Junior League of Boca Raton - May Bridge 2009

got a quote for were $160 less at Sam’s Club. He was veryhappy with his savings to say the least.If you don’t have a programmable thermostat, run don’t walkto your nearest home improvement store, or call someone toget one installed. You can save hundreds of dollars a year, ifyou don’t keep your air-conditioner running all day. This is ahighly recommended way to help the environment by reducingenergy costs, and you save money at the same time.Have you ever heard about making an extra mortgage paymenta year towards your principle, or splitting your mortgagepayment into two payments each month? You could reduceyour mortgage by years and save thousands of dollars ininterest costs. Make sure that you have no prepaymentpenalty on your mortgage. You do not have to pay a serviceHonoring Mothers & Fathers by Roving Reporterto do this for you. Inquire with your mortgage holder, andthen create a payment plan that you can stick to. By addingsome extra dollars to my principal payment each month, my15-year mortgage will be paid off in 11 years (I am gettingclose), and I can’t wait.It seems like almost every magazine on the news stands hasarticles about getting out of debt or saving money.Everyone’s needs and circumstances are different; however Ibelieve that the state of the economy has encouraged us toopen our eyes about where our money goes. Look aroundyou. I wasn’t consciously trying to get the best deal whenthings forced me to take a closer look at where my moneywas going. By taking the time and doing a little research, Iam now saving hundreds of dollars a year. I bet that you cantoo!We are who we are because of our parents. In some way, ourparents have a hand in our emotional development. In Maywe honor our mothers and in June our fathers, so the RovingReporter asked League member two questions that relate toour parents:What is your fondest childhood memory of your motherand/or father?There are so many wonderful memories of my parents. Theyhave been “the best parents” a girl could have. My bestmemory is when we went on our cruise to the Caribbean.We were leaving our day in Mexico and we had to be backon the ship in ten minutes. My dad gave some guy $20 totake us by horse thinking the horse would get us there faster.The poor horse didn’t have much energy left and was goingas slow as molasses. My laid-back dad, sipping on hisCorona, was enjoying the ride, while my mother got so fedup, jumped off the horse, and ran to the ship. There wasNO WAY she was missing tomorrow’s shopping day inGrand Cayman. ~ Brittany Steelemanage my money and expenses without relying on a spouseor significant other. Most importantly, my mother showed methe importance of being a mother and humanitarian. Iremember my mother’s volunteer efforts! ~ Jen MintonFrom my mom I learned to be kind even if someone is notkind to you. ~ Alex GaglioI learned from my parents that a family’s strength is based onthe marriage. We were raised to believe that, as children, weare a product/result of their love for one another. This hashelped me be independent from my parents and put my trueself into my marriage and my own future. ~ Tina ToweryWhat did you learn from your mother and/or father that youcarry with you in your life today?To be a responsible, independent woman. I have learned toCarolyn Cole Arnold, Psy.D., P.A.Intelligence TestingPsychotherapyLicensed Psychologist#PY48507300 West Camino RealBoca Raton, FL 33433(561) 338-6995roving reporter17