Annual report and accounts 2009 (PDF) - Coventry Building Society
Annual report and accounts 2009 (PDF) - Coventry Building Society
Annual report and accounts 2009 (PDF) - Coventry Building Society
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ChairmanDavid HardingDeputy Chairman <strong>and</strong>Senior Independent DirectorBridget BlowChief ExecutiveDavid StewartExecutive DirectorsColin Franklin, Sales <strong>and</strong> Marketing DirectorRob Green, Finance DirectorPhil Vaughan, Chief Operating OfficerNon-executive DirectorsRoger BurnellIan GedenIan PickeringFiona SmithSecretary <strong>and</strong> SolicitorNailesh RambhaiSenior ManagementJulian AtkinsRachel HaworthDarin L<strong>and</strong>onSheryl LawrenceJohn LoweSally WrigglesworthAuditorsErnst & Young LLP1 More London PlaceLondon SE1 2AFCONTENTS2 Chairman’s Statement4 Chief Executive’s Review7 The Directors <strong>and</strong> Secretary9 Directors’ Report19 Risk Management Report21 Corporate Governance25 Directors’ Remuneration Report27 Statement of Directors’ Responsibilities28 Independent Auditors’ Report30 Income Statements30 Statements of OtherComprehensive Income31 Balance Sheets32 Statements of Changes in Equity33 Cash Flow Statements34 Notes to the Accounts76 <strong>Annual</strong> Business StatementBankersBank of Engl<strong>and</strong>HSBC plcThe Royal Bank of Scotl<strong>and</strong> plcRegistered OfficeEconomic HousePO Box 9High Street<strong>Coventry</strong> CV1 5QN
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