 for placements in CHF, EUR, USD
Minimum investment 100,000 for placements in GBP
The interest rates listed above are before commission fees (between 0.125%
and 0.500%, minimum CHF 250).
CHF and EUR Medium-term Notes*
Maturity Interest Rate CHF Interest Rate EUR
2 years 0.875% 0.875%
3 years 1.125% 1.000%
4 years 1.250% 1.125%
5 years 1.375% 1.250%
6 years 1.500% 1.500%
7 years 1.625% 1.625%
8 years 1.750% 1.750%
9 years 1.875% 1.875%
10 years 2.000% 2.000%
The interest rates stated above may change in response to the market situation
and are therefore merely indicative. Please consult your client advisor for
up-to-date information.
Minimum units CHF 1,000 / EUR 1,000. At purchase 0.6‰ p.a. stamp duty will
be charged. Interest payments are subject to coupon tax as determined by the
authorities in Liechtenstein (currently 4%).
* Only for clients of Verwaltungs- und Privat-Bank Aktiengesellschaft.
Interbank 3-month Interest Rates
in %
6
5
4
3
2
1
0
in %
4.0
3.5
3.0
2.5
2.0
1.5
1.0
0.5
0
2006 2007 2008 2009 2010
3-month rate Switzerland (CHF)
3-month rate Europe (EUR)
3-month rate US (USD)
CHF Interest Rates on Medium-term Notes
Jan 06 Jan 07 Jan 08 Jan 09 Jan 10
2-year rate
3-year rate
5-year rate
As at: 10/20/2010