CHURCHWIDE HEALTHCARE - Pension Fund

More documents

Recommendations

Info

Benefits Guide 2011 Thank you for your interest in the Churchwide Healthcare. The Christian Church Health Care Benefit Trust (CCHCBT) and the Pension Fund have been offering health coverage (Churchwide Healthcare) since 1972 to clergy and employees of the ministries of the Stone-Campbell Tradition, including the Christian Church (Disciples of Christ), Church of Christ, and North American Christian Convention. We offer three medical plan options (covering prescription drugs and vision); two fully – insured dental plans, and flexible spending account administration. The Christian Church Health Care Benefit Trust, with the Pension Fund of the Christian Church as Trustee, manages these programs on behalf of the General Assembly of the Christian Church (Disciples of Christ). Together with our partner vendors, the Christian Church Health Care Benefit Trust strives to offer comprehensive, affordable, and portable coverage to clergy and employees of the Stone-Campbell Tradition. Our partner vendors are: Medical & Flexible Spending Accounts Benefit Plans Highmark Blue Cross Blue Shield 1.800.648.4078 www.highmarkbcbs.com Preferred Provider Network Blue Card PPO Network 1.800.648.4078 www.highmarkbcbs.com Pharmacy Benefit Manager Medco Health Solutions 1.800.818.0093 www.medcohealth.com Vision Benefits VSP 1.800.877.7195 www.vsp.com Dental Benefit Delta Dental of Indiana, Inc. 1.800.524.0149 www.deltadentalin.com PAGE 2
Membership Guidelines Who is eligible for coverage? In order to particpate in the Churchwide Healthcare program, you must be a compensated staff member of an eligible organization. Eligible organizations include Christian Church (Disciples of Christ), affiliated non-profit organizations and other churches that share a heritage from the Stone-Campbell movement. Eligible staff includes: ministers, church support staff, missionaries, K-12 Christian school personnel, and non-profit Christian college and university employees. Specific eligibility rules are determined by each individual entity/organization. If you qualify as an eligible staff member, you can also cover your eligible dependents. Eligible dependents include: Spouse/Domestic Partner Children under 26 years of age, including: Newborn Children Stepchildren Children legally placed for adoption Legally adopted children or children for whom the employee’s spouse is the child’s legal guardian Children awarded coverage pursuant to an order of court Children over age 26 who are not able to support themselves due to mental retardation, physical disability, mental illness or developmental disability. Making enrollment changes during the year In most cases, your benefit elections remain in effect for the entire plan year. During each annual enrollment period, you will have the opportunity to review your benefit elections and make changes for the coming year. Certain coverages allow limited changes to elections during the year. These benefits include the medical, dental and vision plans. Under these benefits, you may only make changes to your elections during the year if you have a change in family status. Family status changes include: Marriage, divorce or legal seperation Gain or loss of an eligible dependent for reasons such as birth, adoption, court order, disability, death, marriage, or reaching the dependent child age limit Changes in your spouse’s employment affecting benefit eligibility Changes in your spouse’s benefit coverage with another employer that affects benefit eligibility The change to your benefit elections must be consistent with the change in family status. For example, if you gain a new dependent due to birth, you may only change your benefit elections to add that dependent. In this case, coverage for other dependents cannot be changed. You have 30 days from the date of a change in family status to complete an enrollment change form and return it to Michael Porter, Director of Health Services. Otherwise, you must wait until the next annual enrollment period to make a change to your elections. Your elections will become effective the first of the following month, with the exception of a change due to birth or adoption. PAGE 3
Page 1: HURCHWIDEHEALTHCARE Freedom to choo
Page 6 and 7: Highmark BCBS Medical Program About
Page 8 and 9: Prescription Drug Program Overview
Page 10 and 11: Flexible Spending Accounts Overview
Page 12 and 13: Voluntary Dental Program Dental PPO
Page 14 and 15: Employer Paid Dental Program Dental
Page 16 and 17: Vision Benefits Vision - Vision Ser
Page 18 and 19: Legal Updates Newborns & Mothers He
Page 20 and 21: Medicare Part D Notice When will yo
Page 22: Christian Church (Disciples of Chri

CHURCHWIDE HEALTHCARE - Pension Fund

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?